Mortgage Lenders and Brokers in Emmett, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Emmett, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.200 S Washington Ave, Emmett, ID 83617A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank250 S Washington Ave, Emmett, ID 83617A+5.0 ★Texas Ratio: 4.72%, Keybank National AssociationKeybank National Association1024 S Washington Ave, Emmett, ID 83617A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA102 W Main St, Emmett, ID 83617A+5.0 ★Texas Ratio: 5.36%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, Pioneer Federal Credit UnionPioneer Federal Credit Union8100 W Emerald St, Boise, ID 83704A5.0 ★Texas Ratio: 7.01%, Frontier Credit UnionFrontier Credit Union3255 E 17th St, Ammon, ID 83406 6718A+5.0 ★Texas Ratio: 5.41%, and Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Emmett, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Emmett are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Emmett, Idaho
Market share is the lender's share of all home loans closed in Emmett, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Emmett 200 S Washington Ave, Emmett, ID 83617 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +16 HELOCs |
1.3% | 42.9% | $406,666 | View |
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★ 1 stars, 1 review 1 office in Emmett 250 S Washington Ave, Emmett, ID 83617 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +16 HELOCs |
0.4% | 100% | $360,000 | View |
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1 office in Emmett 1024 S Washington Ave, Emmett, ID 83617 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $275,000 | View |
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1 office in Emmett 102 W Main St, Emmett, ID 83617 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $325,000 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 49 +51 HELOCs |
10.4% | 94.2% | $366,428 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 85.7% | $402,500 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 4 | 0.9% | 57.1% | $142,500 | View |
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8100 W Emerald St, Boise, ID 83704 A5.0 ★Texas Ratio: 7.01% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $155,000 | View |
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3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 2 | 0.4% | 100% | $380,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $305,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $805,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,325,000 | View |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
VA | 1 | 0.2% | 100% | $265,000 | View |
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280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 18 | 3.8% | 100% | $333,888 | |
Capital Educators Fed CU
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Conventional | 5 | 1.1% | 100% | $179,000 | |
Bluebird Home Loans LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $295,000 | |
First Federal Savings Bank
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Conventional | 2 | 0.4% | 66.7% | $650,000 | |
Potlatch No 1 Financial Credit U
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 42 +1 HELOCs |
8.9% | 86% | $380,476 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 8.3% | 90.9% | $272,435 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA, Jumbo | 33 | 7% | 100% | $312,272 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 22 | 4.7% | 100% | $243,181 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA, Jumbo | 20 | 4.3% | 100% | $289,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 11 | 2.3% | 91.7% | $323,181 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +2 HELOCs |
2.1% | 76.9% | $358,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.1% | 100% | $314,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, Jumbo | 10 | 2.1% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 10 | 2.1% | 100% | $342,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.7% | 100% | $422,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 7 | 1.5% | 100% | $327,857 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.3% | 75% | $268,333 | |
Triad Financial Services, Inc.
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Conventional | 6 | 1.3% | 64.3% | $103,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.3% | 85.7% | $433,333 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
1.1% | 31.6% | $415,000 | |
Primelending
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Conventional, FHA | 5 | 1.1% | 100% | $349,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 1.1% | 71.4% | $391,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.1% | 83.3% | $181,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 4 +2 HELOCs |
0.9% | 80% | $427,500 | |
Texana Bank
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Conventional, FHA | 4 | 0.9% | 100% | $350,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $245,000 | |
Newrez LLC
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FHA, VA | 3 | 0.6% | 50% | $428,333 | |
JMJ Financial Group Inc.
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Conventional, FHA | 3 | 0.6% | 75% | $258,333 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $145,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $268,333 | |
Mortgage Research Center
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VA | 3 | 0.6% | 75% | $471,666 | |
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A+5.0 ★Texas Ratio: 0.89% |
FHA, VA | 3 | 0.6% | 60% | $341,666 | View |
The Loan Store, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $295,000 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.6% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 3 | 0.6% | 100% | $311,666 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.6% | 100% | $191,666 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.4% | 100% | $320,000 | View |
Toll Brothers Mortgage Company
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Conventional | 2 | 0.4% | 100% | $370,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.4% | 100% | $335,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.4% | 75% | $320,000 | |
Nations Direct Mortgage, LLC
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VA | 2 | 0.4% | 100% | $370,000 | |
Gesa Credit Union
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $320,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 25% | $90,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 100% | $400,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $45,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.2% | 100% | $395,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.2% | 66.7% | $595,000 | |
Success Lending, LLC
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VA | 1 | 0.2% | 50% | $455,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.2% | 100% | $285,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $165,000 | |
River Bank & Trust
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Conventional | 1 | 0.2% | 100% | $495,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.2% | 100% | $415,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Intercap Lending Inc
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FHA | 1 | 0.2% | 100% | $595,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Bay Equity LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Mortgage Express
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 25% | $455,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Utah Power Credit Union
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $395,000 | View |
Rogue Credit Union
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.2% | 100% | $205,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $125,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 16.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 25% | $55,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 75% | $435,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.2% | 100% | $545,000 | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Horizon Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nuvision Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Emmett Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Emmett, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Emmett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Emmett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Emmett, ID
Use these to narrow the list above. Each category shows how many Emmett, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Emmett, ID
Independent mortgage companies closed 67.2 percent of home loans in Emmett, Idaho in 2025, banks 16.8 percent and credit unions 16 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 49 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Emmett, ID
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Emmett, Idaho with 6 loans, about 1.3 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 49 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Emmett, Idaho in 2025, led by Premier Mortgage Resources, LLC with 7. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 22 credit unions closed home loans in Emmett, Idaho in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Emmett, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Emmett, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Emmett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
