Mortgage Lenders and Brokers in Middleton, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middleton, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 3.04%, Pioneer Federal Credit UnionPioneer Federal Credit Union551 S Middleton Rd, Middleton, ID 83644 5992A5.0 ★Texas Ratio: 7.01%, D. L. Evans BankD. L. Evans Bank200 W Market St, Albion, ID 83311A+5.0 ★Texas Ratio: 1.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1711 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association15 N Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 4.81%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2540 E Sunnyside Rd, Ammon, ID 83406A+5.0 ★Texas Ratio: 3.72%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, and Banner BankBanner Bank950 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middleton, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middleton are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middleton, Idaho
Market share is the lender's share of all home loans closed in Middleton, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, VA, Jumbo, HELOC | 44 +67 HELOCs |
6.7% | 88.4% | $476,136 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 10 +7 HELOCs |
1.5% | 84.6% | $358,000 | View |
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575 Jensen Grove Dr, Blackfoot, ID 83221 1682 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
1.1% | 77.8% | $135,000 | View |
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551 S Middleton Rd, Middleton, ID 83644 5992 A5.0 ★Texas Ratio: 7.01% |
Conventional, HELOC | 6 +12 HELOCs |
0.9% | 100% | $253,333 | View |
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200 W Market St, Albion, ID 83311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 5 | 0.8% | 100% | $241,000 | View |
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1711 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.6% | 80% | $205,000 | View |
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15 N Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.3% | 66.7% | $380,000 | View |
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2540 E Sunnyside Rd, Ammon, ID 83406 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $495,000 | View |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $605,000 | View |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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190 N 8th Street, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1650 E Sunnyside Rd, Idaho Falls, ID 83404 A5.0 ★Texas Ratio: 12.87% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1 stars, 1 review 8351 W Overland Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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280 W Judicial St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 30 | 4.5% | 100% | $299,333 | |
Capital Educators Fed CU
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Conventional | 5 | 0.8% | 71.4% | $123,000 | |
First Federal Savings Bank
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Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.6% | 100% | $615,000 | |
Bluebird Home Loans LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
Potlatch No 1 Financial Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Toll Brothers Mortgage Company
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Conventional, FHA, VA | 49 | 7.4% | 100% | $365,408 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 47 | 7.1% | 97.9% | $350,957 | |
Rocket Mortgage
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Conventional, FHA, VA | 45 | 6.8% | 91.8% | $288,111 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 36 +1 HELOCs |
5.4% | 86.4% | $484,166 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 30 | 4.5% | 96.8% | $376,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 29 +2 HELOCs |
4.4% | 90.9% | $436,724 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 29 | 4.4% | 97.1% | $460,862 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 26 | 3.9% | 100% | $350,384 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 15 +1 HELOCs |
2.3% | 94.4% | $389,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 2.1% | 77.8% | $309,285 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 12 | 1.8% | 100% | $387,500 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 10 +3 HELOCs |
1.5% | 100% | $405,000 | |
My Move Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.5% | 100% | $329,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 1.4% | 100% | $317,222 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
1.2% | 100% | $378,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.2% | 81.8% | $323,750 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 8 | 1.2% | 100% | $415,000 | |
Kind Lending, LLC
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Conventional, VA | 7 | 1.1% | 77.8% | $343,571 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 6 +4 HELOCs |
0.9% | 66.7% | $173,333 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 6 +1 HELOCs |
0.9% | 100% | $481,666 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 6 | 0.9% | 100% | $273,333 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, VA | 6 | 0.9% | 85.7% | $430,000 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $403,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $65,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 5 | 0.8% | 83.3% | $283,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 5 | 0.8% | 100% | $331,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.6% | 100% | $367,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.6% | 100% | $330,000 | |
JMJ Financial Group Inc.
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Conventional, FHA | 4 | 0.6% | 100% | $327,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.6% | 80% | $485,000 | View |
Churchill Mortgage Corporation
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Conventional, VA | 4 | 0.6% | 100% | $510,000 | |
Planet Home Lending, LLC
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Conventional, FHA, Jumbo | 4 | 0.6% | 100% | $577,500 | |
Mortgage Research Center
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VA | 4 | 0.6% | 100% | $410,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 60% | $261,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA, VA | 3 | 0.5% | 100% | $345,000 | View |
Alliant Credit Union
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Conventional, Jumbo | 2 | 0.3% | 100% | $795,000 | |
Primelending
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VA | 2 | 0.3% | 100% | $420,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 2 | 0.3% | 100% | $480,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 50% | $350,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $635,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.3% | 66.7% | $280,000 | |
Franklin Loan Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 100% | $70,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.3% | 100% | $585,000 | View |
Mutual of Omaha Mortgage
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FHA | 2 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 2 | 0.3% | 100% | $460,000 | View |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.3% | 100% | $410,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $545,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $545,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Success Lending, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Infinity Equity Group, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $365,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $45,000 | |
AdvantageFirst Lending Inc
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VA, Jumbo | 1 | 0.2% | 100% | $835,000 | |
Intercap Lending Inc
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FHA | 1 | 0.2% | 100% | $395,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $755,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $405,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.2% | 100% | $415,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $275,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $955,000 | View |
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A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.2% | 100% | $325,000 | |
Rogue Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,115,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 50% | $365,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA, Jumbo | 1 | 0.2% | 100% | $1,115,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $725,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $445,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Texana Bank
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USDA | 1 | 0.2% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $205,000 | |
Horizon Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Firefighters First Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Technology Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Middleton Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middleton, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Middleton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middleton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middleton, ID
Use these to narrow the list above. Each category shows how many Middleton, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Middleton, ID
Independent mortgage companies closed 79.4 percent of home loans in Middleton, Idaho in 2025, banks 8.8 percent and credit unions 11.8 percent. Premier Mortgage Resources, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middleton, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Middleton, Idaho with 44 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Middleton, Idaho in 2025, led by Premier Mortgage Resources, LLC with 12. 39 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 21 credit unions closed home loans in Middleton, Idaho in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middleton, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middleton, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middleton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
