Best Personal Loan Rates in Dearborn, Michigan (MI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Dearborn, Michigan include: Parkside Credit UnionParkside Credit Union9500 DIX, DEARBORN, MI, 48120 1514A+5.0 ★Texas Ratio: 4.28% offering Recreational Loans at 5.74% APR, Dfcu Financial Credit UnionDfcu Financial Credit Union400 Town Center Dr, Dearborn, MI, 48126A+5.0 ★Texas Ratio: 1.05% offering Share Loan at 6.00% APR, Chief Financial Federal Credit UnionChief Financial Federal Credit Union4080 Schaefer Rd, Dearborn, MI, 48126 3683A+5.0 ★Texas Ratio: 3.48% offering Recreational Loans at 6.49% APR, TRUE Community Credit UnionTRUE Community Credit Union9500 Dix, Dearborn, MI, 48120 1514A5.0 ★Texas Ratio: 11.15% offering Signature Loan at 8.24% APR, and Zeal Credit UnionZeal Credit Union22740 Michigan Ave, Dearborn, MI, 48124 2006A+5.0 ★Texas Ratio: 4.08% offering Build It Loan at 9.99% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Dearborn has 6 local institutions in our database, with personal loan rates as low as 5.74% APR from Parkside Credit Union at 9500 DIX, DEARBORN, MI, 48120 1514. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dearborn, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dearborn, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
As Low As; no payments for 90 days now through April 30th!
No additional details available.
As Low As; 2025 and Newer
As Low As; 2024-2017
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
As Low As
No additional details available.
$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
$5,000; As Low As
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$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
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$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
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As low as 15.24%
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for example funds in a 1.00%APY product
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As Low As; 4.70%
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As Low As; 4.95%
As Low As; Supporting our community through flood & storm recovery.
This APR will vary with the market based on the dividend rate.
Must provide travel itinerary
As Low As; 5.45%
No additional details available.
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
As Low As; 5.70%
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
No additional details available.
Relationship APR
As Low As; Fast approval, easy process
As Low As; Apply for a Recreation Loan Now
No additional details available.
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As Low As; 6.45%
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Relationship APR
No additional details available.
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6.50% APR for 96 Months (75% of stock value)
No additional details available.
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30-Year Amortization
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$10,000
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Fixed APR
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$50,000
$20,000
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Fixed APR
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As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
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As Low As; Multi Purpose 12 Month Loan
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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$40,000
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up to $10,000; As Low As
As Low As; Effective Date: Monday, April 27th, 2026
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As Low As; Starting at 12 months
APR as low as
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up to $25,000
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; $4,00 Max
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As Low As; Other Unsecured Closed End Loans
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As Low As; Multi Purpose 24 Month Loan
As Low As
No additional details available.
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Valid through April 30
As Low As
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As low as
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As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
* For emergencies or vacations!
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As Low As
20% Down Payment, Payments amortized up to 240 months
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As Low As; Personal Loans APR
As Low As; Unsecured/Signature Loan
Maximum Signature Loan Per Member $20,000
As low as
No additional details available.
$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
$5,000; As Low As
$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
$5,000; As Low As
Maximum: $30,000 Max; Note: Fixed Rate
As low as 15.24%
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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As Low As; $4,00 Max
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As Low As; Personal Loans APR
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As Low As
As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
Rates As Low As; Debt Consolidation
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As Low As; with Loyalty Discount
No additional details available.
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As Low As; Effective Date: Monday, April 27th, 2026
No additional details available.
up to $25,000
APR
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
As Low As; Unsecured/Signature Loan
Dearborn, MI Personal Loan Rate Trends
Compare local Dearborn, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.088 points over the past 7 days to 11.121% APR.
Michigan signature loan rates rose 0.005 points over the past 7 days to 11.222% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Dearborn, Michigan?
What are the best personal loan rates in Dearborn, Michigan?
- Parkside Credit Union: 5.74% (Recreational Loans)
- Dfcu Financial Credit Union: 6.00% (Share Loan)
- Chief Financial Federal Credit Union: 6.49% (Recreational Loans)
- TRUE Community Credit Union: 8.24% (Signature Loan)
- Zeal Credit Union: 9.99% (Build It Loan)
Personal Loan Calculators
