Mortgage Lenders and Brokers in Flint, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Flint, Michigan mortgage lenders include Huntington National BankHuntington National Bank328 S Saginaw St, Flint, MI 48502A+5.0 ★Texas Ratio: 3.66%, Financial Plus Credit UnionFinancial Plus Credit UnionG3381 Van Slyke Rd, Flint, MI 48507 3263, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NAG3402 Flushing Rd, Flint, MI 48504A+5.0 ★Texas Ratio: 3.68%, Sovita Credit UnionSovita Credit Union4411 Calkins Rd, Flint, MI 48532A+5.0 ★Texas Ratio: 0.45%, Fifth Third Bank, National AssociationFifth Third Bank, National Association700 S Ballenger Hwy, Flint, MI 48532A+5.0 ★Texas Ratio: 3.22%, ChoiceOne BankChoiceOne Bank615 S Saginaw Street, Flint, MI 48502A+5.0 ★Texas Ratio: 5.45%, BLG Holdings, LLCBLG Holdings, LLCFlint, MI, ELGA Credit UnionELGA Credit Union5072 Corunna Rd, Flint, MI 48532 4190A+5.0 ★Texas Ratio: 4.72%, Dort Financial Credit UnionDort Financial Credit Union5091 W PIERSON RD, FLINT, MI 48504 1301A+5.0 ★Texas Ratio: 4.06%, and Security Credit UnionSecurity Credit Union2404 S Linden Rd, Flint, MI 48532A+5.0 ★Texas Ratio: 5.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flint, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flint are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flint, Michigan
Market share is the lender's share of all home loans closed in Flint, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
6 offices in Flint 328 S Saginaw St, Flint, MI 48502 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 18 +31 HELOCs |
2.7% | 44.2% | $90,000 | View |
Financial Plus Credit Union
G3381 Van Slyke Rd, Flint, MI 48507 3263 |
Conventional, FHA | 16 | 2.4% | 50% | $56,250 | |
|
5 offices in Flint G3402 Flushing Rd, Flint, MI 48504 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 14 | 2.1% | 63.6% | $74,285 | View |
|
4411 Calkins Rd, Flint, MI 48532 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 8 | 1.2% | 80% | $57,500 | View |
|
2 offices in Flint 700 S Ballenger Hwy, Flint, MI 48532 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
0.8% | 45.5% | $59,000 | View |
|
1 office in Flint 615 S Saginaw Street, Flint, MI 48502 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 3 | 0.5% | 60% | $51,666 | View |
BLG Holdings, LLC
|
Conventional, FHA | 15 | 2.3% | 100% | $97,000 | |
|
5072 Corunna Rd, Flint, MI 48532 4190 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 40 | 6.1% | 74.6% | $48,750 | View |
|
5091 W PIERSON RD, FLINT, MI 48504 1301 A+5.0 ★Texas Ratio: 4.06% |
Conventional, FHA, HELOC | 34 +6 HELOCs |
5.2% | 66.7% | $69,117 | View |
|
2404 S Linden Rd, Flint, MI 48532 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 12 | 1.8% | 77.8% | $25,833 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 9 | 1.4% | 75% | $82,777 | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 9 | 1.4% | 100% | $76,111 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 7 | 1.1% | 53.8% | $110,714 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 6 +1 HELOCs |
0.9% | 66.7% | $80,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 6 | 0.9% | 100% | $46,666 | View |
|
3378 Lennon Rd, Flint, MI 48507 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 5 | 0.8% | 83.3% | $49,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 4 | 0.6% | 66.7% | $115,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 0.5% | 100% | $128,333 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | View |
|
240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.2% | 100% | $55,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
FHA | 1 | 0.2% | 100% | $75,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 0.2% | 33.3% | $85,000 | View |
|
2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
606 Stevens St, Flint, MI 48502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Mortgage
|
Conventional, FHA, VA, HELOC | 93 +1 HELOCs |
14.1% | 94.9% | $103,172 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 65 | 9.8% | 77.4% | $106,692 | |
Rocket Mortgage
|
Conventional, FHA, VA | 52 | 7.9% | 68.4% | $90,769 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 12 | 1.8% | 100% | $90,833 | |
Ross Mortgage Corporation
|
Conventional, FHA | 9 | 1.4% | 100% | $145,000 | |
Michigan Mutual, Inc
|
Conventional, FHA | 6 | 0.9% | 72.7% | $60,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 4 | 0.6% | 75% | $95,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 4 | 0.6% | 100% | $50,000 | |
Staunton Financial Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $110,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Msu Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mortgage300 Corporation
|
Conventional, FHA | 28 | 4.2% | 100% | $103,214 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 16 | 2.4% | 90.9% | $78,750 | |
New American Funding, LLC.
|
Conventional, FHA | 14 | 2.1% | 66.7% | $87,857 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 8 | 1.2% | 80% | $46,250 | |
Movement Mortgage, LLC
|
Conventional, FHA | 7 | 1.1% | 100% | $49,285 | |
Mortgage Research Center
|
FHA, VA | 7 | 1.1% | 35% | $167,857 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 7 | 1.1% | 87.5% | $129,285 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 5 | 0.8% | 83.3% | $61,000 | |
Guaranteed Rate, Inc.
|
Conventional | 4 | 0.6% | 80% | $127,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 0.6% | 100% | $135,000 | |
Newrez LLC
|
Conventional, FHA | 4 | 0.6% | 36.4% | $102,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 0.6% | 66.7% | $145,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 0.6% | 66.7% | $87,500 | |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 0.6% | 100% | $60,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 0.6% | 50% | $130,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 4 | 0.6% | 100% | $137,500 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $78,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 75% | $148,333 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 0.5% | 50% | $45,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.5% | 15% | $61,666 | |
myCUmortgage
|
FHA | 3 | 0.5% | 100% | $98,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $101,666 | |
Southwest Funding LP
|
Conventional, FHA | 3 | 0.5% | 100% | $98,333 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $115,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.3% | 42.9% | $45,000 | |
Goodleap, LLC
|
FHA, VA | 2 | 0.3% | 50% | $115,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $155,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.3% | 100% | $60,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $65,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.3% | 100% | $45,000 | |
Navy Federal Credit Union
|
Conventional | 2 | 0.3% | 50% | $115,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.3% | 71.4% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $85,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Primelending
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 100% | $35,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $75,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $115,000 | |
Data Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 2.24% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 0.2% | 50% | $175,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 33.3% | $105,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $185,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.2% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $115,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 100% | $25,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $65,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Flint Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flint, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Flint? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flint in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flint, MI
Use these to narrow the list above. Each category shows how many Flint, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Flint, MI
Independent mortgage companies closed 67.4 percent of home loans in Flint, Michigan in 2025, banks 10.8 percent and credit unions 21.8 percent. BLG Holdings, LLC was the largest mortgage company, Huntington National Bank the largest bank and Financial Plus Credit Union the largest credit union. Among lenders headquartered in Michigan, Financial Plus Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flint, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Flint, Michigan with 18 loans, about 2.7 percent of the market. The largest lender headquartered in Michigan was Financial Plus Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Flint, Michigan, Legacy Mortgage approved the highest share of completed applications in 2025 at 94.9 percent, against a 73.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Flint, Michigan in 2025, led by Legacy Mortgage with 73. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 18 credit unions closed home loans in Flint, Michigan in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flint, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flint, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flint. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
