Best Personal Loan Rates in Grand Rapids, Michigan (MI) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Michigan borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Grand Rapids, Michigan include: Members First Credit Union Midland, MIMembers First Credit Union Midland, MI150 Ann St NW, Grand Rapids, MI, 49505 6244A5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit Union6000 28th St SE, Grand Rapids, MI, 49546 6927A+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Aeroquip Credit UnionAeroquip Credit Union6000 28th St SE, Grand Rapids, MI, 49546A+5.0 ★Texas Ratio: 2.13% offering Collateral Loan at 5.99% APR, Dfcu Financial Credit UnionDfcu Financial Credit Union641 44th St SE, Grand Rapids, MI, 49548 7525A+5.0 ★Texas Ratio: 1.05% offering Share Loan at 6.00% APR, and 1166 Federal Credit Union1166 Federal Credit Union2900 Charlevoix Dr, Grand Rapids, MI, 49546A+5.0 ★Texas Ratio: 1.34% offering Collateralized Loans (Backed by property, other than Real Estate) at 7.00% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Grand Rapids has 19 local institutions in our database, with personal loan rates as low as 4.00% APR from Members First Credit Union Midland, MI at 150 Ann St NW, Grand Rapids, MI, 49505 6244. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Grand Rapids, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Grand Rapids, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI, 49505 6244
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Solar Heater Loan
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Vacation Loans
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
Must provide travel itinerary
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Photovoltaic Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Collateral Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI, 49548 7525
Share Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Collateral Loan
6.24%
▼
APR6.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Collateral Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6000 28th St SE, Grand Rapids, MI, 49546
Collateral Loan
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI, 49546
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
120 Ottawa Ave Nw, Grand Rapids, MI, 49503
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
6000 28th St SE, GRAND RAPIDS, MI, 49546
LIMITED-TIME LOAN SPECIAL
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
Borrow $5,000 - $10,000; Unsecured - No Collateral Required
Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
6000 28th St SE, GRAND RAPIDS, MI, 49546
Unsecured Loan Special
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
Valid through April 30
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI, 49544 1830
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI, 49544 1830
Unsecured Loans
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$1 - $2,500
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$2,501 - $5,000
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Adventure Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
$5,001 - $7,000
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6000 28th St SE Ste 100, GRAND RAPIDS, MI, 49546 6927
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
$10,000 @ 5 years
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
Includes a discount for Auto-pay
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedApril 5, 2026
Details
No additional details available.
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 5, 2026
Details
$7,001 - $10,000
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI, 49505 6244
Unsecured Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kellogg Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
2270 Gezon Pkwy SW, Grand Rapids, MI, 49519 9570
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As
Priority Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.91%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546 6927
Signature/Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6000 28th St SE Ste 100, GRAND RAPIDS, MI, 49546 6927
Unsecured Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
$7,500 @ 4 years
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI, 49546
Loan Specials
11.05%
▼
APR11.05%
Last UpdatedApril 5, 2026
Details
No additional details available.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI, 49546
Unsecured Loans Personal
11.05%
▼
APR11.05%
Last UpdatedApril 5, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
120 Ottawa Ave Nw, Grand Rapids, MI, 49503
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 5, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
1319 Front Ave NW, Grand Rapids, MI, 49504
Unsecured Loan
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
1319 Front Ave NW, Grand Rapids, MI, 49504
Unsecured Loans
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
Bloom Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
4833 Town Center Dr SE, Grand Rapids, MI, 49512 9728
Unsecured Loans
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
6770 Kalamazoo Ave SE, Grand Rapids, MI, 49508 7032
Personal Installment Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6000 28th St SE Ste 100, GRAND RAPIDS, MI, 49546 6927
Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
$5,000 @ 3 years
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
1040 EZ Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Relocation Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
4635 44th St SE, Grand Rapids, MI, 49512
Fast Loan
12.90%
▼
APR12.90%
Last UpdatedApril 5, 2026
Details
$500; Qualifications Required: PRIMARY member at CCCU at least 6 months prior to application; On your current job (or income source) at least 1 year; All CCCU accounts in good standing (ie: no negative balances, no past due loans, have never caused a loss to CCCU); No other Christmas or Fast $500 Loans currently outstanding; Must submit a $30 non-refundable application fee at time of application; $500 loan for 9-months at 12.90% Annual Percentage Rate (APR). $30 non-refundable application fee applies. To be eligible, must meet ALL qualification criteria below. Monthly principal and interest payment is approximately $59. Credit life and/or disability insurance are available at an additional cost.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Single Payment Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Bloom Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
4833 Town Center Dr SE, Grand Rapids, MI, 49512 9728
Revolving Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 5, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 5, 2026
Details
As Low As
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Halloween Loan
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
Direct Deposit with Auto-Pay Required & Maintain $100 Share Deposit - No Credit Report Required $500 - $1,500 based on Credit Union History Available: October 1st - November 30th
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI, 49548 7525
Personal Loan
15.24%
▼
APR15.24%
Last UpdatedApril 5, 2026
Details
As Low As
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
4635 44th St SE, Grand Rapids, MI, 49512
Kwik Cash Loan
15.25%
▼
APR15.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI, 49548 7525
Personal Lines of Credit
16.25%
▼
APR16.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 5, 2026
Details
As Low As
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
EZ Loan
18.00%
▼
APR18.00%
Last UpdatedApril 5, 2026
Details
Auto-Pay Required & Maintain $50 Share Deposit - No Credit Report Required $20 Application Fee Maximum $500 Loan must be paid in full prior to getting a new loan; maximum three loans within a 12-month period.
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
SnapCash Loan
24.99%
▼
APR24.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Flex Loan
28.00%
▼
APR28.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Expressway Loans
3.99%
▼
APR3.99%
Last UpdatedApril 5, 2026
Details
As Low As
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
Share Pledged Loan
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 5, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loans
4.49%
▼
APR4.49%
Last UpdatedApril 5, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Truck Loans
4.65%
▼
APR4.65%
Last UpdatedApril 5, 2026
Details
As Low As; And 90 Days No Payment1
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.70%
▼
APR4.70%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.74%
Last UpdatedApril 5, 2026
Details
As Low As
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Money Saver Loan
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
4.95%
▼
APR4.95%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
University of Michigan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
Technology Loan
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
This APR will vary with the market based on the dividend rate.
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.25%
Last UpdatedApril 5, 2026
Details
As Low As; Financing up to 84 months. No down payment required.
APR5.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
Fixed rates
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 36-month term
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 48-month term
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 60-month term
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 5, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 5, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
5.59%
▼
APR5.59%
Last UpdatedApril 5, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 72-month term
5.70%
▼
APR5.70%
Last UpdatedApril 5, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022)
5.70%
▼
APR5.70%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.74%
Last UpdatedApril 5, 2026
Details
As Low As; Proof of Income is required.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
5.75%
▼
APR5.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
Relationship APR
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
10 Year Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.34%
Last UpdatedApril 5, 2026
Details
As Low As
Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Electric/Hybrid Loans (2026-2022) 84-month term
6.45%
▼
APR6.45%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.46%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 24 Month
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
Relationship APR
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As; 2025 and Newer
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
Months (75% of stock value)
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 48 Month
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 36 Month
6.58%
▼
APR6.58%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
One-Time Close Construction Loan Rate
6.63%
▼
APR6.63%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.68%
Last UpdatedApril 5, 2026
Details
As Low As
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Recreational Loans
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As; 2024-2017
APR6.84%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 10-year
6.91%
▼
APR6.91%
Last UpdatedApril 5, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Land Loan 62-Month Balloon
6.94%
▼
APR6.94%
Last UpdatedApril 5, 2026
Details
30-Year Amortization
APR6.96%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 60 Month
6.96%
▼
APR6.96%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As; Vacation; A Special Occasion; Debt Consolidation
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Unsecured Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As; Over 50% of loan amt must be new money
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Equipment Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
Fixed APR
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Harborlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
All Other Closed End Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.01%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Personal Recreational (2025-2026) 72 Month
7.18%
▼
APR7.18%
Last UpdatedApril 5, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 24 Month
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
OMNI Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
POWER SPORTS LOAN 2019 and Newer
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Vacant Land Loans 5 Year Balloon
7.26%
▼
APR7.26%
Last UpdatedApril 5, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 48 Month
7.26%
▼
APR7.26%
Last UpdatedApril 5, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 36 Month
7.34%
▼
APR7.34%
Last UpdatedApril 5, 2026
Details
No additional details available.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Equipment Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
Fixed APR
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
Credit Score: 800+
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Vacant Land Loan 10 Year Fixed
7.71%
▼
APR7.71%
Last UpdatedApril 5, 2026
Details
No additional details available.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 60 Month
7.71%
▼
APR7.71%
Last UpdatedApril 5, 2026
Details
No additional details available.
Peninsula Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
Consumer Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
New Motorsports Loan
7.84%
▼
APR7.84%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 5, 2026
Details
Multi Purpose 12 Month Loan
Tri Cities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
HOLIDAY LOAN SPECIAL
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As; 12 Month Max
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
Credit Growth Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Low fixed 7.99% APR*
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Unsecured Closed End Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As; 12 Months
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
up to $10,000; As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No Terms
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
Credit Score: 750-799
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
Used Personal Recreational (2024 and older) 72 Month
8.18%
▼
APR8.18%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
Recreational Loan
8.25%
▼
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.46%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Circle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Adventure Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Credit Score: 700-749
GraCo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Unsecured Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Holiday Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Awakon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Consumer Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Starting at 12 months
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; FOR UP TO 24 MONTHS
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.51%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.59%
Last UpdatedApril 5, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedApril 5, 2026
Details
up to $25,000; As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Machinery/Equipment Loan
8.74%
▼
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Unsecured Loan
8.74%
▼
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Unsecured Loans
8.74%
▼
APR8.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI, 49505 6244
Unsecured Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
120 Ottawa Ave Nw, Grand Rapids, MI, 49503
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 5, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI, 49548 7525
Personal Loan
15.24%
▼
APR15.24%
Last UpdatedApril 5, 2026
Details
As Low As
Flagship Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Personal Loan
4.45%
▼
APR4.45%
Last UpdatedApril 5, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.98%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As; Vacation; A Special Occasion; Debt Consolidation
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Best Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No Terms
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
PERSONAL LOAN
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; FOR UP TO 24 MONTHS
APR8.75%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Debt Consolidation Loan
10.09%
▼
APR10.09%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedApril 5, 2026
Details
As Low As
Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Iron Mountain Kingsford Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Debt Consolidation Loan
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Debt Consolidation
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Debt Consolidation Loan
9.20%
▼
APR9.20%
Last UpdatedApril 5, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
11.24%
▼
APR11.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Debt Consolidation
11.49%
▼
APR11.49%
Last UpdatedApril 5, 2026
Details
As Low As
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Debt Consolidation Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As; with Loyalty Discount
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
Personal and Debt Consolidation
13.24%
▼
APR13.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Share/Signature
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Maui Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28th St SE, Grand Rapids, MI, 49546 6927
Signature Loans
4.50%
▼
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Meijer Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
2410 Gaynor Ave NW, Grand Rapids, MI, 49544 1830
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
As Low As
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$1 - $2,500
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
$2,501 - $5,000
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
Includes a discount for Auto-pay
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
$5,001 - $7,000
Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 5, 2026
Details
$7,001 - $10,000
Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI, 49548 2306
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kellogg Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
2270 Gezon Pkwy SW, Grand Rapids, MI, 49519 9570
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As
Priority Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.91%
6000 28th St SE Ste 100, Grand Rapids, MI, 49546 6927
Signature/Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
AT&T Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6000 28TH ST SE, GRAND RAPIDS, MI, 49546
Signature / Co-Maker Closed-End Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
13.24%
▼
APR13.24%
Last UpdatedApril 5, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI, 49503
Signature Loan
14.74%
▼
APR14.74%
Last UpdatedApril 5, 2026
Details
As Low As
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
5.75%
▼
APR5.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Closed End Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As; 12 Months
Lakeshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Max. Amount of Approval: $15,000 (joint)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Unsecured Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Max. Amount of Approval: $10,000 (single)
Detour Drummond Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Wolverine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Personal/Signature loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As
Gratiot Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
8.65%
▼
APR8.65%
Last UpdatedApril 5, 2026
Details
up to $25,000; As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Grand Rapids, MI currently.
Grand Rapids, MI Personal Loan Rate Trends
Compare local Grand Rapids, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MI Avg
10.467%
Michigan personal loan rates currently average 10.467% APR.
Signature Loan — MI Avg
10.480%
Michigan signature loan rates currently average 10.480% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
Most lenders in Grand Rapids, Michigan require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Michigan often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Grand Rapids, Michigan require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Michigan?
Yes. Debt consolidation is one of the most common uses of personal loans in Grand Rapids, Michigan. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Grand Rapids, Michigan?
Credit unions in Grand Rapids, Michigan often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Grand Rapids, Michigan?
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Aeroquip Credit Union: 5.99% (Collateral Loan)
- Dfcu Financial Credit Union: 6.00% (Share Loan)
- 1166 Federal Credit Union: 7.00% (Collateralized Loans (Backed by property, other than Real Estate))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Grand Rapids, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking