Mortgage Lenders and Brokers in Charleston, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Charleston, South Carolina mortgage lenders include Ameris BankAmeris Bank108 Magnolia Rd, Charleston, SC 29407A+5.0 ★Texas Ratio: 1.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1301 Folly Road, Charleston, SC 29412A+5.0 ★Texas Ratio: 3.22%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust462 Folly Rd, Charleston, SC 29412A5.0 ★Texas Ratio: 7.72%, Southstate Bank, National AssociationSouthstate Bank, National Association46 Broad St, Charleston, SC 29401A+5.0 ★Texas Ratio: 2.27%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA896 Folly Rd, Charleston, SC 29412A+5.0 ★Texas Ratio: 3.68%, Pinnacle BankPinnacle Bank8420 Dorchester Rd, Charleston, SC 29420A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA16 Broad St, Charleston, SC 29401A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA200 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 4.14%, and TD BankTD Bank504 Folly Rd, Charleston, SC 29412A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Charleston, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Charleston are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Charleston, South Carolina
Market share is the lender's share of all home loans closed in Charleston, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 2 offices in Charleston 108 Magnolia Rd, Charleston, SC 29407 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, Jumbo, HELOC | 129 +9 HELOCs |
3% | 96.3% | $398,643 | View |
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2 offices in Charleston 1301 Folly Road, Charleston, SC 29412 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, Jumbo, HELOC | 108 +30 HELOCs |
2.5% | 94% | $662,314 | View |
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5 offices in Charleston 462 Folly Rd, Charleston, SC 29412 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, Jumbo, HELOC | 106 +140 HELOCs |
2.4% | 85.6% | $721,792 | View |
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★ 5 stars, 1 review 6 offices in Charleston 46 Broad St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo, HELOC | 79 +121 HELOCs |
1.8% | 87% | $752,341 | View |
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2 offices in Charleston 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 60 +13 HELOCs |
1.4% | 95.2% | $683,500 | View |
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4 offices in Charleston 896 Folly Rd, Charleston, SC 29412 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 50 +6 HELOCs |
1.1% | 92.6% | $885,600 | View |
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8 offices in Charleston 8420 Dorchester Rd, Charleston, SC 29420 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, Jumbo, HELOC | 48 +22 HELOCs |
1.1% | 94.1% | $523,333 | View |
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6 offices in Charleston 16 Broad St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA, Jumbo | 42 | 1% | 77.8% | $748,095 | View |
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2 offices in Charleston 200 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 39 +83 HELOCs |
0.9% | 86.7% | $954,743 | View |
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4 offices in Charleston 504 Folly Rd, Charleston, SC 29412 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 39 +34 HELOCs |
0.9% | 90.7% | $809,102 | View |
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★ 1 stars, 1 review 4 offices in Charleston 174 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 38 +64 HELOCs |
0.9% | 88.9% | $596,842 | View |
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2 offices in Charleston 1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79% |
Conventional, FHA, VA, Jumbo | 38 | 0.9% | 100% | $521,052 | View |
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1 office in Charleston 80 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 3.08% |
Conventional, FHA, VA, Jumbo, HELOC | 27 +26 HELOCs |
0.6% | 96.4% | $599,074 | View |
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1 office in Charleston 285 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, Jumbo, HELOC | 26 +5 HELOCs |
0.6% | 84.8% | $553,076 | View |
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2 offices in Charleston 997 Morrison Dr, Charleston, SC 29403 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, VA, Jumbo, HELOC | 20 +15 HELOCs |
0.5% | 90.9% | $706,000 | View |
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304 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.91% |
Conventional, Jumbo | 16 | 0.4% | 94.1% | $724,375 | View |
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1 office in Charleston 1923 Sam Rittenberg Blvd, Charleston, SC 29407 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 15 | 0.3% | 100% | $544,333 | View |
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1 office in Charleston 701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75% |
Conventional, VA, Jumbo, HELOC | 14 +9 HELOCs |
0.3% | 87.5% | $549,285 | View |
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★ 1.7 stars, 3 reviews 1 office in Charleston 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 13 +42 HELOCs |
0.3% | 76.5% | $936,538 | View |
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1 office in Charleston 40 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.08% |
Conventional, Jumbo | 9 | 0.2% | 100% | $710,555 | View |
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1 office in Charleston 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
0.2% | 100% | $656,250 | View |
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3 offices in Charleston 288 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 6 +9 HELOCs |
0.1% | 85.7% | $566,666 | View |
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1 office in Charleston 865 Island Park Dr, Daniel Island, SC 29492 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0% | 50% | $855,000 | View |
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1 office in Charleston 1063 Morrison Dr, Charleston, SC 29403 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 50% | $355,000 | View |
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578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20% |
Conventional, Jumbo | 75 | 1.7% | 92.7% | $842,733 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, Jumbo | 59 | 1.4% | 98.6% | $635,677 | |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional, Jumbo | 53 | 1.2% | 91.4% | $327,452 | |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA, VA, Jumbo | 43 | 1% | 97.7% | $676,395 | View |
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2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96% |
Conventional, Jumbo | 5 | 0.1% | 100% | $1,363,000 | View |
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★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.1% | 80% | $652,500 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA | 4 | 0.1% | 100% | $487,500 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 4 | 0.1% | 100% | $540,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 3 +1 HELOCs |
0.1% | 100% | $451,666 | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 3 | 0.1% | 100% | $221,666 | View |
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243 E Main St, Bennettsville, SC 29512 A+5.0 ★Texas Ratio: 2.26% |
Conventional, Jumbo | 3 | 0.1% | 100% | $508,333 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 100% | $610,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 0% | 100% | $595,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0% | 100% | $510,000 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional, Jumbo | 2 | 0% | 100% | $670,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 0% | 66.7% | $610,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +17 HELOCs |
0% | 100% | $275,000 | |
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Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0% | 100% | $405,000 | View |
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357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 0% | 100% | $425,000 | View |
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12181 Old Number Six Hwy, Eutawville, SC 29048 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 1 | 0% | 100% | $415,000 | View |
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1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0% | 100% | $425,000 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional, Jumbo | 1 | 0% | 100% | $1,305,000 | View |
South Carolina Federal Credit
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Conventional, Jumbo, HELOC | 129 +37 HELOCs |
3% | 94.9% | $418,488 | |
Barley Mortgage, LLC
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Conventional, VA, Jumbo | 21 | 0.5% | 100% | $565,952 | |
Sage Home Loans Corporation
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Conventional, FHA | 8 | 0.2% | 76.9% | $492,500 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA | 3 | 0.1% | 100% | $535,000 | View |
HQ Mortgage LLC
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Conventional | 2 | 0% | 100% | $440,000 | |
Palmetto Citizens Federal Cred
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Conventional | 2 | 0% | 100% | $340,000 | |
Agfirst Farm Credit Bank
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Conventional | 2 | 0% | 100% | $370,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 367 +1 HELOCs |
8.4% | 83.9% | $335,544 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 198 +20 HELOCs |
4.5% | 87.9% | $581,666 | |
Pulte Mortgage LLC
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Conventional, FHA, VA, Jumbo | 164 | 3.8% | 93.2% | $525,975 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 120 +12 HELOCs |
2.8% | 98.5% | $461,500 | |
Carolina One Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 97 | 2.2% | 100% | $396,855 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo, HELOC | 92 +2 HELOCs |
2.1% | 98.9% | $596,521 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 80 | 1.8% | 94.4% | $409,375 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 77 +65 HELOCs |
1.8% | 82.3% | $359,025 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 69 +7 HELOCs |
1.6% | 100% | $445,579 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 60 | 1.4% | 75.3% | $383,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 51 | 1.2% | 75.7% | $234,215 | |
Nationstar Mortgage
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Conventional, FHA, VA | 49 | 1.1% | 91.1% | $207,448 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 44 | 1% | 97.9% | $454,772 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 42 | 1% | 97.7% | $630,952 | |
Lower, LLC
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Conventional, FHA, VA, Jumbo | 41 | 0.9% | 95.3% | $446,707 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 40 | 0.9% | 82.3% | $505,250 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 39 | 0.9% | 95.7% | $446,282 | |
Toll Brothers Mortgage Company
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Conventional, FHA, VA, Jumbo | 36 | 0.8% | 96.2% | $468,888 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 36 | 0.8% | 92.3% | $458,333 | |
Sente Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 36 | 0.8% | 100% | $464,722 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, Jumbo | 36 | 0.8% | 100% | $567,777 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 35 | 0.8% | 94.6% | $601,285 | View |
Jet HomeLoans, LP
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Conventional, FHA, VA, Jumbo | 32 | 0.7% | 100% | $567,812 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 31 | 0.7% | 97.1% | $1,252,741 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, Jumbo | 29 | 0.7% | 96.8% | $518,103 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 28 | 0.6% | 94.1% | $390,714 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 27 +2 HELOCs |
0.6% | 96.6% | $683,148 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 26 | 0.6% | 89.7% | $489,230 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, VA | 26 | 0.6% | 79.4% | $255,384 | View |
Amerisave Mortgage Company
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Conventional, FHA | 24 | 0.6% | 36.9% | $147,500 | |
Mortgage Research Center
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Conventional, VA | 22 | 0.5% | 57.9% | $542,272 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 20 | 0.5% | 95.2% | $701,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA, Jumbo | 20 | 0.5% | 95.2% | $688,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 19 | 0.4% | 50% | $358,157 | |
Spring Eq, LLC
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Conventional, HELOC | 17 +13 HELOCs |
0.4% | 31.6% | $148,529 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, Jumbo | 16 | 0.4% | 100% | $513,125 | View |
Mutual of Omaha Mortgage
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Conventional, FHA, VA, Jumbo | 16 | 0.4% | 84.2% | $455,625 | |
Nbkc Bank
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Conventional, VA, Jumbo | 15 | 0.3% | 93.8% | $587,666 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
0.3% | 100% | $447,142 | |
Kind Lending, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
0.3% | 77.8% | $479,285 | |
American Financial Resources LLC
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Conventional, FHA, VA, Jumbo | 14 | 0.3% | 100% | $434,285 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, Jumbo | 14 | 0.3% | 26.2% | $190,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 13 +5 HELOCs |
0.3% | 100% | $448,076 | |
Primelending
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Conventional, FHA | 13 | 0.3% | 100% | $464,230 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
0.3% | 85.7% | $569,166 | View |
Cazle Mortgage, Inc.
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Conventional, FHA | 12 | 0.3% | 100% | $467,500 | |
Discover Bank
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Conventional | 12 | 0.3% | 25.5% | $122,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, Jumbo | 12 | 0.3% | 100% | $615,833 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 12 | 0.3% | 75% | $413,333 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 11 | 0.3% | 100% | $1,247,727 | View |
Synovus Bank
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Conventional, FHA, HELOC | 10 +18 HELOCs |
0.2% | 100% | $422,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 10 +7 HELOCs |
0.2% | 84.6% | $226,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
0.2% | 100% | $1,181,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 10 | 0.2% | 90.9% | $1,068,000 | View |
Nfm, Inc
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Conventional, FHA, VA, Jumbo | 10 | 0.2% | 100% | $512,000 | |
Provident Funding Associates
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Conventional | 10 | 0.2% | 100% | $508,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 10 | 0.2% | 100% | $592,000 | |
Affordable Mortgage Advisors
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Conventional, VA, Jumbo | 9 | 0.2% | 100% | $536,111 | |
Resicentral LLC
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Conventional | 9 | 0.2% | 100% | $408,333 | |
Nexera Holding LLC
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Conventional, Jumbo | 9 | 0.2% | 100% | $1,112,777 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, Jumbo | 9 | 0.2% | 90% | $403,888 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 8 +41 HELOCs |
0.2% | 88.9% | $1,111,250 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 8 +2 HELOCs |
0.2% | 80% | $972,500 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.2% | 100% | $512,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 8 | 0.2% | 66.7% | $1,527,500 | View |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 8 | 0.2% | 100% | $423,750 | |
ALCOVA Mortgage, LLC
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Conventional | 8 | 0.2% | 88.9% | $550,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 8 | 0.2% | 66.7% | $416,250 | |
Mortgage Assurance Inc
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Conventional, FHA | 8 | 0.2% | 100% | $493,750 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 8 | 0.2% | 44.4% | $445,000 | View |
Reliance First Capital, LLC
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Conventional, FHA, Jumbo | 8 | 0.2% | 88.9% | $271,250 | |
Boeing Employees' Credit Union
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Conventional, HELOC | 7 +11 HELOCs |
0.2% | 87.5% | $395,000 | |
State Employees' Credit Union
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Conventional, HELOC | 7 +2 HELOCs |
0.2% | 100% | $370,714 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 7 | 0.2% | 100% | $363,571 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.2% | 100% | $275,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, VA | 7 | 0.2% | 100% | $442,142 | |
Village Capital & Investment
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FHA, VA, Jumbo | 7 | 0.2% | 76.2% | $602,142 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 6 +7 HELOCs |
0.1% | 58.3% | $68,333 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 6 | 0.1% | 75% | $601,666 | View |
Goodleap, LLC
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Conventional, FHA | 6 | 0.1% | 100% | $198,333 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, VA, Jumbo | 6 | 0.1% | 100% | $428,333 | View |
Nation One Mortgage Corporatio
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Conventional, FHA | 6 | 0.1% | 100% | $490,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 6 | 0.1% | 100% | $1,040,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, Jumbo | 6 | 0.1% | 75% | $795,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 0.1% | 85.7% | $1,623,333 | View |
Champions Funding, LLC
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Conventional | 6 | 0.1% | 85.7% | $450,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA, Jumbo | 5 | 0.1% | 100% | $557,000 | View |
City 1st Mortgage Services, LC
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Conventional, FHA | 5 | 0.1% | 100% | $435,000 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 5 | 0.1% | 62.5% | $483,000 | |
Schumacher Mortgage LLC
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Conventional, Jumbo | 5 | 0.1% | 100% | $631,000 | |
Stg Mortgage Inc
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Conventional, Jumbo | 5 | 0.1% | 100% | $945,000 | |
New Day Financial, LLC.
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VA | 5 | 0.1% | 50% | $419,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 5 | 0.1% | 100% | $1,189,000 | |
TowneBank
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Conventional, Jumbo | 5 | 0.1% | 100% | $1,123,000 | |
Fourleaf Federal Credit Union
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Conventional, HELOC | 4 +10 HELOCs |
0.1% | 100% | $562,500 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.1% | 100% | $807,500 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.1% | 100% | $1,600,000 | View |
Originpoint, LLC
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Conventional, Jumbo | 4 | 0.1% | 100% | $687,500 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 4 | 0.1% | 80% | $430,000 | View |
Aspire Home Loans
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Conventional | 4 | 0.1% | 100% | $350,000 | |
Equity Prime Mortgage LLC
|
FHA | 4 | 0.1% | 66.7% | $282,500 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 4 | 0.1% | 80% | $335,000 | |
American Security Mortgage Cor
|
Conventional, Jumbo | 4 | 0.1% | 100% | $737,500 | |
Strong Home Mortgage, LLC
|
Conventional, VA | 4 | 0.1% | 100% | $425,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 0.1% | 100% | $285,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 4 | 0.1% | 100% | $292,500 | View |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 4 | 0.1% | 66.7% | $940,000 | |
Gardner Financial Services
|
Conventional, FHA, VA | 4 | 0.1% | 80% | $392,500 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA, VA | 4 | 0.1% | 100% | $420,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 4 | 0.1% | 100% | $802,500 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.1% | 100% | $420,000 | View |
21St Mortgage
|
Conventional | 4 | 0.1% | 33.3% | $190,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 4 | 0.1% | 100% | $505,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +1 HELOCs |
0.1% | 33.3% | $421,666 | View |
Arc Home LLC
|
Conventional, Jumbo | 3 | 0.1% | 100% | $881,666 | |
Loansteady LLC
|
Conventional | 3 | 0.1% | 100% | $315,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 3 | 0.1% | 75% | $275,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 3 | 0.1% | 100% | $285,000 | |
Homestead Funding Corp.
|
Conventional | 3 | 0.1% | 100% | $641,666 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 3 | 0.1% | 75% | $781,666 | |
East Coast Capital Corp.
|
Conventional, FHA | 3 | 0.1% | 100% | $558,333 | |
Integrity Home Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $411,666 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 0.1% | 100% | $511,666 | View |
Mission Loans, LLC
|
Conventional | 3 | 0.1% | 100% | $148,333 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 3 | 0.1% | 100% | $355,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 3 | 0.1% | 100% | $508,333 | |
Nations Direct Mortgage, LLC
|
Conventional, Jumbo | 3 | 0.1% | 100% | $528,333 | |
Paramount Residential Mortgage
|
Conventional, Jumbo | 3 | 0.1% | 100% | $558,333 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 3 | 0.1% | 100% | $1,698,333 | View |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0% | 100% | $1,135,000 | View |
Usalliance Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 66.7% | $320,000 | |
Bayer Hfcu
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0% | 100% | $720,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 2 | 0% | 100% | $630,000 | View |
|
A+5.0 ★Texas Ratio: 0.37% |
Conventional | 2 | 0% | 66.7% | $590,000 | View |
Royal United Mortgage LLC
|
Conventional | 2 | 0% | 50% | $80,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0% | 100% | $385,000 | View |
|
A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 0% | 100% | $635,000 | View |
Go Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $355,000 | |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0% | 100% | $480,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0% | 100% | $580,000 | View |
Filo Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $460,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 2 | 0% | 66.7% | $305,000 | |
Onward Home Mortgage, LLC
|
Conventional, Jumbo | 2 | 0% | 100% | $1,870,000 | |
Shelter Lending Services, LLC
|
Conventional | 2 | 0% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 2 | 0% | 100% | $860,000 | View |
Michigan Mutual, Inc
|
Conventional | 2 | 0% | 100% | $450,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 2 | 0% | 50% | $1,200,000 | |
Success Mortgage Partners, Inc
|
FHA | 2 | 0% | 66.7% | $500,000 | |
Developer's Mortgage Company
|
Conventional | 2 | 0% | 100% | $200,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0% | 100% | $180,000 | View |
Bay Equity LLC
|
Conventional | 2 | 0% | 100% | $295,000 | |
Total Mortgage Services, LLC
|
Conventional | 2 | 0% | 100% | $400,000 | |
Homeowners Financial Group, LLC
|
Conventional, VA | 2 | 0% | 66.7% | $365,000 | |
Capital Center LLC
|
Conventional, Jumbo | 2 | 0% | 50% | $615,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0% | 100% | $530,000 | View |
T2 Financial LLC
|
Conventional, FHA | 2 | 0% | 100% | $355,000 | |
Mortgage Lenders Investment Tr
|
Conventional | 2 | 0% | 100% | $615,000 | |
BoxCar Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $620,000 | |
Wolfe Financial Inc
|
Conventional, FHA | 2 | 0% | 100% | $500,000 | |
Tjc Mortgage Inc
|
Conventional, VA, Jumbo | 2 | 0% | 100% | $885,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0% | 66.7% | $380,000 | View |
Keystone Funding, Inc
|
Conventional | 2 | 0% | 100% | $750,000 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 2 | 0% | 100% | $710,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 2 | 0% | 100% | $890,000 | View |
Zillow Home Loans, LLC
|
FHA, VA | 2 | 0% | 100% | $400,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0% | 100% | $670,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 2 | 0% | 66.7% | $265,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 0% | 100% | $180,000 | |
DHI Mortgage Company, LTD.
|
Conventional | 2 | 0% | 100% | $540,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0% | 33.3% | $545,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 0% | 100% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 0% | 100% | $375,000 | |
JMAC Lending, Inc.
|
Conventional, Jumbo | 2 | 0% | 100% | $2,015,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +10 HELOCs |
0% | 33.3% | $195,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +8 HELOCs |
0% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +5 HELOCs |
0% | 50% | $595,000 | View |
Everett Financial, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0% | 100% | $255,000 | View |
Cadence Bank
|
Conventional | 1 | 0% | 100% | $305,000 | |
EMM Loans LLC
|
Conventional | 1 | 0% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 0% | 100% | $85,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0% | 100% | $575,000 | View |
|
A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0% | 100% | $685,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0% | 100% | $675,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0% | 100% | $595,000 | View |
Primary Residential Mortgage, INC.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,505,000 | |
|
A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0% | 100% | $595,000 | View |
RANLife, Inc.
|
FHA | 1 | 0% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0% | 100% | $395,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0% | 100% | $485,000 | View |
|
A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0% | 100% | $495,000 | View |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0% | 100% | $555,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0% | 100% | $105,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0% | 100% | $415,000 | View |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0% | 100% | $285,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0% | 100% | $685,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0% | 50% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0% | 100% | $445,000 | View |
Capital City Home Loans, LLC
|
Conventional | 1 | 0% | 100% | $595,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $625,000 | |
Synergy One Lending, Inc.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,505,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0% | 100% | $105,000 | View |
Velocio Mortgage, L.L.C.
|
Conventional | 1 | 0% | 100% | $435,000 | |
|
B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0% | 100% | $655,000 | View |
Acre Mortgage & Financial, Inc.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,315,000 | |
Navigant Credit Union
|
Conventional | 1 | 0% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0% | 100% | $105,000 | View |
Universal Mortgage & Finance, Inc
|
Conventional | 1 | 0% | 100% | $155,000 | |
AAFMAA Mortgage Services LLC
|
VA | 1 | 0% | 100% | $225,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0% | 100% | $65,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0% | 100% | $225,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0% | 100% | $505,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0% | 100% | $495,000 | View |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $625,000 | |
|
A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 0% | 100% | $1,005,000 | View |
|
A+5.0 ★Texas Ratio: 1.55% |
FHA | 1 | 0% | 100% | $505,000 | View |
Kwik Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $365,000 | |
Legend Lending Corporation
|
FHA | 1 | 0% | 100% | $435,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0% | 100% | $635,000 | |
Aurora Financial, LLC
|
VA | 1 | 0% | 100% | $445,000 | |
Chevron Federal Credit Union
|
Conventional | 1 | 0% | 100% | $785,000 | |
Weichert Financial Services
|
FHA | 1 | 0% | 100% | $485,000 | |
|
A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0% | 100% | $315,000 | View |
Atomic Credit Union, Inc
|
Conventional | 1 | 0% | 100% | $285,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 1.35% |
VA, Jumbo | 1 | 0% | 100% | $815,000 | View |
|
A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Southeast Mortgage of Georgia, Inc.
|
Conventional | 1 | 0% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0% | 100% | $895,000 | View |
Premier Lending Inc.
|
Conventional | 1 | 0% | 100% | $395,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0% | 100% | $545,000 | View |
|
A5.0 ★Texas Ratio: 8.20% |
Conventional, Jumbo | 1 | 0% | 100% | $1,505,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $345,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0% | 100% | $345,000 | |
Greenway Mortgage Funding Corp.
|
FHA | 1 | 0% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
VA | 1 | 0% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 1.26% |
Conventional, Jumbo | 1 | 0% | 100% | $1,805,000 | View |
Charleston Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Charleston, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Charleston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Charleston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Charleston, SC
Use these to narrow the list above. Each category shows how many Charleston, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Charleston, SC
Independent mortgage companies closed 58.6 percent of home loans in Charleston, South Carolina in 2025, banks 34.1 percent and credit unions 7.3 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, The Bank of South Carolina led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Charleston, SC
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Charleston, South Carolina with 129 loans, about 3 percent of the market. The largest lender headquartered in South Carolina was The Bank of South Carolina with 38 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Charleston, South Carolina, Carolina One Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 86.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
100 lenders closed FHA loans in Charleston, South Carolina in 2025, led by Rocket Mortgage with 30. 85 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 106 banks and 25 credit unions closed home loans in Charleston, South Carolina in 2025, alongside 169 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Charleston, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Charleston, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Charleston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
