Best Personal Loan Rates in Canton, Michigan (MI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Canton, Michigan include: Dfcu Financial Credit UnionDfcu Financial Credit Union1477 N Canton Center Rd, Canton, MI, 48187 2950A+5.0 ★Texas Ratio: 1.05% offering Share Loan at 6.00% APR, Vibe Credit UnionVibe Credit Union44300 Warren Rd, Canton, MI, 48187A+5.0 ★Texas Ratio: 5.71% offering 2017-2026 Model Years - minimum loan at 6.99% APR, American 1 Credit UnionAmerican 1 Credit Union43443 Joy Rd, Canton, MI, 48187A5.0 ★Texas Ratio: 11.10% offering Personal Loan at 10.00% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, and Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Canton has 3 local institutions in our database, with personal loan rates as low as 6.00% APR from Dfcu Financial Credit Union at 1477 N Canton Center Rd, Canton, MI, 48187 2950. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Canton, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Canton, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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$10,000
$50,000
$20,000
$40,000
As Low As
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As low as 15.24%
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$10,000
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for example funds in a 1.00%APY product
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As Low As; 4.70%
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As Low As; 4.95%
As Low As; Supporting our community through flood & storm recovery.
This APR will vary with the market based on the dividend rate.
Must provide travel itinerary
As Low As; 5.45%
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
No additional details available.
As Low As; 5.70%
As Low As; no payments for 90 days now through April 30th!
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As; Fast approval, easy process
Relationship APR
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As Low As; Apply for a Recreation Loan Now
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As Low As; 6.45%
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Relationship APR
As Low As; 2025 and Newer
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6.50% APR for 96 Months (75% of stock value)
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As Low As; 2024-2017
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30-Year Amortization
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Fixed APR
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Fixed APR
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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As Low As; Multi Purpose 12 Month Loan
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As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
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As Low As; Effective Date: Monday, April 27th, 2026
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up to $10,000; As Low As
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As Low As; Starting at 12 months
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APR as low as
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up to $25,000
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; Multi Purpose 24 Month Loan
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As Low As; $4,00 Max
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As Low As; Other Unsecured Closed End Loans
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Valid through April 30
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As Low As; Apply for a Signature Loan Now
No additional details available.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
* For emergencies or vacations!
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20% Down Payment, Payments amortized up to 240 months
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Maximum Signature Loan Per Member $20,000
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As Low As; Personal Loans APR
As Low As; Unsecured/Signature Loan
As low as
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As low as 15.24%
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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As Low As; $4,00 Max
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As Low As; Personal Loans APR
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
Rates As Low As; Debt Consolidation
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As Low As; with Loyalty Discount
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As Low As; Effective Date: Monday, April 27th, 2026
As Low As
up to $25,000
APR
As Low As
As Low As
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As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
As Low As; Unsecured/Signature Loan
Canton, MI Personal Loan Rate Trends
Compare local Canton, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.088 points over the past 7 days to 11.121% APR.
Michigan signature loan rates rose 0.005 points over the past 7 days to 11.222% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Canton, Michigan?
What are the best personal loan rates in Canton, Michigan?
- Dfcu Financial Credit Union: 6.00% (Share Loan)
- Vibe Credit Union: 6.99% (2017-2026 Model Years - minimum loan)
- American 1 Credit Union: 10.00% (Personal Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
Personal Loan Calculators
