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Mortgage Lenders and Brokers in Florence, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Florence, South Carolina mortgage lenders include First Reliance BankFirst Reliance Bank2170 W Palmetto St, Florence, SC 29501A+5.0 ★Texas Ratio: 0.55%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2009 Hoffmeyer Rd, Florence, SC 29501A5.0 ★Texas Ratio: 7.72%, Carolina BankCarolina Bank3037 W Palmetto St, Florence, SC 29501A+5.0 ★Texas Ratio: 2.26%, Wells Fargo Bank NAWells Fargo Bank NA408 S Irby St, Florence, SC 29501A+5.0 ★Texas Ratio: 5.36%, Anderson Brothers BankAnderson Brothers Bank501 2nd Loop Rd, Florence, SC 29505A5.0 ★Texas Ratio: 6.06%, Truist BankTruist Bank1831 W Evans St, Florence, SC 29501A+5.0 ★Texas Ratio: 2.87%, The Citizens BankThe Citizens Bank702 Pamplico Hwy, Florence, SC 29505A+5.0 ★Texas Ratio: 1.58%, Southstate Bank, National AssociationSouthstate Bank, National Association265 S Irby St, Florence, SC 29501A+5.0 ★Texas Ratio: 2.27%, Dedicated Community BankDedicated Community Bank2016 Hoffmeyer Rd, Florence, SC 29501A+5.0 ★Texas Ratio: 3.96%, and PNC Bank N.A.PNC Bank N.A.2000 W Palmetto St, Florence, SC 29501A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Florence, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Florence, South Carolina

Market share is the lender's share of all home loans closed in Florence, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Reliance Bank 1 office in Florence 2170 W Palmetto St, Florence, SC 29501 A+5.0 ★Texas Ratio: 0.55%	Conventional, FHA, VA, USDA, Jumbo	85	5.7%	91.4%	$286,176	View
First Ciitizens Bank and Trust 3 offices in Florence 2009 Hoffmeyer Rd, Florence, SC 29501 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	33 +33 HELOCs	2.2%	82.5%	$216,818	View
Carolina Bank 4 offices in Florence 3037 W Palmetto St, Florence, SC 29501 A+5.0 ★Texas Ratio: 2.26%	Conventional, Jumbo	19	1.3%	100%	$279,736	View
Wells Fargo Bank NA 3 offices in Florence 408 S Irby St, Florence, SC 29501 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	17	1.1%	85%	$160,882	View
Anderson Brothers Bank 3 offices in Florence 501 2nd Loop Rd, Florence, SC 29505 A5.0 ★Texas Ratio: 6.06%	Conventional	16	1.1%	100%	$149,375	View
Truist Bank ★ 1 stars, 1 review 2 offices in Florence 1831 W Evans St, Florence, SC 29501 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	13 +17 HELOCs	0.9%	86.7%	$236,538	View
The Citizens Bank 2 offices in Florence 702 Pamplico Hwy, Florence, SC 29505 A+5.0 ★Texas Ratio: 1.58%	Conventional	12	0.8%	100%	$180,833	View
Southstate Bank, National Association ★ 5 stars, 1 review 3 offices in Florence 265 S Irby St, Florence, SC 29501 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	11 +27 HELOCs	0.7%	73.3%	$168,636	View
Dedicated Community Bank 1 office in Florence 2016 Hoffmeyer Rd, Florence, SC 29501 A+5.0 ★Texas Ratio: 3.96%	Conventional	10	0.7%	100%	$153,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Florence 2000 W Palmetto St, Florence, SC 29501 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +9 HELOCs	0.3%	83.3%	$245,000	View
First Bank 1 office in Florence 452 2nd Loop Rd, Florence, SC 29505 A+5.0 ★Texas Ratio: 1.94%	Conventional, FHA, HELOC	5 +7 HELOCs	0.3%	100%	$309,000	View
TD Bank 1 office in Florence 684 Pamplico Hwy, Florence, SC 29505 A+5.0 ★Texas Ratio: 3.71%	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	50%	$100,000	View
ArborOne ACA	Conventional	1	0.1%	100%	$495,000
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, Jumbo, HELOC	128 +2 HELOCs	8.6%	99.3%	$230,078
SAFE Federal Credit Union 1319 2nd Loop Rd, Florence, SC 29505 A+5.0 ★Texas Ratio: 3.64%	Conventional	30	2%	79.1%	$192,000	View
Bank of Clarendon 2609 Players Course Dr, Manning, SC 29102 A+5.0 ★Texas Ratio: 0.03%	Conventional	11	0.7%	100%	$145,909	View
Ameris Bank ★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	6	0.4%	85.7%	$255,000	View
JPMorgan Chase Bank, NA 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.3%	71.4%	$253,000	View
SPC Credit Union 1312 Celebration Blvd, Florence, SC 29501 A+5.0 ★Texas Ratio: 5.45%	Conventional	4	0.3%	100%	$135,000	View
Carolina Trust Federal Credit Union 2518 Main St, Conway, SC 29526 3365 A+5.0 ★Texas Ratio: 5.86%	Conventional	2	0.1%	66.7%	$55,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional	2	0.1%	100%	$430,000	View
SC State Credit Union 1504 N Cashua Dr, Florence, SC 29501	Conventional, HELOC	1 +8 HELOCs	0.1%	25%	$195,000
Bank of America NA 150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$315,000	View
First Palmetto Bank 300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	50%	$75,000	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	50%	$255,000	View
First Community Bank 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	VA	1	0.1%	100%	$365,000	View
Fifth Third Bank, National Association 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$305,000	View
South Carolina Federal Credit	Conventional, HELOC	16 +1 HELOCs	1.1%	80%	$131,875
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA	8	0.5%	100%	$233,750	View
RoundPoint Mortgage Servicing LLC	Conventional, FHA	3	0.2%	100%	$198,333
Sharonview Federal CU	HELOC	0 +5 HELOCs	0%	n/a
Palmetto Citizens Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	147	9.8%	80.3%	$181,190
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	81 +1 HELOCs	5.4%	98.8%	$266,234
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	69 +2 HELOCs	4.6%	74.5%	$278,478
Fairway Independent Mort Corp	Conventional, FHA, VA	67	4.5%	95.9%	$213,805
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	47	3.1%	81.7%	$146,914
Mortgage Research Center	FHA, VA	41	2.7%	71.2%	$279,146
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA	36	2.4%	100%	$271,666	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	33	2.2%	70.2%	$293,787
Pennymac Loan Services LLC	Conventional, FHA, VA	28	1.9%	85.3%	$183,214
Freedom Mortgage Corporation	Conventional, FHA, VA	27	1.8%	87.5%	$286,111
Inspire Home Loans Inc.	Conventional, FHA, VA, USDA	26	1.7%	76.5%	$210,384
21St Mortgage	Conventional	23	1.5%	24.8%	$80,652
loanDepot.com LLC	Conventional, FHA, VA	22	1.5%	69.7%	$131,818
ALCOVA Mortgage, LLC	Conventional, FHA, VA, USDA	20	1.3%	93.1%	$206,000
Mortgage Equity Partners LLC	Conventional, FHA, VA	20	1.3%	87%	$201,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	19	1.3%	90.9%	$198,684
Acrisure Mortgage, LLC	Conventional, FHA, VA	19	1.3%	95%	$333,947
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +7 HELOCs	1.2%	54.5%	$272,777
Go Mortgage, LLC	Conventional, FHA, VA	18	1.2%	95.7%	$230,555
Newrez LLC	Conventional, FHA, VA	15	1%	51.6%	$258,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	14 +1 HELOCs	0.9%	58.3%	$233,571
Nationstar Mortgage	Conventional, FHA, VA	14	0.9%	93.8%	$204,285
Primary Residential Mortgage, INC.	Conventional, FHA, VA	10	0.7%	83.3%	$161,000
American Security Mortgage Cor	Conventional, FHA	9	0.6%	100%	$210,555
Amerisave Mortgage Company	Conventional, FHA	8	0.5%	27.6%	$120,000
Lower, LLC	Conventional, FHA, VA	7	0.5%	77.8%	$262,142
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo	6	0.4%	66.7%	$441,666	View
Equity Prime Mortgage LLC	FHA, VA	6	0.4%	54.5%	$230,000
Triad Financial Services, Inc.	Conventional	6	0.4%	45.5%	$91,666
T2 Financial LLC	Conventional, FHA	6	0.4%	85.7%	$246,666
Paramount Residential Mortgage	FHA	6	0.4%	100%	$305,000
Spring Eq, LLC	Conventional, HELOC	5 +2 HELOCs	0.3%	31.2%	$73,000
Goodleap, LLC	Conventional, FHA, VA	5	0.3%	71.4%	$115,000
Guild Mortgage Company	Conventional	5	0.3%	88.9%	$273,000
First Heritage Mortgage, LLC	Conventional, FHA	5	0.3%	100%	$271,000
Mutual of Omaha Mortgage	FHA, VA, HELOC	4 +1 HELOCs	0.3%	66.7%	$202,500
Royal United Mortgage LLC	Conventional	4	0.3%	100%	$87,500
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$300,000
New Day Financial, LLC.	VA	4	0.3%	35.7%	$270,000
Mortgage Solutions of Colorado	FHA, VA	4	0.3%	100%	$265,000
Carrington Mortgage Services LLC	FHA, VA	4	0.3%	40%	$177,500
Village Capital & Investment	VA	4	0.3%	45.5%	$272,500
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.2%	24%	$291,666
Kind Lending, LLC	Conventional, FHA	3	0.2%	37.5%	$178,333
American Financial Network, Inc.	FHA	3	0.2%	75%	$195,000
Discover Bank	Conventional	3	0.2%	27.3%	$48,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	60%	$371,666	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA	3	0.2%	100%	$205,000
Southwest Stage Funding LLC	Conventional, FHA	3	0.2%	60%	$231,666
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	3	0.2%	5.5%	$91,666
Top Flite Financial, Inc.	FHA, VA	3	0.2%	100%	$298,333
State Employees' Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	40%	$275,000
Equity Resources Inc	FHA	2	0.1%	100%	$250,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$390,000	View
Carolina One Mortgage, LLC	Conventional	2	0.1%	100%	$180,000
Sun West Mortgage Company, Inc	VA	2	0.1%	66.7%	$370,000
Union Home Mortgage Corp.	VA	2	0.1%	100%	$260,000
Honda Federal Credit Union	Conventional	2	0.1%	50%	$210,000
Weichert Financial Services	Conventional, FHA	2	0.1%	100%	$310,000
Calcon Mutual Mortgage LLC	Conventional, VA	2	0.1%	100%	$335,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$150,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	FHA	2	0.1%	100%	$270,000	View
Franklin Loan Corporation	FHA	2	0.1%	100%	$310,000
Integrity Home Mortgage Corporation	Conventional	2	0.1%	100%	$115,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$275,000	View
Better Mortgage Corporation	Conventional	2	0.1%	66.7%	$255,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	2	0.1%	100%	$215,000	View
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$120,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	2	0.1%	100%	$315,000	View
Reliance First Capital, LLC	FHA	2	0.1%	100%	$180,000
Texana Bank	FHA, VA	2	0.1%	100%	$155,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$235,000	View
Synovus Bank	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$195,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$335,000
Zippy Loans, LLC	Conventional	1	0.1%	14.3%	$35,000
American Financial Resources LLC	FHA	1	0.1%	100%	$205,000
Primelending	FHA	1	0.1%	100%	$435,000
Fourleaf Federal Credit Union	Conventional	1	0.1%	100%	$255,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$175,000	View
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	50%	$395,000
Servion	Conventional	1	0.1%	100%	$135,000
Everett Financial, Inc.	FHA	1	0.1%	100%	$185,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	FHA	1	0.1%	100%	$305,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$135,000
BankSouth Mortgage Company LLC	FHA	1	0.1%	100%	$155,000
Nbkc Bank	VA	1	0.1%	50%	$395,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$185,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$375,000
Dart Bank	Conventional	1	0.1%	100%	$115,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$255,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$125,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$145,000	View
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$245,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	FHA	1	0.1%	50%	$195,000	View
Michigan Mutual, Inc	FHA	1	0.1%	100%	$165,000
American Liberty Mortgage Inco	FHA	1	0.1%	100%	$255,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$155,000
Nation One Mortgage Corporatio	FHA	1	0.1%	100%	$135,000
Gate City Bank	Conventional	1	0.1%	100%	$155,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$635,000
Credit Human Federal Credit Un	Conventional	1	0.1%	33.3%	$125,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Coastal Federal Credit Union	Conventional	1	0.1%	100%	$315,000
Corning Credit Union	Conventional	1	0.1%	100%	$615,000
Fairwinds Credit Union	Conventional	1	0.1%	100%	$325,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	50%	$245,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$135,000	View
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	VA	1	0.1%	100%	$645,000	View
Planet Home Lending, LLC	VA	1	0.1%	100%	$265,000
Mortgage Lenders Investment Tr	Conventional	1	0.1%	100%	$185,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$215,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$175,000
Putnam County Bank A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$505,000	View
Rapid Mortgage Company	FHA	1	0.1%	100%	$155,000
Actors Federal Credit Union	Conventional	1	0.1%	100%	$155,000
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$255,000
Uif Corporation	Conventional	1	0.1%	100%	$325,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Sente Mortgage, Inc.	Conventional	1	0.1%	100%	$345,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$275,000
Veritas Funding, LLC	VA	1	0.1%	100%	$165,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$115,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$335,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$195,000
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$405,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$175,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$215,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$475,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$175,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
AmWest Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Florence Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Florence, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Florence, SC

Use these to narrow the list above. Each category shows how many Florence, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 101 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 20 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Florence, SC

Independent mortgage companies closed 72.4 percent of home loans in Florence, South Carolina in 2025, banks 22 percent and credit unions 5.7 percent. ArborOne ACA was the largest mortgage company, First Reliance Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Reliance Bank led with 85 loans.

72.4%

Mortgage companies

22%

Banks

5.7%

Credit unions

30%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Mauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in Florence, SC

Who is the largest mortgage lender in Florence, SC?

By home loans closed in 2025, First Reliance Bank was the largest mortgage lender in Florence, South Carolina with 85 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Florence, SC have the highest approval rates?

Among lenders with meaningful volume in Florence, South Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 99.3 percent, against a 74.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Florence, SC mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Florence, South Carolina in 2025, led by Movement Mortgage, LLC with 44. 53 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Florence, SC lender list?

Yes. 47 banks and 22 credit unions closed home loans in Florence, South Carolina in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Florence, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Florence, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.