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Mortgage Lenders and Brokers in Mount Pleasant, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mount Pleasant, South Carolina mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association710 Coleman Boulevard, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association632 Long Point Rd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA960 Houston Northcutt Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust903 Johnnie Dodds Blvd, Mount Pleasant, SC 29464A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA1020 Anna Knapp Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, First Reliance BankFirst Reliance Bank900 Johnnie Dodds Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 0.55%, The Bank of South CarolinaThe Bank of South Carolina1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 1.79%, Beacon Community BankBeacon Community Bank1210 Ben Sawyer Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 0.20%, and Ameris BankAmeris Bank349 W Coleman Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mount Pleasant, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Pleasant are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mount Pleasant, South Carolina

Market share is the lender's share of all home loans closed in Mount Pleasant, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fifth Third Bank, National Association 1 office in Mount Pleasant 710 Coleman Boulevard, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo, HELOC	97 +29 HELOCs	4.5%	93.3%	$935,721	View
Southstate Bank, National Association ★ 5 stars, 1 review 4 offices in Mount Pleasant 632 Long Point Rd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	49 +98 HELOCs	2.3%	98%	$778,265	View
JPMorgan Chase Bank, NA 2 offices in Mount Pleasant 960 Houston Northcutt Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	41 +3 HELOCs	1.9%	87.2%	$777,926	View
First Ciitizens Bank and Trust 2 offices in Mount Pleasant 903 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	40 +91 HELOCs	1.9%	76.9%	$926,250	View
Bank of America NA 3 offices in Mount Pleasant 1020 Anna Knapp Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	36 +74 HELOCs	1.7%	87.8%	$856,944	View
First National Bank of PA 1 office in Mount Pleasant 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	36 +18 HELOCs	1.7%	97.3%	$784,166	View
First Reliance Bank 1 office in Mount Pleasant 900 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 0.55%	Conventional, VA, Jumbo	36	1.7%	97.3%	$764,722	View
The Bank of South Carolina 1 office in Mount Pleasant 1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 1.79%	Conventional, FHA, VA, Jumbo	32	1.5%	100%	$679,062	View
Beacon Community Bank 1210 Ben Sawyer Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 0.20%	Conventional, Jumbo	29	1.3%	81.1%	$906,724	View
Ameris Bank ★ 4 stars, 1 review 1 office in Mount Pleasant 349 W Coleman Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	28 +3 HELOCs	1.3%	96.6%	$690,000	View
Wells Fargo Bank NA 4 offices in Mount Pleasant 1891 Sthy 17, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	23	1.1%	85.2%	$849,347	View
TD Bank 2 offices in Mount Pleasant 1021 Anna Knapp Ext, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	22 +38 HELOCs	1%	76.5%	$952,727	View
Pinnacle Bank 3 offices in Mount Pleasant 530 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	16 +14 HELOCs	0.7%	94.1%	$655,625	View
Regions Bank 1 office in Mount Pleasant 1486 Stuart Engals Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	15 +8 HELOCs	0.7%	80%	$621,666	View
South Atlantic Bank 1 office in Mount Pleasant 930 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	15	0.7%	100%	$810,333	View
Truist Bank ★ 1 stars, 1 review 2 offices in Mount Pleasant 404 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	14 +36 HELOCs	0.6%	100%	$970,714	View
First Capital Bank 1 office in Mount Pleasant 2191 N Highway 17, Mount Pleasant, SC 29466 A+5.0 ★Texas Ratio: 0.91%	Conventional, Jumbo	9	0.4%	76.9%	$1,142,777	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Mount Pleasant 1021 Ewall St, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +35 HELOCs	0.3%	53.8%	$622,142	View
Southern First Bank 1 office in Mount Pleasant 691 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 3.08%	Conventional, FHA, HELOC	7 +23 HELOCs	0.3%	87.5%	$432,142	View
United Community Bank 1 office in Mount Pleasant 875 Lowcountry Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 2.97%	Conventional, VA, Jumbo, HELOC	7 +19 HELOCs	0.3%	88.9%	$1,267,857	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Mount Pleasant 651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	66.7%	$1,170,000	View
United Bank Va 1 office in Mount Pleasant 1492 Stuart Engals Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$625,000	View
First Palmetto Bank 1 office in Mount Pleasant 1636 N Highway 17, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0%	100%	$525,000	View
Bank of the Lowcountry 1 office in Mount Pleasant 767 Johnnie Dodds Blvd, Mount Pleasant, SC 29464 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0%	100%	$385,000	View
Barley Mortgage, LLC	Conventional, VA	24	1.1%	100%	$493,750
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, Jumbo	22	1%	93.5%	$537,272
Rev Federal Credit Union 22 Westedge St, Charleston, SC 29403	Conventional, Jumbo	19	0.9%	84%	$445,526
Servisfirst Bank 701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo, HELOC	13 +8 HELOCs	0.6%	92.9%	$738,076	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.2%	100%	$699,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.2%	100%	$1,265,000	View
Enterprise Bank of Sc 2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96%	Conventional, Jumbo	3	0.1%	100%	$1,621,666	View
Countybank 2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52%	Conventional	2	0.1%	100%	$490,000	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	66.7%	$655,000	View
CPM Federal Credit Union 3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0%	100%	$965,000	View
Spero Financial Federal Credit Union 1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40%	Conventional	1	0%	100%	$355,000	View
The Conway National Bank 2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10%	Conventional, Jumbo	1	0%	100%	$3,465,000	View
Palmetto State Bank 230 Main St N, Allendale, SC 29810 A+5.0 ★Texas Ratio: 0.33%	Conventional	1	0%	100%	$115,000	View
The Peoples Bank 3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$395,000	View
SAFE Federal Credit Union 596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0%	100%	$205,000	View
First Community Bank 407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0%	100%	$575,000	View
AllSouth Federal Credit Union 244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08%	Conventional	1	0%	100%	$555,000	View
Bank of Clarendon 2609 Players Course Dr, Manning, SC 29102 A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0%	100%	$635,000	View
SC State Credit Union 190 Beaufort St NE, Aiken, SC 29801 4401	HELOC	0 +7 HELOCs	0%	n/a
Greenville Federal Credit Union 1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
South Carolina Federal Credit	Conventional, Jumbo, HELOC	62 +30 HELOCs	2.9%	91.3%	$516,129
Sage Home Loans Corporation	Conventional	9	0.4%	90.9%	$576,111
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA, Jumbo	5	0.2%	100%	$651,000	View
HQ Mortgage LLC	Conventional	1	0%	100%	$645,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$255,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	167	7.7%	83.7%	$411,646
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	94 +16 HELOCs	4.3%	92.2%	$632,978
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	57 +9 HELOCs	2.6%	95.5%	$571,315
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, Jumbo, HELOC	47 +2 HELOCs	2.2%	97.9%	$766,489	View
Newrez LLC	Conventional, FHA, VA, Jumbo	46	2.1%	69.7%	$486,304
Carolina One Mortgage, LLC	Conventional, VA, Jumbo	37	1.7%	97.4%	$550,945
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	1.7%	75%	$554,166
K. Hovnanian American Mortgage	Conventional, VA, Jumbo	34	1.6%	91.9%	$687,058
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	32 +1 HELOCs	1.5%	94.1%	$587,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	31 +4 HELOCs	1.4%	91.2%	$566,612
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	29	1.3%	93.8%	$669,137
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	28 +22 HELOCs	1.3%	82.9%	$426,428
loanDepot.com LLC	Conventional, FHA, VA	28	1.3%	82.9%	$412,857
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	28	1.3%	100%	$875,357	View
Atlantic Coast Mortgage, LLC	Conventional, VA, Jumbo	26	1.2%	96.7%	$610,769
Nationstar Mortgage	Conventional, FHA	26	1.2%	96.4%	$229,615
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA, Jumbo	24	1.1%	100%	$721,250	View
Lower, LLC	Conventional, VA, Jumbo, HELOC	18 +2 HELOCs	0.8%	90%	$664,444
Guild Mortgage Company	Conventional, VA, Jumbo	18	0.8%	85.7%	$665,555
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	17	0.8%	94.7%	$1,031,470	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	17	0.8%	94.4%	$209,705	View
Spring Eq, LLC	Conventional, Jumbo, HELOC	16 +19 HELOCs	0.7%	44.4%	$200,000
Calcon Mutual Mortgage LLC	Conventional, FHA, Jumbo	15	0.7%	93.8%	$573,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	14	0.6%	100%	$994,285	View
Sente Mortgage, Inc.	Conventional, FHA, VA, Jumbo	14	0.6%	100%	$713,571
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo, HELOC	13 +3 HELOCs	0.6%	100%	$831,923	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	13	0.6%	92.9%	$536,538
Amerisave Mortgage Company	Conventional	13	0.6%	43.3%	$105,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	12	0.6%	63.2%	$768,333	View
Provident Funding Associates	Conventional	12	0.6%	100%	$575,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	11	0.5%	59.1%	$357,727
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	11	0.5%	91.7%	$821,363
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	11	0.5%	100%	$557,727
Primelending	Conventional, VA, Jumbo	10	0.5%	100%	$575,000
Direct Mortgage Loans, LLC	Conventional, FHA, VA	10	0.5%	100%	$415,000
The Loan Store, Inc	Conventional, HELOC	9 +5 HELOCs	0.4%	100%	$459,444
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	9	0.4%	100%	$523,888	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, Jumbo	8	0.4%	100%	$592,500
Residential Wholesale Mortgage	Conventional, Jumbo	8	0.4%	100%	$513,750
Ark-La-Tex Financial Services LLC	Conventional, VA	8	0.4%	88.9%	$643,750
Better Mortgage Corporation	Conventional, Jumbo, HELOC	7 +7 HELOCs	0.3%	70%	$749,285
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	7 +3 HELOCs	0.3%	87.5%	$555,000	View
Intercoastal Mortgage, LLC	Conventional, VA, Jumbo	7	0.3%	91.7%	$682,142
Mortgage Research Center	Conventional, VA, Jumbo	7	0.3%	50%	$816,428
Synovus Bank	Conventional, Jumbo, HELOC	6 +20 HELOCs	0.3%	66.7%	$1,461,666
New American Funding, LLC.	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	75%	$380,000
First Heritage Mortgage, LLC	Conventional, Jumbo	6	0.3%	75%	$895,000
Paramount Residential Mortgage	Conventional, VA, Jumbo	6	0.3%	100%	$596,666
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	6	0.3%	100%	$1,375,000	View
Originpoint, LLC	Conventional, Jumbo	5	0.2%	100%	$1,073,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA, Jumbo	5	0.2%	100%	$771,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, VA, Jumbo	5	0.2%	100%	$713,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	5	0.2%	71.4%	$665,000
Nfm, Inc	Conventional, Jumbo	5	0.2%	100%	$833,000
New Day Financial, LLC.	VA	5	0.2%	100%	$541,000
FineMark National Bank & Trust	Conventional, Jumbo	5	0.2%	100%	$1,667,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	5	0.2%	83.3%	$1,033,000	View
Nexera Holding LLC	Conventional, Jumbo	5	0.2%	83.3%	$855,000
Plaza Home Mortgage, Inc	Conventional, VA, Jumbo	5	0.2%	75%	$845,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +9 HELOCs	0.2%	66.7%	$180,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	4	0.2%	100%	$1,830,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	100%	$657,500	View
Jet HomeLoans, LP	Conventional, VA, Jumbo	4	0.2%	100%	$740,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	4	0.2%	50%	$562,500	View
Atlantic Bay Mortgage Group	Conventional, VA, Jumbo	4	0.2%	100%	$822,500
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	4	0.2%	100%	$470,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	4	0.2%	100%	$680,000
Quorum Federal Credit Union	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$248,333
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	3	0.1%	100%	$641,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0.1%	100%	$565,000	View
Goodleap, LLC	Conventional	3	0.1%	100%	$178,333
Resicentral LLC	Conventional, Jumbo	3	0.1%	100%	$1,025,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	3	0.1%	100%	$381,666	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	3	0.1%	100%	$281,666	View
Mortgage Equity Partners LLC	Conventional, VA, Jumbo	3	0.1%	100%	$728,333
21St Mortgage	Conventional	3	0.1%	75%	$101,666
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$685,000
JMAC Lending, Inc.	Conventional, VA	3	0.1%	100%	$608,333
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +44 HELOCs	0.1%	100%	$1,465,000	View
State Employees' Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$755,000
Valon Mortgage	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$255,000
Arc Home LLC	Conventional, Jumbo	2	0.1%	100%	$795,000
EMM Loans LLC	Conventional	2	0.1%	100%	$430,000
Cazle Mortgage, Inc.	Conventional	2	0.1%	100%	$450,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo	2	0.1%	100%	$1,270,000	View
Affordable Mortgage Advisors	Conventional	2	0.1%	100%	$790,000
First Sentinel Bank A+5.0 ★Texas Ratio: 0.93%	Conventional	2	0.1%	100%	$560,000	View
ALCOVA Mortgage, LLC	Conventional	2	0.1%	100%	$515,000
Dart Bank	Conventional	2	0.1%	100%	$530,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	2	0.1%	100%	$495,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$615,000	View
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$445,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$570,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.1%	100%	$790,000	View
Discover Bank	Conventional	2	0.1%	10.5%	$90,000
Absolute Home Mortgage	Conventional	2	0.1%	100%	$190,000
Credit Union Mortgage Associat	Conventional	2	0.1%	100%	$455,000
American Security Mortgage Cor	Conventional	2	0.1%	100%	$615,000
Schumacher Mortgage LLC	Conventional, Jumbo	2	0.1%	100%	$895,000
Union Home Mortgage Corp.	Conventional, VA, Jumbo	2	0.1%	100%	$780,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$485,000
Strong Home Mortgage, LLC	Conventional	2	0.1%	100%	$660,000
American Heritage Lending, LLC	Conventional, Jumbo	2	0.1%	100%	$895,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$590,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$540,000
Planet Home Lending, LLC	Conventional, VA, Jumbo	2	0.1%	100%	$775,000
Integrity Home Mortgage Corporation	Conventional, FHA, Jumbo	2	0.1%	100%	$710,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$710,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$410,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	2	0.1%	66.7%	$1,190,000	View
Geneva Financial LLC	VA, Jumbo	2	0.1%	100%	$1,340,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$1,055,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.1%	100%	$460,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.1%	100%	$1,290,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	75%	$710,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.1%	22.2%	$205,000
Reliance First Capital, LLC	Conventional	2	0.1%	100%	$255,000
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$300,000
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$240,000
Village Capital & Investment	VA	2	0.1%	66.7%	$735,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +12 HELOCs	0%	50%	$55,000
Boeing Employees' Credit Union	Conventional, Jumbo, HELOC	1 +4 HELOCs	0%	100%	$1,205,000
Nasa Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$165,000
1St Colonial Community Bank	Conventional, HELOC	1 +1 HELOCs	0%	100%	$805,000
Citadel Federal Credit Union	Conventional	1	0%	100%	$495,000
Baycoast Mortgage Company, LLC	Conventional	1	0%	100%	$425,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$1,425,000
American Portfolio Mortgage Corporation	Conventional, Jumbo	1	0%	100%	$1,045,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0%	100%	$255,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$805,000	View
Liberty Federal Credit Union	Conventional	1	0%	100%	$245,000
Royal United Mortgage LLC	Conventional	1	0%	100%	$75,000
Fundloans Capital	Conventional, Jumbo	1	0%	100%	$2,445,000
Educational Systems FCU	Conventional, Jumbo	1	0%	100%	$835,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$305,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$475,000	View
Contour Mortgage Corporation	Conventional	1	0%	100%	$635,000
Canopy Mortgage, LLC	Conventional	1	0%	100%	$765,000
Go Mortgage, LLC	Conventional	1	0%	50%	$375,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$575,000
AAA Capital Investment, Inc	Conventional, Jumbo	1	0%	50%	$2,005,000
BankSouth Mortgage Company LLC	Conventional	1	0%	100%	$635,000
Acrisure Mortgage, LLC	VA	1	0%	100%	$385,000
Loansteady LLC	Conventional	1	0%	100%	$665,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$405,000
Howard Hanna Financial Services, Inc	Conventional	1	0%	100%	$715,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$275,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0%	100%	$705,000
PHH Mortgage Corporation	Conventional	1	0%	50%	$445,000
Filo Mortgage, LLC	Conventional	1	0%	100%	$805,000
Emporium Tpo LLC	Conventional, Jumbo	1	0%	100%	$845,000
AdvantageFirst Lending Inc	Conventional	1	0%	100%	$555,000
American Financial Network, Inc.	Conventional	1	0%	66.7%	$505,000
Eustis Mortgage Corp	Conventional	1	0%	100%	$555,000
Assurance Financial Group, L.L.C.	Conventional	1	0%	100%	$275,000
Shelter Lending Services, LLC	Conventional	1	0%	100%	$255,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0%	100%	$1,495,000
MortgageCountry	Conventional	1	0%	100%	$525,000
Mortgage Assurance Inc	Conventional	1	0%	100%	$585,000
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$595,000
Sun West Mortgage Company, Inc	FHA	1	0%	100%	$265,000
Nation One Mortgage Corporatio	Conventional	1	0%	100%	$185,000
Flexpoint, Inc.	Conventional	1	0%	100%	$265,000
Click n' Close, Inc.	Conventional	1	0%	100%	$545,000
Franklin Mint Federal Credit Union	Conventional	1	0%	50%	$105,000
Legend Lending Corporation	Conventional	1	0%	100%	$545,000
Real Genius LLC	Conventional	1	0%	100%	$355,000
Aurora Financial, LLC	Conventional	1	0%	100%	$625,000
Chevron Federal Credit Union	Conventional	1	0%	100%	$785,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0%	50%	$855,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0%	100%	$155,000	View
Capital Center LLC	Conventional	1	0%	100%	$555,000
Guardian Savings Bank A+5.0 ★Texas Ratio: 1.35%	FHA	1	0%	100%	$155,000	View
New Market Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$555,000	View
Access Bank A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0%	100%	$585,000	View
Premier Lending Inc.	FHA	1	0%	100%	$515,000
Ony Glo, Inc.	Conventional	1	0%	100%	$575,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$405,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional, Jumbo	1	0%	100%	$915,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$325,000
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0%	50%	$2,005,000	View
T2 Financial LLC	Conventional	1	0%	100%	$805,000
The Anderson Financial Group, Inc.	Conventional, Jumbo	1	0%	100%	$1,115,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	1	0%	100%	$935,000	View
Vellum Mortgage, Inc.	Conventional	1	0%	100%	$505,000
Agriculture Federal Credit Union	Conventional	1	0%	100%	$105,000
Old Dominion National Bank A5.0 ★Texas Ratio: 6.07%	Conventional, Jumbo	1	0%	100%	$1,345,000	View
Mortgage Lenders Investment Tr	Conventional	1	0%	100%	$675,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0%	100%	$1,085,000
Wolfe Financial Inc	Conventional	1	0%	100%	$415,000
Gardner Financial Services	Conventional	1	0%	100%	$695,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$685,000
Crystal Lake Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0%	100%	$1,025,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$255,000	View
Baxter Credit Union	Conventional	1	0%	100%	$355,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$805,000	View
Union Savings Bank	Conventional	1	0%	100%	$475,000
Saygo Home Loans, LLC	Conventional	1	0%	100%	$715,000
Lake Michigan Credit Union	Conventional	1	0%	100%	$665,000
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional, Jumbo	1	0%	100%	$1,315,000	View
Mission Loans, LLC	Conventional	1	0%	100%	$75,000
Ardri LLC	Conventional	1	0%	100%	$645,000
Bayer Hfcu	Conventional	1	0%	100%	$245,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	VA	1	0%	100%	$695,000	View
Tjc Mortgage Inc	Conventional	1	0%	100%	$375,000
Uif Corporation	Conventional	1	0%	100%	$785,000
Gulf Coast Bank and Trust	Conventional	1	0%	100%	$285,000
Radius Financial Group Inc	Conventional	1	0%	100%	$725,000
Potomac Bank A+5.0 ★Texas Ratio: 0.66%	Conventional, Jumbo	1	0%	100%	$1,815,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$635,000
Nations Direct Mortgage, LLC	Conventional	1	0%	100%	$345,000
TowneBank	VA	1	0%	100%	$595,000
Zillow Home Loans, LLC	Conventional	1	0%	100%	$315,000
Veritas Funding, LLC	VA, Jumbo	1	0%	100%	$865,000
ClearEdge Lending LLC	Conventional, Jumbo	1	0%	100%	$955,000
Nmsi, Inc.	Conventional	1	0%	100%	$405,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$725,000	View
Meadowbrook Financial Mortgage Bankers Corp.	FHA	1	0%	100%	$645,000
United Nations Federal CU	Conventional, Jumbo	1	0%	100%	$1,865,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0%	100%	$255,000	View
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$305,000
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional, Jumbo	1	0%	100%	$1,085,000	View
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +12 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Delta Community Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
AmWest Funding Corp	HELOC	0 +2 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +2 HELOCs	0%	n/a		View
Hanscom Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	HELOC	0 +1 HELOCs	0%	n/a
Coastal Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Heritage Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Manasquan Bank ★ 3 stars, 1 review A+5.0 ★Texas Ratio: 5.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mount Pleasant Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mount Pleasant, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Mount Pleasant? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Pleasant in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mount Pleasant, SC

Use these to narrow the list above. Each category shows how many Mount Pleasant, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 152 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 97 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 43 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 59 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 121 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 31 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Mount Pleasant, SC

Independent mortgage companies closed 54.9 percent of home loans in Mount Pleasant, South Carolina in 2025, banks 38.5 percent and credit unions 6.6 percent. Barley Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Reliance Bank led with 36 loans.

54.9%

Mortgage companies

38.5%

Banks

6.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders Mauldin 190 lenders

Frequently Asked Questions About Mortgage Lenders in Mount Pleasant, SC

Who is the largest mortgage lender in Mount Pleasant, SC?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Mount Pleasant, South Carolina with 97 loans, about 4.5 percent of the market. The largest lender headquartered in South Carolina was First Reliance Bank with 36 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mount Pleasant, SC have the highest approval rates?

Among lenders with meaningful volume in Mount Pleasant, South Carolina, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 95.5 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mount Pleasant, SC mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Mount Pleasant, South Carolina in 2025, led by United Wholesale Mortgage with 9. 59 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mount Pleasant, SC lender list?

Yes. 97 banks and 43 credit unions closed home loans in Mount Pleasant, South Carolina in 2025, alongside 152 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mount Pleasant, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mount Pleasant, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Pleasant, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Pleasant. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.