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 Lake Trust Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
Lake Trust Credit Union's CD Plus 25 month rates are at 4.25%, Municipal/Government CD 12 - 23 month rates are at 4.00%, CD Plus 13 month rates are at 3.90%, CD Plus 7 month rates are at 3.85%, Municipal/Government CD 12 - 23 month rates are at 3.75%. Lake Trust Credit Union's savings rates are at 0.05%. Lake Trust Credit Union's money market rates are at 0.01%. Lake Trust Credit Union's Personal Loan Rates are at 16.00%. MonitorBankRates evaluates the financial stability of Lake Trust Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.85%. Rates were last updated on 06/16/2026. Lake Trust Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Trust Credit Union? Share your experience about Lake Trust Credit Union by leaving a review below, or read customer reviews before you decide to use Lake Trust Credit Union. Lake Trust Credit Union
Headquarters 4605 S Old US Highway 23
https://www.laketrust.org Brighton, MI 48114 7521 
Lake Trust Credit Union CD Rates
Lake Trust Credit Union Savings Rates
Lake Trust Credit Union Money Market Rates
Lake Trust Credit Union Checking Rates
Lake Trust Credit Union Credit Card Rates
Lake Trust Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lake Trust Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lake Trust Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lake Trust Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lake Trust Credit Union
Website
https://www.laketrust.org
Address
4605 S Old US Highway 23,
Brighton, MI 48114 7521
Phone
888-267-7200
Fax
President
Michael Solo
CEO
David Snodgrass
Full-Time Employees
488
Part-Time Employees
2
Branch Locations
25
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.85%
Return on Assets (ROA)
0.4480%
Return on Equity (ROE)
4.0484%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
2,706,100,337
Total Amount of Shares and Deposits
2,385,008,803
Total Shares and Deposits < 1 Year
2,306,475,919
Total Shares and Deposits 1 3 Years
67,425,164
Total Shares and Deposits > 3 Years
11,107,720
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
440,871,846
Total Uninsured Shares and Deposits > $250K (F+J)
440,871,846
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,944,136,957
Total Interest Expense (Sum of items 6 8)
24,483,877
Share Certificates
21,792
Number of Accounts for Share Drafts
119,307
IRA KEOGH Accounts
3,698
Number of Accounts for Regular Shares
200,852
Non Member Deposits
2
Money Market Shares
8,550
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
126,469,442
Total Liabilities
2,446,506,530
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsLewis Custard
January 2, 2026
L.T. site is too difficult to use. laketrustcu.org login or C.D.s I get other sites except yours. Are you trying to loose customers?
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Frequently Asked Questions About Lake Trust Credit UnionHow many branches does Lake Trust Credit Union operate?Lake Trust Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lake Trust Credit Union?Yes, to access services at Lake Trust Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lake Trust Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lake Trust Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lake Trust Credit Union offer online and mobile banking?Most modern institutions like Lake Trust Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.laketrust.org. Current Lake Trust Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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