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Mortgage Lenders and Brokers in Livonia, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Livonia, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA32203 Plymouth Rd, Livonia, MI 48150A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA37655 6 Mile Rd, Livonia, MI 48152D3.3 ★Texas Ratio: 35.11%, Zeal Credit UnionZeal Credit Union17250 Newburgh Rd, Livonia, MI 48152 2618A+5.0 ★Texas Ratio: 4.89%, Huntington National BankHuntington National Bank33200 Plymouth Rd, Livonia, MI 48150A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank37601 5 Mile Rd, Livonia, MI 48154A5.0 ★Texas Ratio: 6.46%, Citizens Bank, NACitizens Bank, NA28999 5 Mile Rd, Livonia, MI 48154A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA29430 7 Mile Rd, Livonia, MI 48152A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association31425 5 Mile Rd, Livonia, MI 48154A+5.0 ★Texas Ratio: 3.22%, Michigan Columbus FCUMichigan Columbus FCU30419 6 Mile Rd, Livonia, MI 48152 3460A+5.0 ★Texas Ratio: 2.09%, and PNC Bank N.A.PNC Bank N.A.19450 Haggerty Rd, Livonia, MI 48152A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Livonia, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Livonia are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Livonia, Michigan

Market share is the lender's share of all home loans closed in Livonia, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Livonia 32203 Plymouth Rd, Livonia, MI 48150 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	40 +4 HELOCs	2%	89.4%	$242,000	View
Flagstar Bank NA 1 office in Livonia 37655 6 Mile Rd, Livonia, MI 48152 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	34 +5 HELOCs	1.7%	91.9%	$258,823	View
Zeal Credit Union 17250 Newburgh Rd, Livonia, MI 48152 2618 A+5.0 ★Texas Ratio: 4.89%	Conventional	28	1.4%	90.3%	$61,071	View
Huntington National Bank 2 offices in Livonia 33200 Plymouth Rd, Livonia, MI 48150 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	19 +35 HELOCs	0.9%	84%	$270,263	View
Independent Bank 1 office in Livonia 37601 5 Mile Rd, Livonia, MI 48154 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	13 +2 HELOCs	0.6%	92.9%	$240,384	View
Citizens Bank, NA 3 offices in Livonia 28999 5 Mile Rd, Livonia, MI 48154 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	10 +88 HELOCs	0.5%	90.9%	$276,000	View
Bank of America NA 2 offices in Livonia 29430 7 Mile Rd, Livonia, MI 48152 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	10 +22 HELOCs	0.5%	100%	$269,000	View
Fifth Third Bank, National Association 1 office in Livonia 31425 5 Mile Rd, Livonia, MI 48154 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	9 +16 HELOCs	0.4%	75%	$138,333	View
Michigan Columbus FCU 30419 6 Mile Rd, Livonia, MI 48152 3460 A+5.0 ★Texas Ratio: 2.09%	Conventional, HELOC	8 +1 HELOCs	0.4%	100%	$61,250	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Livonia 19450 Haggerty Rd, Livonia, MI 48152 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +21 HELOCs	0.1%	66.7%	$250,000	View
Keybank National Association 1 office in Livonia 37124 6 Mile Rd, Livonia, MI 48152 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	33.3%	$265,000	View
DFCU Financial 37373 7 Mile Rd, Livonia, MI 48152 1114 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	85 +97 HELOCs	4.2%	89.9%	$207,235	View
Lake Michigan Credit Union 19025 Newburgh Rd, Livonia, MI 48152	Conventional, FHA, HELOC	50 +20 HELOCs	2.5%	96.2%	$283,600
Community Choice Credit Union 15420 Farmington Rd, Livonia, MI 48154 2848 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	41 +47 HELOCs	2%	75.9%	$50,609	View
Michigan Educational Credit Union 14921 Middlebelt Rd, Livonia, MI 48154 4032 A+5.0 ★Texas Ratio: 1.03%	Conventional, HELOC	22 +16 HELOCs	1.1%	81.5%	$80,000	View
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, HELOC	20 +6 HELOCs	1%	83.3%	$243,500	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	19 +2 HELOCs	0.9%	95.2%	$121,842	View
Michigan Schools and Governmen 20595 Farmington Rd, Livonia, MI 48152 A+5.0 ★Texas Ratio: 3.99%	Conventional, FHA, HELOC	18 +7 HELOCs	0.9%	85.7%	$167,777	View
Community Financial 34000 7 Mile Rd, LIVONIA, MI 48152	Conventional, HELOC	17 +34 HELOCs	0.8%	87%	$150,882
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional, FHA	11	0.5%	100%	$296,818	View
True Community Credit Union 36525 Plymouth Rd, Livonia, MI 48150 A5.0 ★Texas Ratio: 9.21%	Conventional	11	0.5%	92.3%	$63,181	View
First Merchants Bank 3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, HELOC	9 +2 HELOCs	0.4%	100%	$253,888	View
Comerica Bank 17111 N Laurel Park Dr, Livonia, MI 48152 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +26 HELOCs	0.3%	87.5%	$215,000	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	6 +14 HELOCs	0.3%	80%	$118,333	View
Dearborn Federal Savings Bank 22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64%	Conventional	6	0.3%	100%	$240,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	6	0.3%	100%	$311,666
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	Conventional, FHA, VA	5	0.2%	100%	$357,000	View
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	4 +12 HELOCs	0.2%	80%	$77,500	View
Vibe Credit Union 16825 Middlebelt Rd, Livonia, MI 48154 3317 A+5.0 ★Texas Ratio: 5.97%	Conventional, HELOC	4 +2 HELOCs	0.2%	100%	$50,000	View
Public Service Credit Union 3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17%	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$82,500	View
First Independence Bank 7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91%	Conventional	4	0.2%	100%	$207,500	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	4	0.2%	100%	$167,500	View
Diversified Members Credit Union 625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06%	Conventional	4	0.2%	100%	$65,000	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional	4	0.2%	80%	$212,500	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional	4	0.2%	100%	$262,500	View
Towne Mortgage Company 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, FHA	3	0.1%	100%	$181,666	View
Old National Bank 1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$530,000	View
Lake Trust Credit Union ★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$45,000	View
Michigan Legacy Credit Union 22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18%	Conventional	2	0.1%	100%	$170,000	View
Bank of Ann Arbor 125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88%	Conventional	2	0.1%	100%	$290,000	View
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	Conventional, HELOC	1 +7 HELOCs	0%	100%	$265,000	View
Dort Financial Credit Union 5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$25,000	View
Parda Federal Credit Union 2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0%	100%	$255,000	View
1St State Bank 3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0%	100%	$145,000	View
Mercantile Bank 230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63%	Conventional	1	0%	100%	$55,000	View
Tlc Community Credit Union 3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45%	Conventional	1	0%	100%	$15,000	View
Financial Plus Credit Union 4129 N Euclid Ave, Bay City, MI 48706	Conventional	1	0%	50%	$215,000
Christian Financial CU 33036 7 Mile Rd, Livonia, MI 48152 A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +6 HELOCs	0%	n/a		View
Honor Credit Union 1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Michigan United Credit Union 3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	418	20.7%	89.6%	$214,234
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	306 +5 HELOCs	15.2%	89.9%	$290,294
Staunton Financial Inc	Conventional, FHA, VA	79	3.9%	98.8%	$255,886
Mortgage Center LC	Conventional	38	1.9%	95%	$231,315
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	33	1.6%	100%	$258,939
Mortgage 1 Incorporated	Conventional, FHA, VA	27	1.3%	100%	$241,296
Success Mortgage Partners, Inc	Conventional	16	0.8%	100%	$270,625
Ross Mortgage Corporation	Conventional, FHA, VA	11	0.5%	100%	$259,545
Michigan Mutual, Inc	Conventional, FHA, VA	9	0.4%	100%	$246,111
Legacy Mortgage	Conventional	3	0.1%	100%	$251,666
Ccf - Auburn Hills Branch	Conventional	3	0.1%	60%	$98,333
MMS Mortgage Services, Ltd.	Conventional, FHA	3	0.1%	100%	$205,000
Polish-Am Federal Credit Union	Conventional	2	0.1%	100%	$115,000
Northern Mortgage Services, LLC	Conventional	1	0%	100%	$295,000
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$255,000
Bay Equity LLC	Conventional	1	0%	100%	$325,000
BLG Holdings, LLC	Conventional	1	0%	100%	$165,000
Top Flite Financial, Inc.	Conventional	1	0%	100%	$345,000
Msu Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
CrossCountry Mortgage, LLC	Conventional, FHA, VA	42	2.1%	95.5%	$251,428
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	36 +1 HELOCs	1.8%	100%	$273,888
Pennymac Loan Services LLC	Conventional, FHA, VA	29	1.4%	93.5%	$282,586
Nationstar Mortgage	Conventional, FHA, VA	26	1.3%	81.2%	$120,000
The Loan Store, Inc	Conventional, HELOC	22 +6 HELOCs	1.1%	100%	$269,545
Newrez LLC	Conventional, FHA, VA	21	1%	64.9%	$158,333
The Mortgage Link, Inc.	Conventional, FHA	19	0.9%	100%	$260,263
loanDepot.com LLC	Conventional, FHA, VA	16	0.8%	69.6%	$148,750
Freedom Mortgage Corporation	Conventional, FHA, VA	15	0.7%	77.3%	$233,000
Mortgage Research Center	Conventional, FHA, VA	13	0.6%	86.7%	$288,076
Navy Federal Credit Union	Conventional, VA, HELOC	11 +2 HELOCs	0.5%	84.6%	$225,909
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	11	0.5%	84.6%	$189,545	View
Primelending	Conventional, FHA, VA	10	0.5%	100%	$319,000
Movement Mortgage, LLC	Conventional, FHA	10	0.5%	90.9%	$210,000
Guaranteed Rate, Inc.	Conventional, FHA	9	0.4%	90.9%	$253,888
American Financial Resources LLC	Conventional, FHA	8	0.4%	100%	$248,750
Cmg Mortgage Inc	Conventional, FHA, VA	8	0.4%	100%	$300,000
Zillow Home Loans, LLC	Conventional, FHA	7	0.3%	100%	$275,000
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.3%	50%	$237,857
Kind Lending, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	54.5%	$216,666
New American Funding, LLC.	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	75%	$221,666
Mutual of Omaha Mortgage	Conventional, FHA	6	0.3%	85.7%	$273,333
Spring Eq, LLC	Conventional, HELOC	5 +4 HELOCs	0.2%	27.3%	$63,000
Cornerstone First Mortgage, LLC	Conventional	5	0.2%	100%	$279,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	5	0.2%	85.7%	$277,000	View
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$185,000
Ruoff Mortgage Company	Conventional	4	0.2%	66.7%	$227,500
Everett Financial, Inc.	Conventional, FHA	4	0.2%	80%	$180,000
Sage Home Loans Corporation	Conventional	4	0.2%	100%	$407,500
American Financial Network, Inc.	Conventional, FHA	4	0.2%	100%	$252,500
New Day Financial, LLC.	VA	4	0.2%	50%	$275,000
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.2%	100%	$215,000
Carrington Mortgage Services LLC	FHA, VA	4	0.2%	60%	$215,000
Goodleap, LLC	FHA, VA, HELOC	3 +2 HELOCs	0.1%	75%	$235,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$101,666	View
Lakeview Loan Servicing, LLC	Conventional	3	0.1%	30%	$318,333
Equity Prime Mortgage LLC	FHA	3	0.1%	100%	$228,333
AmeriHome Mortgage Company, LLC	FHA, VA	3	0.1%	75%	$315,000
Discover Bank	Conventional	3	0.1%	16.7%	$81,666
Highlands Residential Mortgage, Ltd.	Conventional, FHA	3	0.1%	100%	$245,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	100%	$271,666	View
Amerisave Mortgage Company	Conventional, HELOC	2 +1 HELOCs	0.1%	12.5%	$45,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0.1%	100%	$275,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	100%	$260,000
Howard Hanna Financial Services, Inc	Conventional	2	0.1%	100%	$205,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$300,000
Resicentral LLC	Conventional	2	0.1%	100%	$400,000
AdvantageFirst Lending Inc	FHA	2	0.1%	100%	$255,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$345,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$200,000
Sun West Mortgage Company, Inc	FHA	2	0.1%	100%	$235,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$165,000
American Financing Corporation	Conventional, FHA	2	0.1%	50%	$140,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$210,000
Mortgage300 Corporation	Conventional, FHA	2	0.1%	100%	$275,000
Planet Home Lending, LLC	FHA	2	0.1%	66.7%	$340,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	66.7%	$250,000	View
American Pacific Mortgage Corporation	Conventional	2	0.1%	100%	$205,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$345,000	View
Stockton Mortgage Corporation	FHA, VA	2	0.1%	66.7%	$250,000
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$290,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$360,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$225,000	View
Lower, LLC	Conventional, VA	2	0.1%	100%	$355,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$260,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$250,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$285,000	View
EastRise Federal Credit Union A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$155,000
Alliant Credit Union	Conventional	1	0%	100%	$235,000
American Airlines Federal Cred	Conventional	1	0%	100%	$395,000
Atlantic Coast Mortgage, LLC	FHA	1	0%	100%	$205,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$305,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$375,000	View
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$325,000
Nbkc Bank	Conventional	1	0%	100%	$205,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$105,000	View
United Trust Bank	VA	1	0%	100%	$205,000
Filo Mortgage, LLC	Conventional	1	0%	100%	$235,000
Oaktree Funding Corp	Conventional	1	0%	100%	$255,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	VA	1	0%	100%	$385,000	View
University Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$145,000	View
City Lending Inc.	FHA	1	0%	100%	$275,000
Homestead Funding Corp.	Conventional	1	0%	100%	$305,000
AmWest Funding Corp	Conventional	1	0%	100%	$335,000
Coast One Mortgage, LLC	FHA	1	0%	100%	$225,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	100%	$205,000	View
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$215,000
PFN Lending Group, Inc.	FHA	1	0%	100%	$285,000
MortgageCountry	Conventional	1	0%	100%	$165,000
East Coast Capital Corp.	FHA	1	0%	100%	$225,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$305,000	View
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0%	100%	$475,000	View
First Colony Mortgage Corporat	Conventional	1	0%	100%	$275,000
Weichert Financial Services	Conventional	1	0%	100%	$225,000
Foundation Mortgage Corporation	Conventional	1	0%	100%	$335,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$175,000
Intelliloan, Inc.	Conventional	1	0%	100%	$225,000
Provident Funding Associates	Conventional	1	0%	50%	$305,000
Community First Credit Union of FLorida	Conventional	1	0%	100%	$265,000
Greenway Mortgage Funding Corp.	FHA	1	0%	100%	$215,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$365,000	View
Wings Financial Credit Union	Conventional	1	0%	100%	$225,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$175,000	View
Selfreliance Federal Credit Union	Conventional	1	0%	100%	$115,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$185,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$325,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$255,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$165,000
Ark-La-Tex Financial Services LLC	Conventional	1	0%	100%	$215,000
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$125,000
Luxury Mortgage Corp.	Conventional	1	0%	100%	$395,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$265,000
Village Capital & Investment	VA	1	0%	100%	$365,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0%	100%	$265,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +4 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers National Bank A+5.0 ★Texas Ratio: 5.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Livonia Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Livonia, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Livonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Livonia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Livonia, MI

Use these to narrow the list above. Each category shows how many Livonia, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in MI 59 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Livonia, MI

Independent mortgage companies closed 67.1 percent of home loans in Livonia, Michigan in 2025, banks 12.5 percent and credit unions 20.4 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Zeal Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 34 loans.

67.1%

Mortgage companies

12.5%

Banks

20.4%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders Dearborn 112 lenders

Frequently Asked Questions About Mortgage Lenders in Livonia, MI

Who is the largest mortgage lender in Livonia, MI?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Livonia, Michigan with 40 loans, about 2 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Livonia, MI have the highest approval rates?

Among lenders with meaningful volume in Livonia, Michigan, Staunton Financial Inc approved the highest share of completed applications in 2025 at 98.8 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Livonia, MI mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Livonia, Michigan in 2025, led by United Wholesale Mortgage with 52. 34 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Livonia, MI lender list?

Yes. 46 banks and 40 credit unions closed home loans in Livonia, Michigan in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Livonia, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Livonia, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Livonia, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Livonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.