PFCU Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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PFCU Credit Union12-month CD rates can be found at 0.55%, 6-month CD rates at 1.90% and 3-month CD rates at 3.00%. Savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.95%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to PFCU Credit Union rates.

Compare PFCU Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PFCU Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

PFCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PFCU Credit Union? Share your experience about PFCU Credit Union by leaving a review below, or read customer reviews before you decide to use PFCU Credit Union.

Overall, PFCU Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PFCU Credit Union
Portland Office
9077 Charlotte Hwy
Portland, MI 48875
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare PFCU Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Money Market
4.40%
$1,000
Iron Workers SB
Iron Workers SB
12-Month CD
4.10%
$250
Live Oak Bank
Live Oak Bank
Savings
4.10%
$0
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
9-Month CD
3.99%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
12-Month CD
3.80%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
3.40%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Savings
3.40%
$100
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
12-Month CD
3.33%
$1,000
All America Bank
All America Bank
48-Month CD
3.25%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD
3.10%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
48-Month CD
3.00%
$500
Centier Bank
Centier Bank
24-Month CD
3.00%
$1,000
Premier Bank
Premier Bank
6-Month CD
3.00%
$500
Apple Bank for Savings
Apple Bank for Savings
36-Month CD
3.00%
$1,000
The Seymour Bank
The Seymour Bank
3-Month CD
2.78%
$1,000
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
36-Month CD
2.50%
$1,000
State Bank of Cherry
24-Month CD
2.32%
$1,000
Gogebic Range Bank
Gogebic Range Bank
6-Month CD
2.26%
$500
Murray Bank
Murray Bank
36-Month CD
2.25%
$1,000
Petefish, Skiles & Co. Bank
48-Month CD
2.07%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
12-Month CD
2.06%
$500
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
Glen Burnie MSB
60-Month CD
1.76%
$500
Iowa State Bank
Iowa State Bank
Kasasa Savings
1.50%
$2,500
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.21%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
Premium Money Market
1.05%
$0
Port Richmond Savings
Port Richmond Savings
Passbook Savings
1.00%
$25
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
60-Month CD
1.00%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Fairfield County Bank
Fairfield County Bank
12-Month CD
1.00%
$2,500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
6-Month CD
0.75%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
12-Month CD
0.50%
$1,000
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
Grand Rapids SB
Grand Rapids SB
30-Month CD
0.35%
$1,000
MVSB
36-Month CD
0.30%
$500
Greenville National Bank
Greenville National Bank
36-Month CD
0.30%
$1,000
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
48-Month CD
0.20%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
Money Market
0.10%
$100,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Checking (Member Advantage)
0.10%
$0
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Regular Savings
0.05%
$0
BankPlus
BankPlus
Personal Savings
0.05%
$100
Superior National Bank
Superior National Bank
Business Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PFCU Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.637%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
5.490%
5.799%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.872%
1.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.875%
5.944%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.500%
6.198%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
6.125%
6.309%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.330%
0.790
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
6.375%
6.482%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare PFCU Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare PFCU Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have PFCU Credit Union rate data right now, check back for updates, we are adding rates all the time.

PFCU Credit Union Information

Credit Union Name: PFCU Credit Union
Full Time Employees: 188
Part Time Employees: 7
President: Michael Ward
CEO: Michele Makley
Branch Locations: 13
ATM Locations: 13
Corporate Office Address:
9077 Charlotte Hwy
Portland, MI 48875
Phone Number: 517-647-7571
Fax Number: 517-647-2068

PFCU Credit Union Financials

Total Assets:
819,255,144
Total Amount of Shares and Deposits:
742,431,495
Total Shares and Deposits < 1 Year:
664,095,645
Total Shares and Deposits 1 3 Years:
62,766,456
Total Shares and Deposits > 3 Years:
15,569,394
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
31,723,544
Total Uninsured Shares and Deposits > $250K (F+J):
31,723,544
Total Insured Shares and Deposits > $250K (item 17 less item K):
710,707,951
Total Interest Expense (Sum of items 6 8):
2,389,551
Share Certificates:
5,252
Number of Accounts for Share Drafts:
35,034
IRA KEOGH Accounts:
1,833
Number of Accounts for Regular Shares:
68,626
Money Market Shares:
5,054
Net Income (unless the amount is already included in Undivided Earnings):
222,300
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
77,141,612
Total Liabilities:
745,689,236
Show More

PFCU Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

AloStar Bank, headquartered in Birmingham, Alabama, recently lowered their regular and jumbo CD rates. Even with the new lower CD rates, AloStar Bank's rates are still competitive. You might not have heard of AloStar Bank because they are a relatively new bank, having been formed only 5 years ago in 2011. 

mortgage-rates-30-year-mortgage-rates-down-to-500-and-15-year-mortgage-rates-down-to-433Mortgage rates decreased in the latest Mortgage Market Survey released by the Mortgage Bankers Association (MBA). Lower mortgage rates increased mortgage applications for home purchases and mortgage refinancing.

Bank or Credit Union Offers and Deals

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Mortgage Rates Weekly Report: Short Term and Long Term Mortgage Rates Increase - Bond Yields Up Substantially
Recovering Housing Market and Economy Lead to an Increase in Mortgage Rates for Now
Today's Mortgage Rates Lower: 30 Year Mortgage Refinance Rates at 3.43 Percent
Interest Rates Rise as Unemployment Rate Increases to 7.3%; 204,000 Jobs Added
Mortgage Rates Near 2010 High: Current 30 year Mortgage Rates at 5.17%
TD Bank $250,000 Home Loan Offer and Current Mortgage Rates

Alternative Bank and Credit Union Offers to Explore

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Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35%
CD Rates
Comerica CD Rates: Special CD 6-Month 5.00% APY
Competitive Mortgage Rates from eRates Mortgage
Mortgage Rates: Current Mortgage Rates Decrease in the Latest Survey

PFCU Credit Union Reviews

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