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Alliance Catholic Credit Union Rates & Review August 2026

Alliance Catholic Credit Union's 6 month rates are at 4.25%, 13 Month Flexible CD rates are at 4.00%, 30 month For Traditional & Roth IRAs ONLY rates are at 3.50%, 12 month rates are at 3.00%, 48 month rates are at 2.50%. Alliance Catholic Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates last updated and verified on 08/28/2026.

Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.30%
Excellent Lower than avg
Alliance Catholic Credit Union
Admin
28800 Orchard Lake Rd
Farmington Hills, MI 48334
https://www.allianceccu.com
Member NCUA

Alliance Catholic Credit Union CD Rates

Product Rate APY Term View More
6 month 4.17% 4.25% 6 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
13 Month Flexible CD 3.92% 4.00% 13 Months
Min Deposit $500
Details One withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
30 month For Traditional & Roth IRAs ONLY 3.44% 3.50% 30 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
12 month 2.96% 3.00% 12 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
48 month 2.47% 2.50% 48 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
60 month 2.47% 2.50% 60 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
24 month 1.98% 2.00% 24 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
36 month 1.98% 2.00% 36 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
3 month 1.00% 1.00% 3 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
9 month 1.00% 1.00% 9 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%

Alliance Catholic Credit Union Savings Rates

Product Rate APY View More
A$pire Savings - 5.00%
Min Deposit $5
Min Balance $5
Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
AngelSavers - 5.00%
Min Deposit $5
Min Balance $5
Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Christmas Club - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Primary Savings - 0.05%
Min Deposit $5
Min Balance $250
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Secondary Savings - 0.05%
Min Deposit $5
Min Balance $250
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%

Alliance Catholic Credit Union Checking Rates

Product Rate APY View More
Alliance Checking - 4.00%
Min Deposit $5
Details Qualifications Required: Direct Deposit + E-statements + 10 Debit Card signature-based transactions; APY will be paid on balances up to $15,000 if qualifications met (Direct Deposit + E-statements + 10 Debit Card signature-based transactions); 0.00% APY if qualifications not met.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Checking Account 3.92% 4.00%
Min Balance $15,000
Details Qualifications Required: Direct Deposit, 10 signature-based "Credit" transactions with your Debit/ATM card each month, enroll in & continue to receive E-Statements
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Checking Account - 0.00%
Details If all qualifications are not met.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%

Alliance Catholic Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY LINE OF CREDIT - - 4.99% Fixed for 12 months
Details ‡APR Refers to Annual Percentage Rate. Home Equity Line Of Credit (HELOC) Special Intro APR offer expires 9/30/2026. HELOC Special APR of as low as 4.99%APR is fixed for 12 months from the date of closing and variable thereafter. After Intro Period, HELOC APR is variable and based upon an index plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 6.50% as of 7/1/2026. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 80%. Intro Rates apply to new lines only and not to existing HELOC accounts. An origination fee of $349 will be collected at the time of application for HELOCs up to $250,000, and $549 for HELOCs over $250,000.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%

Alliance Catholic Credit Union Credit Card Rates

Product Rate APR View More
Mastercard (Non-Rewards) - 3.99%
Details Intro rate expires: 18 months; Regular APR: 12.00% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Mastercard (with Rewards) - 3.99%
Details Intro rate expires: 18 months; Regular APR: 13.50% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Business Mastercard (Non-Rewards) - 12.00%
Details Regular APR: 12.00% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Mastercard (Non-Rewards) - 12.00%
Details Regular APR: 12.00% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Business Mastercard (with Rewards) - 13.50%
Details Regular APR: 13.50% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%
Mastercard (with Rewards) - 13.50%
Details Regular APR: 13.50% - 22.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Catholic Credit Union
Address 28800 Orchard Lake Rd, Farmington Hills, MI 48334
Phone 248-663-4006
Fax
President Joseph Valentic
CEO Rob Grech
Full-Time Employees 142
Part-Time Employees 6
Branch Locations 12
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.1602%
Return on Equity (ROE)
1.2684%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
653,924,270
Total Amount of Shares and Deposits
572,336,229
Total Shares and Deposits < 1 Year
558,761,193
Total Shares and Deposits 1 3 Years
12,432,996
Total Shares and Deposits > 3 Years
1,142,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,270,776
Total Uninsured Shares and Deposits > $250K (F+J)
39,270,776
Total Insured Shares and Deposits > $250K (item 17 less item K)
533,065,453
Total Interest Expense (Sum of items 6 8)
4,382,722
Share Certificates
3,609
Number of Accounts for Share Drafts
20,354
IRA KEOGH Accounts
1,177
Number of Accounts for Regular Shares
39,176
Money Market Shares
3,048
Net Income (unless the amount is already included in Undivided Earnings)
1,047,887
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,110,679
Total Liabilities
578,727,995
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Catholic Credit Union?

Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Catholic Credit Union offer online and mobile banking?

Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.

Current Alliance Catholic Credit Union Rates

  • 12-Month CD3.00%
  • 24-Month CD2.00%
  • 60-Month CD2.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.