Brian McKay
Current personal loan options available to borrowers in Clinton Township, Michigan include: Christian Financial Credit UnionChristian Financial Credit Union37321 Garfield Rd, Clinton Township, MI, 48036A+5.0 ★Texas Ratio: 1.58% offering Debt Shed Loan at 9.49% APR, Cornerstone Community Financial Credit UnionCornerstone Community Financial Credit Union16673 15 Mile Rd, Clinton Township, MI, 48035 5523A5.0 ★Texas Ratio: 6.71% offering Personal/Unsecured Loan at 9.49% APR, FreeStar Financial Credit UnionFreeStar Financial Credit Union37570 S Gratiot Ave, Clinton Township, MI, 48036A+5.0 ★Texas Ratio: 5.02% offering Unsecured Loan at 9.74% APR, Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union40400 Garfield Rd, Clinton Township, MI, 48038 4004A+5.0 ★Texas Ratio: 2.53% offering Personal Signature Loan - Fixed at 9.99% APR, and Genisys Credit UnionGenisys Credit Union17498 Hall Rd, Clinton Township, MI, 48038 6922A+5.0 ★Texas Ratio: 4.22% offering Personal Loan at 10.90% APR. Personal loan rates as of September 16, 2026 according to verified data from MonitorBankRates.
Clinton Township has 7 local institutions in our database, with personal loan rates as low as 9.49% APR from Christian Financial Credit Union at 37321 Garfield Rd, Clinton Township, MI, 48036. Use the tabs below to compare all available personal loan types. Rates are continually updated, so we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Clinton Township, Michigan.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clinton Township, Michigan. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: September 16, 2026
Under $10,000; As Low As; Loan Amount: Up to $10,000
Rates as low as1
up to $15,000; As Low As; Rate is "as low as" 10.49% and may change based on credit history, term, and other determining factors. The "as low as" rate of 10.49% APR includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $2,000 or more per month. New money only.
up to $15,000; As Low As; Rate is "as low as" 10.49% and may change based on credit history, term, and other determining factors. The "as low as" rate of 10.49% APR includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $2,000 or more per month. New money only.
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
Seasonal Personal Loan**
$10,000; As Low As; Loan Amount: $10,001 - $15,000
As Low As; Personal Loan****
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
Maximum APR: 18.00%; Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
$15,001 - $25,000; As Low As; Rate is "as low as" 10.49% and may change based on credit history, term, and other determining factors. The "as low as" rate of 10.49% APR includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $2,000 or more per month. New money only.
$15,001 - $25,000; As Low As; Rate is "as low as" 10.49% and may change based on credit history, term, and other determining factors. The "as low as" rate of 10.49% APR includes discounts for Payment Protection coverage OR active checking with a full payroll direct deposit of $2,000 or more per month. New money only.
Rates as low as1
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
up to $25,000.00; Effective Date: March 31, 2025
up to $25,000.00; Effective Date: March 31, 2025
As low as; Minimum Amount: $1,000; Maximum Amount: $10,000
No additional details available.
MUST HAVE A 650 OR HIGHER CREDIT SCORE
No additional details available.
No additional details available.
As Low As
As low as; Life Happens Loan (Unsecured)
Credit Level: Gold; Credit Score: 730 and Up
No additional details available.
Secured Loan Pricing - Base Rates (as low as)
All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Share Secured loans are secured with a Primary Share account with ID 0001. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
Multi Purpose
up to $10,000; As low as; Rates are subject to change without notice. Please contact the credit union to get current rate information
No additional details available.
No additional details available.
No Terms
As Low As; Annual Percentage Rate. All loans are subject to approval; Rates and terms may vary based on credit worthiness of borrower.
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
Unsecured rates range from 8.00% to 18.00%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.
No additional details available.
As Low As
Credit Level: Gold; Credit Score: 730 and Up
Credit Score: 780+; Credit Grade: A+
No additional details available.
up to $25,000
No additional details available.
As low as
No additional details available.
Credit Level: Silver; Credit Score: 729 - 670
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As;*
As Low As; Max Loan Amount: $4,000.00
As Low As; Rate may vary based on individual creditworthiness. Additional restrictions may apply.
Multi Purpose
Borrow $5,000 - $10,000; Fixed Rate; Unsecured - No Collateral Required; Available for members in credit tiers: score must be 620 or above; Valid through April 30
No additional details available.
As Low As
As Low As
No additional details available.
Need a loan?
Up to $10,000.00
Up To 36 Months
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Rates as low as; APR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral.
Rates shown are meant to serve as examples, not as an offer. 24-month financing requires a minimum loan amount of $2,000. The Maximum Personal Loan amount is $50,000.
No additional details available.
Minimum loan amount: $10,000.00
Maximum Loan Balance: $27,000 Max
As Low As; Personal loan and debt consolidation
As Low As
Credit Level: Silver; Credit Score: 729 - 670
As Low As
Credit Score: 680-779; Credit Grade: A
No additional details available.
As Low As
As Low As
As Low As
Maximum Loan Balance: $27,000 Max
APR* as low as
No additional details available.
No additional details available.
No additional details available.
As Low As with Direct Deposit: 9.50%
Up to $10,000.00
As low as; 126 on $3,000 Loan*
As Low As
As Low As
Get rid of high interest rate credit cards. Apply today!
Unsecured up to $25,000.00. All Rates Effective April 1st, 2026
As Low As
Rate as low as; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
No additional details available.
Secured Loan Pricing - Base Rates (as low as)
No additional details available.
Rates starting at
Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
Maximum Loan Balance: $27,000 Max
Rates as low as
No additional details available.
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
Long-Term Flexibility; As Low As; Rate: 9.99%
Term: Flexible Terms Available; Rates as low as; *
As Low As
$5,000; As Low As
Rates as of 09/12/26 and subject to change.
Multi Purpose
Includes a discount for Auto-pay
No additional details available.
No additional details available.
Term: CALL FOR CURRENT RATES
No additional details available.
under $1,000
No additional details available.
All loans over $5000.00 or loans that will put the member's total debt with the Lake Superior Credit Union over $5000.00 will be required to have collateral.
As Low As; See any branch for details.
As Low As; Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Other rates and terms available. Call Financial Services at (616) 538-2810 for details.
No additional details available.
As Low As
Minimum loan amount: $15,000.00
Unsecured
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
As low as; Signature Loans
No additional details available.
No additional details available.
Rates as low as
No additional details available.
As Low As
As Low As
With VIP Perks Discount: 9.99%
With VIP Perks Discount: 9.99%
With VIP Perks Discount: 9.99%
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
As Low As; Rates may be higher than advertised. Final rate is determined by loan applicant's creditworthiness, qualifications and collateral conditions. All rates are subject to change.
As Low As;*
As Low As
As Low As; minimum loan amount $5,000
No additional details available.
Low Rate with the convience of getting cash when you need it
APR as low as 10.50%
As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
As low as
Term: Up to 48 Months (4 years); Credit Score: 800+
$1,001
Credit Score: 620-699
Fixed Rate
As Low As
As Low As; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
Up to $10,000.00
Up to $10,000.00
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
Seasonal Personal Loan**
As Low As; Personal Loan****
Maximum APR: 18.00%; Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.
up to $25,000.00; Effective Date: March 31, 2025
up to $25,000.00; Effective Date: March 31, 2025
As low as; Minimum Amount: $1,000; Maximum Amount: $10,000
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No Terms
Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.
No additional details available.
No additional details available.
No additional details available.
As Low As; Max Loan Amount: $4,000.00
No additional details available.
Rates shown are meant to serve as examples, not as an offer. 24-month financing requires a minimum loan amount of $2,000. The Maximum Personal Loan amount is $50,000.
Minimum loan amount: $10,000.00
As Low As
As Low As
As Low As with Direct Deposit: 9.50%
As Low As
Get rid of high interest rate credit cards. Apply today!
Rates starting at
Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.
Rates as low as
$5,000; As Low As
Rates as of 09/12/26 and subject to change.
No additional details available.
No additional details available.
As Low As; See any branch for details.
As Low As
Minimum loan amount: $15,000.00
Unsecured
No additional details available.
As Low As
With VIP Perks Discount: 9.99%
With VIP Perks Discount: 9.99%
With VIP Perks Discount: 9.99%
As Low As; Rates may be higher than advertised. Final rate is determined by loan applicant's creditworthiness, qualifications and collateral conditions. All rates are subject to change.
No additional details available.
APR as low as 10.50%
As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
Fixed Rate
Under $10,000; As Low As; Loan Amount: Up to $10,000
$10,000; As Low As; Loan Amount: $10,001 - $15,000
On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.
As Low As; Rate may vary based on individual creditworthiness. Additional restrictions may apply.
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
APR* as low as
No additional details available.
No additional details available.
Rates are based on the applicant's credit score.; Loans are based on credit approval.
APR* as low as; 9.74%
As Low As; Loyalty Discount
No additional details available.
As Low As;*
No additional details available.
As Low As
As Low As
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
As Low As; Maximum APR is 19.25%. Contact a Member Service Representative for more details.
Credit Level: Gold; Credit Score: 730 and Up
No additional details available.
Secured Loan Pricing - Base Rates (as low as)
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate. All loans are subject to approval; Rates and terms may vary based on credit worthiness of borrower.
No additional details available.
As Low As
Credit Level: Gold; Credit Score: 730 and Up
Credit Score: 780+; Credit Grade: A+
No additional details available.
up to $25,000
Credit Level: Silver; Credit Score: 729 - 670
No additional details available.
As Low As
As Low As
No additional details available.
Up to $10,000.00
Up To 36 Months
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000. The payment examples shown above do not include optional insurance premium amounts, which will increase your monthly payment obligation. Your payment may vary based on the term, credit score and amount financed.
Rates as low as; APR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral.
No additional details available.
As Low As; Personal loan and debt consolidation
Credit Level: Silver; Credit Score: 729 - 670
As Low As
Credit Score: 680-779; Credit Grade: A
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $10,000.00
As Low As
Unsecured up to $25,000.00. All Rates Effective April 1st, 2026
Rate as low as; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
Secured Loan Pricing - Base Rates (as low as)
No additional details available.
No additional details available.
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
Long-Term Flexibility; As Low As; Rate: 9.99%
Term: Flexible Terms Available; Rates as low as; *
As Low As
Includes a discount for Auto-pay
No additional details available.
No additional details available.
As Low As; Gold & Platinum members earn an interest rate discount up to 0.25% APR (as shown in the above "As Low as...). Overdraft Protection, Education and Real Estate loans are not included. Other rates and terms available. Call Financial Services at (616) 538-2810 for details.
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
As low as; Signature Loans
No additional details available.
No additional details available.
Rates as low as
As Low As
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
As Low As;*
As Low As
Low Rate with the convience of getting cash when you need it
As low as
Credit Score: 620-699
As Low As
As Low As; Minimum loan amount: $500; Predictable monthly payments over a fixed term; Good for a large single purchase or expense; No collateral required; No application fee; No pre-payment penalty; Up to 120 monthly payments or single payment terms
Up to $10,000.00
Up to $10,000.00
Annual Percentage Rate=APR. APR based on sample loan amount of 10,000 payable over the term listed above. Must meet SFCU normal underwriter and qualifications and is included in the APR calculation. Rates may change at any time. Contact us at SFCU for more details.
Compare local Clinton Township, MI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Michigan personal loan rates fell 0.042 points over the past 7 days to 11.514% APR.
Michigan signature loan rates rose 0.090 points over the past 7 days to 11.037% APR.
Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Michigan figures.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
Estimated monthly payments at the current MI average personal loan APR of 11.51%, across the terms lenders serving Clinton Township, Michigan most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.
| Loan Amount | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|
| $5,000 | $234.23/mo | $164.91/mo | $130.48/mo | $110.00/mo |
| $10,000 | $468.47/mo | $329.82/mo | $260.96/mo | $219.99/mo |
| $15,000 | $702.70/mo | $494.74/mo | $391.43/mo | $329.99/mo |
| $25,000 | $1,171.17/mo | $824.56/mo | $652.39/mo | $549.99/mo |
| $35,000 | $1,639.63/mo | $1,154.39/mo | $913.35/mo | $769.98/mo |
Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.
Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the MI personal loan average versus a range of typical credit card APRs.
| Repayment Option | APR | Monthly Payment | Total Interest | Interest Saved |
|---|---|---|---|---|
| Personal Loan (MI average) | 11.51% | $391.43 | $3,789 | — |
| Credit card at 18% APR | 18.00% | $440.62 | $6,150 | $2,361 |
| Credit card at 22% APR | 22.00% | $472.59 | $7,684 | $3,896 |
| Credit card at 26% APR | 26.00% | $505.76 | $9,276 | $5,488 |
The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.
Most lenders serving Clinton Township, Michigan will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.
Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.
Credit unions consistently publish the lowest personal loan APRs in our Michigan data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.
Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.
Local demographics and economic context for borrowers. Source: U.S. Census Bureau (state-level data shown; city data not available)
A $391 monthly loan payment is roughly 10.9% of the median individual income in Michigan. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.
A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Clinton Township, Michigan.
| Feature | Personal Loan | Credit Card | 0% Balance Transfer | Home Equity Loan / HELOC |
|---|---|---|---|---|
| Typical APR Level | ● Mid, fixed | ✗ Highest, variable | ✓ 0% for a promo window | ✓ Usually lowest |
| Collateral Required | ✓ None | ✓ None | ✓ None | ✗ Your home is at risk |
| Payment Predictability | ✓ Fixed payment and payoff date | ✗ Revolving, can last indefinitely | ● Rate jumps when promo ends | ● Fixed for loans, variable for HELOCs |
| Speed to Funding | ✓ Often 1–3 business days | ✓ Immediate if you hold the card | ● Card approval plus transfer time | ✗ Weeks (appraisal and closing) |
| Upfront Costs | ● Origination fee up to ~10% | ✓ None | ● Transfer fee, typically 3–5% | ● Closing costs possible |
| Best For | Consolidation and one-off costs, no collateral | Small balances paid in full monthly | Debt you can clear inside the promo window | Large projects when you have equity and time |
General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.
Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current MI average, or click any rate on the right to apply it instantly.
Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Clinton Township, Michigan personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Clinton Township, Michigan directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Clinton Township, Michigan. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.