Best Money Market Rates in Grand Rapids, Michigan (MI) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Rapids, Michigan and the surrounding area money market rates include New England Federal Credit UnionNew England Federal Credit UnionA+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Community Choice Credit UnionCommunity Choice Credit UnionA5.0 ★Texas Ratio: 7.03% Business Money Market at 4.10% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY, United Federal Credit UnionUnited Federal Credit Union1600 E Beltline Ave NE Ste 111, Grand Rapids, MI 49525 7024A+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, and Members First Credit Union Midland, MIMembers First Credit Union Midland, MI150 Ann St NW, Grand Rapids, MI 49505 6244A5.0 ★Texas Ratio: 8.84% Money Market Account at 4.00% APY. Money market rates as of April 18, 2026 according to verified data from MonitorBankRates.
Grand Rapids has 18 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Grand Rapids, Michigan and surrounding area. Last Updated and Verified: April 18, 2026
Compare the Best Money Market Rates Today in Grand Rapids, Michigan & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1600 E Beltline Ave NE Ste 111, Grand Rapids, MI 49525 7024
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Intro rate expires: 6 months
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
No minimum balance fees; Access to your money anytime through online banking and the mobile app; Qualifying balance up to $1,000,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1600 E Beltline Ave NE Ste 111, Grand Rapids, MI 49525 7024
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
250 Pearl St Nw, Grand Rapids, MI 49503
Business Money Market Savings
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
2355 Burton St Se, Grand Rapids, MI 49506
Money Market Special
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
180-Day Promo Rate | $10,000 Min. Balance
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 7
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 8
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 9
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$250,000 - $999,999
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
24231 Front St, Grand Rapids, OH 43522
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI 49546
Money Market Plus Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Minimum deposit of $2,500 to earn APY
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
2900 Charlevoix Dr, Grand Rapids, MI 49546
Money Market Plus
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 5)**
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 6
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 4)**
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
4833 Town Center Dr SE, Grand Rapids, MI 49512 9728
Success Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
630 32nd St SE, Grand Rapids, MI 49548 2306
Money Market Savings (Tier 3)**
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
641 44th St SE, Grand Rapids, MI 49548 7525
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
1210 Spaulding Ave SE, Grand Rapids, MI 49546 6336
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$25,000 - $49,999
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Business IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
IRA-HSA IMMA - Tier 5
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Independent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
4200 E Beltline Ave Ne, Grand Rapids, MI 49525
Money Market Accounts
1.97%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
up to
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Money Market Business Checking - Tier 3
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
4833 Town Center Dr SE, Grand Rapids, MI 49512 9728
Success Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
150 Ann St NW, Grand Rapids, MI 49505 6244
Money Market Account
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
86 Monroe Center St NW, Grand Rapids, MI 49503
Money Market Checking - Tier 4
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
0.35%
$100
▼
Rate0.34%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.35%
$1,000
▼
Rate0.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.35%
$1,000
▼
Rate0.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
IRA Money Market / IRA Liquid Savings
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Business Money Market
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
($1,000 min. deposit to open)
First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
141 Ionia Ave Nw, Grand Rapids, MI 49503
First Growth Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northpointe Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
3333 Deposit Dr Ne, Grand Rapids, MI 49546
Ultimate Money Market
0.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
($100 min. deposit to open)
New England Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
up to
Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Business Money Market
4.10%
$0
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Surge Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Account
3.75%
$500
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Grand Rapids, Michigan and the surrounding area.
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Compare local Grand Rapids, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MI Avg
3.502%
Unchanged vs 7 days ago
Michigan high-yield MMA rates currently average 3.502% APY.
Standard MMA — MI Avg
0.840%
▼ 0.018 vs 7 days ago
Michigan standard MMA rates fell 0.018 points over the past 7 days to 0.840% APY.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Grand Rapids, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Rapids, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Grand Rapids, Michigan
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.
Are Money Market accounts in Grand Rapids, Michigan safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.
How often do MMA rates change in Grand Rapids, Michigan?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Grand Rapids, Michigan
Here are some of the highest money market account APYs currently available in Grand Rapids, Michigan and the surrounding area:
- New England Federal Credit Union
Essential Money Market — 4.50% APY - Community Choice Credit Union
Business Money Market — 4.10% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Members First Credit Union Midland, MI
Money Market Account — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grand Rapids, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 18, 2026
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