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 Enterprise Bank of South Carolina Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
Enterprise Bank of South Carolina's *7-Month Special* rates are at 2.92%, 7-Month Special rates are at 2.92%, 60 - 120-Month rates are at 1.71%, 60-120-Month rates are at 1.71%, 24-Month rates are at 1.61%. MonitorBankRates evaluates the financial stability of Enterprise Bank of South Carolina with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 83.85%. Rates were last updated on 05/05/2026. Enterprise Bank of South Carolina money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enterprise Bank of South Carolina? Share your experience about Enterprise Bank of South Carolina by leaving a review below, or read customer reviews before you decide to use Enterprise Bank of South Carolina. 
Enterprise Bank of South Carolina CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Enterprise Bank of South Carolina is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Enterprise Bank of South Carolina rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Enterprise Bank of South Carolina's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Enterprise Bank of South Carolina
Bank Holding Company
VARN FINANCIAL CORP
Address
13497 Broxton Bridge Rd,
Ehrhardt, SC 29081 · Bamberg
Website
https://www.ebsc.bank
FDIC Certificate #
11539
Established
01/01/1920
FDIC Insurance Date
01/01/1934
Domestic Offices
12
Total Branches
12
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsF
Overall Health Grade
Score: 18/100
1.0
Weak
Out of 5.0 Stars
83.85%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-0.0528%
Return on Equity (ROE)
-2.6400%
Non-Performing Loans (NPL)
1.58%
Total Assets
$491,150,000
Total Deposits
$459,698,000
Equity Capital
$29,697,000
Net Income
$11,368,000
Headquarters
Ehrhardt
Total Offices
12
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Enterprise Bank of South Carolina
Frequently Asked Questions About Enterprise Bank of South CarolinaHow many branches does Enterprise Bank of South Carolina operate?Enterprise Bank of South Carolina currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Enterprise Bank of South Carolina does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Enterprise Bank of South Carolina provides members with tools to manage their accounts and build a solid financial history. Does Enterprise Bank of South Carolina offer online and mobile banking?Most modern institutions like Enterprise Bank of South Carolina provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ebsc.bank. Current Enterprise Bank of South Carolina Rates
Retrieved from our database of financial products. Rates subject to change.
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