Mortgage Lenders and Brokers in Okemos, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Okemos, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA1801 W Grand River Ave, Okemos, MI 48864D3.3 ★Texas Ratio: 35.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1749 W Grand River Ave, Okemos, MI 48864A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4815 Okemos Rd, Okemos, MI 48864A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank5050 Marsh Rd, Okemos, MI 48864A+5.0 ★Texas Ratio: 3.66%, Independent BankIndependent Bank2119 Hamilton Rd, Okemos, MI 48864A5.0 ★Texas Ratio: 6.46%, Bank of America NABank of America NA4738 Central Park Dr, Okemos, MI 48864A+5.0 ★Texas Ratio: 4.14%, Horizon BankHorizon Bank2151 W Grand River Ave, Okemos, MI 48864A+5.0 ★Texas Ratio: 4.40%, PNC Bank N.A.PNC Bank N.A.2128 W Grand River Ave, Okemos, MI 48864A+5.0 ★Texas Ratio: 4.24%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and LafcuLafcu1553 Lansing Rd, Charlotte, MI 48813A+5.0 ★Texas Ratio: 1.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Okemos, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Okemos are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Okemos, Michigan
Market share is the lender's share of all home loans closed in Okemos, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Okemos 1801 W Grand River Ave, Okemos, MI 48864 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 16 +1 HELOCs |
4.9% | 55.2% | $279,375 | View |
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1 office in Okemos 1749 W Grand River Ave, Okemos, MI 48864 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2.1% | 88.9% | $335,000 | View |
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1 office in Okemos 4815 Okemos Rd, Okemos, MI 48864 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 5 +16 HELOCs |
1.5% | 66.7% | $147,000 | View |
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1 office in Okemos 5050 Marsh Rd, Okemos, MI 48864 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 5 +13 HELOCs |
1.5% | 100% | $407,000 | View |
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1 office in Okemos 2119 Hamilton Rd, Okemos, MI 48864 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 100% | $350,000 | View |
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1 office in Okemos 4738 Central Park Dr, Okemos, MI 48864 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $205,000 | View |
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1 office in Okemos 2151 W Grand River Ave, Okemos, MI 48864 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 2 | 0.6% | 100% | $510,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Okemos 2128 W Grand River Ave, Okemos, MI 48864 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $255,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 54 +16 HELOCs |
16.4% | 96.4% | $342,962 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 6 | 1.8% | 85.7% | $393,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 4 | 1.2% | 100% | $330,000 | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 100% | $305,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 0.9% | 100% | $351,666 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $330,000 | View |
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1701 Hamilton Rd, Okemos, MI 48864 A+5.0 ★Texas Ratio: 5.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $290,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 0.6% | 100% | $225,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 0.6% | 100% | $60,000 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 2 | 0.6% | 100% | $340,000 | View |
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4829 Marsh Rd, Okemos, MI 48864 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | View |
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★ 1 stars, 1 review 1821 Newman Rd, Okemos, MI 48864 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $65,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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236 S Cochran Ave, Charlotte, MI 48813 A5.0 ★Texas Ratio: 6.35% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 11.6% | 77.4% | $268,421 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 27 +1 HELOCs |
8.2% | 96.8% | $322,407 | |
Msu Federal Credit Union
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Conventional, HELOC | 21 +66 HELOCs |
6.4% | 95.8% | $333,571 | |
VanDyk Mortgage Corporation
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Conventional | 4 | 1.2% | 100% | $270,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 0.6% | 100% | $165,000 | |
Mortgage Center LC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
Uif Corporation
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Conventional | 2 | 0.6% | 100% | $415,000 | |
Legacy Mortgage
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Conventional | 1 | 0.3% | 100% | $535,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 23 +1 HELOCs |
7% | 95.8% | $281,521 | |
Navy Federal Credit Union
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Conventional, HELOC | 6 +1 HELOCs |
1.8% | 100% | $305,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.2% | 100% | $387,500 | |
Digital Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $145,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $285,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $351,666 | |
Newrez LLC
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Conventional | 3 | 0.9% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional | 3 | 0.9% | 100% | $168,333 | |
Discover Bank
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Conventional | 3 | 0.9% | 60% | $88,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $361,666 | |
Ruoff Mortgage Company
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Conventional | 2 | 0.6% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.6% | 100% | $240,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $170,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $160,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $385,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.6% | 66.7% | $170,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $455,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $80,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $395,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $485,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $315,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Empeople Credit Union
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $495,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $355,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stanford Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Okemos Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Okemos, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Okemos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Okemos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Okemos, MI
Use these to narrow the list above. Each category shows how many Okemos, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Okemos, MI
Independent mortgage companies closed 46.2 percent of home loans in Okemos, Michigan in 2025, banks 36.5 percent and credit unions 17.3 percent. Rocket Mortgage was the largest mortgage company, Flagstar Bank NA the largest bank and Lafcu the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Okemos, MI
By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Okemos, Michigan with 16 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Okemos, Michigan, Dart Bank approved the highest share of completed applications in 2025 at 96.4 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Okemos, Michigan in 2025, led by Rocket Mortgage with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 20 credit unions closed home loans in Okemos, Michigan in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Okemos, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Okemos, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Okemos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
