Best Personal Loan Rates in Cross Village, Michigan (MI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Cross Village, Michigan include: Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, Advia Credit UnionAdvia Credit UnionA+5.0 ★Texas Ratio: 4.78% offering Share/Certificate Loan at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, and Flagship Community Federal Credit UnionFlagship Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.05% offering Personal Loan at 4.45% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Cross Village borrowers have access to 67 lenders serving the Michigan area, with personal loan rates as low as 3.99% APR from Route 31 Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cross Village, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cross Village, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As
No additional details available.
Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Supporting our community through flood & storm recovery.
As Low As
As Low As; mo
As Low As
Must provide travel itinerary
As Low As
This APR will vary with the market based on the dividend rate.
As Low As
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Relationship APR
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
Relationship APR
As Low As; 2025 and Newer
As Low As
No additional details available.
Up to $9,999
75% of stock value
As Low As
No additional details available.
As Low As
As Low As; 2024-2017
No additional details available.
As Low As
As Low As
No additional details available.
30-Year Amortization
As Low As
No additional details available.
As Low As; Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
As Low As
Fixed APR
As Low As
As Low As
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Up to $9,999
$10,000
No additional details available.
As Low As
No additional details available.
Fixed APR
$40,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Multi Purpose 12 Month Loan
As Low As; 12 Month Max
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No Terms
up to $10,000; As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
$10,000
As Low As
As Low As
As Low As
As Low As
$40,000
As Low As
As Low As
As Low As; Starting at 12 months
Up to $9,999
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
up to $25,000; As Low As
As Low As
As Low As
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
No additional details available.
As Low As
APR
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; $4,00 Max
No additional details available.
As Low As; Multi Purpose 24 Month Loan
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
As Low As
As Low As
Valid through April 30
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No Terms
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; $4,00 Max
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; with Loyalty Discount
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $9,999
No additional details available.
No additional details available.
No additional details available.
Up to $9,999
$10,000
No additional details available.
$40,000
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
$10,000
No additional details available.
Up to $9,999
$40,000
up to $25,000; As Low As
APR
As Low As
Cross Village, MI Personal Loan Rate Trends
Compare local Cross Village, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.131 points over the past 7 days to 11.252% APR.
Michigan signature loan rates fell 0.383 points over the past 7 days to 10.839% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cross Village, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cross Village, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cross Village, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Cross Village, Michigan?
What are the best personal loan rates in Cross Village, Michigan?
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Advia Credit Union: 4.00% (Share/Certificate Loan)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Flagship Community Federal Credit Union: 4.45% (Personal Loan)
Personal Loan Calculators
