Mortgage Lenders and Brokers in Victor, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Victor, Idaho mortgage lenders include US Bank, N.A.US Bank, N.A.138 N Main St, Victor, ID 83455A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, NBH BankNBH Bank802 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, First Interstate BankFirst Interstate Bank8351 W Overland Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.72%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, and Beehive Federal Credit UnionBeehive Federal Credit Union1650 E Sunnyside Rd, Idaho Falls, ID 83404A5.0 ★Texas Ratio: 12.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Victor, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Victor are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Victor, Idaho
Market share is the lender's share of all home loans closed in Victor, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Victor 138 N Main St, Victor, ID 83455 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +5 HELOCs |
7.9% | 61.1% | $730,454 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 24 +4 HELOCs |
17.3% | 94.7% | $729,583 | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 4 +10 HELOCs |
2.9% | 77.8% | $145,000 | View |
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802 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
2.2% | 100% | $478,333 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.2% | 100% | $508,333 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 3 | 2.2% | 75% | $1,155,000 | View |
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590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 2 | 1.4% | 100% | $220,000 | View |
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★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +6 HELOCs |
0.7% | 33.3% | $45,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $575,000 | View |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
Conventional | 1 | 0.7% | 50% | $355,000 | View |
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3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.7% | 50% | $355,000 | View |
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9140 W Emerald St, Boise, ID 83704 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,735,000 | View |
Rocket Mortgage
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Conventional, FHA | 12 | 8.6% | 75% | $271,666 | |
Originpoint, LLC
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Conventional, FHA, Jumbo | 9 | 6.5% | 81.8% | $707,222 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
5.8% | 100% | $628,750 | |
Guild Mortgage Company
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Conventional | 4 | 2.9% | 100% | $477,500 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.2% | 75% | $905,000 | |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 3 | 2.2% | 100% | $1,175,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.4% | 100% | $415,000 | |
Nbkc Bank
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Conventional, Jumbo | 2 | 1.4% | 100% | $1,270,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1.4% | 100% | $755,000 | View |
Synergy One Lending, Inc.
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Conventional | 2 | 1.4% | 66.7% | $660,000 | |
Intercap Lending Inc
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Conventional | 2 | 1.4% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $230,000 | |
United Mortgage Corp.
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Conventional | 2 | 1.4% | 100% | $910,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.4% | 50% | $330,000 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.7% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,215,000 | View |
United Wholesale Mortgage
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VA | 1 | 0.7% | 33.3% | $685,000 | |
American Financial Resources LLC
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VA | 1 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,205,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $605,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Pennymac Loan Services LLC
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VA, Jumbo | 1 | 0.7% | 66.7% | $1,425,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $65,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.7% | 100% | $815,000 | View |
Basis Home Loans LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.7% | 100% | $785,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 0.7% | 100% | $645,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.7% | 100% | $1,205,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.7% | 100% | $565,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.7% | 100% | $1,035,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 16.7% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,595,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Meridian Trust Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Victor Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Victor, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Victor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Victor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Victor, ID
Use these to narrow the list above. Each category shows how many Victor, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Victor, ID
Independent mortgage companies closed 49.6 percent of home loans in Victor, Idaho in 2025, banks 43.2 percent and credit unions 7.2 percent. Rocket Mortgage was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Victor, ID
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Victor, Idaho with 11 loans, about 7.9 percent of the market. The largest lender headquartered in Idaho was Idaho Central Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Victor, Idaho in 2025, led by NBH Bank with 1. 6 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in Victor, Idaho in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Victor, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Victor, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Victor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
