Current personal loan options available to borrowers in Flint, Michigan include: ELGA Credit UnionELGA Credit Union5072 Corunna Rd, Flint, MI, 48532 4190A+5.0 ★Texas Ratio: 5.21% offering Any Moment Loan at 4.50% APR, San Juan Mountains Credit UnionSan Juan Mountains Credit Union3031 Airpark Dr N, Flint, MI, 48507 3471A+5.0 ★Texas Ratio: 0.34% offering Recreational Loans at 7.00% APR, Financial Plus Credit Union Flint, MIFinancial Plus Credit Union Flint, MIG3381 Van Slyke Rd, Flint, MI, 48507 3263A+5.0 ★Texas Ratio: 3.29% offering Vacant Land Loans 5 Year Balloon at 7.26% APR, Team One Credit UnionTeam One Credit Union606 Stevens St, Flint, MI, 48502A+5.0 ★Texas Ratio: 5.24% offering Personal at 10.74% APR, and San Mateo City Employees Federal Credit UnionSan Mateo City Employees Federal Credit Union3031 Airpark Dr N, Flint, MI, 48507A+5.0 ★Texas Ratio: 3.58% offering Signature Loans at 11.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Flint has 8 local institutions in our database, with personal loan rates as low as 4.50% APR from ELGA Credit Union at 5072 Corunna Rd, Flint, MI, 48532 4190. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Flint, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Flint, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; **
As Low As; with Loyalty Discount
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
No additional details available.
No additional details available.
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
No additional details available.
As Low As
No additional details available.
Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Supporting our community through flood & storm recovery.
As Low As
As Low As; mo
As Low As
Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
As Low As
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
As Low As
As Low As
As Low As
As Low As
No additional details available.
Relationship APR
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; 2025 and Newer
Relationship APR
No additional details available.
As Low As
75% of stock value
Up to $9,999
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; 2024-2017
No additional details available.
As Low As
As Low As
No additional details available.
30-Year Amortization
As Low As
No additional details available.
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
As Low As
Fixed APR
As Low As
As Low As
As Low As; Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Up to $9,999
$10,000
No additional details available.
No additional details available.
Fixed APR
$40,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Multi Purpose 12 Month Loan
As Low As; 12 Month Max
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
up to $10,000; As Low As
No additional details available.
No Terms
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
$10,000
As Low As
As Low As
As Low As
Up to $9,999
As Low As
As Low As
$40,000
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Starting at 12 months
As Low As
As Low As
As Low As
up to $25,000; As Low As
As Low As
As Low As
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
APR
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
As Low As; Multi Purpose 24 Month Loan
No additional details available.
As Low As; $4,00 Max
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Valid through April 30
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; with Loyalty Discount
As Low As
No additional details available.
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
No additional details available.
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No Terms
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; $4,00 Max
No additional details available.
No additional details available.
As Low As
As Low As; with Loyalty Discount
As Low As
No additional details available.
As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $9,999
No additional details available.
No additional details available.
No additional details available.
Up to $9,999
$10,000
No additional details available.
$40,000
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
$10,000
No additional details available.
Up to $9,999
$40,000
up to $25,000; As Low As
APR
As Low As
Compare local Flint, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.131 points over the past 7 days to 11.252% APR.
Michigan signature loan rates fell 0.383 points over the past 7 days to 10.839% APR.