Best Personal Loan Rates in Okemos, Michigan (MI) - May 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Okemos, Michigan include: Michigan State University Federal Credit UnionMichigan State University Federal Credit Union1775 Central Park Dr, Okemos, MI, 48864 1149A5.0 ★Texas Ratio: 9.68% offering Green & White Loan at 7.00% APR, Lake Trust Credit UnionLake Trust Credit Union1821 Newman Rd, Okemos, MI, 48864A5.0 ★Texas Ratio: 7.40% offering Personal Unsecured/Signature Loan at 10.50% APR, CASE Credit UnionCASE Credit Union1701 Hamilton Rd, Okemos, MI, 48864A5.0 ★Texas Ratio: 7.59% offering EZCash Loan at 24.99% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, and Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Okemos has 3 local institutions in our database, with personal loan rates as low as 7.00% APR from Michigan State University Federal Credit Union at 1775 Central Park Dr, Okemos, MI, 48864 1149. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Okemos, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Okemos, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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As Low As; Minimum $500
AS LOW AS 10.50% APR; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
As Low As; Minimum Amount to Finance No Minimum
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Fixed-rate terms up to 24-months available; Maximum loan amount: $4,000; Proof of hardship due to company layoff/furlough, government employee shutdown, natural disaster, etc. is required; Must be a Lake Trust member for at least 6 months to apply
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for example funds in a 1.00%APY product
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As Low As; 4.70%
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As Low As; Supporting our community through flood & storm recovery.
As Low As; 4.95%
Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
As Low As; 5.45%
No additional details available.
No additional details available.
Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
As Low As; 5.70%
As Low As; no payments for 90 days now through April 30th!
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
No additional details available.
As Low As; Fast approval, easy process
Relationship APR
As Low As; Apply for a Recreation Loan Now
No additional details available.
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As Low As; 6.45%
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As Low As; 2025 and Newer
Relationship APR
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6.50% APR for 96 Months (75% of stock value)
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As Low As; 2024-2017
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30-Year Amortization
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$10,000
No additional details available.
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Fixed APR
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$50,000
$20,000
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Fixed APR
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As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score.
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As Low As; Multi Purpose 12 Month Loan
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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$40,000
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up to $10,000; As Low As
As Low As; Effective Date: Monday, April 27th, 2026
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APR as low as
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As Low As; Starting at 12 months
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up to $25,000
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; $4,00 Max
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As Low As; Multi Purpose 24 Month Loan
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As Low As; Other Unsecured Closed End Loans
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Valid through April 30
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As Low As; Apply for a Signature Loan Now
No additional details available.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
* For emergencies or vacations!
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20% Down Payment, Payments amortized up to 240 months
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As Low As; Personal Loans APR
As Low As; Unsecured/Signature Loan
Maximum Signature Loan Per Member $20,000
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As Low As; APR AS LOW AS 7.99% PERSONAL LOANS
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As Low As; $4,00 Max
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As Low As; Personal Loans APR
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
No additional details available.
Rates As Low As; Debt Consolidation
No additional details available.
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As Low As; with Loyalty Discount
No additional details available.
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As Low As; Minimum $500
AS LOW AS 10.50% APR; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
As Low As; Minimum Amount to Finance No Minimum
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As Low As; Effective Date: Monday, April 27th, 2026
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up to $25,000
APR
No additional details available.
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No additional details available.
As Low As; Apply for a Signature Loan Now
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; APR*
As Low As; Unsecured/Signature Loan
Okemos, MI Personal Loan Rate Trends
Compare local Okemos, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.088 points over the past 7 days to 11.121% APR.
Michigan signature loan rates rose 0.005 points over the past 7 days to 11.222% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Okemos, Michigan?
What are the best personal loan rates in Okemos, Michigan?
- Michigan State University Federal Credit Union: 7.00% (Green & White Loan)
- Lake Trust Credit Union: 10.50% (Personal Unsecured/Signature Loan)
- CASE Credit Union: 24.99% (EZCash Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
Personal Loan Calculators
