Best Personal Loan Rates in Branch, Michigan (MI) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Michigan borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Branch, Michigan include: Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Advia Credit UnionAdvia Credit UnionA+5.0 ★Texas Ratio: 4.78% offering Share/Certificate Loan at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, and Flagship Community Federal Credit UnionFlagship Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.05% offering Personal Loan at 4.45% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Branch borrowers have access to 67 lenders serving the Michigan area, with personal loan rates as low as 3.99% APR from Route 31 Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Branch, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Branch, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Expressway Loans
3.99%
▼
APR3.99%
Last UpdatedMay 13, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Share/Certificate Loan
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
Share Pledged Loan
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedMay 13, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loans
4.49%
▼
APR4.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 13, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.70%
▼
APR4.70%
Last UpdatedMay 13, 2026
Details
As Low As
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
CU Heart Relief Loan
4.95%
▼
APR4.95%
Last UpdatedMay 13, 2026
Details
As Low As; Supporting our community through flood & storm recovery.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.95%
▼
APR4.95%
Last UpdatedMay 13, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
Must provide travel itinerary
APR5.00%
Last UpdatedMay 13, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
This APR will vary with the market based on the dividend rate.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
5.45%
▼
APR5.45%
Last UpdatedMay 13, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Recreation Loan
5.49%
▼
APR5.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedMay 13, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loan
5.50%
▼
APR5.50%
Last UpdatedMay 13, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
5.70%
▼
APR5.70%
Last UpdatedMay 13, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
5.70%
▼
APR5.70%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.74%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
5.75%
▼
APR5.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Recreational Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
Relationship APR
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Recreation Loans
6.00%
▼
APR6.00%
Last UpdatedMay 13, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
10 Year Construction Loan
6.13%
▼
APR6.13%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
6.25%
▼
APR6.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.34%
Last UpdatedMay 13, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2021-2016)
6.45%
▼
APR6.45%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.46%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
6.49%
▼
APR6.49%
Last UpdatedMay 13, 2026
Details
Relationship APR
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.49%
▼
APR6.49%
Last UpdatedMay 13, 2026
Details
As Low As; 2025 and Newer
APR6.49%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
75% of stock value
APR6.51%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.68%
Last UpdatedMay 13, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.74%
▼
APR6.74%
Last UpdatedMay 13, 2026
Details
As Low As; 2024-2017
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.84%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 10-year
6.91%
▼
APR6.91%
Last UpdatedMay 13, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 62-Month Balloon
6.94%
▼
APR6.94%
Last UpdatedMay 13, 2026
Details
30-Year Amortization
APR6.96%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
Last UpdatedMay 13, 2026
Details
No additional details available.
Lake Huron Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Other Titled or Non-titled Loans
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As; Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
Fixed APR
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
All Other Closed End Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.01%
Last UpdatedMay 13, 2026
Details
As Low As
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Vacant Land Loan 10 Year Fixed
7.18%
▼
APR7.18%
Last UpdatedMay 13, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
Last UpdatedMay 13, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
POWER SPORTS LOAN 2019 and Newer
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $39,999 180 Month AM
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
$10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
Last UpdatedMay 13, 2026
Details
No additional details available.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Vacant Land Loans 5 Year Balloon
7.26%
▼
APR7.26%
Last UpdatedMay 13, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
Last UpdatedMay 13, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
Fixed APR
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $50,000 240 Month AM
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
$40,000
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; Multi Purpose 12 Month Loan
Tri Cities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
HOLIDAY LOAN SPECIAL
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; 12 Month Max
Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
PERSONAL LOANS
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 24 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 36 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 12 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Unsecured Closed End Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No Terms
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
up to $10,000; As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 72 Month
8.18%
▼
APR8.18%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.25%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $39,999 180 Month AM
8.25%
▼
APR8.25%
Last UpdatedMay 13, 2026
Details
$10,000
APR8.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.46%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $50,000 240 Month AM
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
$40,000
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Awakon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As; Starting at 12 months
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Unsecured Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Holiday Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.51%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.59%
Last UpdatedMay 13, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedMay 13, 2026
Details
up to $25,000; As Low As
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Unsecured Loans
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
General Purpose Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
APR
APR8.76%
Last UpdatedMay 13, 2026
Details
As Low As
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.96%
Last UpdatedMay 13, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Unsecured (Closed-End) Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
One Detroit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
Unsecured (Closed-End) Summer Fun Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Other Unsecured Closed End Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; $4,00 Max
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; Multi Purpose 24 Month Loan
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
LIMITED-TIME LOAN SPECIAL
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
Valid through April 30
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.74%
Last UpdatedMay 13, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Farm Bureau Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
PERSONAL LOANS
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No Terms
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; $4,00 Max
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedMay 13, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedMay 13, 2026
Details
No additional details available.
People Driven Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Debt Consolidation
11.04%
▼
APR11.04%
Last UpdatedMay 13, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
11.24%
▼
APR11.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Debt Consolidation
11.49%
▼
APR11.49%
Last UpdatedMay 13, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As; with Loyalty Discount
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
12.24%
▼
APR12.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Debt Consolidation
12.49%
▼
APR12.49%
Last UpdatedMay 13, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
13.24%
▼
APR13.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
5.75%
▼
APR5.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
6.25%
▼
APR6.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $39,999 180 Month AM
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
$10,000
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $50,000 240 Month AM
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
$40,000
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 36 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 12 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan 24 Months
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $39,999 180 Month AM
8.25%
▼
APR8.25%
Last UpdatedMay 13, 2026
Details
$10,000
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans 96 Month AM
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
Up to $9,999
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Member Signature Loans to $50,000 240 Month AM
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
$40,000
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedMay 13, 2026
Details
up to $25,000; As Low As
Construction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Installment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
APR
Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Branch, MI currently.
Branch, MI Personal Loan Rate Trends
Compare local Branch, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MI Avg
11.252%
▲ 0.033 vs 7 days ago
Michigan personal loan rates rose 0.033 points over the past 7 days to 11.252% APR.
Signature Loan — MI Avg
10.839%
▼ 0.363 vs 7 days ago
Michigan signature loan rates fell 0.363 points over the past 7 days to 10.839% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
Most lenders in Branch, Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Branch, Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Michigan?
Yes. Debt consolidation is one of the most common uses of personal loans in Branch, Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Branch, Michigan?
Credit unions in Branch, Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Branch, Michigan?
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Advia Credit Union: 4.00% (Share/Certificate Loan)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Flagship Community Federal Credit Union: 4.45% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Branch, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
Personal Loan Calculators
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