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Mortgage Lenders and Brokers in Needham, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Needham, Massachusetts mortgage lenders include M&T BankM&T Bank827 Highland Ave, Needham, MA 02494A+5.0 ★Texas Ratio: 4.11%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, Bank of America NABank of America NA1455 Highland Ave, Needham, MA 02492A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA133 Chapel St, Needham, MA 02492A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA173 Chestnut St, Needham, MA 02492A+5.0 ★Texas Ratio: 3.68%, Needham BankNeedham Bank1063 Great Plain Ave, Needham, MA 02492A+5.0 ★Texas Ratio: 3.41%, Rockland Trust BankRockland Trust Bank1450 Highland Ave, Needham, MA 02492A+5.0 ★Texas Ratio: 2.64%, Middlesex Savings BankMiddlesex Savings Bank50 Chestnut St, Needham, MA 02492A+5.0 ★Texas Ratio: 1.23%, Eastern BankEastern Bank865 Central Ave, Needham, MA 02492A+5.0 ★Texas Ratio: 2.61%, and Salem Five Cents Savings BankSalem Five Cents Savings Bank355 Chestnut St, Needham, MA 02492A+5.0 ★Texas Ratio: 3.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Needham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Needham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Needham, Massachusetts

Market share is the lender's share of all home loans closed in Needham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
M&T Bank 1 office in Needham 827 Highland Ave, Needham, MA 02494 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	22 +3 HELOCs	5.5%	100%	$1,126,363	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional, Jumbo	20	5%	76.9%	$285,500
Bank of America NA 1 office in Needham 1455 Highland Ave, Needham, MA 02492 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +26 HELOCs	3%	92.3%	$1,255,000	View
Citizens Bank, NA 1 office in Needham 133 Chapel St, Needham, MA 02492 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	11 +101 HELOCs	2.7%	78.6%	$1,317,727	View
JPMorgan Chase Bank, NA 1 office in Needham 173 Chestnut St, Needham, MA 02492 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	9	2.2%	75%	$1,895,000	View
Needham Bank 1063 Great Plain Ave, Needham, MA 02492 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	7 +60 HELOCs	1.7%	87.5%	$1,210,714	View
Rockland Trust Bank 1 office in Needham 1450 Highland Ave, Needham, MA 02492 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	6 +6 HELOCs	1.5%	85.7%	$733,333	View
Middlesex Savings Bank 1 office in Needham 50 Chestnut St, Needham, MA 02492 A+5.0 ★Texas Ratio: 1.23%	Conventional, Jumbo, HELOC	4 +7 HELOCs	1%	100%	$1,415,000	View
Eastern Bank 2 offices in Needham 865 Central Ave, Needham, MA 02492 A+5.0 ★Texas Ratio: 2.61%	Conventional, Jumbo, HELOC	2 +15 HELOCs	0.5%	100%	$1,615,000	View
Salem Five Cents Savings Bank 1 office in Needham 355 Chestnut St, Needham, MA 02492 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +4 HELOCs	0%	n/a		View
Fidelity Co-Operative Bank 1 office in Needham 129 Chestnut St, Needham, MA 02492 C+4.0 ★Texas Ratio: 26.47%	HELOC	0 +3 HELOCs	0%	n/a		View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo, HELOC	24 +6 HELOCs	6%	96.2%	$986,250	View
The Village Bank 120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24%	Conventional, Jumbo	17	4.2%	100%	$1,933,235	View
TD Bank 95 Highland Avenue, Needham, MA 02494 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	10 +5 HELOCs	2.5%	100%	$1,209,000	View
OneLocal Bank 1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	6	1.5%	100%	$1,863,333	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	5	1.2%	83.3%	$1,407,000	View
Dedham Institution For Savings 695 Highland Ave, Needham, MA 02494 A5.0 ★Texas Ratio: 10.91%	Conventional, Jumbo	5	1.2%	83.3%	$681,000	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, Jumbo, HELOC	4 +3 HELOCs	1%	100%	$1,157,500
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.7%	100%	$1,041,666	View
East West Bank 68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84%	Conventional	3	0.7%	100%	$518,333	View
Brightbridge Credit Union 100 Macy St, Amesbury, MA 01913 4315	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.5%	100%	$1,480,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +1 HELOCs	0.5%	100%	$605,000	View
Beacon Bank & Trust 902 Highland Ave, Needham, MA 02494 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.2%	100%	$2,245,000	View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	Conventional, HELOC	1 +4 HELOCs	0.2%	100%	$585,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$425,000	View
MutualOne Bank 1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48%	Conventional, Jumbo	1	0.2%	100%	$2,285,000	View
Bank of Canton 850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22%	Conventional, Jumbo	1	0.2%	100%	$1,425,000	View
Westfield Bank 655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0.2%	100%	$565,000	View
Goldman Sachs Bank USA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.2%	100%	$2,715,000	View
Bluestone Bank 5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41%	Conventional, Jumbo	1	0.2%	100%	$1,435,000	View
Cape Ann Savings Bank Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00%	Conventional, Jumbo	1	0.2%	100%	$1,025,000	View
BankGloucester 15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61%	Conventional	1	0.2%	100%	$865,000	View
Bristol County Savings Bank 1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.2%	100%	$495,000	View
Coastal Heritage Bank 744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65%	Conventional, Jumbo	1	0.2%	100%	$1,835,000	View
Quincy Credit Union 751 Plain St, Marshfield, MA 02050 A+5.0 ★Texas Ratio: 3.24%	Conventional	1	0.2%	100%	$45,000	View
East Cambridge Savings Bank 105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72%	Conventional, Jumbo	1	0.2%	100%	$1,495,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.2%	50%	$505,000	View
Homefield Credit Union 138 S Main St, Milford, MA 01757 3272 A+5.0 ★Texas Ratio: 5.10%	Conventional, Jumbo	1	0.2%	100%	$985,000	View
Millbury National Bank 18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69%	Conventional, Jumbo	1	0.2%	100%	$1,915,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional	1	0.2%	100%	$815,000	View
The Savings Bank 84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38%	Conventional	1	0.2%	100%	$45,000	View
UMassFive College Federal Credit Union 1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0.2%	100%	$255,000	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.2%	100%	$155,000	View
Wrentham Cooperative Bank 144 Main Street, Norfolk, MA 02056 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.2%	100%	$945,000	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	HELOC	0 +1 HELOCs	0%	n/a		View
Metro Credit Union 1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39%	HELOC	0 +1 HELOCs	0%	n/a		View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	HELOC	0 +1 HELOCs	0%	n/a
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Salem Five Mortgage Company LLC	Conventional, Jumbo	7	1.7%	87.5%	$987,857
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	3	0.7%	100%	$928,333	View
Mortgage Equity Partners LLC	Conventional, Jumbo	2	0.5%	100%	$1,230,000
Radius Financial Group Inc	Conventional	2	0.5%	100%	$705,000
New Fed Mortgage Corp.	Conventional	1	0.2%	100%	$705,000
Mit Federal Credit Union	Conventional	1	0.2%	100%	$705,000
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	34	8.5%	97.1%	$1,097,352
Rocket Mortgage	Conventional, FHA, Jumbo	15	3.7%	88.9%	$739,000
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	13	3.2%	86.7%	$1,228,846
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	11 +1 HELOCs	2.7%	100%	$1,143,181	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	10 +1 HELOCs	2.5%	100%	$1,194,000	View
Movement Mortgage, LLC	Conventional, Jumbo	8	2%	100%	$1,132,500
Webster Bank, N.A.	Conventional, Jumbo	8	2%	100%	$1,565,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	7	1.7%	100%	$870,714
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, Jumbo, HELOC	6 +4 HELOCs	1.5%	100%	$1,460,000	View
Fairway Independent Mort Corp	Conventional, Jumbo	6	1.5%	100%	$850,000
Nations Direct Mortgage, LLC	Conventional	5	1.2%	100%	$557,000
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional, Jumbo	5	1.2%	100%	$1,625,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	5	1.2%	100%	$1,853,000	View
United Wholesale Mortgage	Conventional, FHA	3	0.7%	100%	$758,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.7%	100%	$1,348,333	View
Guild Mortgage Company	Conventional	3	0.7%	100%	$788,333
Prosperity Home Mortgage, LLC	Conventional, Jumbo	3	0.7%	100%	$1,025,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, HELOC	2 +1 HELOCs	0.5%	100%	$565,000	View
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	Conventional, HELOC	2 +1 HELOCs	0.5%	100%	$175,000	View
Passumpsic Bank	Conventional	2	0.5%	100%	$635,000
Liberty Bank A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.5%	100%	$1,100,000	View
Pennymac Loan Services LLC	Conventional, Jumbo	2	0.5%	100%	$625,000
loanDepot.com LLC	Conventional	2	0.5%	40%	$495,000
General Mortgage Capital Corporation	Conventional	2	0.5%	100%	$445,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	2	0.5%	100%	$1,725,000	View
Embrace Home Loans, Inc.	Conventional, VA, Jumbo	2	0.5%	100%	$1,495,000
Nationstar Mortgage	Conventional	2	0.5%	100%	$410,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	2	0.5%	100%	$970,000	View
Centreville Bank A5.0 ★Texas Ratio: 10.15%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.2%	100%	$2,005,000	View
EMM Loans LLC	Conventional	1	0.2%	100%	$625,000
Originpoint, LLC	Conventional, Jumbo	1	0.2%	100%	$1,205,000
Newrez LLC	Conventional	1	0.2%	100%	$615,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$755,000
Dart Bank	Conventional	1	0.2%	100%	$625,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.2%	100%	$1,105,000
Credit Union Mortgage Associat	Conventional	1	0.2%	100%	$915,000
Nfm, Inc	Conventional, Jumbo	1	0.2%	100%	$1,245,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.2%	100%	$3,645,000	View
T2 Financial LLC	Conventional	1	0.2%	100%	$565,000
Sierra Pacific Mortgage Co. Inc	Conventional, Jumbo	1	0.2%	100%	$2,485,000
Keystone Funding, Inc	Conventional	1	0.2%	100%	$765,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo	1	0.2%	100%	$1,255,000	View
New American Funding, LLC.	Conventional	1	0.2%	50%	$825,000
Lower, LLC	Conventional	1	0.2%	100%	$805,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.2%	100%	$945,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.2%	100%	$2,285,000
Paramount Residential Mortgage	Conventional, Jumbo	1	0.2%	100%	$1,065,000
Spring Eq, LLC	Conventional	1	0.2%	66.7%	$75,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.2%	100%	$385,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.2%	100%	$815,000
Top Flite Financial, Inc.	FHA	1	0.2%	100%	$865,000
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +2 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Needham Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Needham, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Needham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Needham in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Needham, MA

Use these to narrow the list above. Each category shows how many Needham, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 38 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 4 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 2 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 62 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 44 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Needham, MA

Independent mortgage companies closed 32.8 percent of home loans in Needham, Massachusetts in 2025, banks 59.7 percent and credit unions 7.5 percent. Northpoint Mortgage, Inc. was the largest mortgage company, M&T Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Direct Federal Credit Union led with 20 loans.

32.8%

Mortgage companies

59.7%

Banks

7.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Haverhill 157 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders

Frequently Asked Questions About Mortgage Lenders in Needham, MA

Who is the largest mortgage lender in Needham, MA?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Needham, Massachusetts with 22 loans, about 5.5 percent of the market. The largest lender headquartered in Massachusetts was Direct Federal Credit Union with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Needham, MA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Needham, Massachusetts in 2025, led by Rocket Mortgage with 1. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Needham, MA lender list?

Yes. 58 banks and 16 credit unions closed home loans in Needham, Massachusetts in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Needham, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Needham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Needham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Needham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.