Best Personal Loan Rates in Lowell, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Lowell, Michigan include: River Valley Credit Union Ada, MIRiver Valley Credit Union Ada, MI2500 W Main St, Lowell, MI, 49331A+5.0 ★Texas Ratio: 2.32% offering Personal Loan at 9.95% APR, PFCU Credit UnionPFCU Credit Union11635 Fulton St E Ste 400, Lowell, MI, 49331 8417A+5.0 ★Texas Ratio: 3.12% offering Unsecured Loans at 11.55% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Members First Credit Union Midland, MIMembers First Credit Union Midland, MIA5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR, and Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Lowell has 2 local institutions in our database, with personal loan rates as low as 9.95% APR from River Valley Credit Union Ada, MI at 2500 W Main St, Lowell, MI, 49331. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lowell, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lowell, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
As Low As; Get rid of high interest rate credit cards. Apply today!
As Low As
As Low As
No additional details available.
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
As Low As
As Low As; Financing up to 84 months. No down payment required.
No additional details available.
Fixed rates
As Low As
As Low As
As Low As
As Low As
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As
As Low As
As Low As
As Low As; Proof of Income is required.
No additional details available.
As Low As
As Low As
No additional details available.
Relationship APR
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
Relationship APR
As Low As
As Low As
No additional details available.
Months (75% of stock value)
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
30-Year Amortization
As Low As
No additional details available.
As Low As; Actual rate may vary based on creditworthiness, loan term, and loan amount.
Fixed APR
As Low As
As Low As; Vacation; A Special Occasion; Debt Consolidation
As Low As; Over 50% of loan amt must be new money
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Fixed APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; 12 Months
Low fixed 7.99% APR*
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
As Low As
As Low As; 12 Month Max
As Low As
No additional details available.
Multi Purpose 12 Month Loan
No Terms
As Low As
As Low As
No additional details available.
up to $10,000; As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Max. Amount of Approval: $10,000 (single)
No additional details available.
As Low As; Max. Amount of Approval: $15,000 (joint)
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Starting at 12 months
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
up to $25,000; As Low As
As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Get rid of high interest rate credit cards. Apply today!
As Low As
As Low As; Vacation; A Special Occasion; Debt Consolidation
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No Terms
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
No additional details available.
No additional details available.
As Low As
As Low As; with Loyalty Discount
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
No additional details available.
As Low As
As Low As; 12 Months
As Low As
As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
As Low As
As Low As
As Low As
up to $25,000; As Low As
No additional details available.
Lowell, MI Personal Loan Rate Trends
Compare local Lowell, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates currently average 10.467% APR.
Michigan signature loan rates currently average 10.480% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Lowell, Michigan?
What are the best personal loan rates in Lowell, Michigan?
- River Valley Credit Union Ada, MI: 9.95% (Personal Loan)
- PFCU Credit Union: 11.55% (Unsecured Loans)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
Personal Loan Calculators
