MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Alliance Catholic Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Alliance Catholic Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Alliance Catholic Credit Union's top rates as of October 13, 2026 are 3.75% APY on its 13 Month Flexible CD, 5.00% APY on savings, 0.30% APY on money market accounts, 4.00% APY on checking, rv, boat and powersport loans from 6.99% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Alliance Catholic Credit Union CD rates include IRA CD - 30 month at 3.50%, Regular CD - 30 month at 3.50%, and Regular CD - 6 month at 3.50%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates last updated and verified on 10/13/2026.

Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.86%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Alliance Catholic Credit Union
Admin
28800 Orchard Lake Rd
Farmington Hills, MI 48334
https://www.allianceccu.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alliance Catholic Credit Union CD Rates

Product Rate APY Term View More
13 Month Flexible CD 3.68% 3.75% 13 Months
Min Deposit $500
Details One withdrawal up to 25% of principal without penalty; subsequent withdrawals incur 180 days of interest penalty; Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
IRA Certificate - 30 month 3.44% 3.50% 30 Months
Min Deposit $500
Details For Traditional & Roth IRAs ONLY; Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 30 month 3.44% 3.50% 30 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 6 month 3.44% 3.50% 6 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 12 month 2.96% 3.00% 12 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 48 month 2.47% 2.50% 48 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 13, 2026: 2.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 60 month 2.47% 2.50% 60 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 13, 2026: 2.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 24 month 1.98% 2.00% 24 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 13, 2026: 2.00% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 36 month 1.98% 2.00% 36 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 13, 2026: 2.00% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Regular Share Certificate - 9 month 1.00% 1.00% 9 Months
Min Deposit $500
Details Compounding: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 13, 2026: 1.00% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Savings Rates

Product Rate APY View More
A$pire Savings - 5.00%
Min Deposit $5
Min Balance $5
Details Balances $1,000.01 and over earn a lower, standard savings dividend rate than the first $1,000 on deposit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
AngelSavers - 5.00%
Min Deposit $5
Min Balance $5
Details Balances $1,000.01 and over earn a lower, standard savings dividend rate than the first $1,000 on deposit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Christmas Club - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Business Savings Rates

Product Rate APY View More
Business Savings - 0.05%
Details Dividend Frequency: Monthly; Required to Earn Dividends: N/A
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market 0.30% 0.30%
Min Balance $100,000
Details Balance: $100,000 and over; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Sep 29, 2026: 0.30% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Money Market 0.25% 0.25%
Min Balance $75,000
Details Balance: $75,000 - $99,999; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 29, 2026: 0.25% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Money Market 0.20% 0.20%
Min Balance $20,000
Details Balance: $20,000 - $74,999; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 29, 2026: 0.20% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Checking Rates

Product Rate APY View More
Alliance Checking 3.92% 4.00%
Details Qualifications Required; Balance up to $15,000.00; 0.00% APY if all qualifications are not met; Registration/activation required
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Alliance Checking - 4.00%
Min Deposit $5
Details Qualifications Required; APY paid on balances up to $15,000 if qualifications met; 0.00% APY if qualifications not met
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Business Checking Rates

Product Rate APY View More
Business Parish Enhanced Checking 3.92% 4.00%
Min Balance $1,000,000
Details Balance: $1,000,000 and over; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Interest Bearing Checking 2.47% 2.50%
Min Balance $100,000
Details Balance: $100,000 and over; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 29, 2026: 2.50% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Parish Enhanced Checking 2.47% 2.50%
Min Balance $25,000
Details Balance: $25,000 - $999,999.99; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 29, 2026: 2.50% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Interest Bearing Checking 1.00% 1.00%
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 29, 2026: 1.00% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 2023 & Newer - - 4.99% Up to 48 Months
Details As Low As; Model Year: 2023 & Newer
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 13, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - - 5.24% Up to 48 months
Details As Low As; Model Year: 2019-2022
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APROct 13, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - - 5.24% 49 to 60 months
Details As Low As; Model Year: 2023 & Newer
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APROct 13, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - - 5.49% 49-60 months
Details As Low As; Model Year: 2019-2022
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Sep 14, 2026: 5.24% APROct 13, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.49%▲ from 5.24%
  • Sep 14, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - - 5.49% 61-72 months
Details As Low As; Model Year: 2023 & Newer
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Sep 14, 2026: 5.24% APROct 13, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.49%▲ from 5.24%
  • Sep 14, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - - 5.74% 61-72 months
Details As Low As; Model Year: 2019-2022
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APROct 13, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - - 5.99% 73-84 months
Details As Low As; Model Year: 2023 & Newer
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74%
5.24%5.87%6.49%Sep 14, 2026: 5.74% APROct 13, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20265.99%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles Loan - - 6.24% Up to 84 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 5 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - - 6.49% 73-84 months
Details As Low As; Model Year: 2019-2022
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 14, 2026: 6.24% APROct 13, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20266.49%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2018 & Older - - 6.74% Up to 48 months
Details As Low As; Model Year: 2018 & Older
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Sep 14, 2026: 6.49% APROct 13, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20266.74%▲ from 6.49%
  • Sep 14, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - - 6.74% 85-96 months
Details As Low As; Model Year: 2023 & Newer; Minimum Loan Amount: $50,000
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Sep 14, 2026: 6.49% APROct 13, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20266.74%▲ from 6.49%
  • Sep 14, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2018 & Older - - 7.24% 49-60 months
Details As Low As; Model Year: 2018 & Older
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 7.49% → 7.24% ▼ 0.25 pts · high 7.49% / low 7.24%
6.74%7.37%7.99%Sep 14, 2026: 7.49% APROct 13, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20267.24%▼ from 7.49%
  • Sep 14, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles Loan - - 7.24% 85-144 months
Details As Low As; Minimum Loan Amount: $50,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - - 7.74% 97-120 months
Details As Low As; Model Year: 2023 & Newer; Minimum Loan Amount: $70,000
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49%
6.99%7.62%8.24%Sep 14, 2026: 7.49% APROct 13, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
  • Oct 13, 20267.74%▲ from 7.49%
  • Sep 14, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles Loan - - 8.24% 145-180 months
Details As Low As; Minimum Loan Amount: $70,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RVs & Trailers / Boats 2025 & newer Loan - 6.24% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.24% APR · checked 4 times
5.74%6.24%6.74%Sep 18, 2026: 6.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2025 & newer Loan - 6.49% 61 to 96 months
Details As Low As; Minimum Loan Amount: $12,500
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Sep 18, 2026: 6.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2024 & older Loan - 6.74% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Sep 18, 2026: 6.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2025 & newer Loan - 6.74% 97 to 120 months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.74% APR · checked 4 times
6.24%6.74%7.24%Sep 18, 2026: 6.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan - 6.99% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2024 & older Loan - 6.99% 61 to 96 months
Details As Low As; Minimum Loan Amount: $12,500
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2025 & newer Loan - 6.99% 121 to 144 months
Details As Low As; Minimum Loan Amount: $25,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan - 7.24% 61 to 84 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2024 & older Loan - 7.24% 97 to 120 months
Details As Low As; Minimum Loan Amount: $15,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2025 & newer Loan - 7.24% 145 to 180 months
Details As Low As; Minimum Loan Amount: $35,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan - 7.49% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan - 7.49% 85 to 96 months
Details As Low As; Minimum Loan Amount: $15,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2024 & older Loan - 7.49% 121 to 144 months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
RVs & Trailers / Boats 2025 & newer Loan - 7.49% 181-240 months
Details As Low As; Minimum Loan Amount: $70,000
Last Updated 10/13/2026
Rate History
1 change since Sep 18, 2026 · 8.24% → 7.49% ▼ 0.75 pts · high 8.24% / low 7.49%
6.74%7.87%8.99%Sep 18, 2026: 8.24% APROct 13, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
  • Oct 13, 20267.49%▼ from 8.24%
  • Sep 18, 20268.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan - 7.74% 61 to 84 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 4 times
7.24%7.74%8.24%Sep 18, 2026: 7.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan - 7.99% 85 to 96 months
Details As Low As; Minimum Loan Amount: $15,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 18, 2026: 7.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan - 8.49% 97 to 120 months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 18, 2026: 8.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Credit Card Rates

Product Rate APR View More
Business Mastercard (Non-Rewards) - 12.00%
Details As Low As; Purchases, Balance Transfers & Cash Advances
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 6 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Mastercard (Non-Rewards) - 12.00%
Details As Low As; Purchases, Balance Transfers & Cash Advances
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 6 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Business Mastercard (with Rewards) - 13.50%
Details As Low As; Purchases, Balance Transfers & Cash Advances
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 6 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Mastercard (with Rewards) - 13.50%
Details As Low As; Purchases, Balance Transfers & Cash Advances
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 6 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Personal Loan Rates

Product APR Term View More
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan 6.99% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan 7.24% 61 to 84 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 4 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan 7.49% Up to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan 7.49% 85 to 96 months
Details As Low As; Minimum Loan Amount: $15,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan 7.74% 61 to 84 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 4 times
7.24%7.74%8.24%Sep 18, 2026: 7.74% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan 7.99% 85 to 96 months
Details As Low As; Minimum Loan Amount: $15,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 18, 2026: 7.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan 8.49% 97 to 120 months
Details As Low As; Minimum Loan Amount: $20,000
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 18, 2026: 8.49% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Unsecured Loans (Celebration, Home Improvement and Universal Loans) 12.99% Up to 36 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.99% APR
12.49%12.99%13.49%Oct 13, 2026: 12.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Unsecured Loans (Celebration, Home Improvement and Universal Loans) 13.99% 37 to 48 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 13.99% APR
13.49%13.99%14.49%Oct 13, 2026: 13.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Unsecured Loans (Celebration, Home Improvement and Universal Loans) 14.99% 49 to 60 months
Details As Low As
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 14.99% APR
14.49%14.99%15.49%Oct 13, 2026: 14.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Other Rates

Product Rate Points APY/APR Term View More
AllianceCash Loan - - 19.99% Up to 12 months
Details As Low As; Helping Hand Loan; Loan amounts $500 to $2,000; APR fixed at 19.99%
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 19.99% APR · checked 5 times
19.49%19.99%20.49%Sep 14, 2026: 19.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Christmas Loan - - 9.99% Up to 12 months
Details As Low As; Offer expires 12/31/2026; Maximum loan amount $4,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Tuition Loan (K-12) - - 4.00% Up to 12 months
Details As Low As; Helping Hand Loan
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.86%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Alliance Catholic Credit Union’s Texas Ratio stayed near 1.85% in Q3 2023 to 1.86% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.9% 2.0★ 1.8% 3.0★ 2.7% 4.0★ 3.6% 5.0★ Healthy zone – entire history below the 15% limit 1.85% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.86% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$719M1.86%5.0A+
March 31, 2026$707M1.50%5.0A+
December 31, 2025$672M1.73%5.0A+
September 30, 2025$654M1.30%5.0A+
June 30, 2025$644M1.39%5.0A+
March 31, 2025$636M1.75%5.0A+
December 31, 2024$627M2.70%5.0A+
September 30, 2024$627M2.08%5.0A+
June 30, 2024$624M1.57%5.0A+
March 31, 2024$623M1.56%5.0A+
December 31, 2023$638M1.66%5.0A+
September 30, 2023$645M1.85%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Catholic Credit Union
Website https://www.allianceccu.com
Address 28800 Orchard Lake Rd, Farmington Hills, MI 48334
Phone 248-663-4006
Fax
President Joseph Valentic
CEO Rob Grech
Full-Time Employees 157
Part-Time Employees 3
Branch Locations 12
ATM Locations 11
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.86%
Return on Assets (ROA)
0.4964%
Return on Equity (ROE)
4.0064%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
718,511,833
Total Amount of Shares and Deposits
626,448,025
Total Shares and Deposits < 1 Year
614,785,431
Total Shares and Deposits 1 3 Years
10,984,492
Total Shares and Deposits > 3 Years
678,101
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,429,462
Total Uninsured Shares and Deposits > $250K (F+J)
26,429,462
Total Insured Shares and Deposits > $250K (item 17 less item K)
600,018,563
Total Interest Expense (Sum of items 6 8)
3,761,867
Share Certificates
3,844
Number of Accounts for Share Drafts
20,526
IRA KEOGH Accounts
1,137
Number of Accounts for Regular Shares
39,350
Money Market Shares
2,924
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,535,655
Total Liabilities
636,994,506
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Alliance Catholic Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/alliance-catholic-credit-union-rates-review-61759">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Alliance Catholic Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Alliance Catholic Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Catholic Credit Union?

Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Catholic Credit Union offer online and mobile banking?

Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.

Current Alliance Catholic Credit Union Rates

  • 12-Month CD3.00%
  • 24-Month CD2.00%
  • 60-Month CD2.50%
  • Savings5.00%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Homefield Credit Union Unity Of Eatonville Federal Credit Union Kansas Teachers Community Credit Union SYRACUSE POSTAL T & P Longview Federal Credit Union IBEW 26 Federal Credit Union Allegius Federal Credit Union Bragg Mutual Federal Credit Union Cabrillo Credit Union McPherson Co-op Credit Union Palmetto Citizens Federal Credit Union Solutions Federal Credit Union Great Falls Regional Federal Credit Union EAGLE CAN EMPLOYEES Pacific Service Credit Union Parks Heritage Federal Credit Union Credit Union Of Colorado ABNB Federal Credit Union Veritas Federal Credit Union ILA 1351 Federal Credit Union Skel Tex Credit Union