Mortgage Lenders and Brokers in Mountain Home, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain Home, Idaho mortgage lenders include Pioneer Federal Credit UnionPioneer Federal Credit Union250 W 3rd S, Mountain Home, ID 83647A5.0 ★Texas Ratio: 7.01%, US Bank, N.A.US Bank, N.A.305 N 2nd E, Mountain Home, ID 83647A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank400 N 3rd E, Mountain Home, ID 83647A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA290 N 2nd E, Mountain Home, ID 83647A+5.0 ★Texas Ratio: 3.68%, Idaho Central Credit UnionIdaho Central Credit Union105 Desert Sage Way, Mountain Home, ID 83647A+5.0 ★Texas Ratio: 4.55%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%, Frontier Credit UnionFrontier Credit Union3255 E 17th St, Ammon, ID 83406 6718A+5.0 ★Texas Ratio: 5.41%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain Home, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain Home are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain Home, Idaho
Market share is the lender's share of all home loans closed in Mountain Home, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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250 W 3rd S, Mountain Home, ID 83647 A5.0 ★Texas Ratio: 7.01% |
Conventional, HELOC | 17 +38 HELOCs |
2.3% | 94.7% | $180,882 | View |
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1 office in Mountain Home 305 N 2nd E, Mountain Home, ID 83647 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, USDA, HELOC | 8 +1 HELOCs |
1.1% | 80% | $241,250 | View |
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★ 1 stars, 1 review 1 office in Mountain Home 400 N 3rd E, Mountain Home, ID 83647 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +12 HELOCs |
0.3% | 100% | $210,000 | View |
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1 office in Mountain Home 290 N 2nd E, Mountain Home, ID 83647 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $215,000 | View |
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★ 5 stars, 1 review 105 Desert Sage Way, Mountain Home, ID 83647 A+5.0 ★Texas Ratio: 4.55% |
Conventional, FHA, VA, HELOC | 26 +42 HELOCs |
3.5% | 86.8% | $268,076 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 75% | $165,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
FHA | 1 | 0.1% | 20% | $155,000 | View |
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3255 E 17th St, Ammon, ID 83406 6718 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.1% | 50% | $65,000 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA, USDA, Jumbo | 104 | 14.1% | 95.4% | $291,730 | |
Capital Educators Fed CU
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Conventional | 3 | 0.4% | 75% | $135,000 | |
Bluebird Home Loans LLC
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Conventional | 2 | 0.3% | 100% | $325,000 | |
First Federal Savings Bank
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $915,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 65 +6 HELOCs |
8.8% | 100% | $268,076 | |
Mortgage Research Center
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Conventional, FHA, VA | 65 | 8.8% | 83.5% | $339,923 | |
Rocket Mortgage
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Conventional, FHA, VA | 56 | 7.6% | 84.3% | $261,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 50 +1 HELOCs |
6.8% | 87.7% | $345,800 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 38 | 5.2% | 90.5% | $251,842 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 35 | 4.8% | 100% | $374,428 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 28 | 3.8% | 93.9% | $336,785 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 18 | 2.4% | 85.7% | $288,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 2.2% | 100% | $241,875 | |
loanDepot.com LLC
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Conventional, FHA, VA | 15 | 2% | 78.9% | $209,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2% | 80% | $213,000 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 14 | 1.9% | 100% | $402,857 | |
Newrez LLC
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Conventional, VA | 12 | 1.6% | 70.6% | $262,500 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1.1% | 75% | $165,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1% | 68.4% | $96,428 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 0.8% | 75% | $200,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 6 | 0.8% | 100% | $353,333 | View |
21St Mortgage
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Conventional | 6 | 0.8% | 37.5% | $46,666 | |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 5 +3 HELOCs |
0.7% | 100% | $349,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +5 HELOCs |
0.5% | 66.7% | $292,500 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 4 | 0.5% | 100% | $497,500 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA, VA | 4 | 0.5% | 100% | $360,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.5% | 100% | $312,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 4 | 0.5% | 71.4% | $282,500 | |
My Move Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $350,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.5% | 54.5% | $392,500 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.4% | 75% | $321,666 | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 3 | 0.4% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 33.3% | $195,000 | |
Success Lending, LLC
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Conventional, USDA | 2 | 0.3% | 100% | $165,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.3% | 66.7% | $235,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.3% | 100% | $360,000 | |
Intercap Lending Inc
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Conventional, FHA | 2 | 0.3% | 100% | $135,000 | |
JMJ Financial Group Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Union Home Mortgage Corp.
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VA | 2 | 0.3% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $235,000 | View |
Churchill Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $475,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.3% | 100% | $185,000 | |
Nations Direct Mortgage, LLC
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VA | 2 | 0.3% | 100% | $370,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 50% | $230,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $335,000 | |
Tomo Mortgage LLC
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Conventional, FHA | 2 | 0.3% | 100% | $305,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Primelending
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USDA | 1 | 0.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
VA | 1 | 0.1% | 100% | $485,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $475,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $365,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 12.5% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.1% | 100% | $235,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $195,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Horizon Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 20% | $295,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 20% | $405,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.1% | 100% | $525,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
Nfm, Inc
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FHA | 1 | 0.1% | 100% | $335,000 | |
Encompass Lending Group, L.P.
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VA | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 50% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.1% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 50% | $365,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.1% | 100% | $275,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mountain Home Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain Home, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Mountain Home? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain Home in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain Home, ID
Use these to narrow the list above. Each category shows how many Mountain Home, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain Home, ID
Independent mortgage companies closed 87 percent of home loans in Mountain Home, Idaho in 2025, banks 5.6 percent and credit unions 7.5 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Pioneer Federal Credit Union the largest credit union. Among lenders headquartered in Idaho, Pioneer Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain Home, ID
By home loans closed in 2025, Pioneer Federal Credit Union was the largest mortgage lender in Mountain Home, Idaho with 17 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mountain Home, Idaho, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Mountain Home, Idaho in 2025, led by Premier Mortgage Resources, LLC with 29. 51 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 13 credit unions closed home loans in Mountain Home, Idaho in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain Home, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain Home, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain Home. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
