Best Personal Loan Rates in Fenton, Michigan (MI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Fenton, Michigan include: Genisys Credit UnionGenisys Credit Union15405 Silver Pkwy, Fenton, MI, 48430 3450A+5.0 ★Texas Ratio: 5.03% offering Credit Builder Loan at 5.74% APR, Financial Plus Credit Union Flint, MIFinancial Plus Credit Union Flint, MI15125 Silver Pkwy, Fenton, MI, 48430 3460A+5.0 ★Texas Ratio: 3.29% offering Vacant Land Loans 5 Year Balloon at 7.26% APR, Dort Financial Credit UnionDort Financial Credit Union14265 N Fenton Rd, Fenton, MI, 48430 1541A+5.0 ★Texas Ratio: 5.65% offering Signature Loans at 11.99% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, and Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Fenton has 3 local institutions in our database, with personal loan rates as low as 5.74% APR from Genisys Credit Union at 15405 Silver Pkwy, Fenton, MI, 48430 3450. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fenton, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fenton, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As
As Low As
As Low As; Loan Amount $500 - $50,000
As Low As; with Loyalty Discount
No additional details available.
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Maximum total loan aggregate can not exceed $49,999.
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
As Low As
No additional details available.
for example funds in a 1.00%APY product
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; 4.70%
No additional details available.
As Low As; 4.95%
As Low As; Supporting our community through flood & storm recovery.
Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
As Low As; 5.45%
No additional details available.
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
As Low As; 5.70%
As Low As; no payments for 90 days now through April 30th!
As Low As; Fast approval, easy process
Relationship APR
No additional details available.
No additional details available.
As Low As; Apply for a Recreation Loan Now
No additional details available.
No additional details available.
As Low As
As Low As; 6.45%
As Low As
As Low As; 2025 and Newer
Relationship APR
No additional details available.
As Low As
No additional details available.
6.50% APR for 96 Months (75% of stock value)
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; 2024-2017
As Low As
No additional details available.
30-Year Amortization
As Low As
No additional details available.
As Low As
As Low As
$10,000
No additional details available.
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
As Low As
Fixed APR
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
$50,000
$20,000
No additional details available.
No additional details available.
No additional details available.
Fixed APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$40,000
No additional details available.
As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
As Low As
As Low As; Multi Purpose 12 Month Loan
As Low As
No additional details available.
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
up to $10,000; As Low As
As Low As; Effective Date: Monday, April 27th, 2026
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As low as
As Low As
As Low As
No additional details available.
No additional details available.
APR as low as
As Low As; Starting at 12 months
As Low As
As Low As
As Low As
As low as
up to $25,000
As Low As
APR
As Low As
No additional details available.
As Low As
As low as
No additional details available.
As Low As
As Low As; $4,00 Max
No additional details available.
No additional details available.
No additional details available.
As Low As; Other Unsecured Closed End Loans
As Low As
As Low As
As Low As
As Low As; Multi Purpose 24 Month Loan
As Low As
No additional details available.
No additional details available.
As Low As
Valid through April 30
As Low As
No additional details available.
As low as
No additional details available.
As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
* For emergencies or vacations!
As Low As
As Low As
20% Down Payment, Payments amortized up to 240 months
As Low As
As Low As
As Low As
As Low As
As Low As; Personal Loans APR
As Low As; Unsecured/Signature Loan
Maximum Signature Loan Per Member $20,000
As low as
No additional details available.
As Low As
As Low As
As Low As; Loan Amount $500 - $50,000
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As; with Loyalty Discount
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
No additional details available.
No additional details available.
As Low As
As Low As; $4,00 Max
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Personal Loans APR
As Low As; with Loyalty Discount
As Low As
As Low As
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
Rates As Low As; Debt Consolidation
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Effective Date: Monday, April 27th, 2026
As Low As
up to $25,000
APR
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
As Low As; Unsecured/Signature Loan
Fenton, MI Personal Loan Rate Trends
Compare local Fenton, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.088 points over the past 7 days to 11.121% APR.
Michigan signature loan rates rose 0.005 points over the past 7 days to 11.222% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Fenton, Michigan?
What are the best personal loan rates in Fenton, Michigan?
- Genisys Credit Union: 5.74% (Credit Builder Loan)
- Financial Plus Credit Union Flint, MI: 7.26% (Vacant Land Loans 5 Year Balloon)
- Dort Financial Credit Union: 11.99% (Signature Loans)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
Personal Loan Calculators
