Best Personal Loan Rates in Sherwood, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Sherwood, Michigan include: Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Members First Credit Union Midland, MIMembers First Credit Union Midland, MIA5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, and Flagship Community Federal Credit UnionFlagship Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.05% offering Personal Loan at 4.45% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Sherwood borrowers have access to 62 lenders serving the Michigan area, with personal loan rates as low as 3.99% APR from Route 31 Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sherwood, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sherwood, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
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As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
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As Low As; And 90 Days No Payment1
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This APR will vary with the market based on the dividend rate.
Must provide travel itinerary
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As Low As; Financing up to 84 months. No down payment required.
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Fixed rates
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
No additional details available.
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As; Proof of Income is required.
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Relationship APR
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Relationship APR
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As Low As; 2025 and Newer
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Months (75% of stock value)
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As Low As; 2024-2017
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30-Year Amortization
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As Low As; Vacation; A Special Occasion; Debt Consolidation
As Low As; Over 50% of loan amt must be new money
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Fixed APR
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As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
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Fixed APR
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Credit Score: 800+
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As Low As; 12 Months
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Low fixed 7.99% APR*
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As Low As; 12 Month Max
No additional details available.
Multi Purpose 12 Month Loan
Credit Score: 750-799
No Terms
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up to $10,000; As Low As
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As Low As; Max. Amount of Approval: $10,000 (single)
As Low As; Max. Amount of Approval: $15,000 (joint)
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Credit Score: 700-749
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As Low As; FOR UP TO 24 MONTHS
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up to $25,000; As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; Vacation; A Special Occasion; Debt Consolidation
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No Terms
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
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As Low As; with Loyalty Discount
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As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
No additional details available.
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As Low As; 12 Months
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As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
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up to $25,000; As Low As
Sherwood, MI Personal Loan Rate Trends
Compare local Sherwood, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates currently average 10.467% APR.
Michigan signature loan rates currently average 10.480% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Sherwood, Michigan?
What are the best personal loan rates in Sherwood, Michigan?
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Flagship Community Federal Credit Union: 4.45% (Personal Loan)
Personal Loan Calculators
