Best Personal Loan Rates in Auburn Hills, Michigan - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Auburn Hills, Michigan include: Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947A+5.0 ★Texas Ratio: 4.68% offering Transfer Balances & Save Money Loan at 3.99% APR, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union3220 University Dr, Auburn Hills, MI, 48326A5.0 ★Texas Ratio: 8.72% offering Vacant Land Lot Loan at 6.97% APR, Michigan United Credit UnionMichigan United Credit Union3501 Hamlin Rd, Auburn Hills, MI, 48326A+5.0 ★Texas Ratio: 1.31% offering Unsecured - Closed End Loan at 9.49% APR, Cornerstone Community Financial Credit UnionCornerstone Community Financial Credit Union2955 University Dr, Auburn Hills, MI, 48326A+5.0 ★Texas Ratio: 5.53% offering Personal/Unsecured Loan at 9.49% APR, and Lake Trust Credit UnionLake Trust Credit Union2550 N Squirrel Rd, Auburn Hills, MI, 48326 2383A5.0 ★Texas Ratio: 6.85% offering Unsecured/Signature Loan at 10.50% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Auburn Hills has 5 local institutions in our database, with personal loan rates as low as 3.99% APR from Genisys Credit Union at 2100 Executive Hills Dr, Auburn Hills, MI, 48326 2947. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Auburn Hills, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Auburn Hills, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Auburn Hills Personal Loan Rates
As low as; APR is Annual Percentage Rate. Click for details.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
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As Low As; 7.000%
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Borrow up to $5,000; APR is Annual Percentage Rate. Click for details.
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
Borrow up to $5,000; APR is Annual Percentage Rate. Click for details.
Maximum Loan Balance: $27,000 Max
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $21.00 per $1,000 borrowed at 9.49% for 60 months or $18.52 per $1,000 borrowed at 9.99% for 72 months.
Rates as low as1
Maximum Loan Balance: $27,000 Max
Maximum Loan Balance: $27,000 Max
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $21.00 per $1,000 borrowed at 9.49% for 60 months or $18.52 per $1,000 borrowed at 9.99% for 72 months.
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $18.65 per $1,000 borrowed at 10.24% for 72 months. Maximum total unsecured credit allowed is $50,000.
As Low As; No collateral required; No application fee; No pre-payment penalty
As Low As; Maximum APR: 18.00%. Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
Rates as low as1
Actual rate and loan term is based on borrower's creditworthiness and amount borrowed. Allowable terms vary by loan amount. Loan subject to approval. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents.
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Fixed-rate terms available; No collateral required; First payment due up to 60 days after approval; Maximum loan amount: $4,000; Proof of hardship due to company layoff/furlough, government employee shutdown, natural disaster, etc. is required; Apply online, by phone at 888.267.7200 , or in person at any Lake Trust relationship center to see if you qualify; Must be a Lake Trust member for at least 6 months to apply; Interest begins to accrue on date of loan disbursement.
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As Low As; Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required. Approximate monthly payment would be $90.02 per $1,000 borrowed at 14.49% for 12 months.
Qualifications Required: Direct deposit of at least $1,500 per month for the three months prior to application; Member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application.; As Low As; Other rules and restrictions apply.
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As Low As; Rate subject to risk adjustment. Credit restrictions apply.
As low as; Members who set up an active checking account can qualify for a 0.50% discount off the posted rate tiers (for auto and recreational). Integra First defines an active checking account as one set up with direct deposit and auto pay on the loan.
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As Low As; Loan Amount: $1,000
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As Low As; Rates based on credit score.
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As Low As; Rate subject to risk adjustment. Credit restrictions apply.
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As Low As; Up to 60
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0.00% for first 90 days.
No additional details available.
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Must provide travel itinerary
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No additional details available.
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As Low As; Rates based on credit score.
Spring into Retirement
loan values over $40,000
No additional details available.
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Rates listed above are estimates, and may vary by term selected. For 2024 and newer vehicles.
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Amount: $20,000.00 and Over
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20% Down Payment
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As Low As; Rates based on credit score.
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No additional details available.
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Rates are determined by the repayment terms; Loan proceeds to be paid directly to contractor.
No additional details available.
All rates are based on 725 credit score.
5% Down Payment
No additional details available.
No additional details available.
As Low As; APR*
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As Low As; Rates based on credit score.
No additional details available.
No additional details available.
Credit Score: 700-800
No additional details available.
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Amount: $30,000.00 and Over
Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle-Wheeler & Side-by-sides
Secured Loan Pricing - Base Rates (as low as)
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
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Includes Lawn & Garden, ATV, Snowmobile, Off-Road Motorcycle, 4-Wheeler & Side-by-side72 - 84 Month available on purchases over $15,000.00.
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As Low As; Promotional rate from June 1st through August 31st, 2026.
No additional details available.
As Low As; Model 5 Years Old & Newer Qualify
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Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.
Credit Score: 700-800
No additional details available.
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Amount: $20,000 and Over
No additional details available.
5% Down Payment
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; 6.00%
No additional details available.
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Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
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As Low As; 6.250%
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As Low As; Rate is "as low as" and may change based on credit history, term and other determining factors. As low as rate includes discounts for Payment Protection coverage OR active checking with a minimum full payroll direct deposit of $2,000 per month. Payment example: A fully protected loan of $20,000 at 6.49% for 60 months would have a monthly payment of $427.17. Rate is subject to change at any time without notice. Equal Opportunity Lender.
As Low As; 6.00%
No additional details available.
No additional details available.
You must meet certain requirements. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Up to $9,999
75% of stock value
No additional details available.
loan values over $30,000
No additional details available.
Auburn Hills Personal Loan Rates
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $21.00 per $1,000 borrowed at 9.49% for 60 months or $18.52 per $1,000 borrowed at 9.99% for 72 months.
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $21.00 per $1,000 borrowed at 9.49% for 60 months or $18.52 per $1,000 borrowed at 9.99% for 72 months.
Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $18.65 per $1,000 borrowed at 10.24% for 72 months. Maximum total unsecured credit allowed is $50,000.
As Low As; Maximum APR: 18.00%. Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
As Low As; Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required. Approximate monthly payment would be $90.02 per $1,000 borrowed at 14.49% for 12 months.
No additional details available.
Auburn Hills Debt Consolidation Loan Rates
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On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
No additional details available.
No additional details available.
As Low As; Loans are based on credit approval. Rates are subject to change without notice. Call the credit union for current rate. Rates are based on the applicant's credit score. There are no transaction, membership, activity, or participation fees.
As Low As; Loyalty Discount**
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Auburn Hills Signature Loan Rates
As Low As; No collateral required; No application fee; No pre-payment penalty
Actual rate and loan term is based on borrower's creditworthiness and amount borrowed. Allowable terms vary by loan amount. Loan subject to approval. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents.
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No additional details available.
No additional details available.
Credit Score: 700-800
Secured Loan Pricing - Base Rates (as low as). Certain Restrictions Apply on Closed End Signature Loans
Credit Score: 700-800
Auburn Hills, MI Personal Loan Rate Trends
Compare local Auburn Hills, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan personal loan rates fell 0.366 points over the past 7 days to 11.550% APR.
Michigan signature loan rates fell 0.006 points over the past 7 days to 10.841% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Auburn Hills, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Auburn Hills, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Auburn Hills, Michigan. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Michigan?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Michigan?
Are credit unions or banks better for personal loans in Auburn Hills, Michigan?
What are the best personal loan rates in Auburn Hills, Michigan?
- Genisys Credit Union: 3.99% (Transfer Balances & Save Money Loan)
- Michigan State University Federal Credit Union: 6.97% (Vacant Land Lot Loan)
- Michigan United Credit Union: 9.49% (Unsecured - Closed End Loan)
- Cornerstone Community Financial Credit Union: 9.49% (Personal/Unsecured Loan)
- Lake Trust Credit Union: 10.50% (Unsecured/Signature Loan)
Auburn Hills, Michigan Rates & Resources
Personal Loan Calculators
