Best Personal Loan Rates in Manchester, Michigan (MI) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Manchester, Michigan include: American 1 Credit UnionAmerican 1 Credit Union10903 Mi State Road 52, Manchester, MI, 48158A5.0 ★Texas Ratio: 11.10% offering Personal Loan at 10.00% APR, Route 31 Federal Credit UnionRoute 31 Federal Credit UnionA+5.0 ★Texas Ratio: 2.54% offering Expressway Loans at 3.99% APR, Members First Credit Union Midland, MIMembers First Credit Union Midland, MIA5.0 ★Texas Ratio: 8.84% offering Share Pledge Loans at 4.00% APR, Frankenmuth Credit UnionFrankenmuth Credit UnionA5.0 ★Texas Ratio: 8.43% offering Share Pledged Loan at 4.00% APR, and Maui Teachers Federal Credit UnionMaui Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Share/Signature at 4.00% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Manchester has 1 local institution in our database, with personal loan rates as low as 10.00% APR from American 1 Credit Union at 10903 Mi State Road 52, Manchester, MI, 48158. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Manchester, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Manchester, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
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As Low As; for example funds in a 1.00%APY product; Savings Product + 3.00%
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As Low As; And 90 Days No Payment1
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Must provide travel itinerary
This APR will vary with the market based on the dividend rate.
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As Low As; Financing up to 84 months. No down payment required.
No additional details available.
Fixed rates
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As; Proof of Income is required.
No additional details available.
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Relationship APR
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Relationship APR
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As Low As; 2025 and Newer
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Months (75% of stock value)
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As Low As; 2024-2017
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30-Year Amortization
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As Low As; Vacation; A Special Occasion; Debt Consolidation
As Low As; Over 50% of loan amt must be new money
As Low As; Lower rates than typical credit cards (starting at 6.99% APR)
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Fixed APR
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As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
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Fixed APR
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Credit Score: 800+
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As Low As; 12 Months
As Low As; All rates featured are listed 'as low as' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Low fixed 7.99% APR*
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As Low As; 12 Month Max
No additional details available.
Multi Purpose 12 Month Loan
Credit Score: 750-799
No Terms
No additional details available.
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up to $10,000; As Low As
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As Low As; Max. Amount of Approval: $10,000 (single)
As Low As; Max. Amount of Approval: $15,000 (joint)
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Credit Score: 700-749
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As Low As; Starting at 12 months
As Low As; FOR UP TO 24 MONTHS
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up to $25,000; As Low As
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
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As Low As; Vacation; A Special Occasion; Debt Consolidation
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No Terms
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As Low As; FOR UP TO 24 MONTHS
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As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.
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As Low As; with Loyalty Discount
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As Low As; Competitive rates starting at 7.00% APR, and you can use the loan for any purpose: * Vehicle repairs or updates * Family vacations * Education expenses * Debt consolidation * Wedding planning * And more
No additional details available.
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As Low As; 12 Months
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As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
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up to $25,000; As Low As
Manchester, MI Personal Loan Rate Trends
Compare local Manchester, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.127 points over the past 7 days to 11.443% APR.
Michigan signature loan rates fell 0.036 points over the past 7 days to 11.108% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Manchester, Michigan?
What are the best personal loan rates in Manchester, Michigan?
- American 1 Credit Union: 10.00% (Personal Loan)
- Route 31 Federal Credit Union: 3.99% (Expressway Loans)
- Members First Credit Union Midland, MI: 4.00% (Share Pledge Loans)
- Frankenmuth Credit Union: 4.00% (Share Pledged Loan)
- Maui Teachers Federal Credit Union: 4.00% (Share/Signature)
Personal Loan Calculators
