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First FSB of Twin Falls Rates & Review May 2026

First FSB of Twin Falls's Certificates of Deposit (CDs) 3-Month rates are at 3.51%, Jumbo Certificates of Deposit 5 Years rates are at 3.51%, Jumbo Certificates of Deposit 4 Years rates are at 3.45%, Certificates of Deposit (CDs) 5 Years rates are at 3.40%, Certificates of Deposit (CDs) 4 Years rates are at 3.35%. First FSB of Twin Falls's savings rates are at 10.47%. First FSB of Twin Falls's money market rates are at 0.05%. First FSB of Twin Falls's Personal Loan Rates are at 5.86%. MonitorBankRates evaluates the financial stability of First FSB of Twin Falls with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.24%. Rates were last updated on 05/04/2026.

First FSB of Twin Falls money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Twin Falls? Share your experience about First FSB of Twin Falls by leaving a review below, or read customer reviews before you decide to use First FSB of Twin Falls.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.24%
Excellent Lower than avg
First FSB of Twin Falls
383 Shoshone St N
Twin Falls, ID 83301
https://www.BankFirstFed.com
Member FDIC

First FSB of Twin Falls CD Rates

Product Rate APY Term View More
Certificates of Deposit (CDs) 3 month 3.45% 3.51% 3
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Jumbo Certificates of Deposit 5 Years 3.45% 3.51% 5
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Jumbo Certificates of Deposit 4 Years 3.40% 3.45% 4
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 5 Years 3.35% 3.40% 5
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 4 Years 3.30% 3.35% 4
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 6 month 3.30% 3.35% 6
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 12 month 3.25% 3.30% 12
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 30 month 3.20% 3.25% 30
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Certificates of Deposit (CDs) 18 month 3.15% 3.20% 18
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

First FSB of Twin Falls Savings Rates

Product Rate APY View More
SuperSaver Savings 10.00% 10.47%
Min Balance $0
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

First FSB of Twin Falls Money Market Rates

Product Rate APY View More
Business Money Market 3.00% 3.04%
Min Balance $2,500,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 3.00% 3.04%
Min Balance $2,500,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 2.60% 2.63%
Min Balance $1,000,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 2.60% 2.63%
Min Balance $1,000,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 2.10% 2.12%
Min Balance $500,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 2.10% 2.12%
Min Balance $500,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 1.60% 1.61%
Min Balance $250,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 1.60% 1.61%
Min Balance $250,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 1.10% 1.11%
Min Balance $100,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 1.10% 1.11%
Min Balance $100,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 0.85% 0.85%
Min Balance $50,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 0.85% 0.85%
Min Balance $50,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 0.65% 0.65%
Min Balance $25,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 0.65% 0.65%
Min Balance $25,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 0.40% 0.40%
Min Balance $10,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 0.40% 0.40%
Min Balance $10,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 0.20% 0.20%
Min Balance $1,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 0.20% 0.20%
Min Balance $1,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Business Money Market 0.05% 0.05%
Min Balance $1,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Money Market 0.05% 0.05%
Min Balance $1,000
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

First FSB of Twin Falls Checking Rates

Product Rate APY View More
5-Month Rate w/ Checking 3.50% 3.56%
Details 1
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
5-Month Rate w/o Checking 2.91% 2.95%
Details 1
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

First FSB of Twin Falls Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 6.00% - 6.03%
Details 2
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Home Equity Line of Credit (HELOC) 6.50% - 6.52%
Details 1
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

First FSB of Twin Falls Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 5.63% - 5.86% 60
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Auto Loan 5.58% - 5.86% 48
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%
Auto Loan 5.93% - 6.12% 72
No additional details.
Last Updated 05/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.24%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First FSB of Twin Falls is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First FSB of Twin Falls rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First FSB of Twin Falls's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First FSB of Twin Falls
FDIC Certificate # 28845
Address 383 Shoshone St N, Twin Falls, ID 83301  ·  Twin Falls
Established 01/01/1916
FDIC Insurance Date 08/09/1989
Domestic Offices 14
Total Branches 14
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.24%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4198%
Return on Equity (ROE) 5.9400%
Non-Performing Loans (NPL) 0.02%
Total Assets $1,437,160,000
Total Deposits $1,233,232,000
Equity Capital $129,732,000
Net Income $12,018,000
Headquarters Twin Falls
Total Offices 14
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First FSB of Twin Falls

Is First FSB of Twin Falls a safe place to deposit money?

Yes, First FSB of Twin Falls is considered a safe financial institution. With a Texas Ratio of 0.23988308219523%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First FSB of Twin Falls operate?

First FSB of Twin Falls currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First FSB of Twin Falls does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First FSB of Twin Falls provides members with tools to manage their accounts and build a solid financial history.

Does First FSB of Twin Falls offer online and mobile banking?

Most modern institutions like First FSB of Twin Falls provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.BankFirstFed.com.

Current First FSB of Twin Falls Rates

  • 12-Month CD3.30%
  • 18-Month CD3.20%
  • 48-Month CD3.35%
  • 60-Month CD3.40%
  • Savings10.47%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.