Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank. Highpoint Community Bank Texas Ratio Highpoint Community Bank's Texas Ratio is at 0.98%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Highpoint Community Bank Mortgage Rates
Highpoint Community Bank
15-Year Fixed
6.380%
6.670%
0.000
Highpoint Community Bank
7/1 ARM
6.500%
6.680%
0.000
Highpoint Community Bank
30-Year Fixed
7.000%
7.190%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union Rates
Finworth
18-Month CD
4.30%
$50,000
FSB of Westmoreland
12-Month CD
4.29%
$1,000
FirstBank of Nebraska
12-Month CD
4.10%
$5,000
State Bank Spirit Lake, IA
6-Month CD
4.04%
$1,000
Milford Federal Bank
48-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Highpoint Community Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Highpoint Community Bank InformationHighpoint Community Bank
150 W Court StHastings, MI 49058 Barry Established Date: 01/01/1886 FDIC Certificate #: 11407 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: HCB FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account
Highpoint Community Bank FinancialsTotal Assets:
$599,528,000
Total Deposits:
$545,710,000
Equity Capital:
$38,027,000
Domestic Deposits:
$545,710,000
Net Income:
$1,437,000
Return on Assets:
0.9202%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.0963%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
14.1400%
Quarterly Return on Equity:
15.2800%
Common Equity Tier 1 Capital Ratio:
13.5889%
Tier 1 Risk-Based Capital Ratio:
13.5889%
Leverage Tier 1 (Core Capital) Ratio:
7.1069%
Total Risk-Based Capital Ratio (YTD):
14.5591%
Total Interest Income (YTD):
4.1463%
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsNational average CD rates haven't moved much this week which isn't a surprise since rates are so low. The current national average 1 year CD rate is at 0.70 percent. The FDIC's national average 1 year rate is even lower at 0.28 percent and the FDIC's average jumbo CD rate is for 1 year CDs is at 0.30 percent. Of course you can find bank CD rates higher than the averages. The highest CD rates this well haven't changed much and won't for several more years. Today is the first day of the two day meeting of the Federal Open Market Committee. Recent weak economic news has most economic analysts believing that another round of quantitative easing is just around the corner.
 New laws effecting credit cards go into effect this year and next thanks to the Credit Card Accountability, Responsibility and Disclosure Act. Most of the credit card changes help consumers but some might also hurt consumers.
Bank or Credit Union Offers and DealsInflation is Creeping Up, Deposit Rates Will Move Higher in Early 2015Mortgage Rates Increase, Mortgage Applications Decrease, 30 Year Rates Near 5.00% Mortgage Rates Steady, Bond Yields Higher as Greece Votes Yes: 30 Year Mortgage Rates at 4.51% Mortgage Rates 9-7: Current Mortgage Rates on 30 Year Mortgages at 4.09% Kearny Federal Savings Bank CD Rates Best Mortgage Rates in December 2018 Mortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55% Best 18 Month CD Rates in Denver, Colorado Record Low Mortgage Rates Hold Steady Today Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34% Alternative Bank and Credit Union Offers to ExplorePNC Bank Savings Account Rate and Review: Current Rate at 4.00% APYGMAC CD Rates Mortgage Rates Inch Higher In Latest Mortgage Survey: Average 30 Year Mortgage Rates at 4.85%, Average 15 Year Mortgage Rates at 4.22 Crestmark Bank 1 Year CD Rates Best Rate 1.70% Credit Card Companies Launch Site to Help Consumers Top 1 Year CD Rate Now at 1.35 Percent Astoria Bank Increases Intermediate and Long Term CD Rates Austin, Texas CD Interest Rates Maspeth Federal Savings: Savings Interest and Money Market Account New York, New York Savings Interest Account Rates Highpoint Community Bank ReviewsThere are no reviews for Highpoint Community Bank yet. Feel free to create one below.
Add Your Rating and Review for Highpoint Community Bank
See how Highpoint Community Bank Compares to other banks |
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 1.76% and 3-month CD rates at 0.25%. Current savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 15.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. 
