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Mortgage Lenders and Brokers in Detroit, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Detroit, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA500 Woodward Ave Ste 100, Detroit, MI 48226D3.3 ★Texas Ratio: 35.11%, Huntington National BankHuntington National Bank333 W Fort St Ste 100, Detroit, MI 48226A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11606 Woodward Ave, Detroit, MI 48202A+5.0 ★Texas Ratio: 3.68%, First Merchants BankFirst Merchants Bank1420 Washington Blvd Ste 110, Detroit, MI 48226A+5.0 ★Texas Ratio: 4.12%, Bank of America NABank of America NA10700 Gratiot Ave, Detroit, MI 48213A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA21500 Grand River Ave, Detroit, MI 48219A+5.0 ★Texas Ratio: 5.44%, Diversified Members Credit UnionDiversified Members Credit Union1480 E Jefferson Ave, Detroit, MI 48207A+5.0 ★Texas Ratio: 5.06%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3927 W Eight Mile Livernois, Detroit, MI 48211A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.535 Griswold St, Detroit, MI 48226A+5.0 ★Texas Ratio: 4.24%, and First Independence BankFirst Independence Bank7310 Woodward Ave, Detroit, MI 48202A+5.0 ★Texas Ratio: 4.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Detroit, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Detroit are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Detroit, Michigan

Market share is the lender's share of all home loans closed in Detroit, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Flagstar Bank NA 4 offices in Detroit 500 Woodward Ave Ste 100, Detroit, MI 48226 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	223 +6 HELOCs	4.9%	65.2%	$151,502	View
Huntington National Bank 8 offices in Detroit 333 W Fort St Ste 100, Detroit, MI 48226 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	179 +96 HELOCs	3.9%	64.6%	$163,659	View
JPMorgan Chase Bank, NA 14 offices in Detroit 11606 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	151 +3 HELOCs	3.3%	75.7%	$153,410	View
First Merchants Bank 2 offices in Detroit 1420 Washington Blvd Ste 110, Detroit, MI 48226 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, VA, Jumbo, HELOC	108 +3 HELOCs	2.4%	87.1%	$163,888	View
Bank of America NA 6 offices in Detroit 10700 Gratiot Ave, Detroit, MI 48213 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA, HELOC	71 +27 HELOCs	1.6%	76.3%	$147,253	View
Citizens Bank, NA 6 offices in Detroit 21500 Grand River Ave, Detroit, MI 48219 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	30 +152 HELOCs	0.7%	67.4%	$106,000	View
Diversified Members Credit Union 1480 E Jefferson Ave, Detroit, MI 48207 A+5.0 ★Texas Ratio: 5.06%	Conventional	28	0.6%	40.6%	$58,571	View
Fifth Third Bank, National Association 19 offices in Detroit 3927 W Eight Mile Livernois, Detroit, MI 48211 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	27 +20 HELOCs	0.6%	43.5%	$68,703	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 7 offices in Detroit 535 Griswold St, Detroit, MI 48226 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	16 +40 HELOCs	0.4%	65.4%	$127,500	View
First Independence Bank 1 office in Detroit 7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91%	Conventional	4	0.1%	40%	$140,000	View
Keybank National Association 1 office in Detroit 1900 E 8 Mile Rd, Detroit, MI 48234 A+5.0 ★Texas Ratio: 4.81%	FHA	1	0%	14.3%	$65,000	View
Rocket Mortgage	Conventional, FHA, VA	741	16.3%	66.7%	$144,460
Bay Equity LLC	Conventional	1	0%	100%	$95,000
Michigan First Credit Union 3031 W Grand Blvd, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.92%	Conventional, FHA, HELOC	157 +64 HELOCs	3.5%	44.5%	$103,726	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, FHA, VA, Jumbo, HELOC	90 +4 HELOCs	2%	92.8%	$261,222	View
Lake Michigan Credit Union 496 Ada Dr SE STE 103, Ada, MI 49301	Conventional, FHA, VA, Jumbo, HELOC	83 +10 HELOCs	1.8%	93.3%	$211,506
Public Service Credit Union 3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17%	Conventional, HELOC	65 +10 HELOCs	1.4%	52.3%	$49,000	View
Michigan Schools and Governmen 2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99%	Conventional, FHA, HELOC	29 +26 HELOCs	0.6%	78.9%	$112,586	View
DFCU Financial 4830 Cass Ave, Detroit, MI 48201 1330 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	24 +34 HELOCs	0.5%	66.7%	$117,083	View
Credit Union One 5859 W Vernor Hwy, Detroit, MI 48209 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	22 +18 HELOCs	0.5%	35.1%	$58,636	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional, FHA	21	0.5%	91.3%	$195,000	View
Towne Mortgage Company 5859 W Vernor Hwy, Detroit, MI 48209 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	17	0.4%	95.8%	$114,411	View
Vibe Credit Union 3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97%	Conventional, HELOC	16 +11 HELOCs	0.4%	59.3%	$68,750	View
Community Financial 22326 Grand River Ave, Detroit, MI 48219 3147	Conventional, HELOC	16 +4 HELOCs	0.4%	84%	$37,500
Comerica Bank 13233 E Jefferson Ave, Detroit, MI 48215 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	15 +47 HELOCs	0.3%	78.9%	$103,666	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	15 +7 HELOCs	0.3%	57.7%	$191,000	View
Northpointe Bank 3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, Jumbo	13	0.3%	86.7%	$224,230	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional, FHA	11	0.2%	32.4%	$111,363
Community Choice Credit Union 39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	10 +4 HELOCs	0.2%	34.5%	$46,000	View
True Community Credit Union 131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21%	Conventional	9	0.2%	55%	$56,111	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	9	0.2%	75%	$218,333	View
ChoiceOne Bank 5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45%	Conventional, FHA	9	0.2%	75%	$319,444	View
CIBC Bank USA 34901 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	7	0.2%	77.8%	$116,428	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional, FHA	7	0.2%	87.5%	$142,142	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.2%	50%	$163,571	View
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	Conventional, HELOC	6 +10 HELOCs	0.1%	88.9%	$261,666	View
Dearborn Federal Savings Bank 22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64%	Conventional	6	0.1%	66.7%	$186,666	View
Lake Trust Credit Union ★ 1 stars, 1 review 1 Energy Plz # 230, Detroit, MI 48226 A5.0 ★Texas Ratio: 6.91%	Conventional	5	0.1%	27.8%	$85,000	View
Bank of Ann Arbor 125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88%	Conventional	5	0.1%	71.4%	$149,000	View
Security Credit Union 2444 Clark St, Detroit, MI 48209 1338 A+5.0 ★Texas Ratio: 5.96%	Conventional	4	0.1%	42.1%	$37,500	View
Mercantile Bank 230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63%	Conventional, FHA	4	0.1%	100%	$102,500	View
Extra Credit Union 6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32%	Conventional	3	0.1%	75%	$71,666	View
County National Bank 1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94%	Conventional	3	0.1%	100%	$275,000	View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	Conventional	3	0.1%	42.9%	$138,333	View
Alliance Catholic Credit Union 5459 W Vernor Hwy, Detroit, MI 48209 A+5.0 ★Texas Ratio: 1.86%	Conventional	2	0%	66.7%	$190,000	View
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional	2	0%	66.7%	$380,000	View
Zeal Credit Union 4501 Woodward Ave, Detroit, MI 48201 A+5.0 ★Texas Ratio: 4.89%	Conventional	2	0%	22.2%	$80,000	View
Parda Federal Credit Union 2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80%	Conventional	2	0%	100%	$65,000	View
Financial Plus Credit Union 4129 N Euclid Ave, Bay City, MI 48706	Conventional	2	0%	66.7%	$120,000
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +3 HELOCs	0%	16.7%	$95,000	View
Ignite Credit Union 200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$5,000	View
Old National Bank 1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$145,000	View
ELGA Credit Union 1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	50%	$125,000	View
Jolt Credit Union 915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11%	Conventional	1	0%	50%	$205,000	View
Dow Credit Union 600 E Lyon Rd, Midland, MI 48640 5396	Conventional	1	0%	100%	$335,000
Monroe Community Credit Union 106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0%	100%	$55,000	View
Meijer Credit Union 2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16%	Conventional	1	0%	50%	$65,000	View
Consumers Credit Union 6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56%	Conventional	1	0%	100%	$35,000	View
Tlc Community Credit Union 3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45%	Conventional	1	0%	100%	$135,000	View
Frankenmuth Credit Union 710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18%	Conventional	1	0%	100%	$55,000	View
Horizon Bank 144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40%	Conventional	1	0%	50%	$155,000	View
Christian Financial CU 8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +4 HELOCs	0%	n/a		View
Advia Credit Union 2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38%	HELOC	0 +1 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	699 +1 HELOCs	15.4%	76.9%	$165,844
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	67	1.5%	93.1%	$129,925
Mortgage 1 Incorporated	Conventional, FHA, VA	57	1.3%	89.3%	$183,947
Michigan Mutual, Inc	Conventional, FHA, VA	39	0.9%	87.3%	$115,000
Staunton Financial Inc	Conventional, FHA	36	0.8%	73.5%	$195,000
Mortgage Center LC	Conventional, FHA	30	0.7%	66%	$121,333
Homesite Mortgage, LLC	Conventional, FHA	19	0.4%	95%	$143,421
Ross Mortgage Corporation	Conventional, FHA, VA	17	0.4%	90%	$185,588
Success Mortgage Partners, Inc	Conventional, FHA	15	0.3%	93.8%	$104,333
Legacy Mortgage	Conventional, FHA	14	0.3%	87.5%	$137,142
Msu Federal Credit Union	Conventional, HELOC	11 +10 HELOCs	0.2%	75%	$207,727
Uif Corporation	Conventional	8	0.2%	66.7%	$147,500
Top Flite Financial, Inc.	Conventional, FHA	5	0.1%	71.4%	$85,000
BLG Holdings, LLC	Conventional, FHA	2	0%	100%	$125,000
Mortgage Research Center	Conventional, FHA, VA	72	1.6%	56.2%	$185,972
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	70 +3 HELOCs	1.5%	89.9%	$162,714
The Mortgage Link, Inc.	Conventional, FHA	61	1.3%	95.9%	$167,786
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	57 +4 HELOCs	1.3%	81.7%	$171,140
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	54 +3 HELOCs	1.2%	90%	$157,407
loanDepot.com LLC	Conventional, FHA, VA, HELOC	48 +5 HELOCs	1.1%	32.7%	$118,125
The Loan Store, Inc	Conventional, FHA, HELOC	41 +13 HELOCs	0.9%	84.5%	$165,487
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	41 +4 HELOCs	0.9%	14.3%	$77,926
Equity Prime Mortgage LLC	FHA, VA	41	0.9%	75.9%	$124,512
New American Funding, LLC.	Conventional, FHA, VA, HELOC	37 +4 HELOCs	0.8%	35.2%	$100,405
Zillow Home Loans, LLC	Conventional, FHA, VA	34	0.7%	92.5%	$150,294
Kind Lending, LLC	Conventional, FHA	32	0.7%	62.7%	$104,687
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	30 +1 HELOCs	0.7%	90%	$89,333
Navy Federal Credit Union	Conventional, VA, HELOC	29 +14 HELOCs	0.6%	42.5%	$180,517
Newrez LLC	Conventional, FHA, VA	27	0.6%	32.6%	$141,296
American Financial Network, Inc.	Conventional, FHA, VA	27	0.6%	70.7%	$134,629
Pennymac Loan Services LLC	Conventional, FHA, VA	24	0.5%	65.8%	$187,083
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	23	0.5%	79.3%	$124,130	View
Royal United Mortgage LLC	Conventional, VA	22	0.5%	62.2%	$56,363
Freedom Mortgage Corporation	FHA, VA	21	0.5%	71.4%	$189,761
Everett Financial, Inc.	Conventional, FHA, VA	21	0.5%	84.4%	$129,285
Plaza Home Mortgage, Inc	Conventional, FHA, VA	19	0.4%	63.6%	$138,684
Movement Mortgage, LLC	Conventional, FHA, VA	17	0.4%	79.4%	$133,235
Southwest Funding LP	Conventional, FHA	17	0.4%	81.8%	$144,411
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, VA	16	0.4%	76%	$128,125	View
Nationstar Mortgage	Conventional, FHA	16	0.4%	77.3%	$125,000
American Financial Resources LLC	Conventional, FHA, VA	13	0.3%	92.9%	$195,769
Ruoff Mortgage Company	Conventional, FHA	12	0.3%	86.7%	$130,833
Sun West Mortgage Company, Inc	Conventional, FHA, VA	12	0.3%	55.9%	$152,500
Click n' Close, Inc.	Conventional, FHA	12	0.3%	92.3%	$104,166
Nfm, Inc	Conventional, FHA	12	0.3%	92.3%	$190,833
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	0.2%	61.1%	$260,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	10	0.2%	76.9%	$147,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	9	0.2%	100%	$166,111	View
Guidance Residential, LLC	Conventional	8	0.2%	100%	$153,750
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.2%	32.4%	$136,250
Cardinal Financial Company, Li	Conventional, FHA, VA	7	0.2%	83.3%	$179,285
Planet Home Lending, LLC	Conventional, FHA	7	0.2%	58.3%	$143,571
Fairway Independent Mort Corp	Conventional, FHA, VA	7	0.2%	57.1%	$106,428
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.1%	100%	$95,000	View
Liberty Bank	Conventional	6	0.1%	66.7%	$173,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	6	0.1%	70%	$110,000	View
Better Mortgage Corporation	Conventional, FHA	6	0.1%	66.7%	$190,000
Goodleap, LLC	Conventional, FHA, HELOC	5 +5 HELOCs	0.1%	88.9%	$109,000
Primelending	Conventional, FHA	5	0.1%	100%	$147,000
Mortgage300 Corporation	Conventional, FHA	5	0.1%	100%	$129,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.1%	62.5%	$225,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional	5	0.1%	100%	$49,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.1%	100%	$233,000	View
EastRise Federal Credit Union A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	4 +1 HELOCs	0.1%	66.7%	$65,000
Spring Eq, LLC	Conventional, HELOC	4 +1 HELOCs	0.1%	20.8%	$37,500
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$230,000
AmeriHome Mortgage Company, LLC	FHA	4	0.1%	80%	$252,500
New Day Financial, LLC.	VA	4	0.1%	20%	$130,000
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.1%	100%	$230,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.1%	80%	$112,500	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	12%	$131,666	View
Stockton Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.1%	42.9%	$268,333
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	3	0.1%	75%	$121,666
Lakeview Loan Servicing, LLC	FHA	3	0.1%	29.5%	$211,666
PHH Mortgage Corporation	Conventional, FHA	3	0.1%	42.9%	$78,333
Filo Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$201,666
Nqm Funding, LLC	Conventional	3	0.1%	100%	$238,333
ClearPath Lending	VA	3	0.1%	75%	$131,666
Geneva Financial LLC	Conventional	3	0.1%	60%	$118,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.1%	50%	$148,333	View
The Equitable Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$168,333
Provident Funding Associates	Conventional	3	0.1%	100%	$158,333
Mortgage Solutions of Colorado	FHA, VA	3	0.1%	80%	$108,333
Texana Bank	Conventional, FHA, VA	3	0.1%	100%	$141,666
Tomo Mortgage LLC	Conventional	3	0.1%	75%	$188,333
Village Capital & Investment	VA	3	0.1%	55.6%	$241,666
Arc Home LLC	Conventional	2	0%	100%	$545,000
Residential Wholesale Mortgage	Conventional, FHA	2	0%	100%	$95,000
Zions Bancorporation, N.A. A+5.0 ★Texas Ratio: 3.72%	Conventional	2	0%	100%	$80,000	View
Primary Residential Mortgage, INC.	Conventional, FHA	2	0%	100%	$85,000
Canopy Mortgage, LLC	Conventional	2	0%	100%	$60,000
Resicentral LLC	Conventional	2	0%	66.7%	$245,000
Discover Bank	Conventional	2	0%	3.6%	$65,000
Oceanside Mortgage Company	FHA	2	0%	100%	$230,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0%	100%	$315,000	View
American Pacific Mortgage Corporation	Conventional, FHA	2	0%	100%	$110,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0%	18.2%	$45,000
Lower, LLC	FHA, VA	2	0%	40%	$170,000
RBC Bank (Georgia), N.A.	Conventional	2	0%	100%	$135,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0%	100%	$220,000	View
Paramount Residential Mortgage	FHA	2	0%	66.7%	$215,000
Champions Funding, LLC	Conventional	2	0%	50%	$195,000
American Neighborhood Mortgage Acceptance Company	FHA	2	0%	100%	$250,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +5 HELOCs	0%	50%	$165,000
Pentagon Federal Credit Union	FHA, HELOC	1 +3 HELOCs	0%	33.3%	$115,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$85,000	View
Equity Resources Inc	Conventional	1	0%	100%	$195,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$485,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$105,000	View
Somerville Bank ★ 5 stars, 1 review A5.0 ★Texas Ratio: 9.58%	Conventional	1	0%	100%	$85,000	View
MortgageOne, Inc A+5.0 ★Texas Ratio: 2.54%	VA	1	0%	50%	$325,000	View
Watermark Capital, Inc.	VA	1	0%	100%	$285,000
Gvc Mortgage, Inc.	FHA	1	0%	100%	$145,000
Loanunited.Com, LLC	FHA	1	0%	50%	$115,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$155,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$105,000
Homestead Funding Corp.	Conventional	1	0%	100%	$405,000
Obsidian Financial Services	Conventional	1	0%	100%	$255,000
PFN Lending Group, Inc.	Conventional	1	0%	100%	$95,000
American Financing Corporation	FHA	1	0%	14.3%	$145,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$165,000
Highlands Residential Mortgage, Ltd.	FHA	1	0%	100%	$235,000
Elements Financial Federal Cre	Conventional	1	0%	100%	$225,000
Greenbox Loans	Conventional	1	0%	100%	$155,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$75,000	View
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$195,000
Peoples Mortgage Company	Conventional	1	0%	100%	$65,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$105,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	FHA	1	0%	20%	$165,000	View
The Anderson Financial Group, Inc.	Conventional	1	0%	100%	$215,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional	1	0%	100%	$65,000	View
Milend, Inc	Conventional	1	0%	66.7%	$135,000
Wings Financial Credit Union	Conventional	1	0%	100%	$95,000
Interstate Home Loan Center, Inc.	Conventional	1	0%	100%	$75,000
V.I.P. Mortgage, Inc.	FHA	1	0%	100%	$85,000
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$135,000
Prosperity Home Mortgage, LLC	FHA	1	0%	33.3%	$235,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$205,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0%	33.3%	$45,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0%	100%	$105,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$145,000	View
Compass Mortgage, Inc. A+5.0 ★Texas Ratio: 2.43%	Conventional	1	0%	100%	$305,000	View
Arizona Financial Credit Union	Conventional	1	0%	100%	$65,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$325,000	View
Ark-La-Tex Financial Services LLC	FHA	1	0%	100%	$195,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0%	100%	$985,000	View
Figure Lending LLC	HELOC	0 +29 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +27 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Detroit Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Detroit, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Detroit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Detroit in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Detroit, MI

Use these to narrow the list above. Each category shows how many Detroit, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 43 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 107 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MI 65 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Detroit, MI

Independent mortgage companies closed 62.1 percent of home loans in Detroit, Michigan in 2025, banks 24.9 percent and credit unions 13 percent. Rocket Mortgage was the largest mortgage company, Flagstar Bank NA the largest bank and Diversified Members Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 223 loans.

62.1%

Mortgage companies

24.9%

Banks

13%

Credit unions

29%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders Dearborn 112 lenders

Frequently Asked Questions About Mortgage Lenders in Detroit, MI

Who is the largest mortgage lender in Detroit, MI?

By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Detroit, Michigan with 223 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Detroit, MI have the highest approval rates?

Among lenders with meaningful volume in Detroit, Michigan, The Mortgage Link, Inc. approved the highest share of completed applications in 2025 at 95.9 percent, against a 64.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Detroit, MI mortgage lenders offer FHA, VA and USDA loans?

107 lenders closed FHA loans in Detroit, Michigan in 2025, led by United Wholesale Mortgage with 275. 49 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Detroit, MI lender list?

Yes. 58 banks and 43 credit unions closed home loans in Detroit, Michigan in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Detroit, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Detroit, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Detroit, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Detroit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.