Compare the Best High-Yield Savings Account Rates Today

Minimum Balance to Open Account: $5.00

Exclusively for ages 17 & under | No Monthly Fee | Maximum Balance of $1,000

The APY is accurate as of 10/09/2025. The Interest Rate and APY are subject to change at any time. Interest will be compounded daily and credited to your account monthly. This account is for Ohio residents only and proceeds must be used for down payment or closing costs of a home purchase in Ohio. Accounts must be used within five years and cannot exceed a maximum balance of $100,000.

Promotional rate paid on the first $10,000.00. Balances in excess of $10,000.00 will earn dividends at the Credit Union's regular Money Market rate. Rates shown are current as of May 1, 2026, and are subject to change at any time. Please call the Credit Union at 716-833-9670 for current rates.

Qualifying balance up to $1,000.00

On balances up to $5,000.00

ENDS August 29, 2026

Qualifying balance up to $2,000.00

Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below.

Promoted interest rate paid on entire balance when maintained at $5.01 and above. No interest paid on balances $5.00 and below. Annual Percentage Yield (APY) as of 11/01/2025 if balance is above $5; subject to change.

Qualifications Required: Direct deposit or payroll deduction; Dividends paid quarterly and at account maturity on June 15, 2027. Monthly deposit of $50 - $2,000 required. One-time additional deposit of up to $2,000 allowed. Account closed after 60 days of no deposits. Account will not be closed for summer months but will be closed if deposits do not start by October 1, 2026. Limit 1 account per Member.

Additional deposits can be made up to $8,000. The minimum additional deposit is $100. The Teen Savings matures on the teen's 18th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

APY on balances up to $500. APY effective 04/16/2026 and subject to change. Fees could reduce earnings.

Qualifying balance up to $1,000.00

Interest earned on the first $500 deposited.

Ages 0-17 or older with current Student ID

Qualifying balance up to $1,000.00

Rates effective as of 3/1/2026 and are subject to credit criteria, collateral, and term. Certain restrictions apply. Membership eligibility required.

1APY = Annual Percentage Yield. Rate is for kids 5-17.

Built On Respect For Those Who Carry Our Community Forward

Helping Children And Teens Learn How To Manage Money With Confidence

Balances above $500.00 are paid the standard share savings rate.

Paid Quarterly

Qualifying balance up to $5,000.00

on the first $1,000 on deposit

Must have a Planters Round Up Checking Account

Learn more

Learn more

Qualifications Required: 10 debit card purchases (excluding ATM transactions); 1 automatic payment or direct deposit post and settle; electronic statement; Balances above $10,000 earn 0.05% APY*. Base interest rate of 0.05% APY* if qualifications are not met.

Qualifying balance up to $1,000.00

Qualifying balance up to $499.99

Balances $0.00 - $1,000.00

Qualifying balance up to $1,000.00. APY is accurate as of 7/7/2026 and subject to change, including after account opening, without notice. The dividend rate is paid on the portion of the daily balance within each balance tier. Fees may reduce earnings.

Qualifying balance up to $1,000.00; Great Start Savings - Based on Daily Balance

Earn 5% APY on the first $5,000. Qualifying balance up to $5,000.00

Qualifying balance up to $2,000.00

Qualifications Required: If Qualifying Criteria Met; Qualifying balance up to $10,000.00

Qualifications Required: If Qualifying Criteria Met; Qualifying balance up to $10,000.00

Tiered rates. Earn over 8x above the national savings average.

Qualifying balance up to $499.99

Qualifying balance up to $9,999.99

Qualifying balance up to $5,000.00

Balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. No minimum to open. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an Optimum Savings or Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000.

Qualifying balance up to $19999.00

Variable Rate Information. The interest rate of the tier will be paid only for that portion of your daily balance that falls within the tier minimum and maximum. The annual percentage yield for each tier will vary, depending on the balance in the account. For example, an Optimum Savings or Optimum Student Savings account with a daily balance of $50,000 would earn an interest rate of 4.89% on the first $5,000. The account would earn an interest rate of 0.25% on the remaining $45,000. Must be opened at a branch

Qualifying balance up to $500.00

5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal

Qualifying balance up to $1,000.00

For ages 12 & under; Includes a superhero cape and mask

Automatically round up your debit card purchases and transfer the difference into an interest-bearing account-earn up to 5% APY* on the first $1,000.

Your first $500 grows at 5% APY. Your next $500 earns 3% APY. Additional savings grows according to the Rate & Fee Schedule.

Make your money work harder with a 5.00% APY* checking or savings account - for both personal and business!

Qualifying balance up to $10,000.00

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; APY: 5.00% to 0.76%

Qualifying balance up to $1,000.00

For ages up to 25. On balances up to $10,000.

Qualifying balance up to $500.00

Balances exceeding $5,000 will earn 0.100% APY. Rates quoted are subject to change without notice.

on balances up to $500 for our savers age 17 or younger.

Qualifying balance up to $1,000.00

Qualifying balance up to $1,000.00

APY AS HIGH AS

Qualifying balance up to $1,000.00

Cash back checking for what you spend today, and a high yield 4.75% APY* savings rate designed for tomorrow.

Qualifying balances of $250,000 or less only

APY Range: 0.00% - 4.60%

Qualifying balance up to $1000.00

Additional deposits can be made up to $5,000. The minimum additional deposit is $100. The Youth Savings matures on the child's 13th birthday. Any withdrawal prior to maturity will result in a penalty of all dividends earned.

4.50% APY† on $0-500 balance. No monthly fees. High yield checking required.

APY1

Interest Paid Daily; Interest is paid on balances up to $500,000; Rate is variable & subject to change at any time; Daily deposit limit is $2500; Interest is calculated as Prime minus 2.50%

Interest Paid Daily; Interest is paid on balances up to $500,000; Rate is variable & subject to change at any time; Daily deposit limit is $2500; Interest is calculated as Prime minus 2.50%

Due to overwhelming demand, we have paused new applications for our Personal High Yield Savings accounts. Please leave your information below, and we will contact you as soon as this product is available again.

Compounded/Credited: Qrtly/Qrtly

Save for a rewarding retirement. Accounts are FDIC-insured with no hidden fees.

Tier 1 - If your daily balance is $250,000.00 or less, the interest rate paid on the entire balance in your account will be 4.02% with an annual percentage equal to 4.10%. Balances over $250,000 may not be FDIC insured. Not available in Delaware.

Limited-time rate to celebrate 70 years.

Qualifying balance up to $35,000.00

Qualifying balance up to $5,000.00

Wise Checking required to open a Wise Savings account.

Qualifying balance up to $3,000.00

Minimum Balance

The combination of both accounts (Fitness Elite Checking + Fitness Savings) earns the highest rate on your savings account. Meet Elite qualifications.

Exclusively for customers age 62 and older. Rates effective as of May 1, 2026. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of the date shown. Deposit accounts are insured up to the maximum amount allowed by law by the Federal Deposit Insurance Corporation (FDIC).

Up to 4.01% APY*

Qualifying balance up to $500.00

Boosted Rate; Base Rate: 3.50% ($0+)

Rates are accurate as of 7/1/2025 and may change after the account is opened. This account is only available online.

Qualifying balance up to $25,000.00; Qualifications Required; On balances $0.01 up to $25,000 If qualifications are met

On balances up to $5,000, 0.50% on balances above.

Qualifying balance up to $10,000.00

On up to $50k. No fees. No minimums.

Compounding: Monthly. Balances of $25,000 or more will earn an annual percentage yield of at least 4.00%

Tiered balance rates

Qualifications Required: Direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month; Qualifying balance up to $25,000.00; One Freedom Direct Savings per Justice Federal membership.

When you add Direct Deposit to a new or existing Justice Federal Checking Account.

Earn up to 4.00% APY*

Promotional rate for the first 6 months from the date of the account opening. Applies to New Money only. After the promotion period ends, you will earn interest at the standard product rates. Standard rates: Balances up to $20,000 will earn a rate of 3.11% APY; balances greater than $20,000 up to $50,000 will earn a rate of 3.25% APY; balances greater than $50,000 up to $100,000 will earn a rate of 3.37% APY; balances greater than $100,000 up to $250,000 will earn a rate of 3.49% APY; balances greater than $250,000 will earn a rate of 3.75% APY. A $10.00 Service Fee will be imposed if your average daily balance falls below $1,000 for the statement cycle period.

Promotional rate for 6 months. Applies to New Money only.

AVG DAILY STEPS: 10,000+

Qualifications Required: At least $250 in deposits during the Evaluation Period; Qualifying balance up to $250.00; Standard Rate of 3.00% APY; Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period. An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle. Fees may reduce earnings. $0 minimum opening deposit.

Balances up to $14,999.99. Limit of one Preferred Savings account per member.

Qualifying balance up to $2,000.00

Earn 0.500% APY* on balances over $25,000