BankSouth GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. BankSouth GA Deposit Rates

BankSouth GAToday's 12-month CD rates can be found at 3.12%, 6-month CD rates at 4.00% and 3-month CD rates at 3.00%. Current savings rates are at 0.75% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 9.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BankSouth GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankSouth GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankSouth GA CD rates. You can also compare BankSouth GA savings rates, MMA rates and mortgage rates using our other rate lists.

BankSouth GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankSouth GA? Share your experience about BankSouth GA by leaving a review below, or read customer reviews before you decide to use BankSouth GA.

BankSouth GA Texas Ratio

BankSouth GA's Texas Ratio is at 1.99%, which is considered excellent. The Texas Ratio for BankSouth GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankSouth GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankSouth GA
6340 Lake Oconee Pkwy
Greensboro, GA 30642
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BankSouth GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank of Wichita
Community Bank of Wichita
12-Month CD
4.33%
$5,000
ESB Bank
ESB Bank
12-Month CD
4.20%
$10,000
Landmark Credit Union
Landmark Credit Union
12-Month CD
4.20%
$500
Iron Workers SB
Iron Workers SB
12-Month CD
4.15%
$250
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
Skyone Federal Credit Union
Skyone Federal Credit Union
12-Month CD
4.00%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD (Jumbo)
3.97%
$100,000
1st Colonial Community Bank
1st Colonial Community Bank
12-Month CD
3.93%
$500
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
The Bank of Tescott
The Bank of Tescott
6-Month CD
3.75%
$0
Farmers and Drovers Bank
Farmers and Drovers Bank
48-Month CD
3.75%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
12-Month CD
3.55%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
12-Month CD
3.50%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
24-Month CD
3.25%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
3.25%
$500
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
60-Month CD
3.00%
$10,000
Citizens State Bank Moundridge, KS
18-Month CD
3.00%
$1,000
Centier Bank
Centier Bank
24-Month CD
3.00%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
Bar Harbor SLA
Bar Harbor SLA
36-Month CD
2.73%
$500
Delaware NB of Delhi
Delaware NB of Delhi
48-Month CD
2.68%
$100
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
American Plus Bank, N.A.
American Plus Bank, N.A.
24-Month CD
2.30%
$25,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
Savers Co-operative Bank
Savers Co-operative Bank
48-Month CD
2.05%
$500
FNB Community Bank
FNB Community Bank
36-Month CD
2.02%
$1,000
Artisans Bank
Artisans Bank
48-Month CD
2.00%
$1,500
Westside State Bank
Westside State Bank
30-Month CD
1.50%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
Midland Community Bank
Midland Community Bank
48-Month CD
1.11%
$1,000
CNB St Louis Bank
CNB St Louis Bank
48-Month CD
1.10%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
Highland Bank
Highland Bank
Money Market
1.06%
$1,000
State Bank of Canton
State Bank of Canton
6-Month CD
0.75%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
60-Month CD
0.70%
$1,000
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Money Market
0.60%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD
0.40%
$500
Crest Savings Bank
Crest Savings Bank
18-Month CD
0.30%
$500
BLC Community Bank
BLC Community Bank
Savings
0.25%
$25
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Personal Savings
0.20%
$100
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
Pineries Bank
Pineries Bank
Regular Savings
0.10%
$100
First National Bank of Hutchinson
First National Bank of Hutchinson
Personal Ultra Money Market
0.02%
$100
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BankSouth GA rate data right now, check back for updates, we are adding rates all the time.

BankSouth GA Information

BankSouth GA
6340 Lake Oconee Pkwy
Greensboro, GA 30642
Greene
Established Date: 04/10/1946
FDIC Certificate #: 16418
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: BANKSOUTH HOLDING CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is BankSouth GA FDIC Insured? Yes
What is BankSouth GA's Cert number? 16418
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankSouth GA Financials

Total Assets:
$1,293,256,000
Total Deposits:
$1,104,484,000
Equity Capital:
$129,361,000
Domestic Deposits:
$1,104,484,000
Net Income:
$3,601,000
Return on Assets:
0.8617%
Quarterly Return on Assets:
1.1300%
Pretax Return on Assets:
1.4458%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
8.7200%
Quarterly Return on Equity:
11.3000%
Common Equity Tier 1 Capital Ratio:
12.2510%
Tier 1 Risk-Based Capital Ratio:
12.2510%
Leverage Tier 1 (Core Capital) Ratio:
9.8877%
Total Risk-Based Capital Ratio (YTD):
13.5038%
Total Interest Income (YTD):
5.6340%
 
 
Headquarters:
Greensboro
FDIC Field Office:
Atlanta
Regulator:
OCC
County:
Greene
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

auto-insurance-insuring-a-teenage-driverGetting auto insurance for a teenage driver in your home is costly. The increased cost for auto insurance is justified by insurance companies for the simple fact that teenagers are a in higher risk category than everyone else.

Current national average CD rates at banks and credit unions are low these days but rates are expected to head higher later this year. Current 24 month bank CD rates are averaging 1.373 percent, current 36 month CD rates at banks are averaging 1.801 and 48 month CD rates at banks are averaging 1.976 percent. Of course you can find CD rates higher than the national averages.

Banesco CD RatesBanesco CD rates are were recently increased and are now some of the highest CD rates available today. 1 year CD rates at Banesco are currently at 2.35 percent. 2 year CD rates from Banesco are at 2.65 percent. If you're looking for a shorter term certificate of deposit from Banesco, the bank's 6 month CD rate is also very high at 2.10 percent. Compare Banesco CD rates with other bank CD rates to find the highest rate.

Bank or Credit Union Offers and Deals

Credit Cards - Balance Transfer Credit Card Offers
Best Savings Rates and Money Market Account Rates in Los Angeles, CA
Interest Rates in an Economic Recovery
Auto Insurance: Additional Auto Insurance Coverage
Average Savings Rates and Money Market Rates at 0.51% This Week, Best Rates at 1.05% APY
8 Banks Now Offering Deposit Rates at 1.00 Percent or Higher
Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%
Setting a Home Buying Budget: Figure out the Downpayment and Purchase Price
earn.bank Money Market Rates
Savings Interest Account Rates and Yields in Santa Fe, New Mexico

Alternative Bank and Credit Union Offers to Explore

Best Bank CD Rates in Tallahassee, Florida
Navy Federal Credit Union Best CD Rates
Maspeth Federal Savings: Savings Interest and Money Market Account
Federal home loan modifications decline in February
Mortgage Rates Near Historic Lows: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%
Credit Cards: Credit Industry Credit Card Changes
Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24
Marathon Bank 1 Month CD Rates at 0.74%
Flagstar Bank 12 Month CD Yield of 1.55%
Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32%

BankSouth GA Reviews

There are no reviews for BankSouth GA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for BankSouth GA
Your Name:
Your Rating:

See how BankSouth GA Compares to other banks