Best Personal Loan Rates in Milford, Michigan (MI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Milford, Michigan include: Huron Valley State BankHuron Valley State Bank130 S Milford Rd, Milford, MI, 48381A+5.0 ★Texas Ratio: 0.00% offering Consumer Loan at 6.33% APR, Community Choice Credit UnionCommunity Choice Credit Union180 S Milford Rd, Milford, MI, 48381 2741A5.0 ★Texas Ratio: 7.03% offering Signature Loan1 at 11.24% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR, and Advia Credit UnionAdvia Credit UnionA+5.0 ★Texas Ratio: 4.78% offering Share/Certificate Loan at 4.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Milford has 2 local institutions in our database, with personal loan rates as low as 6.33% APR from Huron Valley State Bank at 130 S Milford Rd, Milford, MI, 48381. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Milford, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Milford, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Up To 60-Mos Term 4; Loan rate is 2% above existing CD rate; however, rate cannot be lower than floor rate.
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This APR will vary with the market based on the dividend rate.
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
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As Low As; Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
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Milford, MI Personal Loan Rate Trends
Compare local Milford, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates rose 0.131 points over the past 7 days to 11.252% APR.
Michigan signature loan rates fell 0.383 points over the past 7 days to 10.839% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Milford, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Milford, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Milford, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Milford, Michigan?
What are the best personal loan rates in Milford, Michigan?
- Huron Valley State Bank: 6.33% (Consumer Loan)
- Community Choice Credit Union: 11.24% (Signature Loan1)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
- Advia Credit Union: 4.00% (Share/Certificate Loan)
Personal Loan Calculators
