Commercial Bank Ithaca, MI CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Commercial Bank Ithaca, MIToday's 12-month CD rates can be found at 0.85%, 6-month CD rates at 4.25% and 3-month CD rates at 2.02%. Current savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 12.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Commercial Bank Ithaca, MI CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commercial Bank Ithaca, MI, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commercial Bank Ithaca, MI CD rates. You can also compare Commercial Bank Ithaca, MI savings rates, MMA rates and mortgage rates using our other rate lists.

Commercial Bank Ithaca, MI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank Ithaca, MI? Share your experience about Commercial Bank Ithaca, MI by leaving a review below, or read customer reviews before you decide to use Commercial Bank Ithaca, MI.

Commercial Bank Ithaca, MI Texas Ratio

Commercial Bank Ithaca, MI's Texas Ratio is at 2.09%, which is considered excellent. The Texas Ratio for Commercial Bank Ithaca, MI is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commercial Bank Ithaca, MI is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Commercial Bank Ithaca, MI Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TAB Bank
TAB Bank
High Yield Savings
4.26%
$0
Evergreen Bank Group
Evergreen Bank Group
High-Yield Online Savings
4.25%
$100
Navy Federal Credit Union
Navy Federal Credit Union
12-Month CD
4.05%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
4.00%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD
3.98%
$100
First B&T Co. Perry, OK
First B&T Co. Perry, OK
6-Month CD
3.92%
$1,500
ESB Bank
ESB Bank
60-Month CD
3.85%
$10,000
First Southwest Bank
First Southwest Bank
3-Month CD
3.75%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.68%
$1,500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
36-Month CD
3.30%
$500
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.15%
$500
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.10%
$1,000
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
Rondout Savings Bank
Rondout Savings Bank
Business Bundle Money Market
3.05%
$10,000
Gateway Commercial Bank
Gateway Commercial Bank
24-Month CD
3.04%
$1,000
First Bank Elk River
First Bank Elk River
24-Month CD
3.03%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD (Jumbo)
2.75%
$100,000
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
OSB Odin State Bank
OSB Odin State Bank
36-Month CD
2.26%
$10,000
Bank of Lake Mills
Bank of Lake Mills
Interest Advantage Checking
2.00%
$25
Department of Commerce FCU
Department of Commerce FCU
36-Month CD
1.76%
$500
Hyperion Bank
Hyperion Bank
36-Month CD
1.75%
$500
Monroe Savings Bank
Monroe Savings Bank
24-Month CD
1.75%
$500
Heritage Bank Wood River, NE
18-Month CD
1.50%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
6-Month CD
1.50%
$500
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
Savings Bank of Danbury
Savings Bank of Danbury
60-Month CD
0.85%
$500
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Business Money Market
0.54%
$250,000
United Orient Bank
United Orient Bank
6-Month CD
0.40%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
24-Month CD
0.35%
$500
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
Cornhusker Bank
Cornhusker Bank
Money Market
0.30%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$5,000
Cross River Bank
Cross River Bank
Money Market
0.25%
$0
Clinton Bank
Clinton Bank
Money Market
0.20%
$2,500
Clare Bank
Clare Bank
12-Month CD
0.10%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
Chesapeake Bank
Chesapeake Bank
Totally Free Savings
0.10%
$100
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
Peru Federal Savings Bank
Peru Federal Savings Bank
Money Market
0.05%
$0
Campbell & Fetter Bank
Campbell & Fetter Bank
First Money Market
0.05%
$100
Warsaw Federal S&L
Statement Savings
0.05%
$100
Universal Bank
Universal Bank
Community Savings
0.04%
$100
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 13, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Commercial Bank Ithaca, MI rate data right now, check back for updates, we are adding rates all the time.

Commercial Bank Ithaca, MI Information

Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Gratiot
Established Date: 08/29/1962
FDIC Certificate #: 18584
Date of FDIC Deposit Insurance: 08/29/1962
Bank Holding Company: COMMERCIAL NATL FINL CORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 11
Is Commercial Bank Ithaca, MI FDIC Insured? Yes
What is Commercial Bank Ithaca, MI 's Cert number? 18584
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commercial Bank Ithaca, MI Financials

Total Assets:
$591,240,000
Total Deposits:
$521,630,000
Equity Capital:
$52,846,000
Domestic Deposits:
$521,630,000
Net Income:
$1,396,000
Return on Assets:
1.1998%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.1571%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
14.6300%
Quarterly Return on Equity:
10.5800%
Common Equity Tier 1 Capital Ratio:
14.6365%
Tier 1 Risk-Based Capital Ratio:
14.6365%
Leverage Tier 1 (Core Capital) Ratio:
9.4875%
Total Risk-Based Capital Ratio (YTD):
15.5783%
Total Interest Income (YTD):
4.5395%
 
 
Headquarters:
Ithaca
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Gratiot
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased slightly in the latest Mortgage Application Survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.81 percent for the week ending January 28, 2011, a slight increase from the prior week’s average of 4.80 percent. Average mortgage points on 30 year mortgages was 1.02 points, down from the previous week’s average of 1.19 points.

EH National Bank increased their regular and jumbo certificate of deposit rates. The largest increase was on the 3 year jumbo CD rate which was increased from 0.30 percent to 0.84 percent. The highest CD rate available right now at EH National Bank is at 1.56 percent with a yield of 1.57 percent on the 5 year jumbo CD.

mortgage-refinance-rates-jumbo-higher-30-year-refinance-rates-at-525Mortgage refinance rates jumped higher this week over last, making this the second consecutive week of increases. The current average 30 year mortgage refinance rate is averaging 5.25 percent, up 23 basis points from last week's average of 5.02 percent. Two weeks ago at this time, 30 year refinance rates were averaging 4.95 percent.

Bank or Credit Union Offers and Deals

Mortgage Rates are a Critical Aspect of the Home Buying Process
Investing Terms
California Credit Union CD Rates: 5 Year Super Jumbo APY at 1.90%
Refinance Activity Higher Today as Mortgage Rates Hit New Lows
Applied Bank Money Market Account 10K Rates now at 0.10%
Navy Federal Credit Union $2,500 Towards Closing Costs
401(k) Savings Plans: Save More Money by Taking Advantage of Tax Breaks
Mortgage Rates and Refinacing Rates Today, January 21, 2011: 30 Year Mortgage Rates and Refinance Rates Averaging 4.77%
Municipal CU Savings Interest Accounts & Money Market Account
Reverse Mortgages

Alternative Bank and Credit Union Offers to Explore

30 Year Mortgage Rates Will End 2014 Below 4.00 Percent
Truist CD Rates and CD Information
No Changes in FOMC Accommodative Stance of Monetary Policy
Mortgage Rates Fall This Week on Lower Treasury Yields: 30 Year Mortgage Rates at 4.51%
Fixed Term Mortgage Rates Higher This Week: 30 Year Mortgage Rates and Mortgage Refinance Rates at 4.26%
CD Early Withdrawal Penalties
BMO Harris Bank Money Market Rates
Mortgage Rates: 30 Year Mortgage Rates Decrease, 15 Year Mortgage Rates Unchanged as we Wait for Ben Bernanke’s comments
Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%
AloStar Bank of Commerce 1 Year CD Rates now at 1.04%

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