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Home / Mortgage Lenders / South Carolina / North Charleston
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in North Charleston, South Carolina

Content reviewed by Brian McKay Brian McKay Brian McKayFounder and Data Architect at MonitorBankRates.com. For over 18 years he has engineered proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio | iEditorial Disclosure Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships. | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

North Charleston, South Carolina mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2089 Of Ashley Phosphate Rd, North Charleston, SC 29406A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2170 Ashley Phosphate Rd, North Charleston, SC 29406A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association8849 Dorchester Rd, North Charleston, SC 29420A+5.0 ★Texas Ratio: 3.22%, Pinnacle BankPinnacle Bank200 E Church St, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.04%, Southstate Bank, National AssociationSouthstate Bank, National Association8450 Dorchester Rd, North Charleston, SC 29420A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA7420 Rivers Ave, North Charleston, SC 29406A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA4400 Dorchester Rd, North Charleston, SC 29405A+5.0 ★Texas Ratio: 5.36%, The Bank of South CarolinaThe Bank of South Carolina9403 Highway 78, North Charleston, SC 29456A+5.0 ★Texas Ratio: 1.79%, Truist BankTruist Bank8610 Dorchester Rd, North Charleston, SC 29420A+5.0 ★Texas Ratio: 2.87%, and United Bank VaUnited Bank Va8485 Dorchester Rd, North Charleston, SC 29420A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in North Charleston, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Charleston are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in North Charleston, South Carolina

Market share is the lender's share of all home loans closed in North Charleston, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
JPMorgan Chase Bank, NA
1 office in North Charleston
2089 Of Ashley Phosphate Rd, North Charleston, SC 29406
A+5.0 ★Texas Ratio: 3.68%
 Conventional, FHA, HELOC 46
+1 HELOCs
 1.5% 92.3% $278,043 View
First Ciitizens Bank and Trust
2 offices in North Charleston
2170 Ashley Phosphate Rd, North Charleston, SC 29406
A5.0 ★Texas Ratio: 7.72%
 Conventional, FHA, VA, Jumbo, HELOC 30
+34 HELOCs
 1% 84.6% $356,000 View
Fifth Third Bank, National Association
1 office in North Charleston
8849 Dorchester Rd, North Charleston, SC 29420
A+5.0 ★Texas Ratio: 3.22%
 Conventional, FHA, VA, Jumbo, HELOC 27
+7 HELOCs
 0.9% 93.1% $446,481 View
Pinnacle Bank
1 office in North Charleston
200 E Church St, Bishopville, SC 29010
A+5.0 ★Texas Ratio: 3.04%
 Conventional, Jumbo, HELOC 27
+2 HELOCs
 0.9% 93.5% $298,333 View
Southstate Bank, National Association
★ 5 stars, 1 review
2 offices in North Charleston
8450 Dorchester Rd, North Charleston, SC 29420
A+5.0 ★Texas Ratio: 2.27%
 Conventional, FHA, Jumbo, HELOC 23
+21 HELOCs
 0.7% 77.4% $335,000 View
Bank of America NA
2 offices in North Charleston
7420 Rivers Ave, North Charleston, SC 29406
A+5.0 ★Texas Ratio: 4.14%
 Conventional, HELOC 18
+22 HELOCs
 0.6% 85.7% $262,222 View
Wells Fargo Bank NA
4 offices in North Charleston
4400 Dorchester Rd, North Charleston, SC 29405
A+5.0 ★Texas Ratio: 5.36%
 Conventional, FHA, VA 17 0.5% 60.7% $233,823 View
The Bank of South Carolina
1 office in North Charleston
9403 Highway 78, North Charleston, SC 29456
A+5.0 ★Texas Ratio: 1.79%
 Conventional, FHA, VA, Jumbo 15 0.5% 100% $425,000 View
Truist Bank
★ 1 stars, 1 review
3 offices in North Charleston
8610 Dorchester Rd, North Charleston, SC 29420
A+5.0 ★Texas Ratio: 2.87%
 Conventional, VA, HELOC 10
+10 HELOCs
 0.3% 100% $317,000 View
United Bank Va
1 office in North Charleston
8485 Dorchester Rd, North Charleston, SC 29420
A+5.0 ★Texas Ratio: 2.15%
 Conventional, HELOC 4
+1 HELOCs
 0.1% 80% $357,500 View
South Carolina Federal Credit
 Conventional, Jumbo, HELOC 54
+23 HELOCs
 1.7% 79.7% $236,481
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707
 Conventional, FHA, VA, USDA 95 3% 97.3% $372,157
Ameris Bank
★ 4 stars, 1 review
2348 Boundary St, Beaufort, SC 29902
A+5.0 ★Texas Ratio: 1.82%
 Conventional, FHA, VA, HELOC 45
+1 HELOCs
 1.4% 88.2% $384,777 View
Rev Federal Credit Union
7550 Rivers Ave, North Charleston, SC 29406 4661
 Conventional, FHA 30 1% 90.9% $251,666
United Community Bank
815 N Main St, Anderson, SC 29621
A+5.0 ★Texas Ratio: 2.97%
 Conventional, FHA, HELOC 12
+1 HELOCs
 0.4% 86.7% $171,666 View
Southern First Bank
190 Knox Abbott Dr, Cayce, SC 29033
A+5.0 ★Texas Ratio: 3.08%
 Conventional, FHA, VA, Jumbo, HELOC 11
+3 HELOCs
 0.4% 100% $538,636 View
First National Bank of PA
317 Meeting St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 1.62%
 Conventional, Jumbo, HELOC 10
+2 HELOCs
 0.3% 83.3% $349,000 View
First Reliance Bank
1901 Main St, Columbia, SC 29201
A+5.0 ★Texas Ratio: 0.55%
 Conventional, VA 8 0.3% 88.9% $328,750 View
TD Bank
7250 Rivers Ave, North Charleston, SC 29406
A+5.0 ★Texas Ratio: 3.71%
 Conventional, HELOC 7
+8 HELOCs
 0.2% 63.6% $255,000 View
Servisfirst Bank
701 E Bay St, Charleston, SC 29403
A5.0 ★Texas Ratio: 8.75%
 Conventional, VA, Jumbo, HELOC 6
+1 HELOCs
 0.2% 100% $423,333 View
Regions Bank
1799 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.37%
 Conventional, VA, HELOC 5
+3 HELOCs
 0.2% 75% $353,000 View
PNC Bank N.A.
★ 1.7 stars, 3 reviews
100 Calhoun St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 4.24%
 Conventional, HELOC 4
+7 HELOCs
 0.1% 100% $357,500 View
South Atlantic Bank
37 Robert Smalls Pkwy, Beaufort, SC 29906
A+5.0 ★Texas Ratio: 0.08%
 Conventional 3 0.1% 100% $198,333 View
Beacon Community Bank
5270 International Blvd, North Charleston, SC 29418
A+5.0 ★Texas Ratio: 0.20%
 Conventional 3 0.1% 100% $685,000 View
First Federal Bank
36 Sea Island Pkwy, Beaufort, SC 29907
A+5.0 ★Texas Ratio: 1.10%
 VA 2 0.1% 100% $360,000 View
Bank of the Lowcountry
1923 Sam Rittenberg Blvd, Charleston, SC 29407
A+5.0 ★Texas Ratio: 1.55%
 Conventional 2 0.1% 66.7% $405,000 View
CPM Federal Credit Union
1066 E Montague Ave, North Charleston, SC 29405
A5.0 ★Texas Ratio: 12.83%
 Conventional, HELOC 1
+4 HELOCs
 0% 100% $155,000 View
Huntington National Bank
677 King Street, Charleston, SC 29403
A+5.0 ★Texas Ratio: 3.66%
 Conventional, HELOC 1
+1 HELOCs
 0% 100% $315,000 View
First Capital Bank
304 Meeting St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 0.91%
 Conventional 1 0% 100% $85,000 View
First Horizon Bank
★ 5 stars, 1 review
3090 Boiling Springs Rd, Boiling Springs, SC 29316
A+5.0 ★Texas Ratio: 5.76%
 Conventional 1 0% 100% $325,000 View
Spero Financial Federal Credit Union
1720 N Main St, Anderson, SC 29621
A5.0 ★Texas Ratio: 8.40%
 Conventional 1 0% 100% $75,000 View
Security Federal Bank
2587 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.39%
 Conventional 1 0% 100% $345,000 View
First National Bank of South Carolina
12181 Old Number Six Hwy, Eutawville, SC 29048
A+5.0 ★Texas Ratio: 1.76%
 Conventional 1 0% 100% $565,000 View
Carolina Trust Federal Credit Union
2518 Main St, Conway, SC 29526 3365
A+5.0 ★Texas Ratio: 5.86%
 Conventional 1 0% 100% $155,000 View
First Palmetto Bank
300 King St E, Bethune, SC 29009
A+5.0 ★Texas Ratio: 1.16%
 FHA 1 0% 100% $215,000 View
Enterprise Bank of Sc
2727 Main Hwy, Bamberg, SC 29003
B4.4 ★Texas Ratio: 21.96%
 Conventional 1 0% 100% $165,000 View
SAFE Federal Credit Union
596 Sumter Hwy, Bishopville, SC 29010
A+5.0 ★Texas Ratio: 3.64%
 Conventional 1 0% 50% $45,000 View
First Community Bank
407 Silver Bluff Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 0.38%
 Conventional 1 0% 100% $295,000 View
First Bank
325 S Main St, Anderson, SC 29624
A+5.0 ★Texas Ratio: 1.94%
 Conventional 1 0% 100% $155,000 View
SC State Credit Union
6750 Rivers Ave, North Charleston, SC 29406 4822
 HELOC 0
+5 HELOCs
 0% 0%
Barley Mortgage, LLC
 Conventional 4 0.1% 100% $327,500
HQ Mortgage LLC
 Conventional 4 0.1% 100% $372,500
Sage Home Loans Corporation
 Conventional, FHA 3 0.1% 85.7% $345,000
Resource Financial Services, Inc.
B+4.7 ★Texas Ratio: 18.28%
 Conventional, FHA, VA 3 0.1% 100% $321,666 View
New Story Lending LLC
 Conventional 1 0% 100% $545,000
RoundPoint Mortgage Servicing LLC
 Conventional 1 0% 100% $285,000
Palmetto Citizens Federal Cred
 HELOC 0
+1 HELOCs
 0% n/a
Lennar Mortgage, LLC
 Conventional, FHA, VA, USDA 327 10.4% 87.9% $334,938
Rocket Mortgage
 Conventional, FHA, VA, Jumbo 236 7.5% 85.2% $246,186
United Wholesale Mortgage
 Conventional, FHA, VA, Jumbo, HELOC 202
+8 HELOCs
 6.4% 89% $339,059
Carolina One Mortgage, LLC
 Conventional, FHA, VA, Jumbo 86 2.7% 96.7% $332,790
Freedom Mortgage Corporation
 Conventional, FHA, VA 85 2.7% 92.4% $332,058
Navy Federal Credit Union
A5.0 ★Texas Ratio: 8.14%
 Conventional, VA, Jumbo, HELOC 80
+57 HELOCs
 2.6% 70.7% $268,875
Mortgage Research Center
 Conventional, FHA, VA 75 2.4% 69.7% $345,666
Velocio Mortgage, L.L.C.
 Conventional, FHA, VA 70 2.2% 94.6% $362,714
Pennymac Loan Services LLC
 Conventional, FHA, VA 69 2.2% 85.5% $266,449
Cmg Mortgage Inc
 Conventional, FHA, VA, USDA, HELOC 63
+1 HELOCs
 2% 93.2% $316,269
CrossCountry Mortgage, LLC
 Conventional, FHA, VA, HELOC 53
+2 HELOCs
 1.7% 96.4% $320,094
Lower, LLC
 Conventional, FHA, VA, HELOC 53
+1 HELOCs
 1.7% 81.8% $322,924
Direct Mortgage Loans, LLC
 Conventional, FHA, VA 47 1.5% 95% $352,659
Atlantic Coast Mortgage, LLC
 Conventional, FHA, VA 46 1.5% 95.9% $279,565
Newrez LLC
 Conventional, FHA, VA 44 1.4% 66.2% $232,045
Nation One Mortgage Corporatio
 Conventional, FHA, VA 40 1.3% 97.6% $344,000
loanDepot.com LLC
 Conventional, FHA, VA 38 1.2% 71.9% $213,684
Guild Mortgage Company
 Conventional, FHA, VA 36 1.1% 97.3% $265,277
New American Funding, LLC.
 Conventional, FHA, VA, HELOC 34
+3 HELOCs
 1.1% 97.1% $213,529
Nationstar Mortgage
 Conventional, FHA, VA 31 1% 80.5% $216,935
Renasant Bank
A+5.0 ★Texas Ratio: 4.72%
 Conventional, FHA, VA 30 1% 100% $322,333 View
Calcon Mutual Mortgage LLC
 Conventional, FHA, VA 30 1% 90.9% $339,666
Primelending
 Conventional, FHA, VA, Jumbo 28 0.9% 96.7% $316,071
Sente Mortgage, Inc.
 Conventional, FHA, VA 27 0.9% 96.4% $322,037
Fairway Independent Mort Corp
 Conventional, FHA, VA 24 0.8% 92.3% $370,416
American Financial Network, Inc.
 Conventional, FHA, VA 22 0.7% 88% $308,636
Village Capital & Investment
 FHA, VA 22 0.7% 89.5% $384,090
Guaranteed Rate, Inc.
 Conventional, FHA, VA 21 0.7% 100% $417,380
DHI Mortgage Company, LTD.
 Conventional, FHA, VA 21 0.7% 77.8% $368,809
Jet HomeLoans, LP
 Conventional, FHA, VA 15 0.5% 100% $319,666
Lakeview Loan Servicing, LLC
 Conventional, FHA, VA 14 0.4% 44.4% $206,428
Nbkc Bank
 Conventional, VA 14 0.4% 93.8% $400,000
Ark-La-Tex Financial Services LLC
 Conventional, FHA, VA 14 0.4% 100% $346,428
Kind Lending, LLC
 Conventional, FHA, VA 12 0.4% 85.7% $281,666
The Loan Store, Inc
 Conventional, FHA, HELOC 11
+4 HELOCs
 0.4% 100% $305,909
Zillow Home Loans, LLC
 Conventional, FHA, VA 11 0.4% 100% $307,727
Mutual of Omaha Mortgage
 Conventional, FHA, VA 11 0.4% 50% $266,818
21St Mortgage
 Conventional 11 0.4% 31.4% $75,000
Amerisave Mortgage Company
 Conventional, FHA, VA, HELOC 10
+1 HELOCs
 0.3% 31.4% $112,000
Guaranteed Rate Affinity, LLC
 Conventional, FHA, VA 10 0.3% 100% $347,000
Delmar Financial Company
A+5.0 ★Texas Ratio: 5.29%
 Conventional, FHA, VA 10 0.3% 100% $268,000 View
Northpoint Mortgage, Inc.
A5.0 ★Texas Ratio: 8.47%
 Conventional, FHA, VA 10 0.3% 100% $357,000 View
Carrington Mortgage Services LLC
 Conventional, FHA, VA 10 0.3% 34.4% $241,000
Plaza Home Mortgage, Inc
 Conventional, FHA, VA, Jumbo 10 0.3% 76.9% $467,000
Spring Eq, LLC
 Conventional, HELOC 9
+6 HELOCs
 0.3% 40.7% $82,777
All Credit Considered Mortgage, Inc.
 Conventional 9 0.3% 100% $239,444
Primis Bank
A5.0 ★Texas Ratio: 13.21%
 Conventional, FHA, VA 9 0.3% 100% $357,222 View
Prosperity Home Mortgage, LLC
 Conventional, VA 9 0.3% 90% $241,666
Sofi Bank, National Association
A+5.0 ★Texas Ratio: 0.51%
 Conventional 9 0.3% 60% $172,777 View
A&D Mortgage LLC
A+5.0 ★Texas Ratio: 4.11%
 Conventional, FHA 8 0.3% 88.9% $302,500 View
Goodleap, LLC
 Conventional, FHA, VA 8 0.3% 83.3% $207,500
AdvantageFirst Lending Inc
 FHA, VA 8 0.3% 88.9% $313,750
Union Home Mortgage Corp.
 Conventional, VA 8 0.3% 90% $261,250
Legend Lending Corporation
 Conventional, FHA, VA 8 0.3% 100% $237,500
TowneBank
 Conventional, FHA, VA 8 0.3% 72.7% $422,500
Residential Wholesale Mortgage
 Conventional, FHA, VA 7 0.2% 100% $375,000
First Home Mortgage
A+5.0 ★Texas Ratio: 0.00%
 Conventional, VA 7 0.2% 100% $336,428 View
Sun West Mortgage Company, Inc
 Conventional, FHA, VA 7 0.2% 88.9% $333,571
Click n' Close, Inc.
 Conventional, FHA, VA 7 0.2% 100% $183,571
Nfm, Inc
 Conventional, FHA, VA 7 0.2% 100% $360,714
Atlantic Bay Mortgage Group
 Conventional, FHA, VA 7 0.2% 100% $327,857
Towne Mortgage Company
A+5.0 ★Texas Ratio: 1.59%
 Conventional, FHA, VA 7 0.2% 100% $322,142 View
Vanderbilt Mortgage and Finance, Inc
 Conventional, VA 7 0.2% 8.7% $110,714
Cazle Mortgage, Inc.
 Conventional, FHA, VA 6 0.2% 100% $393,333
Equity Prime Mortgage LLC
 Conventional, FHA, VA 6 0.2% 66.7% $345,000
Northpointe Bank
A5.0 ★Texas Ratio: 8.47%
 Conventional, VA 6 0.2% 100% $440,000 View
First Heritage Mortgage, LLC
 Conventional, FHA 6 0.2% 87.5% $198,333
New Day Financial, LLC.
 VA 6 0.2% 28.6% $271,666
Usaa Federal Savings Bank
B-3.5 ★Texas Ratio: 6.80%
 Conventional, VA 6 0.2% 42.9% $298,333 View
Planet Home Lending, LLC
 Conventional, FHA, VA 6 0.2% 75% $360,000
Mortgage Lenders Investment Tr
 Conventional, FHA, VA 6 0.2% 100% $363,333
Integrity Home Mortgage Corporation
 Conventional, FHA, VA 6 0.2% 100% $346,666
Gardner Financial Services
 Conventional, FHA, VA 6 0.2% 100% $308,333
First National Bank of America
B-4.3 ★Texas Ratio: 23.12%
 Conventional 6 0.2% 70% $263,333 View
American Financial Resources LLC
 Conventional, FHA, VA 5 0.2% 83.3% $321,000
Royal United Mortgage LLC
 Conventional, FHA 5 0.2% 71.4% $113,000
AmeriHome Mortgage Company, LLC
 Conventional, FHA 5 0.2% 100% $337,000
Resicentral LLC
 Conventional, FHA, VA 5 0.2% 100% $391,000
General Mortgage Capital Corporation
 Conventional 5 0.2% 100% $307,000
Mortgage Assurance Inc
 Conventional, FHA 5 0.2% 100% $463,000
Provident Funding Associates
 Conventional 5 0.2% 85.7% $349,000
T2 Financial LLC
 Conventional, FHA 5 0.2% 83.3% $293,000
Reliance First Capital, LLC
 Conventional, VA 5 0.2% 100% $165,000
Plains Commerce Bank
A5.0 ★Texas Ratio: 9.09%
 Conventional, FHA, VA 5 0.2% 100% $333,000 View
Boeing Employees' Credit Union
 Conventional, HELOC 4
+3 HELOCs
 0.1% 80% $352,500
Premia Mortgage, LLC
A5.0 ★Texas Ratio: 13.21%
 Conventional, FHA 4 0.1% 100% $375,000 View
Loanunited.Com, LLC
 FHA, VA 4 0.1% 80% $407,500
City 1st Mortgage Services, LC
 Conventional, FHA, VA 4 0.1% 100% $305,000
Discover Bank
 Conventional 4 0.1% 23.8% $50,000
American Pacific Mortgage Corporation
 Conventional, FHA 4 0.1% 100% $407,500
Barrington Bank & Trust Company, N.A.
A+5.0 ★Texas Ratio: 2.20%
 Conventional, VA 4 0.1% 100% $292,500 View
Nations Direct Mortgage, LLC
 Conventional, FHA, VA 4 0.1% 100% $332,500
Nationwide Mortgage Bankers, Inc.
 Conventional, FHA, VA 4 0.1% 100% $247,500
Morgan Stanley Private Bank NA
A4.8 ★Texas Ratio: 2.45%
 Conventional 4 0.1% 100% $575,000 View
Paramount Residential Mortgage
 Conventional, FHA, VA 4 0.1% 100% $310,000
Goprime Mortgage, Inc.
 Conventional, VA, Jumbo 4 0.1% 100% $445,000
Tomo Mortgage LLC
 Conventional 4 0.1% 100% $345,000
JMAC Lending, Inc.
 Conventional, FHA 4 0.1% 100% $315,000
Third Federal Savings and Loan
A+5.0 ★Texas Ratio: 2.32%
 Conventional, HELOC 3
+4 HELOCs
 0.1% 80% $151,666 View
State Employees' Credit Union
 Conventional, HELOC 3
+2 HELOCs
 0.1% 100% $275,000
US Bank, N.A.
A+5.0 ★Texas Ratio: 2.85%
 Conventional 3 0.1% 60% $458,333 View
Presidential Bank, FSB
A-4.9 ★Texas Ratio: 16.48%
 Conventional, FHA, VA 3 0.1% 100% $335,000 View
Affordable Mortgage Advisors
 Conventional, VA 3 0.1% 100% $398,333
ALCOVA Mortgage, LLC
 Conventional, FHA 3 0.1% 71.4% $295,000
Nqm Funding, LLC
 Conventional 3 0.1% 100% $265,000
Cardinal Financial Company, Li
 Conventional, VA 3 0.1% 100% $295,000
The Federal Savings Bank
B+4.8 ★Texas Ratio: 16.98%
 Conventional, VA 3 0.1% 75% $255,000 View
Citizens Bank, NA
A+5.0 ★Texas Ratio: 5.44%
 Conventional, VA, HELOC 2
+7 HELOCs
 0.1% 66.7% $300,000 View
HomeBridge Financial Services, Inc
 Conventional, VA, HELOC 2
+5 HELOCs
 0.1% 100% $320,000
Better Mortgage Corporation
 Conventional, HELOC 2
+1 HELOCs
 0.1% 42.9% $125,000
Gold Star Mortgage Financial Group, Corporation
 Conventional, FHA 2 0.1% 100% $445,000
Atlantic Union Bank
A+5.0 ★Texas Ratio: 2.51%
 Conventional, FHA 2 0.1% 100% $305,000 View
AAA Capital Investment, Inc
 Conventional 2 0.1% 100% $315,000
PHH Mortgage Corporation
 Conventional, VA 2 0.1% 66.7% $215,000
Assurance Financial Group, L.L.C.
 Conventional 2 0.1% 100% $320,000
Homestead Funding Corp.
 Conventional 2 0.1% 100% $260,000
Absolute Home Mortgage
 FHA, VA 2 0.1% 100% $355,000
Intercoastal Mortgage, LLC
 Conventional, FHA 2 0.1% 100% $390,000
East Coast Capital Corp.
 FHA, VA 2 0.1% 66.7% $480,000
SIRVA Mortgage, Inc.
 Conventional 2 0.1% 100% $555,000
Mid-Continent Funding, Inc.
 VA 2 0.1% 100% $260,000
Total Mortgage Services, LLC
 Conventional 2 0.1% 100% $455,000
Homeowners Financial Group, LLC
 Conventional, VA 2 0.1% 100% $415,000
Premier Lending Inc.
 Conventional, FHA 2 0.1% 100% $200,000
Churchill Mortgage Corporation
 Conventional 2 0.1% 100% $385,000
Wolfe Financial Inc
 Conventional, FHA 2 0.1% 100% $220,000
Mission Loans, LLC
 FHA 2 0.1% 100% $265,000
Veritas Funding, LLC
 VA 2 0.1% 100% $310,000
ClearEdge Lending LLC
 Conventional 2 0.1% 66.7% $195,000
Magnolia Bank
A-5.0 ★Texas Ratio: 14.97%
 VA 2 0.1% 66.7% $445,000 View
Ixonia Bank
A+5.0 ★Texas Ratio: 2.14%
 VA 2 0.1% 100% $375,000 View
Geneva Financial LLC
 Conventional, VA 2 0.1% 100% $295,000
Champions Funding, LLC
 Conventional 2 0.1% 50% $245,000
Quorum Federal Credit Union
 Conventional, HELOC 1
+6 HELOCs
 0% 50% $85,000
Synovus Bank
 Conventional, HELOC 1
+3 HELOCs
 0% 50% $355,000
Tower Federal Credit Union
A+5.0 ★Texas Ratio: 1.59%
 Conventional, HELOC 1
+2 HELOCs
 0% 100% $365,000 View
Pentagon Federal Credit Union
 VA, HELOC 1
+2 HELOCs
 0% 50% $205,000
Cornerstone First Mortgage, LLC
 Conventional 1 0% 100% $325,000
Premier Mortgage Resources, LLC
 Conventional 1 0% 100% $475,000
First Community Mortgage, Inc.
A+5.0 ★Texas Ratio: 3.36%
 Conventional 1 0% 50% $215,000 View
Zippy Loans, LLC
 Conventional 1 0% 50% $55,000
North State Bank
A+5.0 ★Texas Ratio: 1.77%
 Conventional 1 0% 100% $185,000 View
Primary Residential Mortgage, INC.
 VA 1 0% 50% $365,000
MidFirst Bank
A+5.0 ★Texas Ratio: 4.93%
 FHA 1 0% 100% $115,000 View
Dieterich Bank
B+4.7 ★Texas Ratio: 18.69%
 Conventional 1 0% 100% $255,000 View
Servion
 Conventional 1 0% 100% $265,000
Canopy Mortgage, LLC
 Conventional 1 0% 100% $355,000
Aspire Home Loans
 Conventional 1 0% 100% $275,000
MortgageOne, Inc
 VA 1 0% 100% $405,000
Loansteady LLC
 Conventional 1 0% 100% $195,000
Allied Mortgage Group, Inc
 Conventional 1 0% 100% $255,000
Flagstar Bank NA
D3.3 ★Texas Ratio: 35.11%
 VA 1 0% 25% $315,000 View
Gateway First Bank
B+4.8 ★Texas Ratio: 17.16%
 FHA 1 0% 50% $515,000 View
Filo Mortgage, LLC
 Conventional 1 0% 100% $345,000
Data Mortgage, Inc
 FHA 1 0% 100% $235,000
Plus Relocation Mortgage, LLC
 Conventional 1 0% 100% $245,000
Beehive Federal Credit Union
 Conventional 1 0% 100% $155,000
McKenzie Banking Company
A5.0 ★Texas Ratio: 9.76%
 Conventional 1 0% 100% $255,000 View
Core Bank
A+5.0 ★Texas Ratio: 0.26%
 VA 1 0% 100% $425,000 View
Success Mortgage Partners, Inc
 FHA 1 0% 100% $645,000
AAFMAA Mortgage Services LLC
 VA 1 0% 100% $365,000
New Wave Lending Group Inc
 Conventional 1 0% 100% $355,000
American Security Mortgage Cor
 Conventional 1 0% 100% $325,000
American Financing Corporation
 FHA 1 0% 25% $125,000
ClearPath Lending
 VA 1 0% 100% $305,000
Bay Equity LLC
 Conventional 1 0% 100% $265,000
Kwik Mortgage Corporation
 Conventional 1 0% 50% $285,000
American Heritage Lending, LLC
 Conventional 1 0% 100% $285,000
Chevron Federal Credit Union
 Conventional 1 0% 100% $315,000
Weichert Financial Services
 FHA 1 0% 100% $335,000
Corning Credit Union
 Conventional 1 0% 100% $395,000
Stg Mortgage Inc
 FHA 1 0% 100% $355,000
Premium Mortgage Corporation
 Conventional 1 0% 100% $445,000
First Option Mortgage, LLC
 Conventional 1 0% 100% $295,000
Leader Bank NA
A+5.0 ★Texas Ratio: 0.22%
 Conventional 1 0% 100% $495,000 View
Axos Bank
A+5.0 ★Texas Ratio: 3.94%
 Conventional 1 0% 100% $405,000 View
Capital Bank, N.A.
A-5.0 ★Texas Ratio: 15.49%
 VA 1 0% 100% $385,000 View
Beeline Loans, Inc.
 Conventional 1 0% 100% $285,000
Southern Trust Mortgage, LLC
A4.7 ★Texas Ratio: 0.83%
 Conventional 1 0% 100% $245,000 View
Ladera Lending, Inc.
A+5.0 ★Texas Ratio: 0.22%
 Conventional 1 0% 100% $65,000 View
Teachers Federal Credit Union
 Conventional 1 0% 50% $105,000
Nations Lending Corporation
 VA 1 0% 100% $285,000
Mortgage Equity Partners LLC
 Conventional 1 0% 100% $435,000
Waterstone Mortgage Corporation
 VA 1 0% 100% $495,000
FineMark National Bank & Trust
 Conventional 1 0% 100% $585,000
Sierra Pacific Mortgage Co. Inc
 FHA 1 0% 100% $345,000
Change Lending
A+5.0 ★Texas Ratio: 3.68%
 Conventional 1 0% 33.3% $335,000 View
Stifel Bank & Trust
A-4.8 ★Texas Ratio: 12.33%
 Conventional 1 0% 100% $555,000 View
Milend, Inc
 VA 1 0% 50% $335,000
Saygo Home Loans, LLC
 VA 1 0% 100% $445,000
Emet Lending Group, Inc.
 Conventional 1 0% 100% $295,000
Empower Federal Credit Union
 Conventional 1 0% 100% $285,000
United Mortgage Corp.
A+5.0 ★Texas Ratio: 2.15%
 FHA 1 0% 100% $175,000 View
Tjc Mortgage Inc
 Conventional 1 0% 100% $605,000
Mortgage Solutions of Colorado
 VA 1 0% 50% $465,000
Genway Home Mortgage, Inc.
 FHA 1 0% 100% $305,000
Home State Bank National Association
A+5.0 ★Texas Ratio: 0.47%
 Conventional 1 0% 100% $585,000 View
Copper State Credit Union
 Conventional 1 0% 100% $115,000
CSL Financial, LLC
 Conventional 1 0% 100% $135,000
Nmsi, Inc.
 FHA 1 0% 100% $465,000
Southwest Stage Funding LLC
 FHA 1 0% 100% $305,000
Mortgage Investors Group
 FHA 1 0% 100% $445,000
Ubs Bank USA
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
 Conventional 1 0% 100% $315,000 View
First Financial Bank
A+5.0 ★Texas Ratio: 3.74%
 VA 1 0% 100% $395,000 View
Angel Oak Mortgage Solutions LLC
 Conventional 1 0% 50% $255,000
Nexera Holding LLC
 Conventional 1 0% 50% $225,000
Texana Bank
 FHA 1 0% 50% $615,000
Metro City Bank
A+5.0 ★Texas Ratio: 3.17%
 Conventional 1 0% 100% $265,000 View
Tammac Holdings Corporation
 Conventional 1 0% 11.1% $65,000
Cake Mortgage Corp.
 FHA 1 0% 100% $275,000
Figure Lending LLC
 HELOC 0
+10 HELOCs
 0% n/a
Gte Federal Credit Union
 HELOC 0
+2 HELOCs
 0% n/a
Skyla Federal Credit Union
A5.0 ★Texas Ratio: 9.56%
 HELOC 0
+1 HELOCs
 0% n/a
Kinecta Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Oaktree Funding Corp
 HELOC 0
+1 HELOCs
 0% n/a
Carolinas Telco FCU
A+5.0 ★Texas Ratio: 3.27%
 HELOC 0
+1 HELOCs
 0% n/a
Coastal Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Truliant Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Baxter Credit Union
 HELOC 0
+1 HELOCs
 0% 0%
Allegacy Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
State Departmenet Federal Credit Union
 HELOC 0
+1 HELOCs
 0% n/a
Citibank, NA
A+5.0 ★Texas Ratio: 2.82%
 HELOC 0
+1 HELOCs
 0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in North Charleston, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in North Charleston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Charleston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in North Charleston, SC

Use these to narrow the list above. Each category shows how many North Charleston, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 166 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 114 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 119 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 28 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in North Charleston, SC

Independent mortgage companies closed 77.6 percent of home loans in North Charleston, South Carolina in 2025, banks 16.5 percent and credit unions 5.9 percent. Movement Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and South Carolina Federal Credit the largest credit union. Among lenders headquartered in South Carolina, The Bank of South Carolina led with 15 loans.

77.6%
Mortgage companies
16.5%
Banks
5.9%
Credit unions
22%
FHA loans
24%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lendersColumbia 235 lendersSummerville 230 lendersGoose Creek 219 lendersGreer 248 lendersMount Pleasant 269 lendersRock Hill 190 lendersGreenville 224 lendersBluffton 235 lendersCarolina Forest 198 lendersFlorence 162 lendersMauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in North Charleston, SC

Who is the largest mortgage lender in North Charleston, SC?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in North Charleston, South Carolina with 46 loans, about 1.5 percent of the market. The largest lender headquartered in South Carolina was The Bank of South Carolina with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in North Charleston, SC have the highest approval rates?

Among lenders with meaningful volume in North Charleston, South Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97.3 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which North Charleston, SC mortgage lenders offer FHA, VA and USDA loans?

114 lenders closed FHA loans in North Charleston, South Carolina in 2025, led by Lennar Mortgage, LLC with 90. 119 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this North Charleston, SC lender list?

Yes. 74 banks and 29 credit unions closed home loans in North Charleston, South Carolina in 2025, alongside 166 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in North Charleston, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in North Charleston, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Charleston, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Charleston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.