Mortgage Lenders and Brokers in Inkom, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Inkom, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Advantage Plus FCUAdvantage Plus FCU465 Hillcrest Ave, American Falls, ID 83211A+5.0 ★Texas Ratio: 3.01%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, and Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Inkom, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Inkom are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Inkom, Idaho
Market share is the lender's share of all home loans closed in Inkom, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, Jumbo, HELOC | 15 +21 HELOCs |
16.1% | 95.5% | $352,333 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 8 +4 HELOCs |
8.6% | 100% | $570,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 4 | 4.3% | 80% | $410,000 | View |
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465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01% |
Conventional, FHA | 3 | 3.2% | 100% | $345,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
2.2% | 66.7% | $125,000 | View |
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590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 2 | 2.2% | 100% | $165,000 | View |
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249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $605,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $65,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 2 | 2.2% | 100% | $200,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 9.7% | 100% | $431,666 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 9 | 9.7% | 100% | $401,666 | |
Rocket Mortgage
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Conventional, VA | 7 | 7.5% | 70% | $172,142 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 4 +3 HELOCs |
4.3% | 57.1% | $122,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 3.2% | 100% | $125,000 | |
Guild Mortgage Company
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Conventional | 3 | 3.2% | 100% | $288,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.2% | 66.7% | $505,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.2% | 100% | $210,000 | |
VanDyk Mortgage Corporation
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Conventional, VA | 2 | 2.2% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2.2% | 100% | $95,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Evergreen Moneysource Mortgage Company
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VA | 1 | 1.1% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 1.1% | 100% | $65,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $815,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Inkom Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Inkom, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Inkom? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Inkom in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Inkom, ID
Use these to narrow the list above. Each category shows how many Inkom, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Inkom, ID
Independent mortgage companies closed 52.7 percent of home loans in Inkom, Idaho in 2025, banks 19.4 percent and credit unions 28 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Inkom, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Inkom, Idaho with 15 loans, about 16.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Inkom, Idaho in 2025, led by Freedom Mortgage Corporation with 2. 6 lenders closed VA loans, led by Idaho Central Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 8 credit unions closed home loans in Inkom, Idaho in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Inkom, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Inkom, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Inkom. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
