☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Michigan / Lansing

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Lansing, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lansing, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA7016 S Cedar St, Lansing, MI 48911D3.3 ★Texas Ratio: 35.11%, Huntington National BankHuntington National Bank3015 E Saginaw St, Lansing, MI 48912A+5.0 ★Texas Ratio: 3.66%, LafcuLafcu106 N Marketplace Blvd, Lansing, MI 48917 7753A+5.0 ★Texas Ratio: 1.86%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5117 W Saginaw Hwy, Lansing, MI 48917A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4530 W Saginaw Hwy, Lansing, MI 48917A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.6336 S Cedar St, Lansing, MI 48911A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA300 Frandor Ave, Lansing, MI 48912A+5.0 ★Texas Ratio: 4.14%, Dart BankDart Bank500 N Homer St, Lansing, MI 48912A-4.9 ★Texas Ratio: 16.59%, Lake Trust Credit UnionLake Trust Credit Union6440 S Pennsylvania Ave, Lansing, MI 48911A5.0 ★Texas Ratio: 6.91%, and Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lansing, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lansing are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lansing, Michigan

Market share is the lender's share of all home loans closed in Lansing, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Flagstar Bank NA 2 offices in Lansing 7016 S Cedar St, Lansing, MI 48911 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	114 +5 HELOCs	5.5%	60.3%	$162,719	View
Huntington National Bank 3 offices in Lansing 3015 E Saginaw St, Lansing, MI 48912 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	41 +43 HELOCs	2%	82.4%	$136,951	View
Lafcu 106 N Marketplace Blvd, Lansing, MI 48917 7753 A+5.0 ★Texas Ratio: 1.86%	Conventional	39	1.9%	92.9%	$116,794	View
Fifth Third Bank, National Association 4 offices in Lansing 5117 W Saginaw Hwy, Lansing, MI 48917 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	33 +25 HELOCs	1.6%	80%	$125,000	View
JPMorgan Chase Bank, NA 4 offices in Lansing 4530 W Saginaw Hwy, Lansing, MI 48917 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	24 +2 HELOCs	1.2%	85.7%	$155,833	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Lansing 6336 S Cedar St, Lansing, MI 48911 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	9 +30 HELOCs	0.4%	81.8%	$170,555	View
Bank of America NA 3 offices in Lansing 300 Frandor Ave, Lansing, MI 48912 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	6 +8 HELOCs	0.3%	66.7%	$151,666	View
Dart Bank 500 N Homer St, Lansing, MI 48912 A-4.9 ★Texas Ratio: 16.59%	Conventional, FHA, VA, HELOC	214 +18 HELOCs	10.3%	90.7%	$176,168	View
Lake Trust Credit Union ★ 1 stars, 1 review 6440 S Pennsylvania Ave, Lansing, MI 48911 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	36 +13 HELOCs	1.7%	64.3%	$44,166	View
Lake Michigan Credit Union 496 Ada Dr SE STE 103, Ada, MI 49301	Conventional, HELOC	28 +3 HELOCs	1.4%	100%	$148,214
CASE Credit Union 4316 S Pennsylvania Ave, Lansing, MI 48910 A+5.0 ★Texas Ratio: 5.11%	Conventional, HELOC	26 +22 HELOCs	1.3%	92.9%	$127,307	View
Consumers Credit Union 809 N Marketplace Blvd, Lansing, MI 48917 A+5.0 ★Texas Ratio: 3.56%	Conventional, HELOC	22 +6 HELOCs	1.1%	95.7%	$178,636	View
Northpointe Bank 3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	22	1.1%	91.7%	$159,545	View
Adventure Credit Union 6250 S Cedar St, Lansing, MI 48911 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	16 +6 HELOCs	0.8%	53.3%	$70,625	View
Mercantile Bank 230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63%	Conventional, FHA, HELOC	13 +4 HELOCs	0.6%	100%	$129,615	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	9 +7 HELOCs	0.4%	100%	$197,222	View
Michigan First Credit Union 409 N Marketplace Blvd, Lansing, MI 48917 A+5.0 ★Texas Ratio: 4.92%	Conventional, FHA, HELOC	9 +1 HELOCs	0.4%	75%	$127,222	View
Eaton Community Bank 236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35%	Conventional	9	0.4%	100%	$165,000	View
DFCU Financial 4510 S Pennsylvania Ave, Lansing, MI 48910 7623 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	8 +29 HELOCs	0.4%	63.2%	$136,250	View
Pfcu 644 Migaldi Ln, Lansing, MI 48917 7750 A+5.0 ★Texas Ratio: 2.00%	Conventional	6	0.3%	85.7%	$100,000	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.3%	75%	$196,666	View
True Community Credit Union 131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21%	Conventional	6	0.3%	87.5%	$93,333	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional	4	0.2%	80%	$190,000	View
Horizon Bank 144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40%	Conventional, FHA	4	0.2%	66.7%	$145,000	View
Old National Bank 1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA	3	0.1%	100%	$228,333	View
Michigan Schools and Governmen 2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99%	Conventional	3	0.1%	100%	$281,666	View
Dort Financial Credit Union 5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06%	Conventional	3	0.1%	75%	$191,666	View
Towne Mortgage Company 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	FHA	3	0.1%	100%	$128,333	View
ChoiceOne Bank 5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45%	Conventional	3	0.1%	100%	$148,333	View
First National Bank of America 241 E Saginaw St, East Lansing, MI 48823 B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.1%	60%	$105,000	View
First Merchants Bank 3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12%	Conventional	3	0.1%	100%	$151,666	View
Citizens Bank, NA 455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$95,000	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$95,000	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional	2	0.1%	100%	$190,000	View
1St State Bank 3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$60,000	View
Arbor Financial Credit Union 7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10%	Conventional	2	0.1%	100%	$90,000	View
Comerica Bank 101 N Washington Sq, Lansing, MI 48933 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +14 HELOCs	0%	33.3%	$75,000	View
Community Financial 12483 State St, Atlanta, MI 49709	Conventional, HELOC	1 +1 HELOCs	0%	100%	$135,000
Isabella Bank 240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10%	Conventional	1	0%	100%	$215,000	View
Keybank National Association 1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$75,000	View
Route 31 Federal Credit Union 715 Terrace St, Muskegon, MI 49440 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0%	100%	$85,000	View
Commercial Bank 301 N State St, Alma, MI 48801 A+5.0 ★Texas Ratio: 2.37%	Conventional	1	0%	100%	$115,000	View
County National Bank 1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94%	Conventional	1	0%	100%	$205,000	View
Kellogg Community Credit Union 41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68%	Conventional	1	0%	100%	$95,000	View
KALSEE Credit Union 2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$225,000	View
Family First CU 6900 Midland Rd, Freeland, MI 48623 8759 A5.0 ★Texas Ratio: 11.67%	Conventional	1	0%	100%	$35,000	View
United Bank of Michigan 8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48%	Conventional	1	0%	100%	$235,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0%	33.3%	$115,000
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$135,000	View
Financial Plus Credit Union 4129 N Euclid Ave, Bay City, MI 48706	Conventional	1	0%	100%	$85,000
Bank of Ann Arbor 125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0%	100%	$235,000	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$135,000	View
Michigan United Credit Union 3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54%	HELOC	0 +3 HELOCs	0%	n/a		View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	HELOC	0 +2 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	208	10.1%	81.6%	$138,846
United Wholesale Mortgage	Conventional, FHA, VA	139	6.7%	82.6%	$174,784
Msu Federal Credit Union	Conventional, HELOC	128 +144 HELOCs	6.2%	86.9%	$142,187
Mortgage Center LC	Conventional, FHA	32	1.5%	100%	$153,125
VanDyk Mortgage Corporation	Conventional, FHA, VA, USDA	24	1.2%	100%	$161,250
Mortgage 1 Incorporated	Conventional, FHA	18	0.9%	100%	$135,555
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	12	0.6%	100%	$178,333
Success Mortgage Partners, Inc	Conventional, FHA	9	0.4%	100%	$89,444
Michigan Mutual, Inc	Conventional, FHA	8	0.4%	100%	$101,250
Legacy Mortgage	Conventional, FHA	7	0.3%	100%	$130,714
Top Flite Financial, Inc.	Conventional, FHA	5	0.2%	100%	$147,000
Bay Equity LLC	Conventional	3	0.1%	100%	$205,000
BLG Holdings, LLC	Conventional, FHA	3	0.1%	100%	$121,666
Staunton Financial Inc	Conventional	3	0.1%	75%	$191,666
MMS Mortgage Services, Ltd.	Conventional	2	0.1%	100%	$90,000
Uif Corporation	Conventional	2	0.1%	33.3%	$225,000
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	192 +4 HELOCs	9.3%	98%	$143,541
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	36 +8 HELOCs	1.7%	97.3%	$149,166
Mortgage Research Center	Conventional, VA	35	1.7%	69.2%	$181,000
Everett Financial, Inc.	Conventional, FHA, HELOC	32 +2 HELOCs	1.5%	94.1%	$139,375
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	23 +1 HELOCs	1.1%	100%	$135,434
Nationstar Mortgage	Conventional, FHA, VA	23	1.1%	92%	$119,347
EMM Loans LLC	Conventional, FHA, VA	19	0.9%	95%	$187,631
Newrez LLC	Conventional, FHA, VA	19	0.9%	61.3%	$180,789
New American Funding, LLC.	Conventional, FHA, VA	18	0.9%	85.7%	$147,222
Freedom Mortgage Corporation	FHA, VA	17	0.8%	100%	$198,529
Guild Mortgage Company	Conventional, FHA	15	0.7%	100%	$115,000
American Pacific Mortgage Corporation	Conventional, FHA	12	0.6%	63.2%	$156,666
Navy Federal Credit Union	Conventional, VA	12	0.6%	66.7%	$127,500
Pennymac Loan Services LLC	Conventional, FHA, VA	11	0.5%	73.3%	$172,272
loanDepot.com LLC	Conventional, FHA	10	0.5%	61.1%	$150,000
American Financial Resources LLC	Conventional, FHA	9	0.4%	81.8%	$125,000
Goodleap, LLC	Conventional, FHA, VA	9	0.4%	84.6%	$197,222
Amerisave Mortgage Company	Conventional, FHA	9	0.4%	29%	$92,777
New Day Financial, LLC.	VA	9	0.4%	69.2%	$177,222
The Loan Store, Inc	Conventional, HELOC	8 +1 HELOCs	0.4%	100%	$103,750
Triad Financial Services, Inc.	Conventional	8	0.4%	50.8%	$45,000
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.4%	88.9%	$170,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.3%	100%	$199,285	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.3%	87.5%	$126,428
Ruoff Mortgage Company	Conventional, FHA	6	0.3%	100%	$126,666
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	6	0.3%	85.7%	$146,666	View
Royal United Mortgage LLC	Conventional, FHA	6	0.3%	85.7%	$88,333
Kind Lending, LLC	Conventional, FHA	6	0.3%	100%	$113,333
Sun West Mortgage Company, Inc	Conventional	6	0.3%	88.9%	$108,333
Churchill Mortgage Corporation	Conventional	6	0.3%	100%	$131,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.3%	66.7%	$175,000	View
Premier Mortgage Resources, LLC	Conventional, FHA	5	0.2%	100%	$143,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.2%	35.3%	$147,000
Carrington Mortgage Services LLC	FHA	5	0.2%	66.7%	$141,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	5	0.2%	100%	$213,000
Equity Prime Mortgage LLC	FHA, VA	4	0.2%	57.1%	$185,000
Better Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$90,000
Fairway Independent Mort Corp	Conventional, FHA	4	0.2%	80%	$152,500
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.2%	44.4%	$132,500
The Mortgage Link, Inc.	Conventional, FHA	4	0.2%	100%	$122,500
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.1%	18.8%	$58,333
PHH Mortgage Corporation	Conventional	3	0.1%	100%	$131,666
AdvantageFirst Lending Inc	VA	3	0.1%	60%	$295,000
American Financial Network, Inc.	Conventional, FHA	3	0.1%	75%	$108,333
Cardinal Financial Company, Li	Conventional, FHA	3	0.1%	100%	$191,666
Mortgage300 Corporation	Conventional, FHA	3	0.1%	100%	$118,333
Texana Bank	Conventional, FHA	3	0.1%	100%	$215,000
JMAC Lending, Inc.	Conventional, FHA	3	0.1%	100%	$148,333
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$135,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$260,000
Howard Hanna Financial Services, Inc	Conventional	2	0.1%	100%	$105,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$280,000	View
Discover Bank	Conventional	2	0.1%	22.2%	$55,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$70,000
Provident Funding Associates	Conventional	2	0.1%	100%	$145,000
Wings Financial Credit Union	Conventional	2	0.1%	100%	$140,000
21St Mortgage	Conventional	2	0.1%	28.6%	$95,000
Village Capital & Investment	VA	2	0.1%	37.5%	$175,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +1 HELOCs	0%	100%	$125,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$135,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$255,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0%	50%	$115,000
Residential Wholesale Mortgage	FHA	1	0%	100%	$165,000
Primelending	Conventional	1	0%	100%	$135,000
Neighborhood Loans, Inc	Conventional	1	0%	14.3%	$15,000
HomePromise Corporation	VA	1	0%	50%	$235,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0%	100%	$525,000	View
Gvc Mortgage, Inc.	Conventional	1	0%	100%	$125,000
Fed Ex Employees Credit Association	Conventional	1	0%	100%	$145,000
Guidance Residential, LLC	Conventional	1	0%	100%	$175,000
AmeriHome Mortgage Company, LLC	FHA	1	0%	100%	$155,000
Movement Mortgage, LLC	Conventional	1	0%	100%	$55,000
Resicentral LLC	VA	1	0%	100%	$145,000
Synergy One Lending, Inc.	Conventional	1	0%	100%	$115,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0%	100%	$215,000	View
Cmg Mortgage Inc	Conventional	1	0%	100%	$75,000
American Financing Corporation	FHA	1	0%	40%	$145,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$105,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$195,000
Nfm, Inc	FHA	1	0%	100%	$205,000
Planet Home Lending, LLC	FHA	1	0%	66.7%	$195,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	50%	$335,000	View
T2 Financial LLC	VA	1	0%	100%	$275,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0%	100%	$115,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$165,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$75,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$305,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$135,000	View
First Federal S&L of Lakewood A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0%	100%	$185,000	View
Tjc Mortgage Inc	FHA	1	0%	100%	$115,000
Pike Creek Mortgage Services, Inc.	FHA	1	0%	100%	$145,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$125,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$215,000	View
Lower, LLC	FHA	1	0%	100%	$235,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$205,000	View
Paramount Residential Mortgage	Conventional	1	0%	50%	$135,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	100%	$175,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$65,000	View
Champions Funding, LLC	Conventional	1	0%	50%	$225,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sierra Pacific Mortgage Co. Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Lansing Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lansing, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Lansing? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lansing in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lansing, MI

Use these to narrow the list above. Each category shows how many Lansing, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in MI 59 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Lansing, MI

Independent mortgage companies closed 53.3 percent of home loans in Lansing, Michigan in 2025, banks 27.8 percent and credit unions 18.9 percent. Towne Mortgage Company was the largest mortgage company, Flagstar Bank NA the largest bank and Lafcu the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 114 loans.

53.3%

Mortgage companies

27.8%

Banks

18.9%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders Dearborn 112 lenders

Frequently Asked Questions About Mortgage Lenders in Lansing, MI

Who is the largest mortgage lender in Lansing, MI?

By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Lansing, Michigan with 114 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lansing, MI have the highest approval rates?

Among lenders with meaningful volume in Lansing, Michigan, Union Home Mortgage Corp. approved the highest share of completed applications in 2025 at 98 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lansing, MI mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Lansing, Michigan in 2025, led by Union Home Mortgage Corp. with 58. 32 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lansing, MI lender list?

Yes. 52 banks and 30 credit unions closed home loans in Lansing, Michigan in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lansing, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lansing, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lansing, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lansing. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.