Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Highpoint Community BankToday's 12-month CD rates can be found at 0.85%, 6-month CD rates at 3.82% and 3-month CD rates at 0.55%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.49%. Credit Card rates are at 9.90%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank.

Highpoint Community Bank Texas Ratio

Highpoint Community Bank's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.31%
Credit Card
N/A
Personal Loan
N/A
Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.625%
6.807%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.875%
7.175%
0.000
Highpoint Community Bank
Highpoint Community Bank
30-Year Fixed
7.125%
7.312%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
O\' Bannon Bank
O\' Bannon Bank
12-Month CD
5.00%
$1,000
Westfield Bank
Westfield Bank
9-Month CD WB Portfolio
5.00%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
4 to 6-Month CD special
5.00%
$1,000
Bank Bank
Bank Bank
11-Month CD (special)
4.81%
$10,000
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.80%
$1,500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD jumbo certificate
4.66%
$100,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
4.50%
$500
Ally Bank
Ally Bank
6-Month CD
4.40%
$0
Discover Bank
Discover Bank
18-Month CD
4.40%
$2,500
BankGloucester
BankGloucester
Elite Checking
4.06%
$50
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
4.00%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
36-Month CD (CDARS)
3.85%
$250,000
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD Jumbo
3.76%
$100,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
30-Month CD
3.53%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
33-Month CD
3.50%
$1,000
Agility Bank
Agility Bank
60-Month CD
3.29%
$1,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
Money Market
2.98%
$1,000,000
Pathfinder Bank
Pathfinder Bank
Municipal Money Market
2.90%
$1,000,000
Clarion County Community Bank
Clarion County Community Bank
24-Month CD
2.75%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Chase Bank
Chase Bank
60-Month CD relationship
2.50%
$0
Monroe Savings Bank
Monroe Savings Bank
120-Month CD
2.50%
$500
CNB of McConnelsville
18-Month CD
2.50%
$5,000
Kish Bank
Kish Bank
Money Market
2.50%
$20,000
Walpole Co-operative Bank
Walpole Co-operative Bank
48-Month CD
2.40%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
18-Month CD
2.02%
$1,000
HomeBank
60-Month CD
2.02%
$2,500
Conway National Bank (CNB)
Conway National Bank (CNB)
6-Month CD
1.30%
$500
Western Nebraska Bank
Western Nebraska Bank
6-Month CD
1.21%
$250
Katahdin Trust Company
Katahdin Trust Company
48-Month CD
0.95%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
0.60%
$1,000
Warsaw Federal S&L
48-Month CD
0.55%
$500
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
Montgomery Bank
Montgomery Bank
13-Month CD
0.40%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Money Market
0.35%
$25,000
Marion Center Bank
Marion Center Bank
48-Month CD
0.30%
$1,000
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Share Savings
0.30%
$100
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Johnson State Bank
Johnson State Bank
Savings
0.20%
$10
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
Simmesport State Bank
Simmesport State Bank
NOW Checking
0.15%
$1,000
First Commonwealth Bank
First Commonwealth Bank
24-Month CD
0.10%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
Crest Savings Bank
Crest Savings Bank
Diamond Savings
0.05%
$50
Conneaut Savings Bank
Conneaut Savings Bank
Statement Savings Account relationship bonus
0.05%
$50
First Bank of Central Ohio
First Bank of Central Ohio
Savings Account
0.05%
$50
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Highpoint Community Bank Information

Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Barry
Established Date: 01/01/1886
FDIC Certificate #: 11407
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HCB FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account

Highpoint Community Bank Financials

Total Assets:
$479,680,000
Total Deposits:
$431,368,000
Equity Capital:
$33,430,000
Domestic Deposits:
$431,368,000
Net Income:
$888,000
Return on Assets:
0.5896%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.7707%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
8.4800%
Quarterly Return on Equity:
10.7100%
Common Equity Tier 1 Capital Ratio:
13.9809%
Tier 1 Risk-Based Capital Ratio:
13.9809%
Leverage Tier 1 (Core Capital) Ratio:
7.5398%
Total Risk-Based Capital Ratio (YTD):
14.8082%
Total Interest Income (YTD):
2.9191%
 
 
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

American Express Bank, FSB Savings rates are now at 0.90 percent with a yield of 0.90 percent. View current Savings rates at American Express Bank, FSB below.
Ally Bank's CD rates have been very competitive over the past several years and right now the bank's 1 year CD rate is in the top 5 rates available on our rate list. Ally Bank offers three difference types of certificates of deposit including their "High Yield CDs", "Raise Your Rate CD" and "No Penalty CD".
Mortgage rates were mixed in the latest survey released this morning. The average contract 30 yea mortgage rate decreased to 4.77 percent for the week ending January 14, 2011, down from the previous week's average of 4.78 percent. Average mortgage points on 30 year mortgages in the Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association were 1.20 points, up from the previous week's average of 0.91 points. The average contract interest rate on 15 year mortgages increased slightly for the week ending January 14, 2011. 15 year mortgage rates averaged 4.16 percent, up from the prior week’s average 15 year rate of 4.15 percent. Mortgage discount points averaged 0.90 points, down from the prior week’s average of 1.01 points.

Bank or Credit Union Offers and Deals

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USAA 5 Year Jumbo CD Rates now at 1.10%
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