What are the current interest rates at Alliance Catholic Credit Union?

Current rates for Alliance Catholic Credit Union include: 12-Month CD: 3.00%

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Alliance Catholic Credit Union

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Alliance Catholic Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

Alliance Catholic Credit Union's 13 Month Flexible CD Regular CDs & IRA CDs rates are at 4.00%, 30 month Regular CDs & IRA CDs rates are at 3.50%, 12 month Regular CDs & IRA CDs rates are at 3.00%, 48 month Regular CDs & IRA CDs rates are at 2.50%, 6 month Regular CDs & IRA CDs rates are at 2.00%. Alliance Catholic Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 06/16/2026.

Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.30%

Excellent Lower than avg

Alliance Catholic Credit Union
Admin

28800 Orchard Lake Rd
Farmington Hills, MI 48334

https://www.allianceccu.com

Alliance Catholic Credit Union CD Rates

Product	Rate	APY	Term
13 Month Flexible CD Regular Share Certificates & IRA Certificates	3.92%	4.00%	13 Month Flexible CD
Min Deposit $500 Details One withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
30 month Regular Share Certificates & IRA Certificates	3.44%	3.50%	30 Months
Min Deposit $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
12 month Regular Share Certificates & IRA Certificates	2.96%	3.00%	12 Months
Min Deposit $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
48 month Regular Share Certificates & IRA Certificates	2.47%	2.50%	48 Months
Min Deposit $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
6 month Regular Share Certificates & IRA Certificates	1.98%	2.00%	6 Months
Min Deposit $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
3 month Regular Share Certificates & IRA Certificates	1.00%	1.00%	3 Months
Min Deposit $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%

Alliance Catholic Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line Of Credit	-	-	4.99%	Fixed for 12 months
Details ‡APR Refers to Annual Percentage Rate. Home Equity Line Of Credit (HELOC) Special Intro APR offer expires 6/30/2026. HELOC Special APR of as low as 4.99%APR is fixed for 12 months from the date of closing and variable thereafter. After Intro Period, HELOC APR is variable and based upon an index plus or minus a margin. Variable APR is based on the highest Prime Rate reported in the Money Rates Section of the Wall Street Journal on the 25th day (or next business day) of the last month of the quarter, to be effective on the first day of the new quarter ("Index"), plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 6.50% as of 4/1/2026. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 80%. Intro Rates apply to new lines only and not to existing HELOC accounts. Origination fee of $349 for HELOC applications up to $100,000 or $549 for HELOC applications over $100,000 will be collected at time of application. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%

Alliance Catholic Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans 2023 & Newer	-	-	4.74%	Up to 48 Months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2019-2022	-	-	4.99%	Up to 48 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2023 & Newer	-	-	4.99%	49 to 60 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2019-2022	-	-	5.24%	49-60 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2023 & Newer	-	-	5.24%	61-72 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2019-2022	-	-	5.49%	61-72 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2023 & Newer	-	-	5.74%	73-84 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2019-2022	-	-	6.24%	73-84 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2018 & Older	-	-	6.49%	Up to 48 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2023 & Newer	-	-	6.49%	85-96 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2018 & Older	-	-	7.49%	49-60 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Auto Loans 2023 & Newer	-	-	7.49%	97-120 months
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%

Alliance Catholic Credit Union Credit Card Rates

Product	Rate	APR
Business Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Business Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%

Alliance Catholic Credit Union Personal Loan Rates

Product	Rate	APR
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan	-	6.99%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan	-	7.24%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan	-	7.49%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan	-	7.49%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan	-	7.74%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan	-	7.99%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan	-	8.49%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.30%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Catholic Credit Union

Website https://www.allianceccu.com

Address 28800 Orchard Lake Rd, Farmington Hills, MI 48334

Phone 248-663-4006

Fax

President Joseph Valentic

CEO Rob Grech

Full-Time Employees 142

Part-Time Employees 6

Branch Locations 12

ATM Locations 11

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.30%

Return on Assets (ROA)

0.1602%

Return on Equity (ROE)

1.2684%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

653,924,270

Total Amount of Shares and Deposits

572,336,229

Total Shares and Deposits < 1 Year

558,761,193

Total Shares and Deposits 1 3 Years

12,432,996

Total Shares and Deposits > 3 Years

1,142,041

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

39,270,776

Total Uninsured Shares and Deposits > $250K (F+J)

39,270,776

Total Insured Shares and Deposits > $250K (item 17 less item K)

533,065,453

Total Interest Expense (Sum of items 6 8)

4,382,722

Share Certificates

3,609

Number of Accounts for Share Drafts

20,354

IRA KEOGH Accounts

1,177

Number of Accounts for Regular Shares

39,176

Money Market Shares

3,048

Net Income (unless the amount is already included in Undivided Earnings)

1,047,887

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,110,679

Total Liabilities

578,727,995

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Catholic Credit Union?

Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Catholic Credit Union offer online and mobile banking?

Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.