Best Personal Loan Rates in Ortonville, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Ortonville, Michigan include: Genisys Credit UnionGenisys Credit Union1101 S Ortonville Rd, Ortonville, MI, 48462A+5.0 ★Texas Ratio: 5.03% offering Credit Builder Loan at 5.74% APR, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union4 South St, Ortonville, MI, 48462 7717A5.0 ★Texas Ratio: 9.68% offering Green & White Loan at 7.00% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, and Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Ortonville has 2 local institutions in our database, with personal loan rates as low as 5.74% APR from Genisys Credit Union at 1101 S Ortonville Rd, Ortonville, MI, 48462. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ortonville, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ortonville, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As; Proof of Income is required.
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
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As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
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As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
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As Low As; Supporting our community through flood & storm recovery.
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This APR will vary with the market based on the dividend rate.
Must provide travel itinerary
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Technology Loan
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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Relationship APR
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Season Loan
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Months (75% of stock value)
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As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Term Based on Loan Amount - Max Term of 180 Months; Credit Score: 800+
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As Low As; Multi Purpose 12 Month Loan
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Credit Score: 750-799
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Credit Score: 700-749
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
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As Low As; Rates are based on the applicant's credit score.
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Ortonville, MI Personal Loan Rate Trends
Compare local Ortonville, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.050 points over the past 7 days to 11.566% APR.
Michigan signature loan rates rose 0.167 points over the past 7 days to 11.326% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Ortonville, Michigan?
What are the best personal loan rates in Ortonville, Michigan?
- Genisys Credit Union: 5.74% (Credit Builder Loan)
- Michigan State University Federal Credit Union: 7.00% (Green & White Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
Personal Loan Calculators
