MonitorBankRates
☰
  1. Home›
  2. Banks›
  3. Peoples State Bank of Munising
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Peoples State Bank of Munising Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 14, 2026

You can compare Peoples State Bank of Munising rates to other rates in our database, including 12-month CD rates currently at 3.55%, 6-month CD rates at 0.08% and 3-month CD rates at 1.41%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Peoples State Bank of Munising rates. MonitorBankRates evaluates the financial stability of Peoples State Bank of Munising with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates were last updated on 05/14/2026.

Peoples State Bank of Munising money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples State Bank of Munising? Share your experience about Peoples State Bank of Munising by leaving a review below, or read customer reviews before you decide to use Peoples State Bank of Munising.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.29%
Excellent Lower than avg
Peoples State Bank of Munising
100 E Superior St
Munising, MI 49862
https://www.psbup.com
Member FDIC

Current Rate Availability

We do not have Peoples State Bank of Munising rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples State Bank of Munising is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples State Bank of Munising rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples State Bank of Munising's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples State Bank of Munising
Bank Holding Company PEOPLES STATE BCORP INC
Address 100 E Superior St, Munising, MI 49862  ·  Alger
Website https://www.psbup.com
FDIC Certificate # 15165
Established 06/07/1910
FDIC Insurance Date 05/29/1935
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.29%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7429%
Return on Equity (ROE) 9.4400%
Non-Performing Loans (NPL) 0.07%
Total Assets $182,282,000
Total Deposits $139,234,000
Equity Capital $22,391,000
Net Income $1,386,000
Headquarters Munising
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Peoples State Bank of Munising earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/peoples-state-bank-of-munising-rates-review-15165">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-b-2026.svg"
       alt="MonitorBankRates Verified Strong Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Peoples State Bank of Munising yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Peoples State Bank of Munising
Your Name:
Your Rating:

Frequently Asked Questions About Peoples State Bank of Munising

How many branches does Peoples State Bank of Munising operate?

Peoples State Bank of Munising currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples State Bank of Munising does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples State Bank of Munising provides members with tools to manage their accounts and build a solid financial history.

Does Peoples State Bank of Munising offer online and mobile banking?

Most modern institutions like Peoples State Bank of Munising provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psbup.com.

Compare to Other Banks

First Security Trust and SB Territorial Savings Bank ANZ Guam LNB in Paris Legacy Bank Colwich, KS Schuyler Savings Bank State Bank & Trust Co. Milford Bank Community State Bank Brook, IN First Pioneer National Bank Community First Bank New Iberia, LA Farmers and Merchants Bank Milligan, NE Nantahala B&T Co. OSB Community Bank St. Louis Bank Fredonia Valley Bank OSB Odin State Bank The Bank of East Asia Ltd. Leighton State Bank Availa Bank T Bank