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Dort Financial Credit Union Rates & Review April 2026

Dort Financial Credit Union's Jumbo Term CDs 5 Years rates are at 3.10%, 5 Years Term CDs rates are at 3.00%, Jumbo Term CDs 4 Years rates are at 3.00%, 54 month Term CDs rates are at 2.95%, 4 Years Term CDs rates are at 2.90%. Dort Financial Credit Union's savings rates are at 0.05%. Dort Financial Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Dort Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.65%. Rates were last updated on 04/13/2026.

Dort Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dort Financial Credit Union? Share your experience about Dort Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Dort Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.65%
Excellent Lower than avg
Dort Financial Credit Union
DORT FINANCIAL CREDIT UNION
9048 HOLLY RD
GRAND BLANC, MI 48439
https://dortonline.org
Member NCUA

Dort Financial Credit Union CD Rates

Product Rate APY Term View More
Jumbo Term Share Certificates 5 Years 3.06% 3.10%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
5 Years Term Share Certificates 2.97% 3.00% 5 Years
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 4 Years 2.97% 3.00%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
54 month Term Share Certificates 2.92% 2.95% 54 Months
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
4 Years Term Share Certificates 2.87% 2.90% 4 Years
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 3 Years 2.87% 2.90%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
42 month Term Share Certificates 2.82% 2.85% 42 Months
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
3 Years Term Share Certificates 2.77% 2.80% 3 Years
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 2 Years 2.77% 2.80%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
30 month Term Share Certificates 2.72% 2.75% 30 Months
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
49 month - 5 Years AMP Term Share Certificates 2.72% 2.75% 49 Months - 5 Years
Min Deposit $100
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
2 Years Term Share Certificates 2.67% 2.70% 2 Years
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 1 Year 2.67% 2.70%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
18 month Term Share Certificates 2.62% 2.65% 18 Months
Min Balance $500
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
37 month - 4 Years AMP Term Share Certificates 2.62% 2.65% 37 Months - 4 Years
Min Deposit $100
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 6 month 2.62% 2.65%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
1 Year Term Share Certificates 2.58% 2.60% 1 Year
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 1 Month 2.60% 2.60%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Jumbo Term Share Certificates 3 month 2.60% 2.60%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
6 month Term Share Certificates 2.53% 2.55% 6 Months
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
25 month - 3 Years AMP Term Share Certificates 2.53% 2.55% 25 Months - 3 Years
Min Deposit $100
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
3 month Term Share Certificates 2.50% 2.50% 3 Months
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
13 month - 2 Years AMP Term Share Certificates 2.43% 2.45% 13 Months - 2 Years
Min Deposit $100
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
3 month - 1 Year AMP Term Share Certificates 2.33% 2.35% 3 Months - 1 Year
Min Deposit $100
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Dort Financial Credit Union Savings Rates

Product Rate APY View More
Business Savings Accounts - 1.00%
Min Balance $10,000
Details Minimum Balance of $5.00 Required
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.80% 0.80%
Min Balance $200,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.70% 0.70%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.60% 0.60%
Min Balance $50,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Business Savings Accounts - 0.50%
Details Minimum Balance of $5.00 Required
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.50% 0.50%
Min Balance $10,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.30% 0.30%
Min Balance $1,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Savings Plus 0.15% 0.15%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Shares (Savings), Club Accounts and All Purpose Accounts - 0.05%
Min Balance $5
Details Shares (Savings) - Minimum Balance $5
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Dort Financial Credit Union Money Market Rates

Product Rate APY View More
Public Funds Money Market - 4.00%
Min Balance $7,500,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Public Funds Money Market - 3.75%
Min Balance $2,000,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Platinum Money Market 3.45% 3.50%
Min Balance $500,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Public Funds Money Market - 3.25%
Min Balance $250,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Business Money Market - 2.50%
Min Balance $25,000
Details No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Public Funds Money Market - 2.50%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Platinum Money Market 1.88% 1.90%
Min Balance $250,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Platinum Money Market 1.74% 1.75%
Min Balance $100,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Platinum Money Market 1.24% 1.25%
Min Balance $50,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Business Money Market - 0.75%
Min Balance $10,000
Details No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Business Money Market - 0.50%
Min Balance $2,500
Details No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Platinum Money Market 0.30% 0.30%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Business Money Market - 0.00%
Details No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Dort Financial Credit Union Checking Rates

Product Rate APY View More
Boost Checking - 7.00%
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Share Draft Accounts (Checking Accounts) - 0.10%
Min Balance $3,000
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Share Draft Accounts (Checking Accounts) - 0.05%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Dort Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) Up To 80% of Home's Value - - 6.25%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity - - 6.49% 60
Details Up To 80% of Home's Value
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity Up To 80% of Home's Value - - 6.49% 60
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Home Equity Line of Credit (HELOC) Up To 90% of Home's Value - - 7.00%
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity - - 7.49% 120
Details Up To 90% of Home's Value
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity Up To 90% of Home's Value - - 7.49% 120
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity - - 7.74% 180
Details Up To 90% of Home's Value
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%
Fixed Home Equity Up To 90% of Home's Value - - 7.74% 180
No additional details.
Last Updated 04/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.65%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dort Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dort Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dort Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dort Financial Credit Union
Address 9048 HOLLY RD, GRAND BLANC, MI 48439
Phone 810-767-8390
Fax 810-767-6633
President WAYNE NATZKE
CEO BRIAN WALDRON
Full-Time Employees 364
Part-Time Employees 12
Branch Locations 17
ATM Locations 15
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.65%
Return on Assets (ROA)
0.3972%
Return on Equity (ROE)
3.6536%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
2,253,725,528
Total Amount of Shares and Deposits
1,932,774,009
Total Shares and Deposits < 1 Year
1,567,736,989
Total Shares and Deposits 1 3 Years
200,059,286
Total Shares and Deposits > 3 Years
164,977,733
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
493,028,896
Total Uninsured Shares and Deposits > $250K (F+J)
493,028,896
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,439,745,113
Total Interest Expense (Sum of items 6 8)
43,125,515
Share Certificates
7,805
Number of Accounts for Share Drafts
83,051
IRA KEOGH Accounts
1,770
Number of Accounts for Regular Shares
132,215
Non Member Deposits
46
Money Market Shares
25,110
Net Income (unless the amount is already included in Undivided Earnings)
8,950,947
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,466,524
Total Liabilities
2,020,444,532
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Dort Financial Credit Union

Is Dort Financial Credit Union a safe place to deposit money?

Yes, Dort Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 5.645162883545%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dort Financial Credit Union operate?

Dort Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dort Financial Credit Union?

Yes, to access services at Dort Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dort Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dort Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dort Financial Credit Union offer online and mobile banking?

Most modern institutions like Dort Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dortonline.org.

Current Dort Financial Credit Union Rates

  • 12-Month CD2.45%
  • 18-Month CD2.65%
  • 24-Month CD2.55%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.