Best Personal Loan Rates in Marysville, Michigan - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Marysville, Michigan include: Genisys Credit UnionGenisys Credit Union207 Huron Blvd, Marysville, MI, 48040 1423A+5.0 ★Texas Ratio: 4.68% offering Personal Loan at 5.74% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.48% offering Expressway Loans at 3.99% APR, Circle Federal Credit UnionCircle Federal Credit UnionA+5.0 ★Texas Ratio: 4.16% offering Credit Builder Loan at 4.00% APR, Community West Credit UnionCommunity West Credit UnionA+5.0 ★Texas Ratio: 2.81% offering Variable Rate Loan at 4.25% APR, and Baraga County Federal Credit UnionBaraga County Federal Credit UnionA+5.0 ★Texas Ratio: 0.37% offering 2021 - 2026 Loan at 4.25% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Marysville has 1 local institution in our database, with personal loan rates as low as 5.74% APR from Genisys Credit Union at 207 Huron Blvd, Marysville, MI, 48040 1423. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Marysville, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Marysville, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Marysville Personal Loan Rates
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
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As Low As; Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Actual term will vary based on loan amount borrowed. Maximum loan amount is $5,000. Limited time offer and may end at any time.
As low as. APR is Annual Percentage Rate. Click for details.
As low as. APR is Annual Percentage Rate. Click for details.
As Low As; Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Actual term will vary based on loan amount borrowed. Maximum loan amount is $5,000. Limited time offer and may end at any time.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $18.65 per $1,000 borrowed at 10.24% for 72 months. Maximum total unsecured credit allowed is $50,000.
As Low As; Maximum APR: 18.00%. Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
As Low As*; Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required. Approximate monthly payment would be $90.02 per $1,000 borrowed at 14.49% for 12 months.
Qualifications Required: Direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application.; As Low As; Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
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Amount: $600-$2,400
No additional details available.
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As Low As; Other rates & terms available. Rate subject to risk adjustment. Credit restrictions apply.
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As Low As; APR = Annual Percentage Rate. Rate is "as low as" and may change based on credit history, collateral, term, and other determining factors.
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Loan Amount: $1,000
No additional details available.
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As Low As; Rates based on credit score.
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Used and new vehicles. You must meet certain requirements.
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0.00% for first 90 days.
No additional details available.
As low as; Other rates & terms available. Rate subject to risk adjustment. Credit restrictions apply.
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As Low As; APR = Annual Percentage Rate. Rate is "as low as" and may change based on credit history, collateral, term, and other determining factors.
No additional details available.
Must provide travel itinerary
Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles classified as a brand new vehicle.
No additional details available.
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As Low As; Rates based on credit score.
No additional details available.
Rates listed above are estimates, and may vary by term selected.
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Amount: $20,000.00 and Over
As Low As; APR = Annual Percentage Rate. Rate is "as low as" and may change based on credit history, collateral, term, and other determining factors.
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No additional details available.
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20% Down Payment
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As Low As; Rates based on credit score.
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Rates are determined by the repayment terms Loan proceeds to be paid directly to contractor.
As Low As; *APR = Annual Percentage Rate
APR as low as
All rates are based on 725 credit score.
5% Down Payment
No additional details available.
No additional details available.
As Low As; 5.84% - 60 months; 6.24% - 78 months
As Low As; Rates based on credit score.
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Amount: $30,000.00 and Over
No additional details available.
Fixed Rate
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Relationship APR
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
Secured Loan Pricing - Base Rates (as low as)
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As Low As; Models 2016 or newer
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle, 4-Wheeler & Side-by-side72 - 84 Month available on purchases over $15,000.00.
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle-Wheeler & Side-by-sides
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Maximum Amount: $50,000
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No additional details available.
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Rates listed above are estimates, and may vary by term selected.
As Low As; Model Year: 2023 - 2024
No additional details available.
Credit Level: Gold; Credit Score: 730 and Up
No additional details available.
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Amount: $20,000 and Over
5% Down Payment
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; 6.00%
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As Low As; 6.250%
No additional details available.
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Relationship APR
As Low As; Model Year: 2023 - 2024
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As Low As; financing for autos, boats, RVs, bikes, golf carts, ATVs, and more!
As Low As; 6.00%
All other collateral. You must meet certain requirements.
All rates are based on 725 credit score; 84 month term on new vehicles only based on credit score.
Rates as low as
No additional details available.
75% of stock value
No additional details available.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
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No additional details available.
loan values over $30,000
As Low As; 6.250%
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
No additional details available.
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As low as; Rate: 6.625%
As low as; Rate: 6.625%
As low as; Rate: 6.625%
Marysville Personal Loan Rates
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $18.65 per $1,000 borrowed at 10.24% for 72 months. Maximum total unsecured credit allowed is $50,000.
As Low As; Maximum APR: 18.00%. Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
As Low As*; Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required. Approximate monthly payment would be $90.02 per $1,000 borrowed at 14.49% for 12 months.
Maximum Amount: $50,000
Marysville Debt Consolidation Loan Rates
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
Annual Percentage Rate. Rates accurate as of 10/28/25. Programs, rates, terms and conditions are subject to change without notice. Subject to credit qualification and approval. Rate may vary based on individual creditworthiness. Additional restrictions may apply.
No additional details available.
No additional details available.
As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.
As Low As; Loyalty Discount**
No additional details available.
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Marysville Signature Loan Rates
No additional details available.
No additional details available.
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
Marysville, MI Personal Loan Rate Trends
Compare local Marysville, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.155 points over the past 7 days to 11.390% APR.
Michigan signature loan rates rose 0.085 points over the past 7 days to 10.753% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Marysville, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Marysville, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Marysville, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Marysville, Michigan?
What are the best personal loan rates in Marysville, Michigan?
- Genisys Credit Union: 5.74% (Personal Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Circle Federal Credit Union: 4.00% (Credit Builder Loan)
- Community West Credit Union: 4.25% (Variable Rate Loan)
- Baraga County Federal Credit Union: 4.25% (2021 - 2026 Loan)
Personal Loan Calculators
