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Marshall Community Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
Marshall Community Credit Union's top rates as of October 13, 2026 are 1.80% APY on its 12 Month CD Special - Premier, 0.10% APY on savings, 0.30% APY on checking, personal loans from 10.00% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Marshall Community Credit Union CD rates include 24 Month CD Special - Premier at 1.80%, 36 Month CD Special - Premier at 1.80%, and 48 Month CD Special - Premier at 1.80%. MonitorBankRates evaluates the financial stability of Marshall Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.49%. Rates last updated and verified on 10/13/2026.
Marshall Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marshall Community Credit Union? Share your experience about Marshall Community Credit Union by leaving a review below, or read customer reviews before you decide to use Marshall Community Credit Union.
Marshall Community Credit Union has earned an overall safety grade of A (Excellent, Score: 96/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Marshall Community Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
7.49%
ExcellentHigher than avg
Marshall Community Credit Union Texas Ratio
Marshall Community Credit Union's Texas Ratio is 7.49%, which is considered excellent and is higher than the national average of 6.13%.
Marshall Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
5.87% to 7.49% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Marshall Community Credit Union CD Rates
Product
Rate
APY
Term
View More
12 Month CD Special - Premier
-
1.80%
12 Month
Min Deposit$500
DetailsPremier APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month CD Special - Premier
-
1.80%
24 Month
Min Deposit$500
DetailsPremier APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month CD Special - Premier
-
1.80%
36 Month
Min Deposit$500
DetailsPremier APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
48 Month CD Special - Premier
-
1.80%
48 Month
Min Deposit$500
DetailsPremier APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month CD Special - Premier
-
1.80%
6 Month
Min Deposit$1,000
DetailsPremier APY; No IRA; No compounding; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
60 Month CD Special - Premier
-
1.80%
60 Month
Min Deposit$500
DetailsPremier APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
12 Month CD Special - Advantage
-
1.70%
12 Month
Min Deposit$500
DetailsAdvantage APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month CD Special - Advantage
-
1.70%
24 Month
Min Deposit$500
DetailsAdvantage APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month CD Special - Advantage
-
1.70%
36 Month
Min Deposit$500
DetailsAdvantage APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
48 Month CD Special - Advantage
-
1.70%
48 Month
Min Deposit$500
DetailsAdvantage APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month CD Special - Advantage
-
1.70%
6 Month
Min Deposit$1,000
DetailsAdvantage APY; No IRA; No compounding; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
60 Month CD Special - Advantage
-
1.70%
60 Month
Min Deposit$500
DetailsAdvantage APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
12 Month CD Special - Loyal
-
1.60%
12 Month
Min Deposit$500
DetailsLoyal APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month CD Special - Loyal
-
1.60%
24 Month
Min Deposit$500
DetailsLoyal APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month CD Special - Loyal
-
1.60%
36 Month
Min Deposit$500
DetailsLoyal APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
48 Month CD Special - Loyal
-
1.60%
48 Month
Min Deposit$500
DetailsLoyal APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month CD Special - Loyal
-
1.60%
6 Month
Min Deposit$1,000
DetailsLoyal APY; No IRA; No compounding; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
60 Month CD Special - Loyal
-
1.60%
60 Month
Min Deposit$500
DetailsLoyal APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
12 Month CD Special - Valued
-
1.45%
12 Month
Min Deposit$500
DetailsValued APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month CD Special - Valued
-
1.45%
24 Month
Min Deposit$500
DetailsValued APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month CD Special - Valued
-
1.45%
36 Month
Min Deposit$500
DetailsValued APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
48 Month CD Special - Valued
-
1.45%
48 Month
Min Deposit$500
DetailsValued APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month CD Special
1.45%
1.45%
6 Month
Min Deposit$1,000
DetailsDividend Rate; No IRA; No compounding; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 22, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month CD Special - Valued
-
1.45%
6 Month
Min Deposit$1,000
DetailsValued APY; No IRA; No compounding; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
60 Month CD Special - Valued
-
1.45%
60 Month
Min Deposit$500
DetailsValued APY; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
12 Month CD Special
1.44%
1.44%
12 Month
Min Deposit$500
DetailsDividend Rate; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 1.45% → 1.44% ▼ 0.01 pts · high 1.45% / low 1.44%
Oct 13, 20261.44%▼ from 1.45%
Sep 22, 20261.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month CD Special
1.44%
1.44%
24 Month
Min Deposit$500
DetailsDividend Rate; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 1.45% → 1.44% ▼ 0.01 pts · high 1.45% / low 1.44%
Oct 13, 20261.44%▼ from 1.45%
Sep 22, 20261.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month CD Special
1.44%
1.44%
36 Month
Min Deposit$500
DetailsDividend Rate; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 1.45% → 1.44% ▼ 0.01 pts · high 1.45% / low 1.44%
Oct 13, 20261.44%▼ from 1.45%
Sep 22, 20261.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
48 Month CD Special
1.44%
1.44%
48 Month
Min Deposit$500
DetailsDividend Rate; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 1.45% → 1.44% ▼ 0.01 pts · high 1.45% / low 1.44%
Oct 13, 20261.44%▼ from 1.45%
Sep 22, 20261.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
60 Month CD Special
1.44%
1.44%
60 Month
Min Deposit$500
DetailsDividend Rate; Penalty for early withdrawal
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 1.45% → 1.44% ▼ 0.01 pts · high 1.45% / low 1.44%
Oct 13, 20261.44%▼ from 1.45%
Sep 22, 20261.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Savings Rates
Product
Rate
APY
View More
WiseSaver
1.29%
1.30%
Min Balance$175,000
DetailsBalance: $175,000+
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.30% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Tier SuperSaver
1.14%
1.15%
Min Balance$250,000
DetailsBalance: $250,000+; Average daily balances
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.15% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Tier SuperSaver
1.09%
1.10%
Min Balance$150,000
DetailsBalance: $150,000 - $249,999.99; Average daily balances
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.10% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Tier SuperSaver
1.00%
1.00%
Min Balance$75,000
DetailsBalance: $75,000 - $149.999.99; Average daily balances
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.00% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Tier SuperSaver
0.85%
0.85%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99; Average daily balances
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.85% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Tier SuperSaver
0.70%
0.70%
Min Balance$1,000
DetailsBalance: $1,000 - $24,999.99; Average daily balances
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.70% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
WiseSaver
0.70%
0.70%
Min Balance$1,000
DetailsBalance: $1,000 - $174,999.99
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.70% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Health Savings Account
0.10%
0.10%
Min Balance$1,000
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Club Accounts
0.05%
0.05%
No additional details.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Share Savings
0.05%
0.05%
Min Balance$5
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Checking Rates
Product
Rate
APY
View More
Regular Checking
0.05%
0.05%
Min Deposit$0
Min Balance$0
DetailsDividends paid on average daily balances of $2,500 and over
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Relationship Checking
0.30%
0.30%
Min Balance$150,000
DetailsBalance: $150,000 - $250,000; Balances under $25,000 and over $250,000 do not earn interest
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Business Relationship Checking
0.25%
0.25%
Min Balance$75,000
DetailsBalance: $75,000 - $149,999.99; Balances under $25,000 and over $250,000 do not earn interest
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Business Relationship Checking
0.20%
0.20%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99; Balances under $25,000 and over $250,000 do not earn interest
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity
7.00%
0
7.00%
DetailsLTV: up to 80%; Calculation Method: Prime
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 18, 20267.00%▲ from 6.75%
Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Home Equity
8.00%
0
8.00%
DetailsLTV: 81 - 90%; Calculation Method: Prime + 1.00%
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
Sep 18, 20268.00%▲ from 7.75%
Sep 14, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Home Equity
9.50%
0
9.50%
DetailsLTV: 91 - 100%; Calculation Method: Prime + 2.50%
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 9.25% → 9.50% ▲ 0.25 pts · high 9.50% / low 9.25%
Sep 18, 20269.50%▲ from 9.25%
Sep 14, 20269.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle Loans
-
8.89%
0 - 36 Months
DetailsAs low as; Premier APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.89% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
8.99%
0 - 36 Months
DetailsAs low as; Advantage APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
9.09%
0 - 36 Months
DetailsAs low as; Loyal APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.09% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
9.24%
0 - 36 Months
DetailsAs low as; Valued APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
9.89%
37 - 48 Months
DetailsAs low as; Premier APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.89% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
9.99%
37 - 48 Months
DetailsAs low as; Advantage APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
10.09%
37 - 48 Months
DetailsAs low as; Loyal APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.09% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
10.24%
37 - 48 Months
DetailsAs low as; Valued APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
10.89%
49 - 60 Months
DetailsAs low as; Premier APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.89% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
10.99%
49 - 60 Months
DetailsAs low as; Advantage APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
11.09%
49 - 60 Months
DetailsAs low as; Loyal APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 11.09% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Recreational Vehicle Loans
-
11.24%
49 - 60 Months
DetailsAs low as; Valued APR
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 11.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Credit Card Rates
Product
Rate
APR
View More
Wise Rate Visa
-
12.00%
DetailsPublished APR range: 12.00%-20.00%. Variable APR when account is opened, based on creditworthiness; varies with the Prime Rate. Rates based on credit score.
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Wise Reward Visa
-
14.00%
DetailsPublished APR range: 14.00%-22.00%. Variable APR when account is opened, based on creditworthiness; varies with the Prime Rate. 1% cash back on purchases. Rates based on credit score.
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 14.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Wise Rewards Visa
-
14.00%
DetailsPublished APR range: 14.00% - 22.00%. Earn Rewards: 1% cash back on purchases; Variable APR based on creditworthiness when account opened; varies with Prime Rate; Annual Fee: No Fee; Balance Transfer: No Fee; Cash Advance: No Fee; Late Payment: Up to $20; Foreign Transaction Fee: 1.00% of each transaction in U.S. Dollars
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75%
Sep 18, 202614.00%▲ from 13.75%
Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Personal Loan Rates
Product
APR
Term
View More
Unsecured Home Improvement Loans
10.00%
DetailsLoan Amount: up to $10,000; Calculation Method: Prime + 3.00%
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75%
Sep 18, 202610.00%▲ from 9.75%
Sep 14, 20269.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Unsecured Home Improvement Loans
10.50%
DetailsLoan Amount: up to $25,000; Calculation Method: Prime + 3.50%
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 10.25% → 10.50% ▲ 0.25 pts · high 10.50% / low 10.25%
Sep 18, 202610.50%▲ from 10.25%
Sep 14, 202610.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 0 - 12 Months - Premier
12.14%
0-12 months
DetailsAs Low As; Premier tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 0 - 12 Months - Advantage
12.24%
0-12 months
DetailsAs Low As; Advantage tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 0 - 12 Months - Loyal
12.34%
0-12 months
DetailsAs Low As; Loyal tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 0 - 12 Months - Valued
12.49%
0-12 months
DetailsAs Low As; Valued tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 13 - 24 Months - Premier
12.64%
13-24 months
DetailsAs Low As; Premier tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 13 - 24 Months - Advantage
12.74%
13-24 months
DetailsAs Low As; Advantage tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 13 - 24 Months - Loyal
12.84%
13-24 months
DetailsAs Low As; Loyal tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 13 - 24 Months - Valued
12.99%
13-24 months
DetailsAs Low As; Valued tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 25 - 36 Months - Premier
13.14%
25-36 months
DetailsAs Low As; Premier tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 25 - 36 Months - Advantage
13.24%
25-36 months
DetailsAs Low As; Advantage tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 25 - 36 Months - Loyal
13.34%
25-36 months
DetailsAs Low As; Loyal tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 25 - 36 Months - Valued
13.49%
25-36 months
DetailsAs Low As; Valued tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 37 - 48 Months - Premier
13.64%
37-48 months
DetailsAs Low As; Premier tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 37 - 48 Months - Advantage
13.74%
37-48 months
DetailsAs Low As; Advantage tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 37 - 48 Months - Loyal
13.84%
37-48 months
DetailsAs Low As; Loyal tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 37 - 48 Months - Valued
13.99%
37-48 months
DetailsAs Low As; Valued tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 49 - 60 Months - Premier
15.14%
49-60 months
DetailsAs Low As; Premier tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 49 - 60 Months - Advantage
15.24%
49-60 months
DetailsAs Low As; Advantage tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 49 - 60 Months - Loyal
15.34%
49-60 months
DetailsAs Low As; Loyal tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 49 - 60 Months - Valued
15.49%
49-60 months
DetailsAs Low As; Valued tier
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 61 - 84 Months - Premier
15.64%
61-84 months
DetailsAs Low As; Premier tier; blended rate only
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 61 - 84 Months - Advantage
15.74%
61-84 months
DetailsAs Low As; Advantage tier; blended rate only
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 61 - 84 Months - Loyal
15.84%
61-84 months
DetailsAs Low As; Loyal tier; blended rate only
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Personal Loans - 61 - 84 Months - Valued
15.99%
61-84 months
DetailsAs Low As; Valued tier; blended rate only
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Marshall Community Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Other Titled Collateral - New Loan
-
-
8.39%
0 - 60 Months
DetailsAs Low As; Member Tier: Premier; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.39% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.49%
0 - 60 Months
DetailsAs Low As; Member Tier: Advantage; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.59%
0 - 60 Months
DetailsAs Low As; Member Tier: Loyal; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.59% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.74%
0 - 60 Months
DetailsAs Low As; Member Tier: Valued; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.64%
61 - 120 Months
DetailsAs Low As; Member Tier: Premier; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.74%
61 - 120 Months
DetailsAs Low As; Member Tier: Advantage; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.89%
61 - 120 Months
DetailsAs Low As; Member Tier: Loyal; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.89% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
8.99%
61 - 120 Months
DetailsAs Low As; Member Tier: Valued; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
9.64%
121 - 140 Months
DetailsAs Low As; Member Tier: Premier; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
9.74%
121 - 140 Months
DetailsAs Low As; Member Tier: Advantage; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
9.84%
121 - 140 Months
DetailsAs Low As; Member Tier: Loyal; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
9.99%
121 - 140 Months
DetailsAs Low As; Member Tier: Valued; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
11.64%
141 - 180 Months
DetailsAs Low As; Member Tier: Premier; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 11.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
11.74%
141 - 180 Months
DetailsAs Low As; Member Tier: Advantage; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 11.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
11.84%
141 - 180 Months
DetailsAs Low As; Member Tier: Loyal; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 11.84% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - New Loan
-
-
11.99%
141 - 180 Months
DetailsAs Low As; Member Tier: Valued; Table labeled 'Vehicle Rates 2016 and Older' but rates match Other Titled Collateral - New
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 11.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
8.89%
0 - 60 Months
DetailsAs Low As; Premier APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.89% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
8.99%
0 - 60 Months
DetailsAs Low As; Advantage APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.09%
0 - 60 Months
DetailsAs Low As; Loyal APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.09% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.24%
0 - 60 Months
DetailsAs Low As; Valued APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.14%
61 - 120 Months
DetailsAs Low As; Premier APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.24%
61 - 120 Months
DetailsAs Low As; Advantage APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.34%
61 - 120 Months
DetailsAs Low As; Loyal APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
9.49%
61 - 120 Months
DetailsAs Low As; Valued APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
10.14%
121 - 140 Months
DetailsAs Low As; Premier APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
10.24%
121 - 140 Months
DetailsAs Low As; Advantage APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
10.34%
121 - 140 Months
DetailsAs Low As; Loyal APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
10.49%
121 - 140 Months
DetailsAs Low As; Valued APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
12.14%
141 - 180 Months
DetailsAs Low As; Premier APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
12.24%
141 - 180 Months
DetailsAs Low As; Advantage APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
12.34%
141 - 180 Months
DetailsAs Low As; Loyal APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.34% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan
-
-
12.49%
141 - 180 Months
DetailsAs Low As; Valued APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 12.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Wise Choice Loans
18.00%
-
18.00%
30 to 180 days
DetailsBorrow amounts up to $1,000; fixed rate of 18%; apply with no application or renewal fees; members limited to four Wise Choice Loans per calendar year/per member; only one Wise Choice Loan may be outstanding at any given time; monthly payments required, no balloon payments
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
IRA Shares
0.50%
-
0.50%
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Kasasa Cash Checking
4.89%
-
5.00%
Min Deposit$0
DetailsQualifications Required: At least 12 debit card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into online banking; Qualifying balance up to $15,000
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
Oct 13, 20265.00%▲ from 0.05%
Sep 14, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Kasasa Cash Checking
-
-
5.00%
Min Deposit$0
Min Balance$0
DetailsQualifications Required; Qualifying balance up to $15,000.00; Balances over $15,000 earn 0.87% to 5.00% APY depending on balance; Nationwide ATM fees reimbursed up to $25 monthly; Monthly service charges apply; Online enrollment
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Kasasa Saver Savings
1.98%
-
2.00%
Min Deposit$0
Min Balance$0
DetailsQualifications Required; Balance: 0 to $25,000; Qualifying balance up to $25,000
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Financial Health History
Marshall Community Credit Union’s Texas Ratio rose from 5.87% in Q3 2023 to 7.49% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$372M
7.49%
5.0
A
March 31, 2026
$370M
4.57%
5.0
A+
December 31, 2025
$361M
6.52%
5.0
A
September 30, 2025
$351M
6.50%
5.0
A
June 30, 2025
$350M
7.29%
5.0
A
March 31, 2025
$345M
5.15%
5.0
A+
December 31, 2024
$331M
7.23%
5.0
A
September 30, 2024
$325M
6.26%
5.0
A
June 30, 2024
$328M
6.93%
5.0
A
March 31, 2024
$324M
3.64%
5.0
A+
December 31, 2023
$312M
4.96%
5.0
A+
September 30, 2023
$310M
5.87%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Marshall Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marshall Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Marshall Community Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,855,798
Total Uninsured Shares and Deposits > $250K (F+J)
41,855,798
Total Insured Shares and Deposits > $250K (item 17 less item K)
262,381,898
Total Interest Expense (Sum of items 6 8)
2,369,400
Share Certificates
1,311
Number of Accounts for Share Drafts
14,644
IRA KEOGH Accounts
319
Number of Accounts for Regular Shares
24,656
All other shares
93
Money Market Shares
2,176
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,766,698
Total Liabilities
310,813,824
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Marshall Community Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About Marshall Community Credit Union
How many branches does Marshall Community Credit Union operate?
Marshall Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Marshall Community Credit Union?
Yes, to access services at Marshall Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Marshall Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Marshall Community Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Marshall Community Credit Union offer online and mobile banking?
Most modern institutions like Marshall Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marshallcommunitycu.com.
Current Marshall Community Credit Union Rates
12-Month CD1.44%
24-Month CD1.44%
60-Month CD1.44%
Savings0.10%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
