Mortgage Lenders and Brokers in Hayden Lake, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hayden Lake, Idaho mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA204 W Hayden Ave, Hayden Lake, ID 83835A+5.0 ★Texas Ratio: 5.36%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank190 N 8th Street, Boise, ID 83702A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, Banner BankBanner Bank950 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.91%, Premier Mortgage Resources, LLCPremier Mortgage Resources, LLCMeridian, ID, Rocket Mortgage, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hayden Lake, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hayden Lake are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hayden Lake, Idaho
Market share is the lender's share of all home loans closed in Hayden Lake, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hayden Lake 204 W Hayden Ave, Hayden Lake, ID 83835 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 50% | $205,000 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, Jumbo, HELOC | 11 +12 HELOCs |
13.9% | 100% | $592,272 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
5.1% | 100% | $877,500 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.3% | 50% | $1,635,000 | View |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $245,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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FHA | 1 | 1.3% | 50% | $515,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 6 | 7.6% | 66.7% | $613,333 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 6 | 7.6% | 100% | $533,333 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 4 | 5.1% | 80% | $562,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
3.8% | 100% | $368,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 3.8% | 100% | $978,333 | View |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 3 | 3.8% | 100% | $531,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 3.8% | 75% | $1,195,000 | View |
Paramount Residential Mortgage
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Conventional, VA, Jumbo | 3 | 3.8% | 100% | $678,333 | |
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A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 2 +2 HELOCs |
2.5% | 100% | $600,000 | View |
Canopy Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 2.5% | 66.7% | $1,685,000 | |
Planet Home Lending, LLC
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Conventional, Jumbo | 2 | 2.5% | 100% | $1,445,000 | |
Summit Funding.Inc
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Conventional | 2 | 2.5% | 100% | $605,000 | |
Gold Coast Bank
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Conventional | 2 | 2.5% | 100% | $765,000 | |
Spokane Teachers Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
1.3% | 100% | $255,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $605,000 | |
Boeing Employees' Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.3% | 100% | $1,215,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 100% | $775,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $165,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 1.3% | 100% | $645,000 | |
Gate City Bank
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Conventional | 1 | 1.3% | 100% | $485,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 1.3% | 100% | $935,000 | |
Nfm, Inc
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Conventional | 1 | 1.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 1.3% | 100% | $945,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,035,000 | View |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.3% | 100% | $775,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.3% | 100% | $505,000 | |
Gesa Credit Union
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Conventional | 1 | 1.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,205,000 | |
Firefighters First Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hayden Lake Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hayden Lake, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Hayden Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hayden Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hayden Lake, ID
Use these to narrow the list above. Each category shows how many Hayden Lake, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Hayden Lake, ID
Independent mortgage companies closed 54.4 percent of home loans in Hayden Lake, Idaho in 2025, banks 24.1 percent and credit unions 21.5 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hayden Lake, ID
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Hayden Lake, Idaho with 1 loans, about 1.3 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Hayden Lake, Idaho in 2025, led by Premier Mortgage Resources, LLC with 1. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 12 credit unions closed home loans in Hayden Lake, Idaho in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hayden Lake, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hayden Lake, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hayden Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
