Mortgage Lenders and Brokers in Moscow, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moscow, Idaho mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.105 S Main St, Moscow, ID 83843A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.1314 S Blaine St, Moscow, ID 83843A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA221 S Main St, Moscow, ID 83843A+5.0 ★Texas Ratio: 5.36%, Washington Trust BankWashington Trust Bank222 Troy Rd, Moscow, ID 83843A+5.0 ★Texas Ratio: 4.63%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1790 W Pullman Rd, Moscow, ID 83843A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank609 S Washington St, Moscow, ID 83843A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank600 S Jackson St, Moscow, ID 83843A+5.0 ★Texas Ratio: 2.91%, Idaho Central Credit UnionIdaho Central Credit Union525 W 3rd St, Moscow, ID 83843A+5.0 ★Texas Ratio: 4.55%, Freedom Northwest Credit UnionFreedom Northwest Credit Union303 Main Street, Kamiah, ID 83536A+5.0 ★Texas Ratio: 3.79%, and Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moscow, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moscow are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moscow, Idaho
Market share is the lender's share of all home loans closed in Moscow, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Moscow 105 S Main St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 11 +7 HELOCs |
3.4% | 94.1% | $401,363 | View |
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1 office in Moscow 1314 S Blaine St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 80% | $157,500 | View |
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1 office in Moscow 221 S Main St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.2% | 100% | $277,500 | View |
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1 office in Moscow 222 Troy Rd, Moscow, ID 83843 A+5.0 ★Texas Ratio: 4.63% |
Conventional, HELOC | 3 +11 HELOCs |
0.9% | 100% | $168,333 | View |
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1 office in Moscow 1790 W Pullman Rd, Moscow, ID 83843 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 100% | $278,333 | View |
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1 office in Moscow 609 S Washington St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $330,000 | View |
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1 office in Moscow 600 S Jackson St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $455,000 | View |
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★ 5 stars, 1 review 525 W 3rd St, Moscow, ID 83843 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, Jumbo, HELOC | 43 +32 HELOCs |
13.4% | 96.3% | $384,069 | View |
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303 Main Street, Kamiah, ID 83536 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 7 | 2.2% | 100% | $279,285 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
FHA | 1 | 0.3% | 50% | $525,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Potlatch No 1 Financial Credit U
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Conventional, HELOC | 9 +11 HELOCs |
2.8% | 90% | $356,111 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $298,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 58 +7 HELOCs |
18% | 100% | $332,758 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 55 +1 HELOCs |
17.1% | 98.3% | $420,272 | |
Rocket Mortgage
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Conventional, VA | 27 | 8.4% | 93.3% | $329,444 | |
Kind Lending, LLC
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Conventional, VA | 10 | 3.1% | 78.6% | $470,000 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 3.1% | 100% | $330,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 8 | 2.5% | 100% | $486,250 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.6% | 70% | $69,000 | |
Pennymac Loan Services LLC
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Conventional | 5 | 1.6% | 83.3% | $437,000 | |
Wsecu
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 71.4% | $137,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.2% | 80% | $330,000 | |
Mortgage Research Center
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VA | 4 | 1.2% | 66.7% | $490,000 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 1.2% | 80% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.9% | 100% | $321,666 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 75% | $81,666 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $380,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $415,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 100% | $55,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $525,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $340,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $410,000 | |
Spokane Teachers Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $25,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
loanDepot.com LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $475,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 66.7% | $55,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
Agwest Farm Credit, Flca
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,435,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $235,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Moscow Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moscow, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Moscow? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moscow in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moscow, ID
Use these to narrow the list above. Each category shows how many Moscow, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Moscow, ID
Independent mortgage companies closed 67.4 percent of home loans in Moscow, Idaho in 2025, banks 11.5 percent and credit unions 21.1 percent. Premier Mortgage Resources, LLC was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moscow, ID
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Moscow, Idaho with 11 loans, about 3.4 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 43 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Moscow, Idaho, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 93 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Moscow, Idaho in 2025, led by Cmg Mortgage Inc with 9. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Moscow, Idaho in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moscow, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moscow, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moscow. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
