Best Personal Loan Rates in Michigan (MI) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Michigan borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Michigan include: Route 31 Federal Credit UnionRoute 31 Federal Credit Union715 Terrace St, Muskegon, MI, 49440A+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit Union6000 28th St SE, Grand Rapids, MI, 49546 6927A+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit Union580 N Main St, Frankenmuth, MI, 48734A5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, Flagship Community Federal Credit UnionFlagship Community Federal Credit Union3910 Lapeer Rd, Port Huron, MI, 48060 2402A+5.0 ★Texas Ratio: 2.05% offering Personal Loan at 4.45% APR, and Integra First Federal Credit UnionIntegra First Federal Credit Union2600 10th St, Menominee, MI, 49858 1904A+5.0 ★Texas Ratio: 5.20% offering Recreational Loans at 4.49% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Michigan side-by-side. Michigan personal loan rates currently start as low as 3.99% APR from Route 31 Federal Credit Union at 715 Terrace St, Muskegon, MI, 49440. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
715 Terrace St, Muskegon, MI, 49440
Expressway Loans
3.99%
▼
APR3.99%
Last UpdatedMay 8, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
580 N Main St, Frankenmuth, MI, 48734
Share Pledged Loan
4.00%
▼
APR4.00%
Last UpdatedMay 8, 2026
Details
for example funds in a 1.00%APY product
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3910 Lapeer Rd, Port Huron, MI, 48060 2402
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedMay 8, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
2600 10th St, Menominee, MI, 49858 1904
Recreational Loans
4.49%
▼
APR4.49%
Last UpdatedMay 8, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI, 49418 2501
Electric/Hybrid Loans
4.70%
▼
APR4.70%
Last UpdatedMay 8, 2026
Details
As Low As; 4.70%
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
Spring Loan Special 36 Months
4.75%
▼
APR4.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
CU Heart Relief Loan
4.95%
▼
APR4.95%
Last UpdatedMay 8, 2026
Details
As Low As; Supporting our community through flood & storm recovery.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI, 49418 2501
Electric/Hybrid Loans
4.95%
▼
APR4.95%
Last UpdatedMay 8, 2026
Details
As Low As; 4.95%
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedMay 8, 2026
Details
Must provide travel itinerary
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
34200 Utica Rd, Fraser, MI, 48026
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 8, 2026
Details
This APR will vary with the market based on the dividend rate.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI, 49418 2501
Electric/Hybrid Loans
5.45%
▼
APR5.45%
Last UpdatedMay 8, 2026
Details
As Low As; 5.45%
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
Recreation Loan
5.49%
▼
APR5.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI, 49418 2501
Electric/Hybrid Loans
5.70%
▼
APR5.70%
Last UpdatedMay 8, 2026
Details
As Low As; 5.70%
Parkside Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
36525 PLYMOUTH RD, LIVONIA, MI, 48150
Recreational Loans
5.74%
▼
APR5.74%
Last UpdatedMay 8, 2026
Details
As Low As; no payments for 90 days now through April 30th!
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947
Credit Builder Loan
5.74%
▼
APR5.74%
Last UpdatedMay 8, 2026
Details
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
23617 Liberty St, Farmington, MI, 48335
New Equipment Loan
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
Relationship APR
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
485 S State St, Sparta, MI, 49345 1549
Recreational Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
As Low As; Fast approval, easy process
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
Recreation Loans
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
As Low As; Apply for a Recreation Loan Now
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
400 Town Center Dr, Dearborn, MI, 48126
Share Loan
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
580 N Main St, Frankenmuth, MI, 48734
10 Year Construction Loan
6.13%
▼
APR6.13%
Last UpdatedMay 8, 2026
Details
No additional details available.
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
Spring Loan Special 60 Months
6.25%
▼
APR6.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.34%
▼
APR6.34%
Last UpdatedMay 8, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI, 49418 2501
Electric/Hybrid Loans
6.45%
▼
APR6.45%
Last UpdatedMay 8, 2026
Details
As Low As; 6.45%
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.46%
▼
APR6.46%
Last UpdatedMay 8, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Recreational Loans
6.49%
▼
APR6.49%
Last UpdatedMay 8, 2026
Details
As Low As; 2025 and Newer
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
23617 Liberty St, Farmington, MI, 48335
Used Equipment Loan
6.49%
▼
APR6.49%
Last UpdatedMay 8, 2026
Details
Relationship APR
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.49%
▼
APR6.49%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
5600 Crooks Rd Ste 101, Troy, MI, 48098
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
6.50% APR for 96 Months (75% of stock value)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.51%
▼
APR6.51%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.68%
▼
APR6.68%
Last UpdatedMay 8, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Recreational Loans
6.74%
▼
APR6.74%
Last UpdatedMay 8, 2026
Details
As Low As; 2024-2017
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.84%
▼
APR6.84%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Land Loan 10-year
6.91%
▼
APR6.91%
Last UpdatedMay 8, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Land Loan 62-Month Balloon
6.94%
▼
APR6.94%
Last UpdatedMay 8, 2026
Details
30-Year Amortization
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.96%
▼
APR6.96%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
23617 Liberty St, Farmington, MI, 48335
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
Fixed APR
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI, 48603
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI, 48603
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
1220 County Center Dr W, Waterford, MI, 48328 1904
2017-2026 Model Years - minimum loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
$10,000
Lake Huron Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1540 Tittabawassee Rd, Saginaw, MI, 48604 9445
Other Titled or Non-titled Loans
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3031 Airpark Dr N, Flint, MI, 48507 3471
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI, 48823 8029
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI, 49546
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
7.01%
▼
APR7.01%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
Last UpdatedMay 8, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
1220 County Center Dr W, Waterford, MI, 48328 1904
2017-2026 Model Years - minimum loan
7.24%
▼
APR7.24%
Last UpdatedMay 8, 2026
Details
$50,000
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
1220 County Center Dr W, Waterford, MI, 48328 1904
2023-2026 Model Years - minimum loan
7.24%
▼
APR7.24%
Last UpdatedMay 8, 2026
Details
$20,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
Last UpdatedMay 8, 2026
Details
No additional details available.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
G3381 Van Slyke Rd, Flint, MI, 48507 3263
Vacant Land Loans 5 Year Balloon
7.26%
▼
APR7.26%
Last UpdatedMay 8, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
23617 Liberty St, Farmington, MI, 48335
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMay 8, 2026
Details
Fixed APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
Last UpdatedMay 8, 2026
Details
No additional details available.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
2929 3rd Ave N, Escanaba, MI, 49829 4203
Consumer Loans
7.75%
▼
APR7.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
460 W Laketon Ave, Muskegon, MI, 49441 2632
12 Month Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; Multi Purpose 12 Month Loan
Tri Cities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
905 Pennoyer Ave, Grand Haven, MI, 49417
HOLIDAY LOAN SPECIAL
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
7373 W Saginaw Hwy, Lansing, MI, 48917 1124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
1888 E Sherman Blvd, Muskegon, MI, 49444 1822
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Vibe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
1220 County Center Dr W, Waterford, MI, 48328 1904
2023-2026 Model Years - minimum loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
$40,000
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 36 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 24 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 12 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
4550 Division St, Trenton, MI, 48183
Unsecured Closed End Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1075 E Sherman Blvd, Norton Shores, MI, 49444 1807
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
27850 MOUND RD, WARREN, MI, 48092
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
34857 S Townline Rd, Drummond Island, MI, 49726 9486
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As; Effective Date: Monday, April 27th, 2026
TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
2900 W South Airport Rd, Traverse City, MI, 49684 4611
Other Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
1381 N Bagley St, Alpena, MI, 49707 8101
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
21043 Mound Rd, Warren, MI, 48091 2903
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $10,000; As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
700 E Sharon Ave, Houghton, MI, 49931 1618
Used Personal Recreational (2024 and older) 72 Month
8.18%
▼
APR8.18%
Last UpdatedMay 8, 2026
Details
No additional details available.
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI, 49203
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
2900 W South Airport Rd, Traverse City, MI, 49684 4611
Other Loans
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
DOW
Institution Rating:
A+5.0 ★
600 E Lyon Rd, Midland, MI, 48640 5396
Personal Non-Rebate
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
As Low As
Marshall Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
839 W Green St, Marshall, MI, 49068
Other Titled Collateral Loan
8.39%
▼
APR8.39%
Last UpdatedMay 8, 2026
Details
As low as
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.46%
▼
APR8.46%
Last UpdatedMay 8, 2026
Details
As Low As
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Awakon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
20855 Washington Ave, Onaway, MI, 49765
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As; Starting at 12 months
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Holiday Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
835 W Warwick Dr, Alma, MI, 48801 1147
Unsecured Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Alpena Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
710 W Miller St, Alpena, MI, 49707 1875
Unsecured
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
APR as low as
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.51%
▼
APR8.51%
Last UpdatedMay 8, 2026
Details
As Low As
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.59%
▼
APR8.59%
Last UpdatedMay 8, 2026
Details
As Low As
Marshall Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
839 W Green St, Marshall, MI, 49068
Other Titled Collateral Loan
8.64%
▼
APR8.64%
Last UpdatedMay 8, 2026
Details
As low as
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
211 W Center St, Alma, MI, 48801 2206
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedMay 8, 2026
Details
up to $25,000
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
715 Terrace St, Muskegon, MI, 49440
Unsecured Loans
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947
Machinery/Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
2929 3rd Ave N, Escanaba, MI, 49829 4203
Consumer Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
400 S Carpenter Ave, Kingsford, MI, 49802 4527
General Purpose Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
APR
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.76%
▼
APR8.76%
Last UpdatedMay 8, 2026
Details
As Low As
Marshall Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
839 W Green St, Marshall, MI, 49068
Other Titled Collateral Loan
8.89%
▼
APR8.89%
Last UpdatedMay 8, 2026
Details
As low as
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1230 W Washington St, Marquette, MI, 49855
Personal
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
8.96%
▼
APR8.96%
Last UpdatedMay 8, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
460 W Laketon Ave, Muskegon, MI, 49441 2632
24 Month Unsecured Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; Multi Purpose 24 Month Loan
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
106 N Marketplace Blvd, Lansing, MI, 48917 7753
Your Life. Your Loan.
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
630 Howard St, Detroit, MI, 48226
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
106 N Marketplace Blvd, Lansing, MI, 48917 7753
Debt Consolidation Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; $4,00 Max
South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
958 W Monroe St, Jackson, MI, 49202 2036
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
958 W Monroe St, Jackson, MI, 49202 2036
Other Unsecured Closed End Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; Other Unsecured Closed End Loans
Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
1117 28th St, Manistee, MI, 49660
HOLIDAY LOAN
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
630 Howard St, Detroit, MI, 48226
Summer Fun Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
6000 28th St SE, GRAND RAPIDS, MI, 49546
LIMITED-TIME LOAN SPECIAL
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
Valid through April 30
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18925 Telegraph Rd, Brownstown, MI, 48174 9546
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Michigan Coastal Credit Union
Institution Rating:
C-3.6 ★Texas Ratio: 31.76%
1086 Creston St, Muskegon, MI, 49442
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1021 N Mitchell St, Cadillac, MI, 49601 1256
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Marshall Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
839 W Green St, Marshall, MI, 49068
Other Titled Collateral Loan
9.14%
▼
APR9.14%
Last UpdatedMay 8, 2026
Details
As low as
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Apply for a Signature Loan Now
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
3 Year Signature Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
No additional details available.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
Signature Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI, 49544 1830
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 8, 2026
Details
As Low As; APR*
Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
615 W Maple Ave, Adrian, MI, 49221 1630
12 Month Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedMay 8, 2026
Details
* For emergencies or vacations!
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
9.37%
▼
APR9.37%
Last UpdatedMay 8, 2026
Details
As Low As
Huron Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
130 S Milford Rd, Milford, MI, 48381
Consumer Loan
9.41%
▼
APR9.41%
Last UpdatedMay 8, 2026
Details
As Low As
Jolt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
6180 State St, Saginaw, MI, 48603
Land Loan
9.48%
▼
APR9.48%
Last UpdatedMay 8, 2026
Details
20% Down Payment, Payments amortized up to 240 months
Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
13050 Fort St, Southgate, MI, 48195 1101
Personal Unsecured
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
2955 University Dr, Auburn Hills, MI, 48326
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947
Personal Loan Rate Special
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
835 W Warwick Dr, Alma, MI, 48801 1147
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
Maximum Signature Loan Per Member $20,000
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As
Family Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
4075 W Polk Rd, Hart, MI, 49420 8177
Personal Loans-Up to 60 months
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As
United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
6310 Dixie Hwy, Bridgeport, MI, 48722
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As; Personal Loans APR
Safe Harbor Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
5511 W US Highway 10, Ludington, MI, 49431 2455
Unsecured/Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As; Unsecured/Signature Loan
Marshall Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
839 W Green St, Marshall, MI, 49068
Other Titled Collateral Loan
9.64%
▼
APR9.64%
Last UpdatedMay 8, 2026
Details
As low as
TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
2900 W South Airport Rd, Traverse City, MI, 49684 4611
Other Loans
9.69%
▼
APR9.69%
Last UpdatedMay 8, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3910 Lapeer Rd, Port Huron, MI, 48060 2402
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedMay 8, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI, 48603
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1075 E Sherman Blvd, Norton Shores, MI, 49444 1807
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
1888 E Sherman Blvd, Muskegon, MI, 49444 1822
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
7373 W Saginaw Hwy, Lansing, MI, 48917 1124
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3095 S Commerce Rd, Wolverine Lake, MI, 48390 1418
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
958 W Monroe St, Jackson, MI, 49202 2036
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; $4,00 Max
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
2110 3rd Ave N, Escanaba, MI, 49829 2333
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947
Personal Loan Rate Special
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
525 W Willow St, Lansing, MI, 48906 4745
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As
Family Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
4075 W Polk Rd, Hart, MI, 49420 8177
Personal Loans-Up to 60 months
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As
United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
6310 Dixie Hwy, Bridgeport, MI, 48722
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As; Personal Loans APR
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI, 48603
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
106 N Marketplace Blvd, Lansing, MI, 48917 7753
Debt Consolidation Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedMay 8, 2026
Details
No additional details available.
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
24333 Lahser Rd, Southfield, MI, 48033 6041
Debt Consolidation
11.04%
▼
APR11.04%
Last UpdatedMay 8, 2026
Details
Rates As Low As; Debt Consolidation
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
11.24%
▼
APR11.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6640 Bay Rd, Saginaw, MI, 48604
Debt Consolidation; Up to 84 Months
11.49%
▼
APR11.49%
Last UpdatedMay 8, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
G3381 Van Slyke Rd, Flint, MI, 48507 3263
Debt Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As; with Loyalty Discount
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
12.24%
▼
APR12.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1619 Plainfield AVE NE, Grand Rapids, MI, 49505 4703
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation
13.24%
▼
APR13.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Technical Center, Saline, MI, 48176
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Technical Center, Saline, MI, 48176
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI, 48823 8029
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 8, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
31300 Hoover Rd, Warren, MI, 48093 1774
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 12 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 24 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loan 36 Months
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2182 Lakeshore Dr, Muskegon, MI, 49441 1414
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
1381 N Bagley St, Alpena, MI, 49707 8101
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
34857 S Townline Rd, Drummond Island, MI, 49726 9486
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As; Effective Date: Monday, April 27th, 2026
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI, 49203
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
211 W Center St, Alma, MI, 48801 2206
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedMay 8, 2026
Details
up to $25,000
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
30400 Telegraph Rd Ste 122, Bingham Farms, MI, 48025
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
APR
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18925 Telegraph Rd, Brownstown, MI, 48174 9546
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Michigan Coastal Credit Union
Institution Rating:
C-3.6 ★Texas Ratio: 31.76%
1086 Creston St, Muskegon, MI, 49442
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1021 N Mitchell St, Cadillac, MI, 49601 1256
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
3 Year Signature Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
No additional details available.
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
N 6747 M117, Engadine, MI, 49827
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Apply for a Signature Loan Now
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI, 49707 8104
Signature Loan
9.20%
▼
APR9.20%
Last UpdatedMay 8, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI, 49544 1830
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 8, 2026
Details
As Low As; APR*
Safe Harbor Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
5511 W US Highway 10, Ludington, MI, 49431 2455
Unsecured/Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As; Unsecured/Signature Loan
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No home improvement personal loan rates found in Michigan currently.
Michigan Personal Loan Rate Trends
Compare local Michigan personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MI Avg
11.121%
▼ 0.502 vs 7 days ago
Michigan personal loan rates fell 0.502 points over the past 7 days to 11.121% APR.
Signature Loan — MI Avg
11.222%
▼ 0.125 vs 7 days ago
Michigan signature loan rates fell 0.125 points over the past 7 days to 11.222% APR.
As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
Most lenders in Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Michigan?
Yes. Debt consolidation is one of the most common uses of personal loans in Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Michigan?
Credit unions in Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Michigan?
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Flagship Community Federal Credit Union: 4.45% (Personal Loan)
- Integra First Federal Credit Union: 4.49% (Recreational Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.
