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Mortgage Lenders and Brokers in Westland, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Westland, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7750 N Wayne Rd, Westland, MI 48185A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank37151 Warren Rd, Westland, MI 48185A+5.0 ★Texas Ratio: 3.66%, Citizens Bank, NACitizens Bank, NA200 S Merriman Rd, Westland, MI 48186A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA121 N Wayne Rd, Westland, MI 48185A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association31200 Ann Arbor Trl, Westland, MI 48185A+5.0 ★Texas Ratio: 3.22%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Flagstar Bank NAFlagstar Bank NA29049 Joy Rd, Westland, MI 48185D3.3 ★Texas Ratio: 35.11%, Community FinancialCommunity Financial7440 N WAYNE RD, WESTLAND, MI 48185, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, and Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Westland, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westland are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Westland, Michigan

Market share is the lender's share of all home loans closed in Westland, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Westland 7750 N Wayne Rd, Westland, MI 48185 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	23 +3 HELOCs	1.6%	95.8%	$167,173	View
Huntington National Bank 1 office in Westland 37151 Warren Rd, Westland, MI 48185 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	19 +21 HELOCs	1.3%	70.4%	$146,052	View
Citizens Bank, NA 1 office in Westland 200 S Merriman Rd, Westland, MI 48186 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	14 +55 HELOCs	1%	93.3%	$217,142	View
Bank of America NA 1 office in Westland 121 N Wayne Rd, Westland, MI 48185 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +5 HELOCs	0.6%	88.9%	$165,000	View
Fifth Third Bank, National Association 1 office in Westland 31200 Ann Arbor Trl, Westland, MI 48185 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	6 +11 HELOCs	0.4%	75%	$85,000	View
DFCU Financial 2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	37 +35 HELOCs	2.6%	92.7%	$160,945	View
Flagstar Bank NA 29049 Joy Rd, Westland, MI 48185 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	27	1.9%	73%	$211,296	View
Community Financial 7440 N WAYNE RD, WESTLAND, MI 48185	Conventional, HELOC	19 +37 HELOCs	1.3%	82.8%	$108,157
Lake Michigan Credit Union 496 Ada Dr SE STE 103, Ada, MI 49301	Conventional, FHA, VA, HELOC	16 +4 HELOCs	1.1%	100%	$221,250
Michigan Schools and Governmen 2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	15 +2 HELOCs	1%	88.2%	$258,333	View
First Merchants Bank 3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1%	78.9%	$139,000	View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	Conventional, HELOC	14 +10 HELOCs	1%	82.4%	$79,285	View
True Community Credit Union 1747 S NEWBURGH RD, WESTLAND, MI 48186 A5.0 ★Texas Ratio: 9.21%	Conventional	13	0.9%	76.5%	$58,076	View
Community Choice Credit Union 39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	10 +9 HELOCs	0.7%	83.3%	$55,000	View
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, HELOC	10 +2 HELOCs	0.7%	62.5%	$161,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +7 HELOCs	0.5%	100%	$172,142	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	6 +3 HELOCs	0.4%	85.7%	$78,333	View
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional, HELOC	6 +1 HELOCs	0.4%	100%	$173,333	View
Public Service Credit Union 3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17%	Conventional, HELOC	6 +1 HELOCs	0.4%	60%	$56,666	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	85.7%	$218,333	View
Zeal Credit Union 35050 Ford Rd, Westland, MI 48185 A+5.0 ★Texas Ratio: 4.89%	Conventional	6	0.4%	75%	$51,666	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional, FHA	5	0.3%	100%	$239,000	View
Credit Union One 29450 Warren Rd, Westland, MI 48185 2528 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	4 +10 HELOCs	0.3%	100%	$77,500	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional	4	0.3%	66.7%	$215,000	View
Dearborn Federal Savings Bank 22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64%	Conventional	3	0.2%	100%	$181,666	View
Lake Trust Credit Union ★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91%	Conventional	3	0.2%	60%	$45,000	View
Towne Mortgage Company 29450 Warren Rd, Westland, MI 48185 2528 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	3	0.2%	100%	$195,000	View
Comerica Bank 31200 Ann Arbor Trl, Westland, MI 48185 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +16 HELOCs	0.1%	100%	$50,000	View
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	2 +2 HELOCs	0.1%	33.3%	$35,000	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional	2	0.1%	100%	$220,000	View
Vibe Credit Union 3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97%	Conventional	2	0.1%	100%	$75,000	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.1%	50%	$115,000	View
Bank of Ann Arbor 125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88%	Conventional	2	0.1%	66.7%	$155,000	View
Keybank National Association 1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	100%	$215,000	View
Michigan Columbus FCU 30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$25,000	View
Northpointe Bank 3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$205,000	View
Meijer Credit Union 2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16%	Conventional	1	0.1%	100%	$35,000	View
First Independence Bank 7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0.1%	100%	$175,000	View
Advantage One Credit Union 23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43%	Conventional	1	0.1%	50%	$25,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0.1%	50%	$115,000
Diversified Members Credit Union 625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	50%	$65,000	View
Financial Plus Credit Union 4129 N Euclid Ave, Bay City, MI 48706	FHA	1	0.1%	100%	$215,000
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	HELOC	0 +3 HELOCs	0%	100%		View
Honor Credit Union 1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	339	23.4%	86.8%	$172,315
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	241 +1 HELOCs	16.7%	87.1%	$212,427
Staunton Financial Inc	Conventional, FHA, VA	39	2.7%	100%	$209,615
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	30	2.1%	100%	$185,666
Mortgage 1 Incorporated	Conventional, FHA, VA	29	2%	94.1%	$195,000
Success Mortgage Partners, Inc	Conventional, FHA	16	1.1%	100%	$168,125
Mortgage Center LC	Conventional	14	1%	82.4%	$171,428
Uif Corporation	Conventional	7	0.5%	100%	$323,571
Michigan Mutual, Inc	Conventional, FHA	6	0.4%	100%	$146,666
Ross Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$225,000
Legacy Mortgage	Conventional, FHA	3	0.2%	100%	$255,000
St. James Mortgage Corporation	Conventional	3	0.2%	100%	$231,666
MMS Mortgage Services, Ltd.	Conventional	2	0.1%	100%	$120,000
BLG Holdings, LLC	FHA	2	0.1%	100%	$265,000
Polish-Am Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$185,000
Msu Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Freedom Mortgage Corporation	Conventional, FHA, VA	28	1.9%	86.5%	$213,214
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	25 +2 HELOCs	1.7%	96.2%	$190,600
The Mortgage Link, Inc.	Conventional, FHA	21	1.5%	100%	$214,047
loanDepot.com LLC	Conventional, FHA, VA, HELOC	20 +5 HELOCs	1.4%	84%	$134,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	19	1.3%	95%	$168,684
Mortgage Research Center	VA	19	1.3%	90.5%	$232,894
Nationstar Mortgage	Conventional, FHA, VA	18	1.2%	86.4%	$120,555
Pennymac Loan Services LLC	Conventional, FHA, VA	16	1.1%	81%	$251,250
Union Home Mortgage Corp.	Conventional, FHA, HELOC	15 +1 HELOCs	1%	100%	$191,000
Newrez LLC	Conventional	13	0.9%	54.2%	$128,846
The Loan Store, Inc	Conventional, FHA, HELOC	12 +5 HELOCs	0.8%	80%	$158,333
Zillow Home Loans, LLC	Conventional, FHA	10	0.7%	100%	$261,000
Movement Mortgage, LLC	Conventional, FHA	9	0.6%	100%	$138,333
New American Funding, LLC.	Conventional, FHA, HELOC	8 +2 HELOCs	0.6%	100%	$205,000
Navy Federal Credit Union	Conventional, VA, HELOC	7 +2 HELOCs	0.5%	61.5%	$197,857
Amerisave Mortgage Company	Conventional, FHA	6	0.4%	26.9%	$91,666
Tjc Mortgage Inc	Conventional, VA	6	0.4%	75%	$148,333
Spring Eq, LLC	Conventional, HELOC	5 +2 HELOCs	0.3%	41.7%	$51,000
Guidance Residential, LLC	Conventional	5	0.3%	100%	$223,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	55.6%	$197,000
Ruoff Mortgage Company	Conventional, FHA	4	0.3%	83.3%	$232,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.3%	45.5%	$115,000
Equity Prime Mortgage LLC	FHA	4	0.3%	100%	$140,000
Planet Home Lending, LLC	FHA, VA	4	0.3%	100%	$212,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	4	0.3%	100%	$202,500	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	38.5%	$162,500
Royal United Mortgage LLC	Conventional	3	0.2%	75%	$138,333
Goodleap, LLC	Conventional, FHA	3	0.2%	75%	$148,333
Everett Financial, Inc.	Conventional, FHA	3	0.2%	100%	$265,000
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$211,666
Cmg Mortgage Inc	Conventional, FHA	3	0.2%	100%	$141,666
Geneva Financial LLC	Conventional, FHA	3	0.2%	100%	$128,333
New Day Financial, LLC.	VA	3	0.2%	37.5%	$191,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	75%	$191,666	View
Village Capital & Investment	VA	3	0.2%	100%	$235,000
Cornerstone First Mortgage, LLC	Conventional, VA	2	0.1%	100%	$180,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	2	0.1%	100%	$205,000	View
Primelending	Conventional	2	0.1%	100%	$230,000
Howard Hanna Financial Services, Inc	Conventional	2	0.1%	100%	$225,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$95,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$155,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$120,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$280,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$220,000
The Anderson Financial Group, Inc.	Conventional	2	0.1%	100%	$205,000
Empeople Credit Union	Conventional	2	0.1%	100%	$240,000
Mutual of Omaha Mortgage	Conventional	2	0.1%	40%	$140,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.1%	100%	$60,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	100%	$100,000	View
Valon Mortgage	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$255,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$275,000
EMM Loans LLC	FHA	1	0.1%	100%	$265,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	20%	$95,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$205,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$135,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$395,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$175,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$185,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$195,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$225,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$165,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$155,000
Discover Bank	Conventional	1	0.1%	16.7%	$75,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$175,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$255,000
Weichert Financial Services	Conventional	1	0.1%	50%	$265,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$295,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$65,000	View
Servis One, Inc	FHA	1	0.1%	100%	$205,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$225,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$375,000
Nations Lending Corporation	FHA	1	0.1%	100%	$135,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$145,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$405,000
Kemba Financial Credit Union	Conventional	1	0.1%	100%	$185,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$215,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$145,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$165,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$265,000	View
Lower, LLC	FHA	1	0.1%	100%	$205,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$185,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	0%
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Westland Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Westland, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Westland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Westland, MI

Use these to narrow the list above. Each category shows how many Westland, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 90 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 61 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 25 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in MI 52 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Westland, MI

Independent mortgage companies closed 74.3 percent of home loans in Westland, Michigan in 2025, banks 12.3 percent and credit unions 13.4 percent. Towne Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, DFCU Financial led with 37 loans.

74.3%

Mortgage companies

12.3%

Banks

13.4%

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders Dearborn 112 lenders

Frequently Asked Questions About Mortgage Lenders in Westland, MI

Who is the largest mortgage lender in Westland, MI?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Westland, Michigan with 23 loans, about 1.6 percent of the market. The largest lender headquartered in Michigan was DFCU Financial with 37 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Westland, MI have the highest approval rates?

Among lenders with meaningful volume in Westland, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.1 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Westland, MI mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Westland, Michigan in 2025, led by Rocket Mortgage with 71. 25 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Westland, MI lender list?

Yes. 33 banks and 32 credit unions closed home loans in Westland, Michigan in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Westland, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Westland, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westland, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.