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Constantine, Michigan Best Personal Loan Rates - August 2026

Current personal loan options available to borrowers in Constantine, Michigan include: Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Signature Loans at 4.50% APR, Dowagiac Area Federal Credit UnionDowagiac Area Federal Credit UnionA5.0 ★Texas Ratio: 7.66% offering Signature/Unsecured Loan at 5.75% APR, Warren Municipal Federal Credit UnionWarren Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 0.74% offering Closed End Signature Loan at 5.99% APR, Dfcu Financial Credit UnionDfcu Financial Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Personal Loan at 6.00% APR, and Berkeley Community Federal Credit UnionBerkeley Community Federal Credit UnionA+5.0 ★Texas Ratio: 3.16% offering Personal Loans at 7.00% APR. Personal loan rates as of August 28, 2026 according to verified data from MonitorBankRates.

Constantine borrowers have access to 98 lenders serving the Michigan area, with personal loan rates as low as 4.50% APR from Maui Teachers Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Constantine, Michigan.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Constantine, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: August 28, 2026

Constantine Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
APR4.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
5.75%
APR5.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
5.99%
APR5.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Personal Loan
6.00%
APR6.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loans
7.00%
APR7.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
Life Happens Loan (Unsecured)
7.00%
APR7.00%
Last UpdatedAugust 29, 2026
Details

As low as; Life Happens Loan (Unsecured)

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.03%
Unsecured Closed End Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Some restrictions may apply.

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 12 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 24 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 36 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Consolidation Loans
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Unsecured Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Multi Purpose

Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Unsecured Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

up to $10,000; As low as; Rates are subject to change without notice. Please contact the credit union to get current rate information

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

No Terms

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

APR based on sample loan amount of $10,000, payable in the number of months shown above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. A loan application fee applies and is included in the APR calculation. Must meet FCU's normal underwriting qualifications for approval. Rates for members residing outside of the state of Michigan will have 1% added to the advertised rate for collateralized loans. Rates may change at any time. Rate is the annual rate of interest applied to the outstanding loan balance. 90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Interest will continue to accrue if no payment is made.

Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Debt Consolidation Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.

DOW
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.

TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
Signature Loan
8.24%
APR8.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Parkside Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Personal Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low As

TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
Signature Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
SIGNATURE 60 MONTHS MAXIMUM Loan
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

Credit Score: 780+

Embers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Signature Loans
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

UP State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Competitive low rates and no application fees. Our personal loan experts can provide information about current market rates.

Alpena Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Unsecured Loan
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

Need a loan?

Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Signature Loans
8.65%
APR8.65%
Last UpdatedAugust 29, 2026
Details

up to $25,000

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Unsecured Special Loan
8.70%
APR8.70%
Last UpdatedAugust 29, 2026
Details

As low as

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loans
8.74%
APR8.74%
Last UpdatedAugust 29, 2026
Details

As Low As

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
8.74%
APR8.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
General Purpose Unsecured Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Personal Loan
8.90%
APR8.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As

South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Other Unsecured Closed End Loans
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As low as; *APR = Annual Percentage Rate. Rates subject to change.

United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Personal Loan (Unsecured)
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.

Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; apr = annual percentage rate; Max $4,000.00

LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rate may vary based on individual creditworthiness. Additional restrictions may apply.

PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month Unsecured Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

Multi Purpose

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Northwest Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
UNSECURED LOAN
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Michigan Coastal Credit Union
Institution Rating:
C-3.6 ★Texas Ratio: 26.46%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.84%
Personal/Signature loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3 Year Signature Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Debt Consolidation Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

Rate stated is "as low as" and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Signature Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

Rate stated is "as low as" and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.

Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
Signature Loans
9.24%
APR9.24%
Last UpdatedAugust 29, 2026
Details

Rates as low as; APR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral.

Lenco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Unsecured Loan
9.25%
APR9.25%
Last UpdatedAugust 29, 2026
Details

For emergencies or vacations!

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Signature Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

No additional details available.

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

As Low As; $10,000.00 or greater

Michigan United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Unsecured - Closed End Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

Maximum Loan Balance: $27,000 Max

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal loan and debt consolidation

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Personal/Unsecured Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

Rates as low as1

Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Unsecured Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Wayne Westland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
SIGNATURE 60 MONTHS MAXIMUM Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

Credit Score: 680-779

Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Member Signature Loans
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Family Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.03%
Personal Loans-Up to 60 months
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
Personal Loans
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As with Direct Deposit

Safe Harbor Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
Unsecured/Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Unsecured Loan
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

up to $15,000; As Low As; New money only. Rates are subject to change at any time.

Michigan United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Unsecured - Closed End Loan
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

Maximum Loan Balance: $27,000 Max

ORSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Personal & Debt Consolidation Loans
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Kenowa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As low as

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Personal Loans (Unsecured) - Credit Tier A
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Max Loan Amount: $5,000

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Auto Owners Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Max loan amount $10,000.00. APR based on credit score

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Diversified Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Consolidation Loan
9.90%
APR9.90%
Last UpdatedAugust 29, 2026
Details

As low as: 126 on $3,000 Loan*

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Personal Signature Loan
9.91%
APR9.91%
Last UpdatedAugust 29, 2026
Details

As Low As

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
9.92%
APR9.92%
Last UpdatedAugust 29, 2026
Details

As Low As

River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

Get rid of high interest rate credit cards. Apply today!

Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Approval based on credit worthiness. Membership eligibility required.

Northern Lights Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Unsecured Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rate as low as; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 48 Months
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; Fixed rate and fixed monthly payment

FreeStar Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Unsecured Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

up to $15,000; As Low As; New money only. Rates are subject to change at any time.

Lake Huron Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.

Michigan United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Unsecured - Closed End Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Maximum Loan Balance: $27,000 Max

Monroe Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Family First Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.11%
Back to School Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Long-Term Flexibility

Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Signature Loan Fixed
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Maximum APR is 19.25%.

United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Personal Loan (Unsecured)
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Summer Loan Special (unsecured)
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Loan Specials

Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Unsecured Personal Loan (<
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

$5,000; As Low As

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

PORT CITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
36 Month Unsecured Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Multi Purpose

Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Unsecured Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

***Credit Score of 720+ or Higher Base Rate $10,000

Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
Unsecured Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Gogebic County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Unsecured Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

CALL FOR CURRENT RATES

Forest Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Unsecured loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

under $1,000

Embers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Signature Loans 12 Months
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Unsecured Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

All loans over $5000.00 or loans that will put the member's total debt with the Lake Superior Credit Union over $5000.00 will be required to have collateral.

American 1 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.42%
Personal Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; See any branch for details.

GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.

Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Lines of Credit Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
10.20%
APR10.20%
Last UpdatedAugust 29, 2026
Details

As Low As

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As; $15,000.00 or greater

North Central Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
Unsecured Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

Unsecured

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $75.85

Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
Signature Loans
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as; Signature Loans

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Maximum total unsecured credit allowed is $50,000.

Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Unsecured/Signature Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
SIGNATURE (UNSECURED) LOAN
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan
10.34%
APR10.34%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
10.48%
APR10.48%
Last UpdatedAugust 29, 2026
Details

As Low As

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Kalsee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Personal Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

With VIP Perks Discount: 9.99%

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $42.93

Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Unsecured Personal Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant's creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Personal Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Advantage One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Personal Unsecured Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

minimum loan amount $5,000

Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
Unsecured Personal Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; APR may be adjusted based on your individual credit standing and term.

Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As low as

Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Unsecured - Closed End Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Credit Score: 800+

Forest Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
Unsecured loans to
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

$20,000; $1,001

Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Member Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

LOC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Fixed Rate

FinancialEdge Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As with Direct Deposit

Lake Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
Unsecured/Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms

Auto Owners Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Max loan amount $10,000.00. APR based on credit score

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $27.36

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Signature Loan Fixed
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

As Low As; Maximum APR is 19.25%.

Team One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Unsecured/Signature Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Unsecured Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

FinancialEdge Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As; Monthly Payment of 21.62 per $1,000

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal Loan
10.90%
APR10.90%
Last UpdatedAugust 29, 2026
Details

Maximum APR: 18.00%. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.

Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Unsecured Loans
10.95%
APR10.95%
Last UpdatedAugust 29, 2026
Details

up to $20,000; $10,001; As low as; Rates are subject to change without notice. Please contact the credit union to get current rate information

Michigan Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Personal Installment Loan
10.95%
APR10.95%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal Installment Loan

Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.03%
Unsecured Closed End Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Some restrictions may apply.

Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.

Constantine Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Personal Loan
6.00%
APR6.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
Personal Loans
7.00%
APR7.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loans
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

No Terms

DOW
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.

Parkside Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Personal Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low As

UP State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Competitive low rates and no application fees. Our personal loan experts can provide information about current market rates.

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
8.74%
APR8.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Personal Loan
8.90%
APR8.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As

United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Personal Loan (Unsecured)
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.

Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; apr = annual percentage rate; Max $4,000.00

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

As Low As; $10,000.00 or greater

Family Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.03%
Personal Loans-Up to 60 months
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

United Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
Personal Loans
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As with Direct Deposit

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Personal Loans (Unsecured) - Credit Tier A
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Max Loan Amount: $5,000

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
9.92%
APR9.92%
Last UpdatedAugust 29, 2026
Details

As Low As

River Valley Credit Union Ada, MI
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

Get rid of high interest rate credit cards. Apply today!

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; Fixed rate and fixed monthly payment

Lake Huron Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.

Monroe Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Personal Loan (Unsecured)
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Up to $8,000, upon qualification, with terms up to 48 months. Rates vary depending on the term of loan.

Zeal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Unsecured Personal Loan (<
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

$5,000; As Low As

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
Unsecured Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

American 1 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.42%
Personal Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; See any branch for details.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
10.20%
APR10.20%
Last UpdatedAugust 29, 2026
Details

As Low As

United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As; $15,000.00 or greater

North Central Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
Unsecured Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

Unsecured

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Maximum total unsecured credit allowed is $50,000.

Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Personal Loan
10.34%
APR10.34%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Be Happy Personal Loan
10.48%
APR10.48%
Last UpdatedAugust 29, 2026
Details

As Low As

Kalsee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
Personal Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

With VIP Perks Discount: 9.99%

Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Unsecured Personal Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant's creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
Unsecured Personal Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; APR may be adjusted based on your individual credit standing and term.

LOC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Fixed Rate

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As with Direct Deposit

Team One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Personal Loan
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

No additional details available.

TBA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
Unsecured: Personal Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Personal Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As; Monthly Payment of 21.62 per $1,000

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal Loan
10.90%
APR10.90%
Last UpdatedAugust 29, 2026
Details

Maximum APR: 18.00%. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.

Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.

Constantine Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Debt Consolidation Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.

LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rate may vary based on individual creditworthiness. Additional restrictions may apply.

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Debt Consolidation Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

Rate stated is "as low as" and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.

ORSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Personal & Debt Consolidation Loans
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Debt Consolidation Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Debt Consolidation Loan
11.19%
APR11.19%
Last UpdatedAugust 29, 2026
Details

As Low As; Special Loan Rate Discount: 0.25% APR reduction when you set up automatic payments (AutoPay) from a People Driven Credit Union checking or savings account. This discount is already included in the "as low as" rate advertised.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal and Debt Consolidation Loan
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Debt Consolidation Loan
11.49%
APR11.49%
Last UpdatedAugust 29, 2026
Details

As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.

ORSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Personal & Debt Consolidation Loans
11.99%
APR11.99%
Last UpdatedAugust 29, 2026
Details

APR* as low as

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Debt Consolidation Loan
11.99%
APR11.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Loyalty Discount

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal and Debt Consolidation Loan
12.24%
APR12.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Debt Consolidation Loan
12.49%
APR12.49%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal and Debt Consolidation Loan
13.24%
APR13.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Debt Consolidation Loan
13.40%
APR13.40%
Last UpdatedAugust 29, 2026
Details

As Low As; Special Loan Rate Discount: 0.25% APR reduction when you set up automatic payments (AutoPay) from a People Driven Credit Union checking or savings account. This discount is already included in the "as low as" rate advertised.

People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Debt Consolidation Loan
14.45%
APR14.45%
Last UpdatedAugust 29, 2026
Details

As Low As; Special Loan Rate Discount: 0.25% APR reduction when you set up automatic payments (AutoPay) from a People Driven Credit Union checking or savings account. This discount is already included in the "as low as" rate advertised.

People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Debt Consolidation Loan
15.45%
APR15.45%
Last UpdatedAugust 29, 2026
Details

As Low As; Special Loan Rate Discount: 0.25% APR reduction when you set up automatic payments (AutoPay) from a People Driven Credit Union checking or savings account. This discount is already included in the "as low as" rate advertised.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
Debt Consolidation Loan
17.99%
APR17.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Constantine Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
APR4.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
5.75%
APR5.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
5.99%
APR5.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 12 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 24 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 36 Months
7.99%
APR7.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature Loans
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

APR based on sample loan amount of $10,000, payable in the number of months shown above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. A loan application fee applies and is included in the APR calculation. Must meet FCU's normal underwriting qualifications for approval. Rates for members residing outside of the state of Michigan will have 1% added to the advertised rate for collateralized loans. Rates may change at any time. Rate is the annual rate of interest applied to the outstanding loan balance. 90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Interest will continue to accrue if no payment is made.

Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

As Low As

TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
Signature Loan
8.24%
APR8.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
Signature Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
SIGNATURE 60 MONTHS MAXIMUM Loan
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

Credit Score: 780+

Embers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Signature Loans
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
Signature Loans
8.65%
APR8.65%
Last UpdatedAugust 29, 2026
Details

up to $25,000

Michigan Coastal Credit Union
Institution Rating:
C-3.6 ★Texas Ratio: 26.46%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.84%
Personal/Signature loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3 Year Signature Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Signature Loan
9.20%
APR9.20%
Last UpdatedAugust 29, 2026
Details

Rate stated is "as low as" and not all borrowers may qualify. Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.

Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
Signature Loans
9.24%
APR9.24%
Last UpdatedAugust 29, 2026
Details

Rates as low as; APR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral.

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Signature Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
9.49%
APR9.49%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal loan and debt consolidation

Wayne Westland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
SIGNATURE 60 MONTHS MAXIMUM Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

Credit Score: 680-779

Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Member Signature Loans
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Safe Harbor Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
Unsecured/Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

Kenowa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As low as

Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Signature/Unsecured Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Auto Owners Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Max loan amount $10,000.00. APR based on credit score

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Personal Signature Loan
9.91%
APR9.91%
Last UpdatedAugust 29, 2026
Details

As Low As

Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Approval based on credit worthiness. Membership eligibility required.

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rate as low as; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.

Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Closed End Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Secured Loan Pricing - Base Rates (as low as)

Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Signature Loan 48 Months
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Family First Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.11%
Back to School Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Long-Term Flexibility

Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Signature Loan Fixed
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Maximum APR is 19.25%.

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Embers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Signature Loans 12 Months
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

GR Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Annual Percentage Rates Subject To Change Without Notice. APR on closed-end loans is determined by borrower's credit score, term and year of vehicle. Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Call Financial Services at (616) 538-2810 for details. Other rates and terms available.

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $75.85

Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
Signature Loans
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as; Signature Loans

Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Unsecured/Signature Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Filer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
SIGNATURE (UNSECURED) LOAN
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

Rates as low as

Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $42.93

Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Personal Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
Signature Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Journey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As low as

Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Member Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

FinancialEdge Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As

Lake Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
Unsecured/Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms

Auto Owners Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

Max loan amount $10,000.00. APR based on credit score

Wexford Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Signature Loans
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Up to $10,000.00

Sunrise Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature Loan
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

As low as; Example Payment (on $1,000): $27.36

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Signature Loan Fixed
10.74%
APR10.74%
Last UpdatedAugust 29, 2026
Details

As Low As; Maximum APR is 19.25%.

Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Unsecured/Signature Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

FinancialEdge Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Constantine, MI Personal Loan Rate Trends

Compare local Constantine, MI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Personal Loan Trends →
Personal Loan — MI Avg
11.628%
▲ 0.076 vs 7 days ago

Michigan personal loan rates rose 0.076 points over the past 7 days to 11.628% APR.

Signature Loan — MI Avg
11.177%
▼ 0.329 vs 7 days ago

Michigan signature loan rates fell 0.329 points over the past 7 days to 11.177% APR.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

What Would Your Monthly Payment Be?

Estimated monthly payments at the current MI average personal loan APR of 11.63%, across the terms lenders serving Constantine, Michigan most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $234.50/mo $165.18/mo $130.76/mo $110.28/mo
$10,000 $469.00/mo $330.37/mo $261.51/mo $220.57/mo
$15,000 $703.50/mo $495.55/mo $392.27/mo $330.85/mo
$25,000 $1,172.49/mo $825.92/mo $653.79/mo $551.42/mo
$35,000 $1,641.49/mo $1,156.29/mo $915.30/mo $771.99/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Consolidating Credit Card Debt in Constantine, Michigan

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the MI personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan — MI average 11.63% $392.27 $3,829
Credit card at 18% APR 18.00% $440.62 $6,150 $2,321
Credit card at 22% APR 22.00% $472.59 $7,684 $3,855
Credit card at 26% APR 26.00% $505.76 $9,276 $5,447

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average — check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

About Our Constantine, Michigan Personal Loan Rate Database

98 Local Lenders Tracked Banks & Credit Unions Updated Daily

Our Constantine, Michigan tables currently track 98 banks and credit unions offering personal, debt consolidation, and signature loans to borrowers in this market. Every APR is sourced directly from the lender’s own website and re-verified regularly, so what you compare here is what lenders are actually advertising today — not stale or estimated numbers.

The lowest verified personal loan APR in our Constantine, Michigan database right now is 4.50% APR from Maui Teachers Federal Credit Union. Advertised APRs are the lender’s best-qualified rate and generally require strong credit, so treat them as the floor of a range rather than a quote. Prequalifying with a soft credit check is the only way to see the rate you would actually receive.

How to Get the Best Personal Loan Rate in Constantine, Michigan

1

Prequalify With a Soft Credit Check

Most lenders serving Constantine, Michigan will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying — the advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Michigan data, and many charge no origination fee. Membership is usually easier than expected — many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation

Constantine, Michigan Financial Snapshot

Local demographics and economic context for borrowers — Source: U.S. Census Bureau

$40,049
Median Individual Earnings
National avg: $47,340
7.3%
Unemployment Rate
National avg: 4.8%
13.3%
Poverty Rate
National avg: 11.1%
$392/mo
Payment on a $15K / 48-mo Loan
At the MI average 11.63% APR

A $392 monthly loan payment is roughly 11.8% of the median individual income in Constantine, Michigan. Lenders generally want your total monthly debt payments — including housing — to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Constantine, Michigan.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level Mid — fixed Highest — variable 0% for a promo window Usually lowest
Collateral Required None None None Your home is at risk
Payment Predictability Fixed payment and payoff date Revolving, can last indefinitely Rate jumps when promo ends Fixed for loans, variable for HELOCs
Speed to Funding Often 1–3 business days Immediate if you hold the card Card approval plus transfer time Weeks — appraisal and closing
Upfront Costs Origination fee up to ~10% None Transfer fee, typically 3–5% Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt — missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current MI average — or click any rate on the right to apply it instantly.

$
%
%
Current Rates — Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds — you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Constantine, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Constantine, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Constantine, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Michigan?

Most lenders in Constantine, Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Constantine, Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Michigan?

Yes. Debt consolidation is one of the most common uses of personal loans in Constantine, Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Constantine, Michigan?

Credit unions in Constantine, Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Constantine, Michigan on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Constantine, Michigan carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

What are the best personal loan rates in Constantine, Michigan?

  • Maui Teachers Federal Credit Union: 4.50% (Signature Loans)
  • Dowagiac Area Federal Credit Union: 5.75% (Signature/Unsecured Loan)
  • Warren Municipal Federal Credit Union: 5.99% (Closed End Signature Loan)
  • Dfcu Financial Credit Union: 6.00% (Personal Loan)
  • Berkeley Community Federal Credit Union: 7.00% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Constantine, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: August 28, 2026.

Constantine, Michigan Rates & Resources