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Countybank Rates & Review March 2026

Countybank's Certificates of Deposit 1-Month rates are at 0.94%, Certificates of Deposit 3-Month rates are at 0.93%, Certificates of Deposit 6-Month rates are at 0.92%, Certificates of Deposit 60-Month rates are at 0.91%, Certificates of Deposit 9-Month rates are at 0.90%. Countybank's savings rates are at 0.02%. Countybank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Countybank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.21%. Rates were last updated on 03/13/2026.

Countybank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Countybank? Share your experience about Countybank by leaving a review below, or read customer reviews before you decide to use Countybank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.21%
Excellent Lower than avg
Countybank
419 Main St
Greenwood, SC 29646
https://www.ecountybank.com
Member FDIC

Countybank CD Rates

Product Rate APY Term View More
Certificates of Deposit 1 Month 0.94% 0.94% 1
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 3 Month 0.93% 0.93% 3
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 6 Month 0.92% 0.92% 6
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 60 Month 0.91% 0.91% 60
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 9 Month 0.90% 0.90% 9
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 12 Month 0.89% 0.89% 12
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 48 Month 0.89% 0.89% 48
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 18 Month 0.88% 0.88% 18
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 24 Month 0.87% 0.87% 24
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 30 Month 0.87% 0.87% 30
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Certificates of Deposit 36 Month 0.87% 0.87% 36
Min Deposit $1,000
Min Balance $500
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Countybank Savings Rates

Product Rate APY View More
Classic Savings 0.03% 0.03%
Min Deposit $25
Min Balance $200
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Health Savings Account 0.02% 0.02%
Min Deposit $100
Min Balance $1,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Countybank Money Market Rates

Product Rate APY View More
Money Market 0.05% 0.05%
Min Balance $100,000
Details Daily balances of: $100,000.00 and up
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Markets 0.05% 0.05%
Min Balance $100,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Market 0.03% 0.03%
Min Balance $50,000
Details Daily balances of: $50,000.00 - 74,999.99
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Markets 0.03% 0.03%
Min Balance $50,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Market 0.01% 0.01%
Min Balance $1,000
Details Daily balances of: $1,000.00 - 24,999.99
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Markets 0.01% 0.01%
Min Balance $1,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Market - 0.00%
Details Daily balances of: up to $999.99
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Money Markets - 0.00%
No additional details.
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Countybank Checking Rates

Product Rate APY View More
Premier Checking 0.05% 0.05%
Min Deposit $25
Min Balance $5,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Free Business Interest Checking 0.01% 0.01%
Min Deposit $100
Min Balance $1,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Signature Checking 0.01% 0.01%
Min Deposit $25
Min Balance $1,000
Last Updated 03/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Countybank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Countybank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Countybank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Countybank
Bank Holding Company TCB CORP
Address 419 Main St, Greenwood, SC 29646  ·  Greenwood
FDIC Certificate # 9155
Established 06/05/1933
FDIC Insurance Date 01/01/1934
Domestic Offices 13
Total Branches 13
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.21%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8948%
Return on Equity (ROE) 22.6000%
Non-Performing Loans (NPL) 0.04%
Total Assets $729,554,000
Total Deposits $637,791,000
Equity Capital $47,253,000
Net Income $8,856,000
Headquarters Greenwood
Total Offices 13
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Countybank

Is Countybank a safe place to deposit money?

Yes, Countybank is considered a safe financial institution. With a Texas Ratio of 1.2128037423658%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Countybank operate?

Countybank currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Countybank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Countybank provides members with tools to manage their accounts and build a solid financial history.

Does Countybank offer online and mobile banking?

Most modern institutions like Countybank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ecountybank.com.

Current Countybank Rates

  • 12-Month CD0.89%
  • 18-Month CD0.88%
  • 24-Month CD0.87%
  • 36-Month CD0.87%
  • 48-Month CD0.89%
  • 60-Month CD0.91%
  • Savings0.02%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.